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54. BAXTER INTERNATIONAL, INC., Germany: Global Unternehmensrichtlinien, 2000. 55. CREDIT GUARANTEE INSURANCE CORP. OF AFRICA LTD, South Africa: This is Credit Guarantee: Our Culture and Values, 1999. 56. GE, USA: Integrity: The Spirit & the Letter of Our Commitments, 2000. 57. GERLING GROUP OF INSURANCE COMPANIES, Germany: Corporate Culture, 2000. 58. HANNOVER RUCKVERSICHRUNGS-AG., Germany: Business Conduct Guidelines, 2003. 59. HEWLETT PACKARD COMPANY, USA : Standards of Business Conduct. 60. SASOL Ltd., South Africa: Sustainable Development Report 2002 2004. 61. SIEMENS, Germany: Business Conduct Guidelines, 2001. 62. SOUTH AFRICAN NATIONAL CODE OF BUSINESS CONDUCT AND ETHICS (SANCODE), South Africa. 63. SWISS RE., Switzerland: Group Code of Conduct, 1998. 64. THE EQUATOR PRINICIPLES, a framework for financial institutions to manage environmental and social issues in project financing. June 2005. http://www.equatorprinciples.com/ 65. THE SOUTH AFRICAN INSURANCE ASSOCAITION, South Africa: Code of Conduct & Ethics, 2002. 243