MOSELEY GARDENS BIRMINGHAM CITY CENTRE

MOSELEY GARDENS BIRMINGHAM CITY CENTRE

WELCOME TO PROSPERITY Founded in 2007, the Prosperity Group was born out of a passion to deliver affordable, desirable homes and buy-to-let opportunities to a global audience. Energised by the sheer wealth of opportunity in the region, Prosperity Developments has already made its mark on its home city of Birmingham, surrounding provinces, with numerous developments built complete across key city centre locations. Prosperity remain dedicated to providing owner occupiers and buy-to-let investors an exceptional opportunity to purchase prime city centre luxury apartments directly from us, the developer, though unique purchase payment options. WHO WE ARE Birmingham based developers, building and delivering desirable homes and offering an innovative buy-to-let proposition to the home market and private investor. CURRENT PORTFOLIO A residential and commercial portfolio including 22 substantial new build and conversion projects with a GDV of 164 million. OUR DEVELOPMENTS Located throughout the UK where rental demand and yields are high, within areas of sustained high employment. CURRENT PROJECTS 16 developments delivering over 1,200 residential homes and 8 commercial units. OUR TEAM Over 30 strong and all passionate about Property; working with the very best industry professionals and funders to deliver our projects. OFFICE LOCATIONS With the majority of the team based at our Birmingham office HQ, we also have offices in Dubai, Hong Kong and Malaysia 3 YEARS FROM NOW We re on track to have delivered over 1 billion of residential property. FACILITATION BUSINESSES WITHIN THE PROSPERITY GROUP Our own fully regulated mortgage division, Verve provides all round borrowing solutions to our clients. We also have a sales, letting and management agency Lamont Estates, who offer Prosperity owners a full lettings and management solution. THE PROPERTY 04 THE LOCATION 08 FLOOR PLANS 16 THE INVESTMENT 28 Birmingham s Iconic Selfridges Building 3

T H E A contemporary selection of 78 one and two bedroom city centre apartments PROPERTY Image Indicative of Moseley Gardens 5

78 APARTMENTS 134,950 STARTING PRICE Choice of PAYMENT PLANS Image indicative of open plan living area Image indicative of foyer THE FINISHING TOUCHES All homes will offer a contemporary open plan living and dining space with oversized windows (where possible) ensuring maximum natural light. With hard wood veneer floors and stainless steel sockets throughout, these high grade specifications combined with custom built kitchens, integral appliances and stylish bathroom designs come as standard for Prosperity clients, offering a home with style, luxury and comfort. KITCHEN LIGHTING l OVEN l COOKER TOP RANGE HOOD l CUPBOARDS l WORKTOPS SPLASHBACK l ONE & A HALF SINK l MIXER TAP BATHROOM LIGHTING l TOILET l VANITY UNIT l BASIN BASIN MIXER TAP l SHOWER ROSE SHOWER SHELF l TOWEL RAIL Image indicative of bathroom Image indicative of bedroom 7

IT S ALL ABOUT THE REASONS TO LOVE BIRMINGHAM 9

WHY INVEST IN BIRMINGHAM 750m transformation of the city s main train station, New Street incorporating a massive shopping mall with flagship John Lewis store A city firmly focused on the future, Birmingham continues to flourish from a wealth of investment and regeneration over the past 20 years. And there s plenty more to come... Right in the centre of England, everything is accessible in Birmingham. Proud of its distinctive heritage, yet energised by the youngest population in Europe, Birmingham s transformation into a cosmopolitan, accessible and welcoming city has ensured that rental demand in the city continues to outweigh supply by 2:1. Excellent transport links - at the heart of the UK s road network Youngest population in England, Birmingham has a thriving and ever growing market for city centre property Cost of living 60% lower than London Home to big businesses including: Leading European business destination with regional economy of over 90 Billion HS2 will bring the capital even closer at 39 mins, and will welcome an estimated 1.5bn and 22,000 jobs to the region Birmingham International Birmingham Central Library & Symphony Hall Airport sits just 5 miles south-east of the city centre and offers passengers a choice of over 400 direct or one-stop flights across the world 5 universities, colleges with over 73,000 UK and overseas students choosing Birmingham as their place to study and build careers The Bullring Canalside Development New Street Station & Midland Metro 11

THE CREATIVE QUARTER DIGBETH Considered Birmingham s Shoreditch by many, this creative quarter is an up-and-coming part of the city. From new developments to nightlife and great places to eat, Digbeth is becoming a pretty cool place to live right now. 13

A PRIME CITY CENTRE SNOW HILL STATION 20 MIN WALK LOCATION JEWELLERY QUARTER 20 MIN WALK COLMORE ROW 15 MIN WALK MILLENNIUM POINT 15 MIN WALK Moseley Gardens lies in the Digbeth area of Birmingham, a lively, creative hub on the east side of the city centre. Digbeth has come a long way from its early industrial roots and is now a natural home to the city s burgeoning young, creative and digital community who represent an important part of Birmingham s economic future. The area hosts a range of retailers as well as a great collection of bars and restaurants. A short walk from Moseley Gardens is the famous Bull Ring. The iconic shopping and leisure complex is home to its flagship Selfridges store. The outlook for Digbeth is promising, with plans for HS2 well advanced and the recent publication of the Birmingham Curzon HS2 Masterplan. Exciting proposals for Digbeth also include 33,000 sqm of retail place, 150,000 sqm of office space and 75,000 sqm of residential development. It is estimated that this would create over 5,000 jobs...exciting times for the City s premier creative quarter. SYMPHONY HALL 25 MIN WALK BRINDLEY PLACE 25 MIN WALK TOWN HALL CENTRAL LIBRARY 15 MIN WALK 18 MIN WALK THE MAILBOX 15 MIN WALK GRAND CENTRAL 10 MIN WALK THE BULL RING 10 MIN WALK RAG MARKET 5 MIN WALK COACH STATION 6 MIN WALK CUSTARD FACTORY 5 MIN WALK THE HIPPODROME 7 MIN WALK UCB CAMPUS 20 MIN WALK O2 ACADEMY 13 MIN WALK MOSELEY STREET Creativity and industrial architecture is juxtaposed with the city s newest green space, Eastside City Park, making Digbeth one of the most vibrant places to live. Fazeley Studios, Digbeth Coach Station, Digbeth 15

Floor Plan GROUND FLOOR Unit 0.1 37 M 2 Unit 0.2 38 M 2 Unit 0.3 Unit 0.4 Unit 0.5 Unit 0.6 0.5 0.4 riser void over 0.7 0.6 Unit 0.7 66 M 2 coutryard soft landscaped coutryard hard landscaped HATCH INDICATING PROPOSED CONCEPT SCHEME Unit 0.8 Unit 0.9 39 M 2 Unit 0.10 37 M 2 0.2 lawn 0.3 store 0.8 grey pebble finish 0.9 slate block bench 0.10 Unit 0.11 62 M 2 foyer aov Unit 0.12 37 M 2 0.1 0.12 0.11 MOSELEY STREET ramp down to basement parking resident's entrance 17

Floor Plan FIRST FLOOR Unit 1.1 42 M 2 Unit 1.2 Unit 1.3 Unit 1.4 Unit 1.5 1.5 riser void 1.6 Unit 1.6 1.4 1.7 Unit 1.7 66 M 2 1.3 1.8 HATCH INDICATING PROPOSED CONCEPT SCHEME Unit 1.8 Unit 1.9 39 M 2 1.2 store 1.9 1.10 Unit 1.10 37 M 2 Unit 1.11 62 M 2 aov Unit 1.12 1.1 1.12 1.11 MOSELEY STREET 19

Floor Plan SECOND FLOOR Unit 2.1 42 M 2 Unit 2.2 Unit 2.3 Unit 2.4 Unit 2.5 2.5 riser void 2.6 Unit 2.6 2.4 2.7 Unit 2.7 66 M 2 2.3 2.8 HATCH INDICATING PROPOSED CONCEPT SCHEME Unit 2.8 Unit 2.9 39 M 2 2.2 store 2.9 2.10 Unit 2.10 37 M 2 Unit 2.11 62 M 2 aov Unit 2.12 2.1 2.12 2.11 MOSELEY STREET 21

Floor Plan THIRD FLOOR Unit 3.1 42 M 2 Unit 3.2 Unit 3.3 Unit 3.4 Unit 3.5 3.5 riser void 3.6 Unit 3.6 3.4 3.7 Unit 3.7 66 M 2 3.3 3.8 HATCH INDICATING PROPOSED CONCEPT SCHEME Unit 3.8 Unit 3.9 39 M 2 3.2 store 3.9 3.10 Unit 3.10 37 M 2 Unit 3.11 62 M 2 aov Unit 3.12 3.1 3.12 3.11 MOSELEY STREET 23

Floor Plan FOURTH FLOOR Unit 4.1 42 M 2 Unit 4.2 Unit 4.3 Unit 4.4 Unit 4.5 4.5 riser void 4.6 Unit 4.6 4.4 4.7 Unit 4.7 66 M 2 4.3 4.8 HATCH INDICATING PROPOSED CONCEPT SCHEME Unit 4.8 Unit 4.9 39 M 2 4.2 store 4.9 4.10 Unit 4.10 37 M 2 Unit 4.11 62 M 2 aov Unit 4.12 4.1 4.12 4.11 MOSELEY STREET 25

Floor Plan FIFTH FLOOR Unit 5.1 42 M 2 Unit 5.2 Unit 5.3 Unit 5.4 Unit 5.5 5.5 riser void 5.6 Unit 5.6 5.4 5.7 Unit 5.7 66 M 2 5.3 5.8 HATCH INDICATING PROPOSED CONCEPT SCHEME Unit 5.8 Unit 5.9 39 M 2 5.2 store 5.9 5.10 Unit 5.10 37 M 2 Unit 5.11 62 M 2 aov Unit 5.12 5.1 5.12 5.11 MOSELEY STREET 27

Floor Plan SIXTH FLOOR Unit 6.1 42 M 2 Unit 6.2 Unit 6.3 39 M 2 Unit 6.4 37 M 2 Unit 6.5 62 M 2 riser void Unit 6.6 HATCH INDICATING PROPOSED CONCEPT SCHEME 6.2 6.3 6.4 store aov 6.1 6.6 6.5 MOSELEY STREET 29

CHOOSE YOUR PERFECT PAYMENT PLANS DESIGNED WITH YOU IN MIND 31

Payment Plan 01 THE MONTHLY & MORTGAGE PLAN Pay a 3% initial payment towards your deposit (minimum of 3000) plus 850 legal fees. Your 30% deposit is then divided by the number of build term months and paid on a monthly basis. This option is perfectly suited to clients without large lump sums accessible or those who d prefer to keep existing investments where they are. Payments are made across an average build term of 24 months. Monthly and Mortgage payment plans only available on selected plots. SUMMARY - 2 BED APARTMENT GBP Purchase Price 199,995.00 RESERVATION AND EXCHANGE THE MONTHLY & MORTGAGE PLAN Prosperity Reservation Deposit 3% (minimum 3000) 5,999.85 Legal Fees 850.00 Reservation / Exchange stage total due 6,849.85 30% MONTHLY PAYMENT STAGE 59,998.50 Deposit divided by 24 month build schedule 2,499.94 x 24 COMPLETION STAGE Balance Payment - by way of mortgage or cash 133,996.65 Mortgage Arrangement Fee (estimated) 1,999.95 Amount Due at Completion Stage 135,996.60 INCOME Estimated Gross Rental Income Per month 1,100.00/ Per annum 13,200.00 Estimate Yield based on above 6.60% EXPENSES Service Charge (estimated) 1,000.00 Ground Rent (estimated) 250.00 Tenant Management Fees @ 12.5% + vat 1,980.00 Total Expenses Per month 269.17 / Per annum 3,230.00 INCOME NET OF EXPENSES SUBJECT TO MORTGAGE PER MONTH 830.83 / PER ANNUM 9,970.00 Millenium Point, Birmingham 33

RENTAL & VOID ASSURANCE What s in it for me? WHY INVEST IN PROSPERITY? 3 3 Totally standard UK properties in desirable owner occupier locations, fully managed and providing the best yields with capital appreciation over the long term UK property at institutional prices i.e. accessing individual discounted property at fund manager prices I always enjoy working with Prosperity. From a time management point of view, the fact that all cost and letting management issues are organised as part of the packageis a major bonus for me. I ve bought numerous properties from Prosperity, and shall continue to do so. LAMONT ASSET MANAGEMENT PROVIDES THE FINAL PIECE IN AN END TO END SOLUTION FOR OUR INVESTOR BUYERS. WE DELIVER A SPECIALIST LETTINGS AND MANAGEMENT SOLUTION AND OFFER A LEVEL OF RENTAL PROTECTION UNIQUE TO THE MARKET FOR A PACKAGED PRODUCT. EXCLUSIVE TO PROSPERITY CLIENTS, WE HAVE CREATED A RENTAL ASSURANCE INVESTOR PACKAGE INCLUDING: RENTAL AND LEGAL PROTECTION * VOID COVER BETWEEN TENANCIES 5 YEAR RENT & VOID ASSURANCE 3 3 3 3 3 Deposits payable monthly over two years with no lump sum required - the only property pension plan of this type on the market today A complete hands-off property investment, as we are geared up to manage the whole process from start to finish and post completion Mortgages, 100% covered by rental assurance plans from completion Strong yields. Properties starting from just 24 payments of 1,610 Followed by rental income Simon Browne - Logistics Director, GSK I required lots of detailed information in order to make my decision - all of which I received in a concise and accurate manner. Completion went very smoothly as did letting management. I have recommended Prosperity s services to other sporting professionals within my organisation Cyrille Regis - MBE DISCOUNTED MANAGEMENT FEE OF 8%** UNIQUE SECURE ONLINE LANDLORD TRACKER Working in the industry for over 25 years, Lamont Asset Management offer a totally independent solution, managing properties all over the UK. We also handle every aspect of the property s management including maintenance, tenant liaison and administration. All clients are allocated a specific account manager, ensuring a single point of contact from the start. Every tenant is subject to stringent industry standard checks with TDS protected deposits in place across all tenancy agreements. RENT & LEGAL PROTECTION * We will facilitate insurance that will protect you in the event that a tenant fails to pay the rent and that will cover you for any associated legal costs of eviction. VOID ASSURANCE * Other that for maintenance or refurbishment we will protect the void periods between tenancies. 7 PROSPERITY DO NOT OFFER: Student accommodation Hotel apartments Any kind of collective investment or fund I feel confident and assured that this income producing asset was the right decision for my pension. I have no hesitation in recommending Joe as a knowledgeable, passionate advisor who gives his clients an individual service. Meino Meines - Head of Dutch Stream Panaga school, Brunei * No excess for 5 years ** + Vat, Letting & Setup Fees * Subject to Standard Terms & Conditions 35

Our recent DEVELOPMENTS WE STRIVE TO ENSURE THAT OUR CLIENTS RECEIVE THE VERY BEST EXPERIENCE WHEN INVESTING IN A PROSPERITY PRODUCT. WITH OVER 57% OF OUR CLIENTS GOING ON TO BUY A SECOND PROPERTY AFTER TWO YEARS, THAT S A GREAT SIGN WE RE GETTING IT RIGHT. UNITS AVAILABLE UNITS AVAILABLE UNITS AVAILABLE SOLD OUT SOLD OUT SOLD OUT Town Gate LINCOLNSHIRE Bentley Court KEIGHLEY, WEST YORKSHIRE The Pinnacle SOUTHEND, ESSEX Beckett House DERBY CITY CENTRE SOLD OUT Kings Mill MANSFIELD, NOTTINGHAMSHIRE Castle Court DUDLEY, WEST MIDLANDS Prosperity House DERBY CITY CENTRE Parkwood Court KEIGHLEY, WEST YORKSHIRE SOLD OUT B1 BIRMINGHAM CITY CENTRE Victoria Mill DRAYCOTT, DERBYSHIRE Key Hill BIRMINGHAM CITY CENTRE JQ1 BIRMINGHAM CITY CENTRE SOLD OUT Priestgate House PETERBOROUGH, CAMBRIDGE Varity House PETERBOROUGH, CAMBRIDGE Chartwell Plaza SOUTHEND ON SEA, ESSEX Bakewell Mews BUXTON, DERBYSHIRE Godfrey Parade NEWARK, NOTTINGHAMSHIRE Trent House NEWARK, NOTTINGHAMSHIRE St Paul s Place BIRMINGHAM CITY CENTRE Orton Plaza PETERBOROUGH, CAMBRIDGE 37

THE BIGGER PICTURE Since the birth of the buy-to-let mortgage 18 years ago, the average return produced from a buy-to-let investment has significantly outstripped those gained via other major asset classes. Additionally, UK landlords are benefiting from falling mortgage charges and longer fixed-rate deals as the competition between mortgage lenders hot s up. Our product is perfectly positioned to capitalise on this, delivering secure long term investment, eliminating risk with the reassurance of a tangible asset. By comparing property to the other most popular investment and savings plans, it s clear to see the added value and security it brings to a traditional savings plan. CONTACT US INCOME PRODUCED IN RETIREMENT BASED ON 25,000 INVESTMENT This graph compares the level of income generated by the five main pension investment classes. In this example, UK property is represented by a one bedroom unit at our recently allocated Orton Plaza development. Based on a capital investment of 25,000, it clearly produces the highest level of income compared to all of the other investment classes. Based on exactly the same level of investment by the client,with an annual income of 7,150, Orton Plaza produces 5,893 per year more income than the next best alternative, the UK pension. For more information or to discuss your investment please contact the Prosperity team UK +44 (0) 845 676 9799 JQ1, 32 GEORGE ST, BIRMINGHAM B3 1QG MALAYSIA + (60) 10 549 4602 MENARA UOA BANGSAR, 59000 KL HONG KONG +852 5113 7143 LEVEL 5, TWO EXCHANGE SQUARE, 8 CONNAUGHT PLACE, HONG KONG INVESTMENT CAPITAL REQUIRED TO PRODUCE 25,000 OF INCOME This graph compares the typical amount of investment required in order to generate 25,000 of income per year, across the 5 main pension investment classes. With UK property represented by a standard one bedroom unit at our Orton Plaza development, this example clearly highlights the staggering difference in investment required by all of the other classes in comparison, only to produce exactly the same amount of income per year. DUBAI + (971) 4311 6928 THE FAIRMONT, SHEIKH ZAYED ROAD DUBAI, UAE PO BOX 73310 EMAIL ENQUIRIES@PROSPERITY-WEALTH.CO.UK WWW.PROSPERITY-WEALTH.CO.UK *returns exclude fees and charges, information provided by Bloomberg 39

UNIT 1 JQ1 32 GEORGE STREET BIRMINGHAM B3 1QG UK WWW.PROSPERITY-WEALTH.CO.UK