Businessowners Policy BOP Mixed Occupancy Class Availability If the insured is one of the below listed acceptable classes, they are eligible for BOP coverage if they also meet other defined eligibility rules. Consult policy for eligibility language. NAIC Code SIC Code Liability Class Hazard Prop Rate No 448150 5611 3 5 11 50333 32311 2711 7 5 9 50812 453998 5999 3 5 9 50925 444190 5211 6 N/A 9 50943 Value Text Acceptable Class with residential component [50333] Clothing or Wearing Apparel Retail Men's and Boys' Hats and Caps [50812] Bookbinding and Printing Supplies Retail [50925] Machines or Appliances Retail No Repair [50943] Wood Products Not Otherwise Classified Retail only 444120 5231 5 6 9 52322 [52322] Paint, Wallpaper or Wallcovering Stores 444130 5251 5 5 7 52512 [52512] Hardware and Tools Retail 452110 5311 8 8 9 53127 [53127] Department Stores 453310 5399 3 5 11 53983 [53983] Army and Navy Stores 451130 5949 5 6 7 53985 [53985] Dry Goods Dealers Retail Including Fabrics, Yarn and Piece Goods (New Goods ) 444110 5211 8 5 9 53989 [53989] Home Improvement Stores 445110 5499 9 5 10 54136 [54136] Health or Natural Food Stores With an area less than 4000 square feet 445299 5451 9 3 10 54516 441310 5531 3 5 7 55313 448150 5611 3 5 11 56113 448110 5611 3 5 11 56114 [54516] Dairy Products or Butter and Egg Stores (Including Ice Cream) [55313] Automobile Parts and Supplies Retail Stores (Including Tires) [56113] Clothing or Wearing Apparel Retail Haberdashery and Men's Furnishings [56114] Clothing or Wearing Apparel Retail Clothing Mens' and Boys' (Coats and Suits)
448120 5621 3 5 11 56214 [56214] Clothing or Wearing Apparel Retail Clothing Ladies' and Girls' (Coats, Suits and Dresses) 451130 5949 3 5 11 56311 [56311] Clothing or Wearing Apparel Retail Fabric Stores (Including Millinery and Trimmings) 451130 5949 3 5 11 56311 [56311] Fabric Stores 448190 5632 3 5 11 56312 [56312] Clothing or Wearing Apparel Retail Ladies' Undergarments and Lingerie 448190 5632 3 5 11 56313 448190 5632 3 5 11 56319 448140 5651 3 5 11 56325 [56313] Clothing or Wearing Apparel Retail Hosiery [56319] Clothing or Wearing Apparel Retail Ladies' Specialty Stores [56325] Clothing or Wearing Apparel Retail Family Clothing Stores 448130 5641 3 5 11 56413 [56413] Clothing or Wearing Apparel Retail Children's and Infants Wear 451110 5661 3 4 11 56613 [56613] Clothing or Wearing Apparel Retail Shoe Stores Children's, Ladies and Men's 451110 5661 3 4 11 56613 [56613] Shoe Stores Retail 448190 5632 3 5 11 56814 448190 5632 3 5 11 56814 448320 5948 3 5 11 56992 442110 5712 3 7 9 57121 442110 5712 3 7 9 57128 444190 5713 8 4 9 57134 [56814] Clothing or Wearing Apparel Retail Furs (Including Pelts) [56814] Fur Garments and Pelts Retail [56992] Clothing or Wearing Apparel Retail Leather Products or Hide Stores [57121] Furniture Upholstered Retail [57128] Furniture Wood or Metal Retail [57134] Floor Covering Stores Wood or Ceramic Tile 442210 5713 8 4 9 57134 [57134] Floor Covering Stores Except Wood or Ceramic Tile 443111 5722 3 4 7 57223 [57223] Sewing Machine Stores 443111 5722 5 5 9 57224 [57224] Appliance Stores Household Appliances and Home Furnishings 442299 5719 5 7 9 57224 [57224] Home Furnishings Stores
443112 5731 5 N/A 9 57326 [57326] Appliance Stores Radio, Television and Phonographic Stores (including parts and supplies) 443120 5734 5 5 9 57326 [57326] Computer Stores 443112 5731 5 4 9 57326 [57326] Electronics Stores 451140 5736 3 5 9 57334 [57334] Musical Instrument Stores 451220 5735 3 5 9 57338 [57338] Music Stores Pre Recorded 532230 7841 3 5 9 57338 [57338] Video Stores Rental 451220 5735 3 5 9 57338 [57338] Video Stores Sales 453310 5932 3 5 9 59325 [59325] Antique Stores 451211 5942 3 5 7 59425 [59425] Books and Magazines Stores New 453310 5932 3 5 7 59425 [59425] Books and Magazines Stores Used 453210 5943 5 6 9 59435 [59435] Stationery or Paper Products Distributors Retail 451110 5941 6 5 9 59505 [59505] Bicycle Shops Retail 811490 5941 6 5 9 59505 451110 5699 6 6 11 59526 [59505] Bicycle Shops Repair and Maintenance Shops without Retail [59526] Clothing or Wearing Apparel Retail Sporting Goods and Athletic Apparel 451110 5941 6 6 11 59526 [59526] Sporting Goods or Athletic Equipment Stores (Including Apparel) 453110 5992 9 5 10 59685 [59685] Florists Retail 448150 5944 3 3 7 59715 [59715] Jewelry Retail Costume 451212 5994 5 5 7 59935 [59935] Newsstands 446130 5995 5 5 7 59954 [59954] Optical Goods Retail 443130 5946 3 3 9 59955 [59955] Camera and Photographic Equipment Retail 443130 5946 3 3 9 59955 [59955] Photographic Equipment Retail only 446199 5999 6 3 7 59974 [59974] Hearing Aid Retail 453998 5999 3 5 7 59992 [59992] Collectibles and Memorabilia Retail 448150 5699 3 8 11 59993 [59993] Clothing or Wearing Apparel Retail Wigs 448150 5699 3 8 11 59993 [59993] Wigs Retail only 453220 5947 5 5 9 59994 [59994] Gift Shops 451120 5945 3 5 9 59995 [59995] Hobby, Craft or Artists' Supply Retail
453998 5999 3 4 9 59996 [59996] Trophy Stores 451120 5945 6 6 7 59998 [59998] Toys Retail 443111 5075 8 5 9 59999 [59999] Air Conditioning Equipment Retail 561990 7389 8 4 9 59999 [59999] Auctioneers Sales conducted away from the insured's premises 444190 5999 8 4 9 59999 [59999] Ceramics Retail 444190 5999 8 5 9 59999 [59999] Electrical Lighting Stores 444190 5211 8 5 9 59999 [59999] Fence Dealers 453998 5999 8 6 9 59999 [59999] Janitorial Supplies Retail 448320 5948 8 5 9 59999 [59999] Luggage Goods Retail 442299 5999 8 5 9 59999 [59999] Painting, Picture or Frame Stores 444190 5999 8 4 9 59999 541219 8721 18 5 2 60999 541211 8721 18 5 2 60999 541810 731* 18 5 2 60999 541219 8721 18 5 2 60999 561310 7361 18 4 2 60999 541330 871* 18 5 2 60999 621491 6324 18 4 2 60999 524298 6411 18 5 2 60999 524210 6411 18 3 2 60999 [59999] Plumbing Supplies and Fixtures Retail [60999] Accounting Services Except CPAs Condominium [60999] Accounting Services CPAs Condominium [60999] Advertising and Related Services Condominium [60999] Bookkeeping Services Condominium [60999] Employment Agencies attached.) Condominium [60999] Engineers or in actual construction Condominium [60999] Health Maintenance Organizations Condominium [60999] Inspection and Condominium [60999] Insurance Agents Condominium
541410 7389 18 4 2 60999 541110 8111 18 6 2 60999 541214 8721 18 3 2 60999 531210 6531 18 4 2 60999 541191 6541 18 4 2 60999 541940 074* 18 4 2 60999 531120 6531 1 5 1 63610 531120 6531 1 5 1 63610 541219 8721 1 5 1 63611 531120 8721 18 5 2 63611 541219 8721 18 5 2 63621 531120 8721 18 5 2 63621 531120 6531 1 5 1 63630 531120 6531 1 5 1 63630 541211 8721 1 5 1 63631 531120 8721 1 5 1 63631 541211 8721 18 5 2 63641 531120 8721 18 5 2 63641 [60999] Interior Decorators Condominium [60999] Lawyers (Personal attached.) Condominium [60999] Payroll Accounting Services Condominium [60999] Real Estate Agents Condominium [60999] Title Agents Condominium [60999] Veterinarians Condominium [63610] Accounting Services Except CPAs [63610] Accounting Services Except CPAs [63611] Accounting Services Except CPAs [63611] Accounting Services Except CPAs [63621] Accounting Services Except CPAs Condominium [63621] Accounting Services Except CPAs Condominium [63630] Accounting Services CPAs [63630] Accounting Services CPAs [63631] Accounting Services CPAs [63631] Accounting Services CPAs [63641] Accounting Services CPAs Condominium [63641] Accounting Services CPAs Condominium Lessors Risk
531120 6531 1 5 1 63650 531120 6531 1 5 1 63650 541810 731* 1 5 1 63651 531120 731* 1 5 1 63651 541810 731* 18 5 2 63661 531120 731* 18 5 2 63661 531120 6531 1 5 1 63670 531120 6531 1 5 1 63670 541219 8721 1 5 1 63671 531120 8721 1 5 1 63671 541219 8721 18 5 2 63681 531120 8721 18 5 2 63681 531120 6531 1 4 1 63760 531120 6531 1 4 1 63760 561310 7361 1 4 1 63761 [63650] Advertising and Related Services [63650] Advertising and Related Services [63651] Advertising and Related Services [63651] Advertising and Related Services [63661] Advertising and Related Services Condominium [63661] Advertising and Related Services Condominium [63670] Bookkeeping Services [63670] Bookkeeping Services [63671] Bookkeeping Services [63671] Bookkeeping Services [63681] Bookkeeping Services Condominium [63681] Bookkeeping Services Condominium Lessors Risk [63760] Employment Agencies attached.) [63760] Employment Agencies attached.) [63761] Employment Agencies attached.)
531120 7361 1 4 1 63761 561310 7361 18 4 2 63771 531120 7361 18 4 2 63771 531120 6531 1 5 1 63780 531120 6531 1 5 1 63780 541330 871* 1 5 1 63781 531120 871* 1 5 1 63781 541330 871* 18 5 2 63791 531120 871* 18 5 2 63791 531120 6531 1 4 1 63810 531120 6531 1 4 1 63810 621491 6324 1 4 1 63811 [63761] Employment Agencies attached.) [63771] Employment Agencies attached.) Condominium [63771] Employment Agencies attached.) Condominium [63780] Engineers or in actual construction Lessors Risk [63780] Engineers or in actual construction Lessors Risk [63781] Engineers or in actual construction [63781] Engineers or in actual construction Lessors Risk [63791] Engineers or in actual construction Condominium [63791] Engineers or Architects Consulting Not engaged in actual construction Condominium [63810] Health Maintenance Organizations [63810] Health Maintenance Organizations [63811] Health Maintenance Organizations
531120 6324 1 4 1 63811 621491 6324 18 4 2 63821 531120 6324 18 4 2 63821 531120 6531 1 5 1 63830 531120 6531 1 5 1 63830 524298 6411 1 5 1 63831 531120 6411 1 5 1 63831 524298 6411 18 5 2 63841 531120 6411 18 5 2 63841 531120 6531 1 3 1 63850 531120 6531 1 3 1 63850 524210 6411 1 3 1 63851 531120 6411 1 3 1 63851 524210 6411 18 3 2 63861 531120 6411 18 3 2 63861 [63811] Health Maintenance Organizations [63821] Health Maintenance Organizations Condominium [63821] Health Maintenance Organizations Condominium [63830] Inspection and [63830] Inspection and [63831] Inspection and [63831] Inspection and [63841] Inspection and Condominium [63841] Inspection and Appraisal Companies Inspecting for insurance or valuation purposes Condominium [63850] Insurance Agents [63850] Insurance Agents [63851] Insurance Agents [63851] Insurance Agents [63861] Insurance Agents Condominium [63861] Insurance Agents Condominium Lessors Risk
531120 6531 1 4 1 63870 541410 7389 1 4 1 63871 541410 7389 18 4 2 63881 531120 7389 18 4 2 63881 531120 6531 1 6 1 63920 531120 6531 1 6 1 63920 541110 8111 1 6 1 63921 541110 8111 1 6 1 63921 541110 8111 1 6 1 63921 531120 8111 1 6 1 63921 [63870] Interior Decorators [63871] Interior Decorators [63881] Interior Decorators Condominium [63881] Interior Decorators Condominium Lessors Risk [63920] Lawyers (Personal attached.) [63920] Lawyers (Personal attached.) [63921] Lawyers (Personal attached.) [63921] Lawyers (Personal attached.) [63921] Lawyers (Personal Endorsement BP 04 37 or Exclusion Personal Lawyers Endorsement BP 14 15 must be attached.) [63921] Lawyers (Personal Endorsement BP 04 37 or Exclusion Personal Lawyers Endorsement BP 14 15 must be attached.)
541120 8111 18 6 2 63931 541110 8111 18 6 2 63931 541110 8111 18 6 2 63931 541110 8111 18 6 2 63931 531120 6531 1 3 1 63980 531120 6531 1 3 1 63980 62111 80** 1 3 1 63981 531120 80** 1 3 1 63981 62111 80** 18 3 2 63991 531120 80** 18 3 2 63991 531120 6531 1 3 1 64010 531120 6531 1 3 1 64010 541214 8721 1 3 1 64011 531120 80** 18 3 2 64011 [63931] Lawyers (Personal Injury And Advertising Injury Endorsement BP 04 37 or Exclusion Personal Injury And Advertising Injury Lawyers Endorsement BP 14 15 must be attached. Condominium [63931] Lawyers (Personal attached.) Condominium [63931] Lawyers (Personal attached.) Condominium [63931] Lawyers (Personal Endorsement BP 04 37 or Exclusion Personal Lawyers Endorsement BP 14 15 must be attached.) Condominium [63980] Medical s [63980] Medical s [63981] Medical s [63981] Medical s [63991] Medical s Condominium [63991] Medical s Condominium Lessors Risk [64010] Payroll Accounting Services [64010] Payroll Accounting Services [64011] Payroll Accounting Services [64011] Payroll Accounting Services
541214 8721 18 3 2 64021 531120 8721 18 3 2 64021 531120 6531 1 4 1 64060 531120 6531 1 4 1 64060 531210 6531 1 4 1 64061 531120 6531 1 4 1 64061 531210 6531 18 4 2 64071 531120 6531 18 4 2 64071 531120 6531 1 4 1 64160 [64021] Payroll Accounting Services Condominium [64021] Payroll Accounting Services Condominium [64060] Real Estate Agents [64060] Real Estate Agents [64061] Real Estate Agents [64061] Real Estate Agents [64071] Real Estate Agents Condominium [64071] Real Estate Agents Condominium Lessors Risk [64160] Title Agents Lessors Risk 531120 6531 1 4 1 64160 [64160] Title Agents Lessors Risk 541191 6541 1 4 1 64161 [64161] Title Agents 531120 6541 1 4 1 64161 541191 6541 18 4 2 64171 531120 6541 18 4 2 64171 531120 6531 1 4 1 64180 531120 6531 1 4 1 64180 541940 074* 1 4 1 64181 531120 074* 1 4 1 64181 541940 074* 18 4 2 64191 [64161] Title Agents Lessors Risk [64171] Title Agents Condominium [64171] Title Agents Condominium Lessors Risk [64180] Veterinarians [64180] Veterinarians [64181] Veterinarians [64181] Veterinarians [64191] Veterinarians Condominium
531120 074* 18 4 2 64191 541219 8721 1 5 1 65121 541211 8721 1 5 1 65121 541810 8721 1 5 1 65121 541219 8721 1 5 1 65121 561310 7361 1 4 1 65121 541330 871* 1 5 1 65121 621491 6324 1 4 1 65121 524298 6411 1 5 1 65121 524210 6411 1 3 1 65121 541410 7389 1 4 1 65121 541110 8111 1 6 1 65121 62111 80** 1 3 1 65121 [64191] Veterinarians Condominium Lessors Risk [65121] Accounting Services Except CPAs [65121] Accounting Services CPAs [65121] Advertising and Related Services [65121] Bookkeeping Services [65121] Employment Agencies attached.) [65121] Engineers or in actual construction [65121] Health Maintenance Organizations [65121] Inspection and [65121] Insurance Agents [65121] Interior Decorators [65121] Lawyers (Personal attached.) [65121] Medical s 541214 8721 1 3 1 65121 [65121] Payroll Accounting Services 531210 6531 1 4 1 65121 [65121] Real Estate Agents 541191 6541 1 4 1 65121 [65121] Title Agents 541940 074* 1 4 1 65121 [65121] Veterinarians
531120 6531 1 3 1 65170 531120 6531 1 3 1 65170 ****** **** 1 N/A 1 65171 531120 **** 1 3 1 65171 531120 6531 1 6 1 65198 531120 6531 1 5 1 65198 531120 6531 1 5 1 65198 531120 6531 1 5 1 65198 531120 6531 1 5 1 65198 531120 6531 1 5 1 65198 531120 6531 1 4 1 65198 531120 6531 1 5 1 65198 531120 6531 1 3 1 65198 531120 6531 1 4 1 65198 531120 6531 1 3 1 65198 531120 6531 1 3 1 65198 531120 6531 1 3 1 65198 [65170] Not Otherwise Classified [65170] Not Otherwise Classified [65171] Not Otherwise Classified [65171] Not Otherwise Classified [65198] Lawyers (Personal attached.) [65198] Accounting Services Except CPAs [65198] Accounting Services CPAs [65198] Advertising and Related Services [65198] Bookkeeping Services [65198] Engineers or in actual construction Lessors Risk [65198] Health Maintenance Organizations [65198] Inspection and [65198] Insurance Agents [65198] Interior Decorators [65198] Medical s [65198] Not Otherwise Classified [65198] Payroll Accounting Services
531120 6531 1 4 1 65198 531120 6531 1 4 1 65198 531120 6531 1 4 1 65198 ****** **** 18 N/A 2 65231 531120 **** 18 N/A 2 65231 [65198] Real Estate Agents [65198] Title Agents Lessors Risk [65198] Veterinarians [65231] Not Otherwise Classified Condominium [65231] Not Otherwise Classified Condominium