Shastina Ranch Bolam Creek Rd Lemurian Rd. Ronda Culp HOT SHEET. (530)

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HOT SHEET 3416 Bolam Creek Rd. 4 Bedrooms, 3 Baths, 3-Car Garage, 2360sf Lot 8, Phase 2 $546,800 SPECIAL! 3222 Lemurian Rd. 4 Bedrooms, 3 Baths, 3-Car Garage, 2218sf Lot 36, Phase 3 Offered at $421,800 SCIAFA Ronda Culp (530) 949-8613 rcredding@shasta.com CalDRE #01089578 SHASTINARANCHREDDING.com All plans, specifications, features, materials & appliances are subject to availability, change, or substitution. 3/13/19

Floor Plan Phase 2 Phase 3 1608SF Plan 3 Bed, 2 Bath, 3-Car 1700SF Plan 3 Bed, 2 Bath, 3-Car 1850SF Plan 4 Bed, 2 Bath, 2- or 3-Car 2038SF Plan 4 Bed, 2 Bath, 2- or 3-Car 2208SF Plan 4 Bed, 2.5 Bath, 2- or 3-Car 2218SF / 2228SF Plan 4 Bed, 2.5 Bath, 3-Car 2358SF Plan 4 Bed, 3 Bath, 3-Car 2360SF Plan 4 Bed, 3 Bath, 3-Car 2408SF Plan 4 Bed, 3 Bath, 3-Car Lot 1 $381,800 Lot 3 $493,800 Standard Amenities Lot 8 $546,000 Fully Upgraded! OUT OUT OUT OUT $418,800 or $428,800 $428,800 $491,800 OUT $493,800 Base Price Phase 2 Homes 1 1850-2 Plan 8 3 2360-3 Plan 2360 Model FOR SALE Contact: Ronda Culp (530) 949-8613 rcredding@shasta.com Lic. #01089578 Builder Lic. #633688. Broker Lic. #01198431. Each Office is Independently Owned and Operated. All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 3/13/19

Phase 2 Homes #8 2360 3-Car Fully Loaded Model Home $546,800 SPECIAL! Muir Peak Rd. 9 Slab with Utilities #3 2360 3-Car $493,800 Starting Construction #1 1850 2-Car $381,800 NOW FOR SALE 8a 2360 model* Hotlam Rd. Bolam Creek Rd. 3b SLAB 2360-3 SLAB 1850-2 1b Contact: Ronda Culp (530) 949-8613 rcredding@shasta.com Lic. #01089578 Builder Lic. #633688. Broker Lic. #01198431. Each Office is Independently Owned and Operated. All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 3/13/19

Phase 3 Homes 37 36* 2408-3 2218-3 Completed #36 2218 3-Car $421,800 15 14 2358-3 Hotlam Rd. 19* 20 2228-3 22 9 31 Lemurian Rd. 23 29 2208-2 24 2208-2 25 28 2358-3 2218-3 Slab Stage #14 2358 3-Car $491,800 #20 2228 3-Car $428,800 Slab with Utilities #23 2358 3-Car $491,800 #24 2208 2-Car $418,800 #25 2218 3-Car $428,800 #29 2208 2-Car $418,800 #37 2408 3-Car $493,800 Bolam Creek Rd. Muir Peak Rd. MODEL HOME Contact: Ronda Culp (530) 949-8613 rcredding@shasta.com Lic. #01089578 Builder Lic. #633688. Broker Lic. #01198431. Each Office is Independently Owned and Operated. All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 3/13/19

Community Overview Entrance phase 1 Shasta View Drive phase 2 Park phase 3 Airport Road Walking Trails Rancho Road All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 6/29/17

Single Family Homes 40 min. width 19 Lots (Stonecreek) Single Family Homes 50 min. width 28 Lots (Stonecreek) Single Family Homes 60 min. width 64 Lots (Stonecreek) Future School Site Future Commercial Rancho Road Clover Creek Open Space Attached Single-Family 108 Units (Stonecreek) Single-Family Homes 70 min. width 3 Units (Stonecreek) Shastina Ranch Single Family Homes 149 medium Lots N.T.S. Airport Road Single Family Homes 70 min. width 116 Lots (Stonesfair) Future Extension of Shasta View Shastina Ranch Single Family Homes 119 medium & large lots (built) Park Shasta View Drive Shastina Ranch Single Family Homes 141 large Lots With Ultimate Shasta View Drive Redding, California A Subdivision by Subdivision Data 409 Lots (Original) Single-Family Homes 223.8 Acres 116 Lots (Stonesfair) Single-Family Homes 51.2 Acres 222 Units (Stonecreek) Attached Single-Family & Small Single-Family 61.6 Acres In Partnership with 747 Total Units 336.6 Total Acres Prepared by

Community Park In the interest of continuous improvement, Palomar Builders reserves the right to modify or change standard amenities, floor plans, architectural features, material, lot configurations, prices, terms and availability without notice or obligation. Updated 12/22/16.

Amenities List Green Technology Exceptional Interiors (cont.) High-performance dual-pane Low E glass windows Thermostat-controlled gas fireplace w/mantel Exterior stucco system Interconnected smoke alarms w/battery backup Insulated blown-in blanket exterior walls High-efficiency heatpump water heater Water conserving toilets, faucets, and shower heads Programmable irrigation system Deep-buried R-8 insulated air ducts using a radial design Energy-efficient LED lighting HVAC with gas & electric standard system Distinctive Exterior Features Stucco exterior with some color choices & stone accents 30-year composite roofing in a variety of colors Full front yard landscaping w/automatic irrigation system Designer fiberglass entry door w/selection of three styles Sectional roll-up garage door, automatic opener & 2 transmitters Exterior light fixtures Dog-eared wood perimeter fencing w/front walk-thru gate Exceptional Interiors 9 & 10 (varies per plan) ceilings throughout Fire sprinklers Quality carpet w/color choices in great room, bedrooms, and hallways Stylish 7 ¼ crown molding in great room and kitchen Sheetrocked, taped, and painted garage interior w/ fluorescent overhead lighting and utility sink Designer Kitchen Features Granite slab countertops with full tile backsplash Recessed LED lighting Artisan 18-gauge stainless steel sink w/disposal Upgraded appliances in stainless steel and black Raised panel cabinetry w/concealed hinges Walk-in pantry w/door Stylish islands (varies per plan) Owner s Suite Granite slab countertops with 4 backsplash Tile shower w/glass door and fiberglass pan Separate tub (2218SF, 2358SF, 2360SF, 2408SF Plans) Telephone wiring in all bedrooms and kitchen Coaxial cable in all bedrooms and great room Ceiling fan in great room, ceiling fan w/light kit in master bedroom Bullnose wall corners 18 x 18 ceramic tile flooring in entry, kitchen, bathrooms and laundry room Large walk-in closet Secondary Bathroom Features Granite slab countertops with 4 backsplash White porcelain sink Decorative fiberglass bathtub/shower combination Laundry Room Energy efficient fluorescent lighting 220-volt dryer outlet and gas stub All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 3/22/18

New Construction Buying Process Meet With Agent Agent Confirms Buyer is Pre-Approved for Loan Select Plan, Lot & Elevation Review Amenities List Agent Provides You All Builder- Related & Required Paperwork Agent Prepares Your Purchase Agreement (NCPA) & Related Documents $10,000 Deposit Required with Offer Buyer Starts to Select Standard Amenities or Design Studio Release of All Contingencies Within 17 Days of Acceptance, Payable to Placer Title Company * Continuation of Selections or Upgrades Afterwards Agent Opens Escrow with Title Company Your $10,000 Check is Deposited into Escrow Account Buyer Signs Release Instructions and Contingency Removal $10,000 Released to Builder from Escrow to Pull Permits and Start Build Process Buyer Signs Loan Documents at Title Company Builder Submits Permit Package to City Builder Starts Home 150- to 180-Day Build Time from Open Permit Builder Sets Completion Date within 30 Days from Completion Agent Notifies Buyer & Lender 1-Time Walkthrough with Buyer and Builder Rep Close Escrow Buyer Receives Keys Buyer Moves In Check-Ups with Buyer in 90 Days & 1 Year All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 9/13/17

Design Studio Process ($1,800 Fee) At the Palomar Builders Design Studio, our team works directly with you to personalize your new home, offering a variety of ways to make it uniquely yours. Over the course of our design session, we help you choose these elements of your new home: Paint colors Door styles (interior & exterior) Door hardware Crown molding Stove & oven Carpet & wood floors Tile selections throughout home Light selections Plumbing fixtures Kitchen sink Garage door Shower doors Rear landscaping Shade cover Concrete (front & rear) Cabinet doors & colors Due to changes made in 2017 to the City of Redding s building codes, we are unable to make any design changes other than those listed above. We thank you for your understanding, and we thank you for the privilege of building your new home. Jeb Allen & Sue Tsai In the interest of continuous improvement, Palomar Builders reserves the right to modify or change standard amenities, floor plans, architectural features, material, lot configurations, prices, terms and availability without notice or obligation. Updated 7/11/17.

JEB ALLEN & SUE TSAI OPENING UP THE DOOR FOR HOME OWN 2208 Sq. Ft. Plan 4 Bedrooms, 3 VAULTED JEB ALLEN & SUE TSAI OPENING UP THE DOOR Baths, CLG. FOR 3-Car HOME OWNERSHIP Garage GREAT ROOM 10 COFFER CLG. BATH 10' 2 CLG. BATH 3 730 SQ.FT. Elevation A 2208 Sq.Ft. Elevation B 55' WIDE x 73' 13'-7"x DEEP 10'-5" *ACTUAL PLAN MAY VARY - BUILDER RESERVES THE RIGHT TO MODIFY PLAN AT ANY TIME 2015 PALOMAR BUILDERS LIC. #633688 7/20/2015 526 SQ.FT. All plans, specifications, features, materials and appliances are subject FRONT to ELEVATION availability, "B" change, or substitution. Lic. #633688. 6/29/17 FRONT ELEVATION "A"

1608 Sq. Ft. Plan 3 Bedrooms, 2 Baths, 3-Car Garage 11'-0" x 10'-1" CLG. BEDROOM 2 10'-8" x 10'-8" CLG. 17'-9" x 9'-9" CLG. 3 12'-1" x 10'-6" 13'-7"x 10'-5" CLG. VAULTED CLG. GREAT RM 18'-10" x 16'-0" CLG. 14'-3" x 14'-3" CLG. CLG. SINK 3-CAR GARAGE 31'-0" x 20'-8" 9'-0" FLAT CLG. 42" HIGH WALL 526 SQ.FT. 526 SQ.FT. 526 SQ.FT. 1608 Sq.Ft. Elevation A 55' WIDE x 58' DEEP *ACTUAL PLAN MAY VARY - BUILDER RESERVES THE RIGHT TO MODIFY PLAN AT ANY TIME 2015 PALOMAR BUILDERS LIC. #633688 82208 Sq.Ft. Sq.Ft. IDE 8 Sq.Ft. x 73' DEEP 526 SQ.FT. SHASTINA RANCH BY PALOMAR Elevation B FRONT ELEVATION "B" FRONT ELEVATION "A" All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 6/29/17 IDE x 73' DEEP 45' WIDE x 73' DEEP LAN *ACTUAL MAY VARY PLAN - MAY BUILDER VARY RESERVES - BUILDER THE RESERVES RIGHT TO THE MODIFY RIGHT TO PLAN MODIFY AT ANY PLAN TIME AT ANY TIME

JEB ALLEN & SUE TSAI OPENING UP THE DOOR FOR HOM 1700 Sq. Ft. Plan 3 Bedrooms, 2 Baths, 3-Car Garage MASTER BEDR M MASTER BE 9' BEDROOM M BATH VAULTED 2 CLG. 526 SQ.FT. BEDROOM Elevation 2208 Sq.Ft. Palomar Builders is always improving its home designs and reserves the right to change plans, elevations, and pricing without notice 526 or obligation. SQ.FT. All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 7/6/18

FG FG SHASTINA RANCH BY Planned PALOMAR Community JEB ALLEN & SUE TSAI OPENING UP THE DOOR FOR HOME OWNERSHIP 1850 Sq. Ft. Plan 4 Bedrooms, 2 Baths, 2-Car Garage 42" 42" HIGH HIGH WALL WALL SINK 12'-4" 12'-2" x 16-0" 10' COFFER CLG. JEB ALLEN & SUE TSAI OPENING UP THE DOOR FOR HOME OWNERSHIP SINK 3-CAR GARAGE 2-CAR GARAGE 751 SF 22'-5" x 20'-4" 11/2/2015 GREAT RM 17'-2" x 17'-6" 10' TRAY CLG. SOFFIT SOFFIT 9' CLG SHASTINA BEDROOM RANCH BY 3 PALOMAR JEB ALLEN 13'-7"x & SUE TSAI 10'-5" OPENING UP THE DOOR FOR HOME OWNERSHIP SOFFIT 7/20/2015 SOFFIT 14-8" 15-3" x 9' 10'-7" 8'-11" FLAT CLG. 14'-8" 16'-6" x 10'-11" 12'-5" CLG. 14'-1" 12'-7" x 10'-6" 10'-2" 10'-6" 11'-1" x x 12'-2" 9/22/2015 9/22/2 MASTER BED MASTER BEDRO M BA 9' C TIL 526 SQ.FT. M 9 BEDROOM Elevation A Elevation B 14'-11" 12'-1" x 10'-8" 10'-0" 526 SQ.FT. 1850 Sq.Ft. 45' WIDE 1850 x FRONT 62' Sq.Ft. ELEVATION DEEP "A" 2208 Sq.Ft. All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 6/29/17 45' WIDE x 62' DEEP *ACTUAL PLAN MAY VARY - BUILDER RESERVES THE RIGHT TO MODIFY PLAN AT ANY TIME 2015 PALOMAR BUILDERS LIC. #633688 FRONT ELEVATION "B"

FG 1850 SHASTINA Sq. Ft. Plan RANCH 4 BY Bedrooms, PALOMAR 2 Baths, 3-Car Garage 42" HIGH WALL 12'-4" x 16-0" 10' COFFER CLG. SINK 3-CAR GARAGE 740 SF GREAT RM 16'-7" x 17'-6" 10' TRAY CLG. 9' CLG 14-8" x 10'-7" CLG. 14'-8" x 9'-10" CLG. 12'-7" x 10'-2" BATH 2 BEDROOM 3 11'-3" x 11'-11" 1/30/2017 MASTER 14'-0"x1 10' C CAR MASTER B 14'-0"x15'- 10' CL CARP BEDRO 10' CLG CARPE BEDR 12'-7"x 11' 10' C CAR 14'-11" x 10'-2" 526 SQ.FT. Elevation A SHASTINA RANCH BY PALOMAR Elevation B 526 SQ.FT. 1850 Sq.Ft. 55' WIDE x 62' DEEP 2208 Sq.Ft. *ACTUAL PLAN MAY VARY - BUILDER RESERVES THE RIGHT TO MODIFY PLAN AT ANY TIME 2017 PALOMAR BUILDERS LIC. #633688 FRONT ELEVATION "A" FRONT ELEVATION "A" All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 8/14/17 45' WIDE x 73' DEEP

RIVER POINT Redding, California 2038 Sq.Ft. 4 bedrooms 2 bath 3-car garage 2038 Sq. Ft. Plan 4 Bedrooms, 2 Baths, 3-Car Garage 10'-8 x 11'-10" 15'-1" x 15'-9" 18'-2 x 20'-8" CLG. 11'-11"x 13'-6" 12'-10" x 10'-10" OPT. SINK 3-CAR GARAGE 31'-0" x 21'-8" CLG. 11'-7" x 12'-1" 12'-11" x 11'-2" RIVER POINT Redding, California 2038 Sq.Ft. 4 bedrooms 2 bath 3-car garage Floor plan 11/29/2016 *ACTUAL PLAN MAY VARY - BUILDER RESERVES THE RIGHT TO MODIFY PLAN AT ANY TIME 2016 PALOMAR BUILDERS LIC. #633688 62' WIDE x 55' DEEP All plans, Front specifications, elevation features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 10/2/18 SHOWN WITH OPTIONAL STONE VENEER

SHASTINA SHASTINA RANCH RANCH BY BY PALOMAR PALOMAR JEB ALLEN & SUE TSAI OPENING UP THE DOOR FOR JEB Shastina ALLEN & SUE TSAI OPENING Ranch UP THE DOOR FOR HO SHASTINA RANCH BY PALOMA 2218 Sq. Ft. Plan 4 Bedrooms, 3 Baths, 3-Car Garage JEB ALLEN & SUE TSAI OPENING UP THE DOOR 12'-11"x 12'-0" 15'-6" x 18'-3" 10' COFFER CLG. 11'-11"x 16'-8" 19'-6" x 20'-9" 10' TRAY CLG. MASTER 14'-0"x1 10' C CAR 3-CAR GARAGE 790 SF CLG. BEDROOM 12'-5"x 2 12'-7" 11'-7" x 13-1" CLG. BEDROOM 2 1/2 BATH VAULT CLG. 11'-7" x 12'-11" CLG. 11'-7" x 11'-8" CLG. 9' CLG. PANTR BEDR 12'-7"x 11' 10' C CAR Elevation A 2218 Sq.Ft. 60' WIDE x 65' DEEP *ACTUAL PLAN MAY VARY - BUILDER RESERVES THE RIGHT TO MODIFY PLAN AT ANY TIME 2015 PALOMAR BUILDERS LIC. #633688 1/19/2016 Elevation B BEDROOM 13'-7"x 3 10'-5" 2-CAR GARA 526 SQ.FT. 526 SQ.FT. FRONT ELEVATION "A" FRONT ELEVATION "B" All plans, specifications, features, materials and appliances are subject to BEDROOM availability, 3change, or substitution. Lic. #633688. 6/29/17

SHASTINA SHASTINA RANCH RANCH BY BY PALOMAR PALOMAR JEB JEB ALLEN ALLEN & SUE & SUE TSAI TSAI OPENING OPENING UP THE UP THE DOOR DOOR FOR FOR HO Redding, California SHASTINA RANCH BY PALOMA 2228 Sq.Ft. 4 bedrooms 2 1 2 bath 3-car garage 2228 Sq. Ft. Plan 4 Bedrooms, 2.5 Baths, 3-Car Garage JEB ALLEN & SUE TSAI OPENING UP THE DOOR 12'-11"x 12'-0" CLG. 15'-6" x 17'-10" 10' COFFER CLG. 11'-11"x 16'-8" 19'-6" x 20'-9" 10' TRAY CLG. MASTER 14'-0"x1 10' C CAR Redding, California 60' WIDE x 65' DEEP 3-CAR GARAGE 800 SF CLG. 2228A-3 Sq.Ft. 4 bedrooms 2 1 2 bath 3-car garage BEDROOM 12'-5"x 2 12'-7" 1/2 BATH 11'-7" x 13-1" CLG. BEDROOM 2 Floor plan BEDROOM 13'-7"x 3 10'-5" 9/26/2018 *ACTUAL PLAN MAY VARY - BUILDER RESERVES THE RIGHT TO MODIFY PLAN AT ANY TIME 2018 PALOMAR BUILDERS LIC. #633688 11'-7" x 12'-11" CLG. BATH 3 11'-7" x 11'-8" CLG. 9' CLG. PANTR BEDR 12'-7"x 11' 10' C CAR 2-CAR GARA 526 SQ.FT. 526 SQ.FT. elevation All plans, *SHOWN WITH specifications, OPTIONAL STONE VENEER features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 10/2/18

JEB ALLEN & SUE TSAI OPENING UP THE DOOR FOR HOME OW HASTINA RANCH BY PALOMAR 2358 Sq. Ft. Plan 3 Bedrooms, 2.5 Baths, 3-Car Garage EB ALLEN & SUE TSAI OPENING UP THE DOOR FOR HOME OWNERSHIP 1/24/2017 13'-10" x 12'-8" 16'-8" x 15'-0" 11' CLG. 22'-3" x 20'-7" 11' TRAY CLG. (3) OPTIONAL BEAMS 13'-10" x 16'-7" 11'-6" TRAY CLG. MBATH 12'-9" x 12'-8" 1/2 BATH W.I.C. 10'-9"x 7'-10" UTILITY OFFICE 11'-11" x 15'-2" 10 CLG. 10'-6" x 12'-3" 3-CAR GARAGE 29'-5" x 25'-0" 14'-0" x 11'-5" 1/3/2017 358 Sq.Ft. 4' WIDE x 72' DEEP FLOOR PLAN 526 SQ.FT. CTUAL PLAN MAY VARY - BUILDER RESERVES THE RIGHT TO MODIFY PLAN AT ANY TIME 16 PALOMAR BUILDERS LIC. #633688 FRONT ELEVATION All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 6/29/17

2/25/2016 JEB ALLEN & SUE TSAI OPENING UP THE DOOR FOR HOME OW 2360 Sq. Ft. Plan 4 Bedrooms, 3 Baths, 3-Car Garage 1/30/2017 COVERED PATIO 20'-0" x 12'-3" 10' FLAT CLG. 16'-5" x 15'-2" 10' FLAT CLG. 14'-5"x 13'-4" 10' FLAT CLG. 20'-3" x 17'-8" 10' FLAT CLG. 14'-3"x 15'-7" COURTYARD 14'-0" x 12'-4" OPEN CLG. 12'-2" x 10'-10" 10' FLAT CLG. 3-CAR GARAGE 28'-5"x 22'-5" 700 SF 10' FLAT CLG. 12'-0" x 10'-9" 10' FLAT CLG. 11'-10" x 11'-3" 10' FLAT CLG. 526 SQ.FT. All plans, specifications, features, materials and appliances are subject to availability, change, or substitution. Lic. #633688. 6/29/17 2360 Sq.Ft. FRONT ELEVATION "A"

ANCH BY PALOMAR JEB ALLEN & SUE TSAI OPENING Planned UP THE Community DOOR FOR HOME OWNERSHIP TSAI OPENING UP THE DOOR FOR HOME OWNERSHIP 2408 Sq. Ft. Plan 4 Bedrooms, 3 Baths, 3-Car Garage HB HB EDROOM 16'-0" D CLG. PET 14'-11" x 16'-0" TH LG. E ANCH BY PALOMAR TSAI OPENING UP THE DOOR FOR HOME OWNERSHIP HB W.I.C. 20'-0" L.F. GREAT ROOM 20'-3" x 18'-2" 20'-3" x 18'-2" 17'-5" x 10'-5" 10'-6" COFFER HB 17'-5" x 10'-5" 10'-6" COFFER HB DROOM '-0" CLG. ET 2 10'-7" x 11'-5" DINING 12'-0" x 10'-9" UTILITY DINING 12'-0" x 10'-9" 18'-10" x 9'-0" 9'-0" CLG. UTILITY HB 18'-10" x 9'-0" 9'-0" CLG. H. M 3-9". T 9' 9' CLG. CLG. COVERED PORCH SOFFIT 20'-3" x 18'-2" 10' COURTYARD 10'-7" x 11'-9" OPEN COVERED PORCH SOFFIT COURTYARD OPEN 3-CAR GARAGE 28'-9" x 23'-8" 17'-5" x 10'-5" 10'-6" COFFER 3-CAR GARAGE 28'-9" x 23'-8" OM 4 11'-1" G. ET BATH 2 9' DINING BEDROOM 12'-0" 4 x 10'-9" 12'-3" x 11'-1" UTILITY 18'-10" x 9'-0" 9'-0" CLG. HB Elevation A HB 2408 Sq.Ft.. COURTYARD COVERED PORCH SOFFIT OPEN 358' WIDE x 73' DEEP EEP 3-CAR GARAGE All plans, specifications, features, materials and appliances 28'-9" x are 23'-8" subject to availability, change, or substitution. FRONT Lic. ELEVATION #633688. "A" 6/29/17 *ACTUAL PLAN MAY VARY - BUILDER RESERVES THE RIGHT TO MODIFY PLAN AT ANY TIME