Community Highlights. Maintenance-Free Ranch Villas, in a Charming Clubhouse Community

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Community Highlights 2-3 Bedrooms 2-3 Bathrooms Spacious Living Areas Tray Ceilings Private Courtyards Community Clubhouse w/ Pool and Fitness Room Minutes from Entertainment, Shopping, Dining and Much More! Maintenance-Free Ranch Villas, in a Charming Clubhouse Community The Courtyards at Pepper Creek is situated in one of the most desirable subdivisions of Northwest Indiana. Here residents enjoy surrounding ponds, woods and meandering walking trails, yet are located just minutes from all the conveniences and activities that nearby Valparaiso as well as the Chicagoland area have to offer. The community s maintenance free, ranch-style homes offer 2 or 3 bedrooms, flexible and spacious living areas, and luxury features throughout. You ll appreciate the open and airy single-level floor plans, which include extraordinary amenities that are designed to make living more comfortable. Special features and options include rich European Country exterior elevations with brick accents, lush landscaping, seasonal verandas, gourmet kitchens with dining areas, tray ceilings, and generous storage space. Courtyards at Pepper Creek Valparaiso, IN

the Clubhouse The Community Clubhouse Residents enjoy exclusive access to the Clubhouse, which serves as the heart of the community. This private Clubhouse offers a heated pool, fully equipped fitness center and a large, furnished social room with a full kitchen, billiards table and large screen TV. Serving as the hub for social, recreational and fitness activities within the community, residents enjoy many social events hosted at the Clubhouse throughout the year.

the Maintenance-Free Lifestyle SERVICES PROVIDED TO RESIDENTS: Lawn Mowing and Weed Control Landscape Maintenance Exterior Building Maintenance Driveway and Street Care Common Area Lighting Snow Removal (when over 2 inches) We Do the Work... You Do the Living This page is for marketing purposes only. The seller and/or the HOA reserves the right to make changes to services offered at any time without notice. Plans and elevations are artist s renderings and may contain options, which are not standard on all models. We reserve the right to make changes to these plans, specifications and elevations without prior notice. Stated dimensions and square footage are approximate and should not be used as representation of home s size. The specific features in a home may vary from home to home. We reserve the right to substitute equipment, materials, appliances and brand names with items of equal or higher value. Color and size variations may occur. Void where prohibited by law. Prices subject to change without notice. See sales consultant for further details.

the Location 1. Walmart 2. Target 3. Town & Country Market 4. Strack and Van Til 5. K-Mart 6. Walgreens 7. Menards 8. Barnes & Noble Bookstore 9. Brauer Museum of Art 10. Birmingham Zoo 11. Valparaiso Country Club 12. Fountain Meadows Park 13. Forest Park Golf Courses 14. Glenrose Park 15. Valparaiso University 16. Pubic Library 17. Fire Department 18. Police Station 19. Post Office 20. Hospital

Our family-owned, award winning company is one of the country s premier builders and developers of for-purchase and for-rent maintenance-free communities. Our communities offer an easier lifestyle without the hassle of exterior maintenance, and many luxurious amenities such as clubhouses, heated pools, walking trails, and more. With dozens of active projects in many states across the Midwest and Southeast, we are proud to have a national presence while still maintaining the highest standards in community living and customer service. We have developed, built and sold lifestyle-rich communities since 2002 and are excited to expand upon our experience with future neighborhoods. We are also a proud Builder Partner of EPCON Communities with several EPCON developments in our portfolio. We look forward to providing exceptional homes and communities for many years to come. OWN RENT ALABAMA Birmingham - Cornerstones at Oxmoor Valley Foley - Sea Pines at Bon Secour Opelika - Hamilton Gables ILLINOIS New Lenox - Courtyards at Heather Glen Woodstock - Maples at the Sonatas INDIANA Indianapolis - Eagle Lakes Indianapolis - Stonebridge Valparaiso - Courtyards at Pepper Creek MISSOURI Nixa - Villas at Wicklow OHIO Amelia - Villas at Waterford Glen Brunswick Hills - Crossings at West Valley Grove City - Mews at Pinnacle Club Heath - Villages of River Oaks Heath - Linnview Crossings Hebron - Landings at Maple Bay Kent - Crossings at Golden Pond Mt. Vernon - The Village of Colonial Woods Streetsboro - Fairways at Boulder Creek Washington Court House - Villas at Trotters Pointe Zanesville - Wellington Place TENNESSEE Blountville - Cottages at Feathers Chapel Farragut - Cottages at Pryse Farm Knoxville - Cottages at Governors Landing OHIO Blacklick - Bedford Place Lancaster - Lancaster Ridge Reynoldsburg - Wheaton Village NORTH CAROLINA Greensboro - Villas at Sedgefield WilcoxCommunities.com

What is an EPCON Communities Builder? In 1986, Philip Fankhauser and Edward Bacome recognized that real estate builders had overlooked the needs and preferences of one of the most important contributing segments of society: the maturing home buyer. This realization led to the founding of Epcon Communities in Dublin, Ohio. Three years after Epcon s founding, a builder from a nearby city approached Fankhauser and Bacome about using their successful design and floor plans for his own community. The duo s design and floor plans continued to grow in popularity, and eventually other builders also inquired about constructing an Epcon-style development. In 1995, Fankhauser and Bacome responded to the growing demands with the establishment of Epcon Communities Franchising. Over the years, Epcon has earned the distinction of the nation s preeminent real estate builder of luxury single-story homes and residential communities. the Wilcox Advantage As a proud builder partner of Epcon Communities, each Wilcox community offers smart, innovative designs along with desirable modern amenities. Wilcox Communities superior customer service, coupled with Epcon s smart floor plans and signature features, has created the ultimate home buying experience. Through their partnership with Epcon, Wilcox is able to offer architecturally innovative homes that are as low-maintenance as they are high-standard. With well over a decade of experience building Epcon s lifestyle developments, Wilcox is now one of their most successful builder partners. WilcoxCommunities.com

Energy Efficiency Wilcox Communities meets all requirements for current energy codes by incorporating the following into every home: Insulation is enclosed on six sides. Batt insulation is enclosed on all six sides (top, bottom, front. back, right, left) to allow the insulation to operate at maximum efficiency. Exterior penetration are sealed. Any and all penetrations in the exterior sheeting, such as piping, wiring and the electric box, are foamed or caulked to reduce air infiltration. Bottom plates at slab or deck are sealed. Foam or caulk is applied between the slab/deck and the bottom plates on all exterior walls to eliminate air infiltration. Interior penetrations are sealed. Before and after drywall, all interior penetrations, such as piping, ductwork and wiring, are foamed or caulked. Energy efficient windows are installed. Argon gas is injected into the air space between the double pane glass in order to reduce convection. Low e-glazing film is applied to the exterior of the inner pane of glass to reflect sun rays and reduce heat infiltration. HVAC ducts are air-sealed. All joints in the ductwork are sealed with a mastic and tape to reduce the amount of heated or cooled air that can escape into unconditioned space. Duct leakage testing is performed. Energy testing is performed on HVAC system to measure the amount of conditioned air that escapes into unconditioned space and to ensure that we are meeting or exceeding the state-mandated specifications. Blower door testing is performed. Energy testing is performed on all doors to measure the amount of air infiltration into conditioned space and to ensure that we are meeting or exceeding the state-mandated specifications. This page is for marketing purposes only. Codes vary by state and region. We reserve the right to make changes to these specifications without prior notice. Stated specifications are general in nature and may vary in your specific community. See your superintendent for further details or more exact specifications.

Meet Our Trusted Lender Eric Jungnickel Executive Loan Officer Fairway Mortgage Receive $1,000 Off Closing Costs NMLS# 543269, MB 2289 ericj@fairwaymc.com ph: (630) 560-0004 fax: (866) 500-2164 121 S. Webster St., Naperville, IL 60540 In-house processing and underwriting; 40+ years of experience One person point-of-contact Conventional, FHA and VA loan programs $1,000 toward closing costs Wilcox Communities has experienced great success when working with Fairway Independent Mortgage. To ensure that our home buyers have the option to receive a high level of service by a trusted lender, Fairway offers Wilcox Communities home buyers a competitive interest rate and mortgage terms in addition to a lender credit that can be used toward closing costs. Personalized service that keeps you comfortable and informed. Fairway Independent Mortgage Corporation. NMLS # 2289. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply. You have to apply through the branch indicated above. Courtyards at Pepper Creek Valparaiso, IN

the Palazzo 1,516-2,012 sq. ft. 2 Bedroom 2 Bath 2.5-Car Garage Optional Four Seasons Room Tray Ceilings Entertaining Kitchen Outdoor Courtyard Retreat

the Palazzo (Options) 1st Floor 11 x 11 4-Seasons Room 9 x 12 Screen Porch Basement 10 x 12 Sitting Room 10 x 12 Covered Porch 2nd Floor Bonus Suite

the Portico 1,754-2,461 sq. ft. 2 Bedroom 2 Bath 2.5-Car Garage Spacious Mudrooms Open Plan Living Tray Ceilings Entertaining Kitchen Den/Office Private Outdoor Courtyard

the Portico (Options) 1st Floor 9 x 12 Sitting Room 9 x 12 Screen Porch Basement Extended Front Covered Porch 9 x 16 Covered Porch 2nd Floor Bonus Suite

the Promenade 1,994-2,873 sq. ft. 2 Bedroom 2 Bath 2.5-Car Garage Prevailing Natural Light Entertaining Kitchen Tray Ceilings Large Pantry Den/Office Private Outdoor Courtyard

the Promenade (Options) 1st Floor 7 x 13 Sitting Room 7 x 13 Screen Porch Basement Four Seasons Room, in Place of Den 7 x 13 Covered Porch 2nd Floor Bonus Suite

the Pricing Sheet Courtyard Series (Stand-Alone) The PALAZZO - from the mid $200s 1,516-2,012 square feet 2 Bedroom 2 Bathrooms Attached 2.5-Car Garage 456 square foot Private Outdoor Courtyard The PORTICO - from the mid $200s 1,754-2,461 square feet 2 Bedrooms plus Den 2 Bathrooms Attached 2.5-Car Garage 406 square foot Private Outdoor Courtyard The PROMENADE - from the upper $200s 1,994-2,873 square feet 2 Bedrooms plus Den 2 Bathrooms Attached 2.5-Car Garage 482 square foot Private Outdoor Courtyard

the Site map

HOA Services Association Fees Include the Following: Fire, hazard, wind, liability & exterior insurance (does not include personal possessions) Exterior building maintenance and repair Grass mowing and edging Snow removal (when over two inches) Lawn fertilization and weed control Flowers and shrubs (planting in selected areas) Clubhouse operation & maintenance Swimming pool operation and maintenance Fitness center operation and maintenance Common-area lighting Driveway and street maintenance and repair Professional management services Reserve and future replacement fund (roofs, driveways, sidewalks, streets) Your Current Monthly Costs What Your Pepper Creek HOA Covers