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Invoice Date: 4/12/2019 Report Number: 1150 Page Number: 1 Bill To: Emmanuel Lao 12132611931 Escrow Number: Ordered By: Emmanuel Lao 12132611931 Property Address: 1904 11th Avenue Oakland, CA 94606 APN: 2126514 Amount Due: $74.95 ITEM DESCRIPTION PRICE 1 Residential + Tax $74.95 Pay through escrow $15 TOTAL: $74.95 Please cut off and return bottom portion with payment. ----- ---- --- --- -- --- -- - -- CUT HERE---- - --- -- --- ---- --- -- ---- - -- --- ---- --- -- -- --- -- - --- --- -- -- -- -- ---- -- --- CUT HERE --- --- ---- -- ---- --- -- ---- Received from: Emmanuel Lao 415 N Alvarado St. Los Angeles, AL 90026 Property Address: 1904 11th Avenue Oakland, CA 94606 REPORT NUMBER: 1150 Make Checks Payable to: Amount Due $74.95

NATURAL HAZARD DISCLOSURE REPORT -RESIDENTIAL- PROPERTY ADDRESS: 1904 11th Avenue Oakland, CA 94606 APN - 2126514 1

Table of Contents - Reports 1904 11th Avenue Oakland, CA 94606 Page Property Overview 3 Report Summary 4 Certificate of Indemnification 4 Disclosure Receipt/Statement 5 Disclosures/Notices: Special Flood Hazard 6 Dam Inundation 6 Very High Fire Hazard Severity 6 State (wildland) Fire Responsibility 6 Earthquake Faults 7 Seismic Hazards: Landslide 7 Seismic Hazards: Liquefaction 7 Military Ordnance Facility 8 Commercial/Industrial Use Zone 8 Airport Vicinity 8 Airport Influence Area 8 Radon Gas 9 Tsunami 9 Williamson Act 10 Right to Farm/Important Farmland 10 Naturally Occurring Asbestos 10 Critical Habitats 11 Abandoned or Active Mines 11 Coastal Zone 11 City/County Hazard Disclosure Explanations 12 Notice of Duct Sealing Requirements 13 Notice of Energy Efficiency Standards Advisory 14 Notice of Home Energy Efficiency Tax Credit Advisory 14 Mold Addendum 14 Notice of Methamphetamine Contamination 14 Notice of Abandoned Wells 15 Notice of Abandoned Mines 15 Wood-Burning Heater Advisory 16 Environmental Report 17 Notice of Your Supplemental Property Tax Bill 22 Mello-Roos Community Facility District 22 Special Assessments 22 Notices of Transfer Tax Disclosure and Supplemental Property Tax Bill 22 Property Tax Information 23 Notices of Special Taxes and Assessments 24 Tax Bill Explanations 24 Terms and Conditions 26 2

Report date: 4/12/2019 Report number: 1150 NATURAL HAZARD DISCLOSURE REPORT REPORT DATE: Apr 12, 2019 ASSESSORS PARCEL NUMBER: 2126514 PROPERTY ADDRESS: 1904 11th Avenue Oakland, CA 94606 Copyright 2019 Digital Map Products, Tele Atlas NOTICE TO CUSTOMER Please verify for accuracy the information (street address, APN, escrow transaction number, etc.) provided at time of ordering. If the escrow transaction number fails to match the escrow number identified in this report, the report is invalid and a new report must be ordered. 3

Report Summary 1904 11th Avenue Oakland, CA 94606 This property is located in/within: Yes No No Data A Special Flood Hazard Area X An Area of Potential Flooding Due to Dam Inundation X A Very High Fire Hazard Severity Zone X A State of California Fire Responsibility Area X An Earthquake Fault Zone X A Landslide Seismic Hazard Zone X A Liquefaction Seismic Hazard Zone X 1 Mile of a Former Military Ordnance Site X 1 Mile of a Commercial/Industrial Use Zone X 2 Miles of FAA Approved Landing Facility X An Airport Influence Area X An Area with Potential for Radon Gas X A Tsunami Inundation Hazard Area X Land Under Contract Pursuant to the Williamson Act X Right to Farm/Important Farmland X A Naturally Occurring Asbestos Area X Critical Habitats X 1 Mile of a Mining Operation X Coastal Zone City/County Hazard Disclosure Explanations Duct Sealing & Testing Requirement Disclosure Notice of Energy Efficiency Standards Advisory Notice of Home Energy Efficiency Tax Credit Advisory Mold Addendum Notice of Methamphetamine Contamination Notice of Abandoned Water Wells and Oil/Gas Wells Notice of Abandoned Mines Wood-Burning Heater Advisory Environmental Report Property Tax Disclosure Page A Mello-Roos Community Facility District X A Special Tax Assessment District X Notices of Transfer Tax Disclosure and Supplemental Property Tax Bill Property Tax Information Notices of Special Taxes and Assessments Tax Bill Explanations Statement of Liability, Limitations, Conditions, Terms and Assumptions X Please note: This is only an overall summary of the Report. Please make sure to read the detailed report below in its entirety. confirms that for every residential report prepared, unless the seller or seller's agent is personally aware of any errors or inaccuracies in the information contained in the report, will indemnify and hold harmless seller and seller's agent from any liability arising from such inaccuracies. Furthermore, carries industry leading Professional Liability policy for any error or inaccuracy that may be caused by negligent acts arising out if its reports. Through this insurance, will defend its clients against claims caused by the negligent acts, errors, or inaccuracies of. 4

NHD STATEMENT This statement applies to the following property: 1904 11th Avenue Oakland, CA 94606 The transferor and his or her agent(s) or a third-party consultant disclose the following information with the knowledge that even though this is not a warranty, prospective transferees may rely on this information in deciding whether and on what terms to purchase the subject property. Transferor hereby authorizes any agent(s) representing any principal(s) in this action to provide a copy of this statement to any person or entity in connection with any actual or anticipated sale of the property. The following are representations made by the transferor and his or her agent(s) based on their knowledge and maps drawn by the state and federal governments. This information is a disclosure and is not intended to be part of any contract between the transferee and transferor. THIS REAL PROPERTY LIES WITHIN THE FOLLOWING HAZARDOUS AREA(S): A SPECIAL FLOOD HAZARD AREA (Any type Zone "A" or "V") designated by the Federal Emergency Management Agency. Yes No X AN AREA OF POTENTIAL FLOODING shown on a dam failure inundation map pursuant to Section 8589.5 of the Government Code. Yes No X A VERY HIGH FIRE HAZARD SEVERITY ZONE pursuant to Section 51178 or 51179 of the Government Code. The owner of this property is subject to the maintenance requirements of Section 51182 of the Government Code. Yes No X A WILDLAND AREA THAT MAY CONTAIN SUBSTANTIAL FOREST FIRE RISKS AND HAZARDS pursuant to Section 4125 of the Public Resources Code. The owner of this property is subject to the maintenance requirements of Section 4291 of the Public Resources Code. Additionally, it is not the state's responsibility to provide fire protection services to any building or structure located within the wildlands unless the Department of Forestry and Fire Protection has entered into a cooperative agreement with a Local agency for those purposes pursuant to Section 4142 of the Public Resources Code. Yes No X AN EARTHQUAKE FAULT ZONE pursuant to Section 2622 of the Public Resources Code. Yes No X A SEISMIC HAZARD ZONE pursuant to Section 2696 of the Public Resources Code. Landslide Zone: Yes No X Map not yet released by state Liquefaction Zone: Yes No X Map not yet released by state THESE HAZARDS MAY LIMIT YOUR ABILITY TO DEVELOP THE REAL PROPERTY TO OBTAIN INSURANCE, OR TO RECEIVE ASSISTANCE AFTER A DISASTER. THE MAPS ON WHICH THESE DISCLOSURES ARE BASED ESTIMATE WHERE NATURAL HAZARDS EXIST. THEY ARE NOT DEFINITIVE INDICATORS OF WHETHER OR NOT A PROPERTY WILL BE AFFECTED BY A NATURAL DISASTER. TRANSFEREE(S) AND TRANSFEROR(S) MAY WISH TO OBTAIN PROFESSIONAL ADVICE REGARDING THOSE HAZARDS AND OTHER HAZARDS THAT MAY AFFECT THE PROPERTY. Signature of Transferor Signature of Transferor Signature of Agent Signature of Agent Date Date Date Date Check only one of the following: Transferor(s) and their agent(s) represent that the information herein is true and correct to the best of their knowledge as of the date signed by the transferor(s) and agent(s). X Transferor(s) and their agent(s) acknowledge that they have exercised good faith in the selection of a third-party report provider as required in Civil Code Section 1103.7, and that the representations made in this Natural Hazard Disclosure Statement are based upon information provided by the independent third-party disclosure provider as a substituted disclosure pursuant to Civil Code Section 1103.4. Neither transferor(s) nor their agent(s) (1) has independently verified the information contained in this statement and report or (2) is personally aware of any errors or inaccuracies in the information contained on the statement. This statement was prepared by the provider below: Third-Party Disclosure Provider(s) Date: 12-Apr-2019 Transferee represents that he or she has read and understands this document. Pursuant to Civil Code Section 1103.8, the representations made in this Natural Hazard Disclosure Statement do not constitute all of the transferor's or agent's disclosure obligations in this transaction. There are other statutory disclosures and legal information in the Report. Refer to Report for these additional disclosures. With their signature below, Transferee(s) also acknowledge(s) receipt of the additional determinations provided in this Report via email and/or hard copy, including, but not limited to, tax disclosures (Mello-Roos and Special Assessments), required Notices and the receipt of booklets/information regarding Environmental Hazards, Earthquake Safety, Lead-Based Paint and Mold. Signature of Transferee Signature of Transferee Date Date 5

EXPLANATIONS AND NOTICES SPECIAL FLOOD HAZARD AREAS THE SUBJECT PROPERTY IS X IS NOT LOCATED IN A SPECIAL FLOOD HAZARD AREA The Federal Emergency Management Agency (FEMA) has prepared Flood Insurance Rate Maps, which delineate flood zones based on estimated flood risk. The zones pertinent to the Natural Hazard Disclosure are Zone A and V (Special Flood Hazard Areas). Zone V is for coastal areas and Zone A is for inland areas. These zones are located within 100-year flood plain. A 100-year flood has a one-percent chance of occurrence in any given year. Flood insurance is required by federally regulated lending institutions for the properties located within Zones A or V. Local flood control projects to mitigate flood hazard potential can change the flood risk of a specific area or property. The flood risk of a specific area or property may be updated through a Letter of Map Change filed with FEMA. Specific updated flood risk information, not included on the Flood Insurance Rate Maps, is not provided in our report. If a property is located within a Special Flood Hazard Area, recommends contacting FEMA for the updated risk assessment of the property and the current flood insurance requirements. It should be noted that properties within a Special Flood Hazard Zone may never experience flooding, and conversely, properties not located within a Special Flood Hazard Zone may experience flooding. This disclosure is not meant to predict flooding, but rather to identify properties for which flood insurance may be required by federally regulated lending institutions. Please visit www.fema.gov for more info including specific LOMA or LOMR. AREAS OF POTENTIAL FLOODING FROM DAM FAILURES THE SUBJECT PROPERTY IS X IS NOT LOCATED IN A DAM INUNDATION ZONE The California Office of Emergency Services (CA OES) has provided Inundation Maps, which delineate areas subject to flooding from a sudden, catastrophic failure of a dam with a full reservoir. Maps are not available for all dams in the state. Additional maps may become available subsequent to approval by OES. Inundation from reservoir, dam, or dike failure can pose serious risks to large segments of the population. Cities and counties within the mapped areas are required to adopt emergency procedures for the evacuation of populated areas. VERY HIGH FIRE HAZARD SEVERITY ZONES THE SUBJECT PROPERTY IS X IS NOT LOCATED IN A VERY HIGH FIRE SEVERITY ZONE The California Department of Forestry and Fire Protection (CDF) under the Bates Bill (AB 337) established Very High Fire Hazard Severity Zones (VHFHSZ) in the Local Responsibility Areas (LRA) of California. The maps prepared by the CDF shows zones based on State criteria. Local agencies, by law, are allowed to make changes to the zones. Fire defense improvements are mandated for properties located within the zones under section 51178 and 51179 of the Government Code. Mandated improvements include a Class A roof for new development or replacement of an existing roof and brush clearing within 30 feet of a structure. For a complete listing of the mandated fire defense improvements and local zone changes, contact the local fire department. The Very High Fire Hazard Severity Zone Maps were prepared at a scale that does not always allow a conclusive determination to be made at zone boundaries. If a conclusive determination cannot be made, the property will be reported on the Natural Hazard Disclosure Statement as boundary condition on our Residential Disclosure Report. Therefore, the local fire department should be contacted to determine if the property is located within the zone. STATE OF CALIFORNIA FIRE RESPONSIBILITY AREA THE SUBJECT PROPERTY IS X IS NOT LOCATED IN A STATE FIRE RESPONSIBILITY AREA The California Department of Forestry and Fire Protection has established State Responsibility Areas (SRA) for which the primary financial responsibility for prevention and suppression of fires is that of the State. However, the State is not responsible for protecting structures within these areas. The property owner is subject to certain maintenance requirements and may be responsible for fire protection of structures under Section 4291 of the Public Resources Code. IF the property is located within a State Responsibility Area, recommends contacting the county fire department to obtain a full listing of property owner maintenance and fire protection requirements. Public Resources Code Section 4326 reads, A seller of a real property which is located within a state responsibility area determined by the board, pursuant to Section 4125, shall disclose to any prospective purchase the fact that the property is located within a wild land area which may contain substantial forest fire risks and hazards and is subject to the requirements of Section 4291. The State Responsibility Area Maps were prepared at a scale that does not always allow a conclusive determination to be made at zone boundaries. If a conclusive determination cannot be made, the property will be reported on the Natural Hazard Disclosure Statement as situated in the zone as mandated by Section 1002.6C of the California Civil Code. will report the property as in a boundary condition on our Residential Disclosure Report. The county fire department should be contacted to determine if the property is located within the zone. 6

ALQUIST-PRIOLO EARTHQUAKE FAULT ZONES THE SUBJECT PROPERTY IS X IS NOT LOCATED IN AN ALQUIST-PRIOLO FAULT ZONE The state geologist under the Alquist-Priolo Earthquake Fault Zoning has established regulatory zones around the mapped surface traces of active faults. These zones, typically onequarter mile or less in width, have been delineated on maps around sufficiently active and well-defined faults and fault segments that constitute a potential hazard to structures from surface faulting or fault creep. Faults that demonstrate movement during the past 11,000 years are considered active. The purpose of the Act under Section 2621-2630 of the Public Resources Code is to assist cities and counties in land using planning and developing permit requirements. The State Mining and Geology Board provide additional regulations to guide cities and counties in their implementation of the law under California Code of Regulations, Title 14, and Division 2. Local agencies must regulate most types of development projects located within the zones. The results of our search only indicate whether a property is situated within an Earthquake Fault Zone, as shown on the Alquist-Priolo Earthquake Fault Zone Maps. Our search does not indicate whether or not surface trace of an active fault is located on the property. If this report indicates the subject property is located within an Earthquake Fault Zone, recommends consulting a Certified Engineering Geologist to assess the site-specific potential for surface fault, rupture. It should be noted that the State Earthquake Fault Zoning Program is ongoing and properties currently not situated in a zone may be located in a zone established in the future. SEISMIC HAZARD ZONES THE SUBJECT PROPERTY IS X IS NOT LOCATED IN A LANDSLIDE HARZARD ZONE MAP NOT YET RELEASED BY STATE THE SUBJECT PROPERTY IS X IS NOT LOCATED IN A LIQUEFACTION HARZARD ZONE MAP NOT YET RELEASED BY STATE The California Division of Mines and Geology under the Seismic Hazards Mapping Act has prepared maps delineating zones of potential seismic hazards. The legislation for the Act may be found in the California Public Resources Code, Division 2, Chapter 7.8, Sections 2690-2699.6 and Chapter 8 Article 10, Sections 3720-3725. The purpose of the Act is to provide cities and counties with zones where site-specific geo-technical studies are required prior to development. Local agencies must regulate most types of development projects located within the zones. The currently available Official Maps of Seismic Hazard Zones contains zones for the seismic hazards of liquefaction and earthquake induced land sliding for limited geographic areas only. However, future maps may contain additional seismic hazards and may cover the entire state. Our search indicates whether a property is situated or not situated within a mapped Seismic Hazard Zone. If the property is not located in an area mapped by the state Seismic Hazards Mapping Program, our report indicates that the map for the site has not yet been released by the State. Due to limitations of the state Seismic Hazards Mapping Program, recommends hiring a Certified Engineering Geologist to address any concerns regarding the seismic hazard potential of the subject site. The liquefaction Hazard Zones delineate areas where liquefaction has been recorded in the past and areas where local soil and groundwater conditions indicate a potential for permanent ground displacement from liquefaction that would require mitigation. Site specific geo-technical studies are required prior to new development. Liquefaction is a process whereby saturated, unconsolidated, sandy soils, temporarily become liquefied as a result of strong ground shaking. Liquefaction is considered most likely when the ground water table is located less than 50 feet below the ground surface. Ground displacement may occur and buildings may be damaged as a result of liquefaction. Earthquake-Induced Landslide Zones include areas where geologic materials are considered susceptible to slope failure during strong earthquake ground shaking. Also included are areas with identified past landslide movement and areas with known earthquake-induced slope failure during historic earthquakes. Site-specific geo-technical studies are required prior to new development. It should be noted that the maps may not show all areas of potential liquefaction or earthquake-induced land sliding. In addition, the mapped areas within each zone will not be affected uniformly during an earthquake. As noted on the maps, Liquefaction zones may also contain areas susceptible to the effects of earthquake-induced landslides. This situation typically exist at or near the toe of existing landslides, down slope from rock fall Or debris flow source areas, or adjacent to steep stream beds. 7

MILITARY ORDINANCE DISCLOSURE (FUDS) THE SUBJECT PROPERTY IS X IS NOT WITHIN 1 MILE OF A KNOWN FORMER MILITARY ORDNANCE SITE California Civil Code d1102.15 requires the seller of residential real property to disclose whether any former federal or state ordnance locations were located within one mile of the subject property. For purposes of this law, former federal or state ordnance locations means an area identified by any agency or instrumentality of the federal or state governments as an area once used for military training purposes that may contain potentially explosive munitions. COMMERCIAL INDUSTRIAL DISCLOSURE (INDUSTRIAL COMMERCIAL USE ZONES) THE SUBJECT PROPERTY IS IS NOT LOCATED WITHIN 1 MILE OF A PROPERTY ZONED FOR COMMERCIAL/INDUSTRIAL USE X The disclosure regarding the Subject Property s proximity to a zone or district allowing manufacturing, commercial or airport use is based upon currently available public records and excludes entirely agricultural properties. A physical inspection of the Subject Property has not been made. The calculation of the one-mile proximity measurement is based upon the distance between the Subject Property s street address and the street address of the next closet property allowing manufacturing, commercial or airport use; the onemile proximity measurement is not based upon a line of site measurement of the properties (e.g., as the crow flies ). Therefore, it is possible for the distance between the properties street addresses, the Subject property may be reported as not within one mile of a zone or district allowing manufacturing, commercial or airport use. FAA APPROVED LANDING FACILITY - AIRPORT PROXIMITY DISCLOSURE THE SUBJECT PROPERTY IS X IS NOT LOCATED WITHIN 2 MILES OF AN FAA APPROVED LANDING FACILITY This is not a noise (decibel level) disclosure and no disclosure is made regarding the proximity of private airports or landing strips. Rather, the airport proximity disclosure relates solely to the distance between the Subject Property s street address and the current boundaries of a non-private airport. No physical inspection of the Subject Property or the airport has been made, and this report does not consider the impact of any planned or approved airport expansion projects or modifications. The calculation of the 2-mile proximity measurement is based upon the distance between the Subject Property s street address and present boundaries of the airport based upon currently available public records. Therefore, it is possible FAA or the Subject Property to be located immediately adjacent to an airport, but because of the distance between the airport s boundaries and the Subject Property s street address, the Subject Property may be reported as not within five miles of the airport. No finding or opinion is expressed or implied in this report regarding the take-off and landing patterns utilized by airports or the noise levels experience at the Subject Property as a result thereof. Properties lying beneath or near airport take-off or landing routes often experience significant and disturbing noise levels notwithstanding that they are located more than five miles from the airport. In addition, take-off and landing patterns may change based upon weather conditions and airport expansion/modification projects. AIRPORT INFLUENCE DISCLOSURE THE SUBJECT PROPERTY IS X IS NOT LOCATED IN AN AIRPORT INFLUENCE AREA "AIA" No disclosure is made regarding the proximity or location of out of State airports, out of USA airports, private airports, landing strips, private communities catering to airplane commuters, heliports or bodies of water that permit take-off and/or landing of sea planes. Rather, The Airport Influence Area Disclosure relates solely to the location of the Subject Property s street address and the current boundaries of an Airport Influence Area provided by the recognized authorities of the County where the Subject Property is located. If the local governmental authorities have not adopted an influence area boundary for a particular public airport, then (in accordance with Section 21675.1(b) of the California Public Utilities code) the default study area includes all land within 2 miles of the airport boundary (not the runway). No physical inspection of the Subject Property or the airport has been made. For purposes of this disclosure, an Airport Influence Area also known as an airport referral area is the area in which current or future airportrelated noise, over flight, safety, or airspace protection factors may significantly affect land uses or necessitate restrictions on those uses as determined by an airport land use commission. 8

RADON DISCLOSURE (RADON GAS ZONES) THE COUNTY IN WHICH THE SUBJECT PROPERTY IS LOCATED IS DESIGNATED ZONE 2 FOR RADON GAS POTENTIAL For its Radon Advisory, uses the updated assessment of radon exposure published in 1999 by the Lawrence Berkeley National Laboratory (LBNL) and Columbia University, under support from the U.S. Environmental Protection Agency (EPA), the National Science Foundation, and the US Department of Energy All of California's 58 counties have a predicted median annual-average living-area concentration of radon below 2.0 pci/l (picocuries per liter of indoor air) -- which is well below the EPA's guideline level of 4 pci/l and equivalent to the lowest hazard zone (Zone 3) on the 1993 EPA Map of Radon Zones A "median", like an average, is a central value. The "median concentration" means that half of the homes in a county are expected to be below this value and half to be above it. All houses contain some radon, and a few houses will contain much more than the median concentration. The only way to accurately assess long-term exposure to radon in a specific house is through long-term ing (sampling the indoor air for a year or more). The EPA recommends that all homes be ed for radon. Columbia University's "Radon Project" website offers help to homeowners in assessing the cost vs. benefit of ing a specific house for radon or modifying it for radon reduction. (see http://www.stat.columbia.edu/~radon/). TSUNAMI INUNDATION HAZARD SUBJECT PROPERTY IS X IS NOT LOCATED IN A TSUNAMI INUNDATION AREA A tsunami is a sea wave typically generated by a submarine earthquake, but may be caused by an offshore landslide or volcanic action. A large offshore earthquake, typically a magnitude 7 or greater, may generate a tsunami. Properties located along the California coastline have a potential for inundation from a tsunami. Although early warning systems may provide sufficient warning from distant tsunamis, near-shore generated tsunamis may reach the coast in a matter of minutes. Therefore, homeowners should contact their local emergency management agency and become knowledgeable about tsunami warning signs and local evacuation plans. 9

WILLIAMSON ACT DISCLOSURE THE SUBJECT PROPERTY IS X IS NOT LOCATED IN LAND UNDER CONTRACT PURSUANT TO THE CA LAND OR WILLIAMSON ACT Approximately 16.9 million of the State s 29 million acres of farm and ranch land are currently protected under the California Land Conservation, or Williamson Act. The California Legislature passed the Williamson Act in 1965 to preserve agriculture and open space lands by discouraging premature and unnecessary conversion to urban use. The Act creates an arrangement whereas private land owners contract with Counties and Cities to voluntarily restrict land to agricultural and open-space uses. The vehicle for these agreements is a rolling term 10 year contract (i.e. unless either party files a notice of non-renewal the contract is automatically renewed annually for an additional year). In return, restricted parcels are assessed for property tax purposes at a rate consistent with their actual use, rather than potential market value. An agricultural preserve defines the boundary of an area within which a City or County will enter into contracts with land owners. The boundary is designated by resolution of the board supervisors or city council having jurisdiction. Only land located within an agricultural preserve is eligible for a Williamson Act contract. Preserves are regulated by rules and restriction designated in the resolution to ensure that the land within the preserve is maintained for agricultural or open-space use. The Williamson Act Contract is the legal document that obligates the property owner and any successors of interest to the contracts enforceable restrictions. A landowner interested in enrolling land should contact the local planning department of the County in which the land is located to obtain information and instructions. A Williamson Act Contract runs with the land and is binding on all successors in interest of the landowner. More information may be found by contacting the California Department of Conservation, Division of Land Resources Protection at (916) 324-0850, or on their web site at http:// www.conservation.ca.gov/dlrp/lca RIGHT TO FARM DISCLOSURE (IMPORTANT FARM LANDS) THE SUBJECT PROPERTY IS X IS NOT LOCATED WITHIN 1 MILE OF A FARM OR RANCH LAND California Civil Code section 1103.4 requires notice if a property is presently located within one mile of a parcel of real property designated as Prime Farmland, Farmland of Statewide Importance. Unique Farmland, Farmland of Local Importance, or Grazing Land on the most current county level GIS "Important Farmland Map" issued by the California Department of Conservation, Division of Land Resource Protection. Properties situated in these zones may be subject to inconveniences or discomforts resulting from agricultural operations that are a normal and necessary aspect of living in a community with a strong rural character and a healthy agricultural sector. Customary agricultural practices in farm operations may include, but are not limited to, noise, odors, dust, light, insects, the operation of pumps and machinery, the storage and disposal of manure, bee pollination, and the ground or aerial application of fertilizers, pesticides, and herbicides. These agricultural practices may occur at any time during the 24-hour day. Individual sensitivities to those practices can vary from person to person. NATURALLY OCCURRING ASBESTOS DISCLOSURE THE SUBJECT PROPERTY IS X IS NOT LOCATED WITHIN AN AREA OF NATURALLY OCCURRING ASBESTOS Asbestos is the common name for a group of silicate minerals that are made of thin, strong fibers. It occurs naturally in certain geologic settings in California, most commonly in ultrabasic and ultramafic rock, including serpentine rock, and along associated faults. Chrysotile is the most common type of asbestos, and is often contained in serpentine rock. Serpentine rock is a typically grayish-green to bluish-black color rock that may be shiny in appearance, and is commonly found in the Sierra foothills, the Klamath Mountains, and Coast Ranges. While asbestos formation is more likely in the formations of these rocks, its presence is not certain. Because asbestos is a mineral, asbestos fibers are generally stable in the environment. The fibers will not evaporate in the air. Some naturally occurring asbestos can become friable, or crushed into a powder. This may occur when vehicles drive over unpaved roads or driveways that are surfaced with ultrabasic, ultramafic or serpentine rock, when land is graded for building purposes, or at quarrying operations. Weathering and erosion may also naturally release asbestos. Friable asbestos can become suspended in the air, and under these conditions, asbestos fibers represent a significant risk to human health. Asbestos is a known carcinogen, and inhalation of asbestos may result in the development of lung cancer. has obtained geologic maps from the California Department of Conservation, Division of Mines and Geology, which detail areas within the state that contain naturally occurring ultrabasic and ultramafic rocks. Those properties whose underlying geologic substructure contains these types of rock, with their higher potential for asbestos content, have a higher chance of asbestos exposure, and thus may be in a potential asbestos hazard area. 10

CRITICAL HABITATS THE SUBJECT PROPERTY IS X IS NOT LOCATED WITHIN AN AREA OF CRITICAL HABITATS The Endangered Species Act establishes critical habitats for any species listed under the Act. A critical habitat is defined as a specific area within the geographical area occupied by the species at the time of listing, if that contain physical or biological features essential to conservation, and those features may require special management considerations or protection and specific areas outside their geographical area if the agency determines the area itself essential for conservation. ABANDONED MINES - MINING OPERATION DISCLOSURE THE SUBJECT PROPERTY IS X IS NOT LOCATED WITHIN 1 MILE OF A MINING OPERATION If this property is located within one mile of a mine operation for which the mine owner or operator has reported mine location data to the Department of Conservation pursuant to Section 2207 of the Public Resources Code. Accordingly, the property may be subject to inconveniences resulting from mining operations. You may wish to consider the impacts of these practices before you complete your transaction. Effective January 1, 2012 Senate Bill 110 amends Section 1103.4 of the Civil Code and requires disclosure if the subject property is within one mile of a mining operation. The widespread degradation of land and water resources caused by strip mining and the failure of the states to effectively regulate the industry themselves resulted in the passage of the Surface Mining Control and Reclamation Act (SMCRA) of 1977. The Office of Surface Mining or OSM, was created in 1977 when Congress enacted the SMCRA Act. OSM works with State and Indian Tribes to assure that citizens and the environment are protected during coal mining and that the land is restored to beneficial use when mining is finished. OSM and its partners are also responsible for reclaiming and restoring lands and water degraded by mining operations before 1977. COASTAL ZONE - Data Not Available THE SUBJECT PROPERTY IS IS NOT LOCATED IN A COASTAL ZONE AREA The Coastal Zone, which was specifically mapped by the Coastal Act legislature, covers both land and ocean. On land the coastal zone varies in width from several hundred feet in highly urbanized areas up to five miles in certain rural areas, and offshore the coastal zone includes a three-mile-wide band of ocean. The Coastal Zone established by the Coastal Act does not include San Francisco Bay, where development is regulated by the Bay Conservation and Development Commission. The Coastal Act established the Coastal Commission which plans and regulates the use of land and water in the Coastal Zone. Development activities, which are broadly defined by the Coastal Act to include (among others) construction of buildings, divisions of land, and activities that change the intensity of use of land or public access to coastal waters, generally require a coastal permit from either the Coastal Commission or the local government. 11

CITY/COUNTY HAZARD DISCLOSURE EXPLANATIONS provides information on locally identified natural hazards as an additional service because their disclosure to purchasers is either required by ordinance or the information is available on maps publicly available from various City and County sources. This service also supplements and completes the natural hazard information required by the California Civil Code 1103. San Francisco Bay Conservation and Development Commission Disclosure (BCDC) SUBJECT PROPERTY IS X IS NOT Located in the San Francisco Bay Conservation and Development NO DATA BCDC is the federally-designated state coastal management agency for the San Francisco Bay segment of the California coastal zone. Use and development of a property within the commission s jurisdiction may be subject to special regulations, restrictions, and permit requirements. Questions should be addressed to the Commission at info@bcdc.ca.gov. Supplemental Earthquake Fault Hazard Zones SUBJECT PROPERTY IS X IS NOT Located in a Supplemental Earthquake Fault Hazard Zone. NO DATA Many local jurisdictions have different or higher standards then the State for the identification of active earthquake fault zones. These jurisdictions have created their own maps which indicate the active faults according to these standards. Some jurisdictions also recommend or require the disclosures of potentially active faults. includes all official and publicly available maps indicating earthquake faults know by these jurisdictions. Supplemental Fire Hazard Zones SUBJECT PROPERTY IS X IS NOT Located in a Supplemental Fire Hazard Zone. NO DATA Local agencies may, at their discretion, include or exclude certain areas from the requirements of California Government Code Section 51182 (imposition of fire prevention measures on property owners), following a finding supported by substantial evidence in the record that the requirements of Section 51182 either are, or are not necessary for effective fire protection within the area. Any additions to these maps that has been able to identify and substantiate are included in our disclosure. Supplemental Flood Hazard Zones SUBJECT PROPERTY IS X IS NOT Located in a Supplemental Flood Hazard Zone. NO DATA Supplemental flood zones include information not covered by Special Flood Hazard Areas as designated by the Federal Emergency Management Agency or by Dam Inundation zones as reported by the California State Office of Emergency Services. These can include tsunamis, runoff hazards, historical flood data and additional dike failure hazards. Supplemental Seismic/Geologic Hazard Zones SUBJECT PROPERTY X IS IS NOT Located in a Supplemental Seismic Geologic Hazard Zone. NO DATA The California Division of Mines and Geology (DMG) has not completed the project assigned it by Section 2696 of the California Public Resources Code to identify areas of potential seismic hazards within the State of California. The DMG and the United States Geological Survey (USGS) have performed many valuable studies that supplement the Section 2696 maps and fill many missing areas. These maps are included in our disclosures. Also included in our disclosure is the review of maps that indicate many hazards that may or may not be seismically related, including, but not limited to, landslides, debris flows, mudslides, coastal cliff instability, volcanic hazards, and avalanches. Many cities and counties require geologic studies before any significant construction if the subject property is in or near a geologic hazard know to them. We have included all official and publicly available maps indicating geologic hazards know by these jurisdictions. 12

DUCT SEALING & TESTING REQUIREMENT DISCLOSURE The Energy Policy and Conservation Act directs the Department of Energy (DOE) to establish minimum efficiency standards for various products, including central air conditioners and heat pumps. The DOE has amended the energy conservation standards for residential central air conditioners and heat pumps manufactured for sale in the United States. As of January 1, 2015, these products are required to be manufactured with an energy rating of 14 SEER (SEER, Seasonal Energy Efficiency Ratio, is the measurement of energy efficiency for the cooling performance of central air conditioners and heat pumps). Equipment Manufactured from January 1, 1992 to January 23, 2006 are required to meet a minimum energy rating of 10 SEER. Equipment Manufactured from January 23, 2006 to January 1, 2015 are required to meet a minimum energy rating of 13 SEER. Homeowners are not required to replace or upgrade existing central air conditioning units or heat pumps to comply with the new standards. recommends that the potential buyer of the subject property verify the SEER rating of the central air conditioning or heat pump system through a professional such as a home inspector or through the California Home Energy Efficiency Rating Services. This agency, a home energy rating provider, is a non-profit organization that promotes energy efficiency through comprehensive analyses of homes. Additional information may be found at: ( www.cheers.org). For more information regarding the "Building Energy Efficiency Program" please visit http:// www.energy.ca.gov/title24/ or you can call their toll free number (1-800-772-3300). 13

CALIFORNIA'S 2016 ENERGY EFFICIENCY STANDARDS ADVISORY Effective Janurary 1, 2017. The Building Energy Efficiency Standards were first adopted in 1976 and have been updated periodically since then as directed by statute Under these standards, local governments must adopt and enforce building codes that require ductwork to be inspected whenever new heating, ventilating or air conditioning equipment is installed. If the ductwork is found to leak in excess of 15%, then repairs to the ductwork are required to bring it into compliance. The California Energy Commission estimates that the average home's ductwork leaks by 30% or more; so, some repair costs are likely for most homes when a for example new furnace is installed. Title 24 does not require a seller to replace a furnace that is otherwise safe and serviceable or to inspect or repair a home's ductwork. However, the future replacement of a furnace will require such an inspection and possible repairs, which may impose an unexpected cost on the property owner. This new standard also specifically bans the use of cloth-backed tape ("duct tape") in making duct repairs, unless the tape is used in combination with approved adhesive materials. Compliance with the standard is assured by hiring a contractor who is properly licensed, and doing the installation with a building permit so that the City Building Inspector can check the work when completed. For more information, visit http://www.energy.ca.gov/ title24/20016standards HOME ENERGY EFFICIENCY IMPROVEMENTS TAX CREDIT ADVISORY According to the DOE, the higher replacement cost of SEER 13-compliant air conditioning system will be offset by a savings of up to 23 percent in monthly energy costs. The California Energy Commission notes that leaking ductwork accounts for up to 25 percent of the heating costs of a typical home. Therefore, compliance with the new Federal and State standards offers substantial benefits to the property owner, as well as significant environmental benefits through decreased energy consumption, compared with older systems. In addition, consumers who purchase and install specific products, such as energy efficient windows, insulation, doors, roofs, and heating and cooling equipment in the home can receive a tax credit of up to $500 beginning January 2006. For more information visit http://www.energy.gov/taxbreaks.htm TOXIC MOLD ADDENDUM ( TOXIC MOLD PROTECTION ACT OF 2001 ) California law (California Civil Code Section 1102.6 et Seq requires any seller, transferor, or lessor of residential, commercial. Or industrial property; or public entity that owns, leases, or operates a building provide a written disclosure to prospective purchasers, prospective tenants, renters, or occupants if the seller, transferor, lessor, or public entity has knowledge of mold conditions or in specified instances has reasonable cause to believe, that mold (visible or hidden) that exceeds permissible exposure limits is present that affects the unit, or building. The State Department of Health Services is designated as the lead agency for identifying, adopting, and determining permissible exposure limits to mold in indoor environments, mold identification and remediation efforts. For more information on mold visit https://www.cdph.ca.gov/programs/ccdphp/deodc/ehib/cpe/ CDPH%20Document%20Library/Mold/MMIMH_English.pdf METHAMPHETAMINE CONTAMINATION PROPERTY ADVISORY California law (Health and Safety Code Section 25400.28) requires property owners to notify prospective buyers in writing of any pending order that would prevent the use or occupancy of a property because of methamphetamine laboratory activity, and to provide the prospective buyer with a copy of the pending order. Receipt of a copy of the pending order shall be acknowledged in writing by the prospective buyer. The Methamphetamine Contaminated Property Cleanup Act of 2005, chapter 6.9.1 specifies human occupancy standards for property that is subject to the act. These standards will be replaced by any that are devised by the Department of Toxic Substance Control, in consultation with the Office of Environmental Substance Control. In addition, this act outlines procedures for local authorities in dealing with methamphetamine contaminated properties, including the use of a property lien. This disclosure is meant to inform prospective buyers of the California disclosure law regarding methamphetamine lab activity, and does not indicate or imply that a particular property is or has been contaminated according to law. 14

ABANDONED WELLS ADVISORY According to the California Department of Water Resources, an abandoned or permanently inactive well is a well that has not been used for a period of one year. Abandoned wells that are not properly sealed are a potential hazard to people and animals and may be a potential site of illegal waste disposal. Abandoned wells may allow contamination of groundwater. Abandoned wells should be destroyed in accordance with methods developed by the Department of Water Resources pursuant to Section 13800 of the Water Code. OIL AND GAS WELL ADVISORY California is ranked fourth in the nation among oil producing States. Surface oil production is concentrated mainly in Southern California, and in districts elsewhere in the State. In recent decades, real estate development has rapidly encroached into areas where oil production has occurred. Because the State s oil production has been in decline since the 1980 s, thousands of oil and gas wells have been shut down or abandoned, and many of those wells are in areas where residential neighborhoods now exist. According to the California Department of Conservation (DOC), to date, approximately 180,000 oil, gas and geothermal wells have been drilled in California, and approximately 88,000 are still in use. The remaining wells are used intermittingly, have been sealed under the supervision of the DOC s Division of Oil, Gas, and Geothermal Resources, or have been abandoned and have no known operator. The State has a special fund that pays the cost of safely capping or abandoning the wells, however, the program is limited in scope and progress. Buyer should be aware that the DOC database lists oil and gas wells in any County, and those may include abandoned wells. Health and safety hazards may be associated with oil and gas wells, whether abandoned, capped or active, but not limited to, soil and groundwater contamination, oil and methane seeps, fire hazards, air quality problems, and physical safety hazards to humans and animals. For general information, visit the California Department of Conservation, Division of Oil, Gas and Geothermal Resources at: http:// www.conservation.ca.gov/dog/pages/index.aspx. ABANDONED MINES ADVISORY According to the California Department of Conservation, Office of Mine Reclamation, since the Gold Rush of 1949, thousands of mines have been drilled in California. Many were abandoned when they became unproductive or unprofitable. The result is that California s landscape contains many thousands of abandoned mines, which can pose many health, safety, and environmental hazards on and around the mine property. Mines can present serious physical safety hazards such as open shafts and tunnels, and they may create the potential to contaminate surface water, groundwater, or even air quality. Some abandoned mines are such massive problems and have earned a spot on the Federal Superfund Environmental Hazards List No California Law required the disclosure of abandoned mines in a real estate transaction, unless the existence of an abandoned mine is within the actual knowledge of the seller and is deemed to be a fact material to the transaction. The Office of Mine Reclamation (OMR) and the United States Geological Survey maintain a database of abandoned mines; however it is known to be incomplete and based on maps that are often decades out-of-date. Many mines are not mapped because they are on private land. The OMR warns that the State s abandoned mines database should NOT be relied upon for the obligations of sellers of real property and their disclosure obligations under California Law. Report does not contain an abandoned mines disclosure from any government database, or map, or any other source. Parties concerned with the possible existence, or impact of abandoned mines in the vicinity of a property are advised to retain a State-licensed geotechnical consultant to study the site and issue a report. Other sources of information include, but are not limited to, the State Office of Mine Reclamation at (916) 323-9198. You can also visit their web site at: http:// www.conservation.ca.gov/dmr. also recommends that you contact the engineering, planning and building departments in the property s City or County for additional information. 15

WOOD-BURNING HEATER ADVISORY The Clean Air Act is the law that defines EPA's responsibilities for protecting and improving the nation's air quality and the stratospheric ozone layer. Using a nationwide network of monitoring sites, EPA has developed ambient air quality trends for particle pollution, also called Particulate Matter (PM). Under the Clean Air Act, EPA sets and reviews national air quality standards for PM. Air quality monitors measure concentrations of PM throughout the country. EPA, state, tribal and local agencies use that data to ensure that PM in the air is at levels that protect public health and the environment. "Particulate matter," also known as particle pollution or PM, is a complex mixture of extremely small particles and liquid droplets. Particle pollution is made up of a number of components, including acids (such as nitrates and sulfates), organic chemicals, metals, and soil or dust particles. The size of particles is directly linked to their potential for causing health problems. EPA is concerned about particles that are 10 micrometers in diameter or smaller because those are the particles that generally pass through the throat and nose and enter the lungs. Once inhaled, these particles can affect the heart and lungs and cause serious health effects. "Fine particles," such as those found in smoke and haze, are 2.5 micrometers in diameter and smaller. Approximately 10 million wood stoves are currently in use in the United States, and 70 to 80 percent of them are older, inefficient, conventional stoves that pollute. The Great American Woodstove Changeout is a voluntary program designed to reduce particle pollution from woodstoves by encouraging people to replace older, more polluting stoves with EPA-certified stoves and fireplace inserts. It also provides information on building more efficient, less polluting fires. Certain jurisdictions have established legal requirements to reduce wood smoke. For example, some communities have restrictions on installing wood-burning appliances in new construction. For more information on possible regulations in your area go to http://www.epa.gov/burnwise/ordinances.html. 16