THESE APARTMENTS WON T LAST, SO APPLY TODAY! FREE ON-SITE PARKING AVAILABLE

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CONVENIENT UPSCALE LOCATION In beautiful, suburban Bergen County, Montvale Commons is superbly located. One block from New Jersey Transit s Pascack Valley Train Line and easily accessible by both bus and your own car, the complex brings you convenience beyond compare. Our brand new state of the art building is a short walk to restaurants and shopping with all the convenience you need. Entertainment and everyday shopping is also close by. Montvale Commons combines superior quality rental apartments with the perfect, upscale suburban location. THE LIFESTYLE YOU DESERVE At Montvale Commons, our eco-friendly state of the art apartments allow for a comfortable, yet stylish lifestyle in a convenient suburban location. Each newly constructed, airy apartment will bring you pride and comfort in your new home. With that comfort, we also have ample on-site parking to meet your needs. APARTMENT FEATURES Apartments at Montvale Commons feature spacious kitchens with brand new Energy Star appliances including brand new efficient microwaves, dishwashers, ranges and refrigerators. The living spaces have wall to wall carpet and newly tiled bathrooms. Convenient laundry facilities are located right on-site. Each unit has its own Energy Star heating and air conditioning system, allowing you control of your own heat and air conditioning preference. THESE APARTMENTS WON T LAST, SO APPLY TODAY! FREE ON-SITE PARKING AVAILABLE 18 GENERAL POPULATION UNITS ONLY Fill out the application and mail to: Montvale Commons, LP c/o Regan Development Corp. 1055 Saw Mill River Road, Suite 204 Ardsley, NY 10502 201-505-9400 10 SPECIAL NEEDS 1BR UNITS ONLY Fill out the application and mail to: Housing Authority of Bergen County For Montvale Commons One Bergen County Plaza - 2nd Floor Hackensack, NJ 07601 201-336-7600 All applications will be handled according to a Fair Housing and Marketing Plan approved by New Jersey Housing Mortgage Finance Agency www.montvalecommons.com

K A B C D E F G H I J K L M Chase Bank A+P Supermarket/Pharmacy Radio Shack Pizza Dry Cleaners Staples Motophoto Subway Krazee Kups Ice Cream Eden Nail Salon Bakery Baskin Robins Ice Cream Curves CVS Pharmacy Rays Pizza Montvale Florist John s Famous Bagels & Deli Tucker Rehab & Physical Therapy Johnnie s Roll House Sushi Davey s Locker Pub Yuki Japanese Restaurant Bellsimo Italian Restaurant Montvale lanes Bowling US Post Office Montvale Diner Montvale Borough Hall Memorial Elementary School Nursery School W Grand Ave Chestnut Ridge Rd Garden State Pkwy (Toll Rd) Glen Rd Overlook D Wierimus Rd Wierimus Rd Summit Ave K Philips Pkwy Brae Blvd Spring Valley Rd Paragon Dr Spring Valley Rd Woodcliff Ave Spring Valley Rd Fremont Ave Woodcliff Lake d North Ave Summit Ave W Grand Ave Ridge Ave Pascack Rd S Pascack Rd Old Pascack Rd Co Road 30 Broadway Pascack Rd Woodland Rd South Ave S Highland Ave Montvale M Park Ridge L W Grand Ave I B H J E Kinderkamack Rd Park Ave Prospect Ave A Pearl River G D C F S Pearl Rd Rock Ave Ruckman Ave S Main St E Washington Ave E Grand Ave E Central Ave Prospect Ave N Middletown Rd S Middletown Rd Rivervale Rd Rivervale Old Middletown Rd Orangeburg Rd New York New Jersey Rivervale Rd Blue Hill Rd Poplar Ave Orangeburg Rd Blauvelt Rd Gilbert Ave Veterans Memorial Dr Washington Ave N Sickletown Rd Blue Hill R 150 Nottingham Court Montvale, New Jersey 07645 201-505-9400 www.montvalecommons.com MONTVALE COMMONS STYLISH SUBURBAN LIVING AND THE CONVENIENCE YOU DESERVE A QUALITY RENTAL COMMUNITY Nearby Points of Interest www.montvalecommons.com EQUAL HOUSING OPPORTUNITY

18 Fantastic Apartments at Below Market Rents 1 Bedroom 2 Bedroom 3 Bedroom Qualification Guidelines Applicable Maximum Incomes Project financing requires the following maximum incomes, which apply by household size: Household Size 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons Income Limit Tenant pays heat, hot water and electric. Some apartments are reserved for households with incomes at lower levels than these maximums. These incomes are calculated just prior to signing a lease on the apartment. If the income rises or falls after the time of income qualification, this will not effect qualification. However, this assumes that the income qualification was correct and true at the time of the qualification. For These 18 General Population Units Fill out application and mail to Montvale Commons, LP c/o Regan Development Corp. 1055 Saw Mill River Rd., Suite 204 Ardsley, NY 10502 or Fax to 914-693-1282

APPROX. 600 SF- ONE LIVINGROOM 11'-10'' x 14'-3'' 10'-1'' x 14'-2'' KITCHEN 7'-9'' x 11'-5'' APPROX. 857 SF- TWO APPROX. 1,157 SF- THREE 9'-4'' x 15'-9'' 9'-4'' x 17'-7'' 13'-3'' x 14'-6'' 11'-1'' x 14'-9'' LIVINGROOM 9'-4'' x 21'-2'' LIVINGROOM 13'-8'' x 20'-6'' WIC WIC WIC KITCHEN 10'-3'' x 9'-7'' 10'-9'' x 10'-9'' KITCHEN 10'-4'' x 9'-7'' EQUAL HOUSING OPPORTUNITY These are a few examples of the apartment layouts available. Apartment layout, features and square footages will vary depending on location in the building and are subject to change. These are artist s renderings only and all dimensions are approximate. Not fully to scale.

10 Special Brand New Luxury Style Accessible Apartments at Affordable Rents * 1 Bedroom Subsidized Rents: Qualified residents will pay 30% of their income towards Rent & Utilities! Qualification Guidelines Qualification for Housing Choice Voucher Rental Assistance Applicant must be Disabled as Defined by HUD guidelines Need for Related Support Services Available at the Complex, which are optional. Need for Accessible Housing Features Household Income below the maximum incomes Maximum Incomes Household Size 1 Person 2 Persons 3 Persons Income Limit What Makes Montvale Commons Different Montvale Commons has been designed and developed in partnership with the Housing Development Corporation of Bergen County and the National Multiple Sclerosis Society s New Jersey Metro Chapter. The development partnership has put the needs of those with disabilities first. Together, this group will offer the residents at this complex wonderful benefits. The National MS Society will provide a multitude of optional programming opportunities directly at Montvale Commons, including: Recreational and Social Programs such as Tai Chi and Yoga Ongoing Periodic Lectures Self Help Groups Employment Related Programs Care Management Service Assistance & Outreach Caregiver Lectures for Family and Friends Wellness Classes Coordination of resident s use of available services at the Holy Name Hospital Center in Teaneck Helping Coordinate Your Needs The National MS Society will be there for you! The New Jersey Metro Chapter has a dedicated optional PROFESSIONAL SERVICES COORDINATOR to help residents with their disability related questions and planning. While Montvale Commons does not directly provide home care services, the MS Society will be there to help you arrange your care plan. The MS Society has strong links with those who help people with disabilities and they will put those links to work for you so you can get the care providers you may need. *Tenant pays heat, hot water and electric. These incomes are calculated just prior to signing a lease on the apartment. If the income rises or falls after the time of income qualification, this will not effect qualification. However, this assumes that the income qualification was correct and true at the time of the qualification. These ten apartments will have built in rental assistance provided by the Bergen County Housing Authority. Qualified residents pay 30% of their income for housing expense - Rental Assistance will pay the rest!

APARTMENT FLOORPLANS & ACCESSIBILITY FEATURES The 10 special needs apartments meet or exceed ADA Standards and includes these additional upgrade features APPROX. 823 SF- ONE Barrier Free Apartment Accessibility Features Automated door openers on apartment entry doors 42 wide doors throughout apartment Hardwood and ceramic tile floors for ease of living Custom horizontal shading energy efficient windows for easy opening Linen closets with slide out shelving Accessible light and thermostat controls Additional electric outlets in bedrooms Bathrooms with: Accessible transfers shower units Accessible mirrors Additional grab bars Kitchens with: Accessible kitchen cabinets with roll under access, slide out shelving and Lazy Susan setup Easy access side by side accessible refrigerator / freezer with automatic ice maker Front control range / oven Dishwasher Countertop Microwave LIVING ROOM 10'-8'' x 15'-7'' KITCHEN 8'-3'' x 12'-7'' 10'-10'' x 13'-10'' WIC All dimensions are approximate and subject to change Typical floorplans. Actual unit may vary. Common Areas Automated door openers on building entry doors Hardwood and ceramic tile floors for easier movement 42 wide doors throughout apartments Railings in all public hallways Automatic light sensors in common areas Automated openers for trash chute APPLY TO: For these 10 Special Needs 1BR Units Fill out application and mail or submit to Housing Authority of Bergen County for Montvale Commons One Bergen County Plaza, 2nd Floor Hackensack, NJ 07601 Independent Apartment Living for People Needing Support Services Available at the Complex EQUAL HOUSING OPPORTUNITY

APPLICANT INFORMATION General Population Unit Mr. Mrs. Ms. Last Name First Name Middle Initial Social Security # Date of Birth / / Street Address Apartment # City State Zip Code Home Telephone Work Telephone Email Address Please fill in your previous address here (if at current address for less than 2 years) Street Address Apartment # City State Zip Code Employment Information: Application Return to:montvale Commons, LP 150 Nottingham Court, Montvale, NJ 07645, (201) 505-4400 or FAX: (201) 505-9409 Employer How Long Employed? Employer/ Company Address Supervisor's Name Choose One: Annual Gross Income Weekly Gross Income Monthly Gross Income Other Sources of Income Gross Income Last Year Expected Gross Income This Year CO-APPLICANT INFORMATION (if applicable) Mr. Mrs. Ms. Last Name First Name Middle Initial Social Security # Date of Birth / / Street Address Apartment # City State Zip Code Home Telephone Work Telephone Email Address Please fill in your previous address here (if at current address for less than 2 years) Street Address Apartment # City State Zip Code Employment Information: Employer How Long Employed? Employer/ Company Address Supervisor's Name Choose One: Annual Gross Income Weekly Gross Income Monthly Gross Income Other Sources of Income Gross Income Last Year Expected Gross Income This Year ADDITIONAL OCCUPANTS TO BE LIVING IN THE APARTMENT (include everyone that will be living in the apartment including co-applicant) First Name Last Name Age Sex Relation to Applicant Income Restrictions Apply An Equal Housing Opportunity

CURRENT LANDLORD PREVIOUS LANDLORD Name Building Address & City Building Address & Landlord Address & City Landlord Address & City Telephone Number Telephone Rent Number of Years Rent Number of Years RENTAL SOURCES Will any of your rent money come from sources other than the employment listed above? If yes, please list other sources of income or rent payments: Source of Income Yes No Monthly Amount 1. SOCIAL SECURITY: 2. PENSION: 3. OTHER: 4. OTHER: DISABLED? Yes No (Mark yes if you currently receive SSI or SSD Benefits from the Social Security Administration or otherwise have a verifiable disability.) RACE/ETHNIC/LANGUAGE BACKGROUND OF APPLICANT The following information is required for statistical purposes by the United States Department of Housing and Urban Development to insure non-discriminatory practices in the program. Providing this information is wholly voluntary and will not affect qualification in any way. RACE Black/African American White Asian Native Hawaiian/Other Pacific Islander American Indian/Alaskan Native Other Is Primary Language Spoken by Head of Household English? Yes No If no, please check the language spoken: Spanish Chinese Korean Russian Italian Other How did you hear about us? I agree to authorize Interstate Realty Management Co., Regan Development Corporation, Living Resources, Inc. and/or Montvale Commons, LPor theiragents to use this copy of my signature as an approval to verify my credit, employment, assets and former tenancies, in connectionwith my application or future tenancy in an apartment. All verifications will be sent directly back to those authorized and will be usedonly for purposes connected with the apartment. SIGNATURE OF APPLICANT Date SIGNATURE OF CO-APPLICANT Date All people 18+ years and over must sign application IF YOU HAVE ANY QUESTIONS, PLEASE CALL (518)233-0300 EQUAL HOUSING OPPORTUNITY Income Restrictions Apply An Equal Housing Opportunity