ING Lease Leasing, Your Best Partner in Business? Hans Hoogendijk General Manager, ING Lease (C.R.), s.r.o. Truck Europe Forum 2007 Prague, May 15, 2007
Contents Roadmap to ING Lease in CE Europe ING Lease solutions meet your expectations Enjoy our expertise Excellence in execution Contact details Page 1
Roadmap to ING Lease in CE Europe profile of ING Lease Group Member of ING Group, global financial institution of Dutch origin Amongst TOP 10 largest leasing companies in Europe Subsidiaries in 14 countries Around 1,900 employees Total portfolio of 15.7 billion (EOY 2006) Profit before Tax of 183.7 million in 2006 Lease Portfolio Development Lease Portfolio 2006 by type of assets 16000 14000 Other 11% Transport 19% Mio 12000 10000 8000 6000 Real Estate 29% 4000 2000 0 2001 2002 2003 2004 2005 2006 Cars 18% Equipment 23% Page 2
Roadmap to ING Lease in CE Europe reliability and customer orientation Page 3
Roadmap to ING Lease in CE Europe presence in CE Europe Czech Republic: Prague ING Lease (C.R.), s.r.o. Romania: Bucharest ING Lease Romania Hungary: Budapest ING Lease Hungary Russia: Moscow ING Lease (Eurasia) LLC Poland: Warsaw ING Lease Polska Slovakia: Bratislava ING Lease (C.R.), s.r.o. Slovak Branch Page 4
ING Lease solutions meet your expectations product lines Transportation Real Estate Vendor Equipment Page 5
ING Lease solutions meet your expectations product lines Assets: Transportation: trucks, railcars, buses, LCVs, passenger vehicle fleets, forklifts, pipelines Real Estate: retail outlets, production & office buildings, warehouses, land Equipment: production lines, packaging lines, mining equipment, technologies, construction machines Products: financial lease, operational lease with (un)secured residual value (according to international accounting standards), sale & lease back Page 6
Enjoy our expertise typical transaction profile for transportation Minimum amount: 0.5 Mio EUR, available in both local and EUR currencies Interest Rate: Fixed / floating Average tenor: 36 72 months, grace period is also available Financed amount: up to 100% of purchase price / FMV Residual Value: maximum 45-50% Asset: new as well as used equipment (sale & lease back) Page 7
Enjoy our expertise major advantages Accelerating tax depreciation resulting in tax savings Smooth cash flow planning Tailor made structures Longer (fixed) tenor due to asset based nature Easy and transparent administration No CAPEX decisions Off-balance sheet transaction - Local GAAP - US GAAP - German GAAP -IFRS -Etc. Page 8
Excellence in execution example of our transactions Asset: truck / trailer fleet Amount: 3.8 Mio EUR Tenor: 4 years Asset: buses / coaches Amount: 2.5 Mio EUR Tenor: 3-7 years Asset: railway rolling stock Amount: 10.6 Mio EUR Tenor: 11.5 years Asset: railway cargo wagons Amount: 4.4 Mio EUR Tenor: 6 years Page 9
ING Lease contact details Hungary: Vib Verma General Manager Tel. +361 255 55 50 Fax. +361 255 57 77 E-mail: vib.verma@inglease.hu Romania: Bas Hoekstra General Manager Tel. +40 21 209 1 570 Fax. +40 21 209 1 125 E-mail: bas.hoekstra@inglease.ro Poland: Mariusz Kurzac Marketing and Sales Director Tel. +482 282 053 99 Fax. +482 282 054 00 E-mail: mariusz.kurzac@inglease.pl Russia: Arkady Gerasenko General Manager Tel. +749 575 554 98 Fax. +749 575 554 99 E-mail: arkady.gerasenko@ingbank.com www.inglease.com Page 10
ING Lease contact details Czech & Slovak Republics: Hans Hoogendijk General Manager Tel. +420 257 474 650 Fax. +420 257 474 641 E-mail: hans.hoogendijk@mail.ing.nl Martin Urban Country Sales Manager Tel. +420 257 474 645 Fax. +420 257 474 641 E-mail: martin.urban@mail.ing.nl www.inglease.cz Page 11
ING Lease your partner in business Thank you for your attention Page 12