BOARD OF DIRECTORS SPECIAL MEETING

BOARD OF DIRECTORS SPECIAL MEETING Thursday, August 23, 2018 at 5:00 pm Behavioral Health Center, Room 225, 201 Mulholland Bay City, MI 48708 AGENDA PAGE 1. CALL TO ORDER & ROLL CALL 2. PUBLIC INPUT (3 Minute Maximum Per Person) 3. PURCHASE OFFER FOR REAL PROPERTY 1-6 3.1 Consideration of purchase offer for property located at 900 & 908 N. Madison - See pages 1-6 4. OTHER 5. ADJOURNMENT

Board of Directors Meeting Summary of Purchase Offer August 23, 2018 Purchase Offer received from New Tech Real Estate to purchase 900 & 908 N. Madison. Purchase priced proposed at $325,000 with closing to occur no later than September 15, 2018. Buyer to deposit $5,000 at acceptance of offer. Payment for 900 & 908 N. Madison: o Down payment of $115,000 will be in the form of $20,000 cash and the transfer of property to BABH whose address is 1000 N. Madison valued at $95,000. o The balance of $210,000 will be paid under a land contract in monthly installments of $2,227.38, including interest at 5%. A balloon payment of the remaining balance to be paid at the end of the land contract period. Summary of financial impact: o Current Asset value of property: $439,237 o Current purchase offer for 900 & 908 Madison: $325,000 o Anticipated realtor commission (8%): ($26,000) o Net transaction for BABH: $299,000 o Loss to current value: ($140,237) o Projected unrestricted fund balance YE2018: $1,114,425 o Loss to fund balance: ($140,237) o Anticipated unrestricted fund balance After transaction: $974,188 BABH to grant first right of refusal to New Tech to re-purchase 1000 N. Madison and first right of refusal to purchase 1010 N. Madison if ever listed for sale. New Tech will accept property as is, will not obtain any inspections of the property. BABH responsible for any costs necessary for obtaining an elevation certificate for the 900 & 908 property. BABH to provide title insurance and 50% of land contract recording fees; New Tech responsible for 100% of closing fees. Page 1 of 6

ID: F1C98841-923B-4F88-AAEA-64DA0F6233Sr BAY COUNTY REALTOR ^ ASSOCIATION Ki. SALES CONTRACT tsj IQUAL HODSiNG fs II- Selling Office re/max Results Office Phone 9e9»6e6-3400 Date August 20, 20 is OyPORTUKlTY Listing Office Century 21 signature Realty Office Phone _Time A.fyl.Q P.M. Agency Relationship: The Undersigned Buyer(s) acknowledge they have read and signed the Disclosure Regarding Real Estate Agency Relationships dated August 06 2018. The selling Agent is acting as a Buyer's Agent 1. PROPERTY DESCRIPTION: Buyer agrees to purchase from Seller the property located at goo&90b N. Madison Avenue 4B708 Bay City (Full Mailing Address) (Zip Code) (City or Township) PROPERTY INCLUDES: All buildings, built-in appliances, lighting fixtures, plumbing and plumbing fixtures, heating fixtures including woodycorn/pellet burners, electrical and electrical fixtures (including ceiling fans), radio and/or television antenna including any mechanical devices, television wall and/or ceiling brackets, attached and/or built in speakers, awnings, shutters, storm windows and doors, curtain & drapery rods, blinds and window coverings, hard wired or screwed on smoke and/or carbon monoxide detectors, all floor coverings (except area rugs), fireplace doors and/or screens, mechanical door openers and controls, water softener (unless rented) plantings trees, inground or above ground pool and its equipment, invisible fence equipment, installed basketball backboards and rims installed outdoor grills, fences, mailboxes, sheds, if any, and all gas, oil, and mineral rights owned by Seller. Parcel #160-021-406-002-00 & Parcel #160-021-406-001-00 But does not Include SALES PRICE: $ 325,000.00 / Three Hxindred Twenty-Five Thousand dollars. (Numeric) (Written amount) 3. METHOD OF PAYMENT: All monies must be paid in US Dollars by cash, certified check, money order or wire/electronic transfer. The sale will be completed by the following method: Buyer will pay the sales price in cash upon Seller's delivery of a warranty deed conveying marketable title. NEW MORTGAGE... The full purchase price upon execution and delivery of a Warranty Deed, contingent upon Buyer's ability to obtain a(n) mortgage for % of purchase price, which Buyer agrees to apply for after Seller's acceptance and the removal, if any, of property inspection and/or lead based paint inspection (sections 11 & 12), and accept loan commitment on or before Unless otherwise agreed In writing, this contract Is contingent upon the appraised value either equaling or exceeding the final negotiated purchase price. LAND CONTRACT Buyer to pay $ upon execution and delivery of Land Contract/Purchase Money Mortgage, in PURCHASE MONEY a form acceptable to both parties, wherein the balance of $ payable in monthly MORTGAGE installments of $ or more including interest at % per annum, interest to start on day of closing and the first such payment to become due 30 days after closing date. Taxes (check one): Plus 1/12 per month as estimated by Vendor (Escrowed) To be paid by Vendee when due. The Land Contract/Mortgage shall be payable in full 2 B year(s) month(s) from date of closing. 19 See section #27 4. Seller reserves the right to terminate this agreement if Buyer falls to provide a pre-approva) letter and/or proof of funds within 10 calendar days of the earliest "accepted as written" date in either section #37, or section #40 or section #42 of this contract. 5. This offer Q is B is not contingent upon the G sale G closing of Buyer's property. If this offer is contingent upon the sale of Buyer's property, see attached Subject to Sale addendum. If this offer is contingentupon the closing of Buyer's property, see section #27. 6. SELLER CONTRIBUTIONS: At Close of Sale, in addition to Seller's normal closing cgst(s), Seller hereby agrees to pay the following Lender approved costs from their proceeds on behalf of the Buyer: G Maximum of toward Buyer's closing costs, prepaids, escrows, loan discounts & other lender approved costs. 7. TITLE EVIDENCE: It is understood by all parties the property is being purchased subject to zoning ordinances, restrictions and easements of record. If the closing of the sale is delayed by title defects which can be readily corrected, an extension of thirty (30) days shall be allowed for closing. As evidence of marketable title Seller will provide, without expense to Buyer, an owners policy of title insurance, including a policy commitment prior to closing in the amount of the sales price. 8. SPECIAL ASSESSfi/IENTS; All special assessments or municipal improvements shall be paid by the Seller, provided, however, that in the event a special assessment is payable in installments, current and future installments shall be allocated between' Seller and Buyer using the same method for the proration of real estate taxes in section 15 herein, or B paid in full by the Seller at closing. Buyer (s)_l J_ Seller (s) Page 1 of 5 Revised 08/2016 Page 2 of 6 InstanetfORMS'

Aultientisign ID; F1C98841-923B-4F88-AAEA-64OA0F6233SF PROPERTY ADDRESS: 9P0&908 N. Madison Avenue 48708 DATE: August 20 20 18 9. LAND DIVISION ACT: Seller and Buyer agree the following statements shall be Included in the deed at time of delivery: (a) The grantor grants to the grantee the right to make (Insert "all","zero", or a specific number as appropriate) division(s) under section 108 of the Land Division Act, Act No. 288 of the Public Acts of 1967, and subject to approval of governing municipality Seller and/or REALTOR do not warrant that the number of divisions stated Is actually available. CAUTION: If the space contained in section (a) above is left blank, the deed will NOT grant Buyer the right to any divisions. (b) This property may be located within the vicinity of farm land or a farm operation. Generally accepted agricultural and management practices which may generate noise, dust, odors and other associated conditions may be used and are protected by the Michiqan Right to Farm Act. 10. SELLER'S DISCLOSURE: IS Buyer has not received a copy of the Seller's Disclosure Statement. Buyer acknowledges receipt of a copy of the Seller's Disclosure Statement. 11. PROPERTY INSPECTIONS: Buyer acknowledges that the REALTOR /Broker has strongly recommended that Buyer selects a licensed contractor and/or a qualified inspector to inspect and investigate the property as well as conduct tests for possible environmental hazards including but not limited to mold, radon, etc. Buyer understands and agrees there may be defects that cannot be observed or discovered during the home inspection process. Buyer agrees to Indemnify, and hold harmless the Seller, real estate brokerages and their agents for any loss, damage and/or injuries Incurred during any inspections. Buyer elects the following: This Contract is contingent upon an inspection of the property, at Buyer's expense, by a licensed contractor and/or qualified inspector of Buyer's choice within calendar days of the earliest 'accepted as written" date in either section #37 or section #40 or section #42 of this contract. If buyer is satisfied with the results of the inspections. Buyer will rerriove this contingency within this time period and agrees to accept the property in its present "AS IS" condition with no warranties expressed or implied from the Seller(s), real estate brokerages or their agents. If Buyer is not satisfied with the results of the inspection, upon written notice from Buyer to Seller within this time period, this Contract shall terminate and any deposit shall be refunded to Buyer. In the event the Buyer neither removes this contingency nor terminates this Contract in the time period provided, the Buyer shail be deemed to have waived the inspection contingencies and proceed to close this transaction Any request by Buyer to modify this Contract based on the results of an inspection(s) shall terminate this Contract unless the request is agreed to by the Seller in writing. Buyer elects to retain the services of a qualified professional to inspect the well, septic system within the time period set forth above. Septic inspections may involve opening and/or pumping the tank. Appropriate measures shall be taken by the Buyer to preserve the integrity of the property and the septic system. (a Buyer does not desire to obtain any inspections of the property and agrees to accept the property in its present 'AS IS" condition with no warranties expressed or implied from the Seller{s), reai estate brokerages or their agents. 12. LEAD-BASED PAINT INSPECTION: (For residential housing built prior to 1978 only) Prior to signing this Sales Contract. Buyer... Has received and reviewed a copy of the Lead-Based Paint Seller's Disclosure Form completed by the Seller on 20. the temis of which are hereby incorporated herein by reference. H Has not received a copy of the Lead-Based Paint Seller's Disclosure Form Check one: An Inspection for lead-based paint and/or lead-based paint hazards will be obtained by the Buyer, at Buyer's expense. If inspection is acceptable to Buyer, Buyer agrees to accept property in its present, 'AS IS" condition with no warranties expressed or implied from {he Seller and/or agent. Buyer will remove contingency, in writing, within calendar days of the earliest "accepted as written" date in either section #37. or section #40 or section #42 of this contract. (Federal regulations require a 10 day period or other mutually agreed upon period of time). If inspection is not acceptable to Buyer, Buyer may terminate this Sales Contract. Any termination must be in writing. B Buyer hereby waives their opportunity to conduct a risk assessment or inspection for the presence of lead-based paint and/or leadbased paint hazards, and agrees to accept the property in its present 'AS IS" condition, with no warranties expressed or implied from Seller and/or agent. 13. DOCUMENT DELIVERY: Delivery to Buyer's Agent/Broker shall be deemed as delivery to Buyer, and delivery to Seller's Agent/Broker shall be deemed as delivery to Seiler. As an alternative to physical delivery, the parties agree that this Contract, any amendment or modification of this Contract and/or any written notice or communication in connection with this Contract may be delivered to the Seller in care of the Listing REALTOR, and the Buyer in care of the Seliing REALTOR, via electronic mail or by facsimile via the contact information set forth herein. Any such communication shall be deemed delivered at the time it is sent or transmitted. Buyer and Seller represent that an electronic email address has been provided to their agent from which they may receive electronic mail. The parties agree that the electronic signatures and initials shall be deemed to be valid and binding upon the parties as if the original signatures or initials were present in the documents in the handwriting of each party. This Contract may be signed in any number of counterparts with the same effect as if the signature of each counterpart were upon the same instrument. 14. PRORATED ITEMS: Interests, rents, association fees, if any, will be prorated to and including the date of closing. Security and/or damage d^osits, if any. shall be given to the Buyer at closing. lidsfwl Buyer (s) ^ -> Seller (s) Page 2 of 5 Revised 08/2016 Page 3 of 6 InstanetFORMs

Authentisign ID: F1C98841-923B-4F88-AAEA-64DA0F62335F PROPERTY ADDRESS: 900&908 N. Madlecn Avenue 48708 DATE: August 20, 20 18 15. TAXES: Unless otherwise indicated below, real estate taxes & assessments billed before close of sale are to be paid by Seller. All real estate taxes & assessments billed on or after close of sale shall be paid by the Buyer. FOR PURPOSES OF THIS CONTRACT, taxes are to be prorated paid as indicated by an "X" below. The amount to be based on latest tax figures regardless of the Personal Residence Exemption Status (formerly known as Homestead/Non-Homestead). NOTE: Local Municipalities' taxes may be based on different due dates which have no bearing on tax prorations as agreed upon in this contract. The Personal Residence Exemption Status and any potential property assessment/tax increases due to change of ownership should be verified with the local taxing entity by the Buyer. After closing, Buyer is responsible for verifying the Property Transfer Affidavit and Personal Residence Exemption is filed with the local Assessor. No tax proration. Buyer to commence paying taxes with 20 tax billing, Taxes to be pro-rated in ADVANCE with July bill covering July 1 through June 30; December bill covering January 1 through December 31. Buyer to be responsible for taxes from and including the day of dosing. Taxes to be pro-rated in ARREARS with July bill covering June 30 back to July 1; December bill covering December 31 back to January 1. Seller to be responsible for taxes to and including the day of dosing. July and December taxes to be combined and prorated in ARREARS with the seller charged from January 1 to date of closing, less July and December amounts if paid by seller. 19 SEE section #27. 16. PRIMARY HATING FUEL (propane, fuel oil, corn, wood, etc., if applicable) Seller(s) agree to maintain an adequate amount of primary heating fuel (if primary heating system requires) on the property until possession is surrendered. Any remaining heating fuel after possession is surrendered shall belong to the Buyer(s) and Seller(s) shall not be entitled to any credit from the fuel provider or Buyer. CLOSING DATE: Buyer and Seller will close the sale on September 15. 2018, or before, if mutually agreed to by both Buyer and Seller, or see section #27. 18. OCCUPANCY: Seller will give occupancy as follows: B Occupancy immediately upon closing. Q On or before days after closing by 12:00 noon. From and including the date of closing to and including the date of vacating. Seller will pay Buyer $ per day as an occupancy charge. At closing. Seller will escrow $, to be held by listing broker. Escrowed funds to be applied toward occupancy charge. Any unused funds will be returned to the Seller. Iftenants occupy the property, then: Seller will vacate tenants before closing. Buyer will assume responsibility for tenants. At the time of transferring possession of the property, Seller shall have removed all personal property (unless otherwise agreed to in this Contract). The property will be left free and clear of trash and debris and will be in "Broom Clean" condition. Seller will maintain property in its present condition until time of possession, and will deliver all keys to the Buyer or to the Selling Broker. Seller is liable to Buyer for damage to the property occurring after closing and before vacating, to the extent not covered by the Buyer's homeowners insurance policy, as well as any deductible portions of a covered claim. 19. UTILITY BILLS: It is the responsibility of the Seller to pay all utility bills up to the date possession is surrendered and to make arrangements for payment of final utility bills (i.e. fonvarding address given to utility providers). Buyer and Seller acknowledge that failure to transfer utilities in a timely, coordinated manner could result in utilities being turned off. Brokerages and agents will not be responsible for any delinquent utility bills nor any damage due to utilities being tumed off. 20. DEPOSIT: Buyer shall pay the deposit: at time of writing this offer or B upon the earliest acceptance in either section #37, or Section #40, or Section #42 herein. Buyer deposits $ 5,ooo.oo to be held by RE/Mftx Results ^("Escrowee") evidencing Buyer's good faith, and deposit shall be applied to the purchase price at closing. If this offer is not accepted or any contingencies herein are not met, this deposit shall be refunded to Buyer. In the event the Buyer and Seller both claim the earnest money deposit for any reason, the earnest money deposit shall remain in the Escrowee's trust account until a court order, or written agreement has determined to whom the deposit must be paid. The Seller shall have 30 calendar days from the date Listing Broker receives the "Mutual Release of Sales Contract" from Selling Agent, to provide the Escrowee a copy of the court filing demanding the deposit. If the Seller fails to provide court documentation, the Seller shall be deemed to have waived any rights or claim to the deposit and agrees the Escrowee shall release the deposit to the Buyer. Buyer understands the Seller may also be entitled to the court filing fee in addition to the deposit if the court detenuines the Seller is entitled to the deposit 21. DEFAULT: If Buyer defaults. Seller may enforce this Contract or may cancel the Contract, pursue legal remedies, and keep the deposit. (Deposit to be disbursed as per the Exclusive Right to Sell Agreement). If Seller defaults. Buyer may enforce this contract or may demand a refund of the deposit and pursue legal remedies. 22. DUE ON SALE (IF IT APPLIES): SELLER UNDERSTANDS THAT SELLING OR TRANSFERRING THE PROPERTY DOES NOT RELIEVE SELLER OF ANY MORTGAGE OBLIGATION OR OTHER INDEBTEDNESS TO WHICH THE PROPERTY IS SUBJECT, UNLESS OTHERWISE AGREED TO BY THE LENDER OR REQUIRED BY LAW OR REGULATION. 23. HEIRS AND SUCCESSORS: This contract binds Seller, their personal representatives and heirs, and anyone succeeding to their interest in the property. Buyer shall not assign this contract without Seller's prior written permission. 24: SURVEY: Buyer and Seller acknowledge the REALTORS /Brokers recommend a stake survey to determine the true and accurate boundaries of the property and the location of Improvements thereon. Buyer understands and agrees that the REALTORS /Brokers do not warrant location of the Improvements, easements, and the boundaries of the property, nor assume any responsibility for the representations made by the Seller regarding the location of the Improvements, easements, and the boundaries of the property. When closing ocoars,-buyer shall be deemed to have accepted the location of the Improvements, easements, and the boundaries of the property. AW Buyer (s)_l^_ Seller (s) Page 4 of 6 Page 3 of 5 Revised 08/2016 InstanetFORMS

Authentlslgn to: F1C9&841-923B-4F88-AAEA-64DA0F6233SF PROPERTY ADDRESS: 900s90B N. Madison Avenue 48708 DATE: Aucmst 20 20 18 25. FLOOD INSURANCE/WETLANDS: Determining the existence of a flood insurance requirement and/or wetlands is the responsibility of the Buyer. Buyer should consult with their insurance agent and their lender regarding the cost of flood insurance and how it could impact the ability to qualify for the desired loan amount. If the Seller does not already have an elevation certificate and the property is determined to be in a flood zone that requires flood insurance to obtain a mortgage, the Buyer B Seller shall be responsible for obtaining an elevation certificate and for any costs incurred. If the Seller is required to obtain the elevation certificate, the Buyer must notify the Seller in writing, within 5 calendar days of lender notifying the Buyer or Buyer's Agent that the property will require flood insurance. Seller shall have 14 calendar days from receiving written notice to furnish the elevation certificate. 26. ALL MATTERS related to. but not limited to the use or intended use of the premises, zoning, soil borings, franchising, matters of survey, use permits, drain easements, rights of way, etc., are to be the responsibility of the Buyer and secured and paid for by the Buyer unless otherwise specified in other provisions as set forth in this Contract. 27. OTHER CONDITIONS: and/or see attached addendum Buyers down payment of $115,000.00 will be in the form of $20,000.00 cash and the conveyance of 1000 N Madison Ave {parcel #160-021-404-013-00) valued at $95,000.00. The balance of $210,000.00 payable in monthly installments of $2,227.38 including interest at 5% and based on a 10 year amortization with a balloon payment of the land contract balance in full in 2 years. Buyer to commence paying property taxes once assessed by Bay County. Seller's agree to grant first right of refusal to buyer to re-purchase 1000 N Madison Ave and also a first right of refusal to purchase commercial building and property located at 1010 H Madison Ave, Bay City. MI 48708 oarcel #160-021-404-011-00 X o paicei. Selling agent is related to buyer. 28. ATTORNEY RECOMMENDED: Both parties acknowledge the listing Broker, selling Broker, and/or their respective Agents has recommended an attorney be retained to review the marketability of title, how title shall be taken, and determine the requirements of this Contract have been met. 29. CLOSING FEES: When the sale is either Cash, Land Contract, or Purchase Money Mortgage, the closing fee charged by the closing agent shall be divided equally (50/50) between the Buyer and Seller. When the sale Is financed, the dosing fee charged by the closing agent shall be paid in full by the Buyer. 30. RELEASE: Buyer and Seller acknowledge they have not relied on any representations made by the Listing Broker, Selling Broker, or their respective agents regarding the condition or marketability of title of the property covered by this Contract. Buyer and Seller release the Listing Broker, Selling Broker and their respective agents with respect to all claims arising out of or related to: this Sales Contract, Including but not limited to any addendums and/or counteroffers; any purported representations as to the physical and/or environmental condition of the property, boundary section matters, or the marketability of title; and any special assessments, bonds and/or utility bills which have been or may In the future be charged against the property. In addition. Buyer and Seller agree to indemnify and hold harmless the Listing Broker, Selling Broker and their respective agents from any and all claims related to these matters. 31. BUYER AND SELLER AGREE that this is the entire contract and there are no other written or oral understandings. Buyer and Seller further agree that this Agreement supersedes any and all prior agreements, understandings or representations made by the parties or their agents. No representations or warranties of any kind, expressed or implied, have been made to the Buyer about the property or its condition except as stated in the Seller Disclosure Statement. 32. BUYER GIVES the above-named BROKER until (date) 08/27/2018, (time) 5;00 A.M. B P.M to obtain the written acceptance of this offer and agrees that when signed by both Buyer and Seller it does constitute an accepted, binding agreement. 33. Buyer's SionMbM^oBuyer has received a copy of this contract. Signature: Shutiet if. 08/20/2018-8/20/2018 3:36:10 PM EOT Qate Home Ph: Print Name:»«wTech »! E»tat>. LLC by; C4nl»l p. Wi«l»y.»r«iia«nt WofK Ph" Signature: Print Name: Date Home Ph: Work Ph: Buyer's Address: 700 4tb street Bay City Ml 48708 Marital Status: 34. DEPOSIT RECEIPT: Buyer has B has not provided the good faith deposit to the Escrowee identified in section 20 in the form of Selling Agent's Signature: Aullieiilijik,^ Cell Phone: 989-737-9791 6RI Selling Agent's email address: whaieykimeyahoo.con Office Phone: 989-686-3400 \snnd\ Buyer (s)j:^ ^ Seller (s) Page 4 of 5 Revised 08/2016 Page 5 of 6 lnstanetfc»ms

Authentlsign ID: F1C98841-923B-4F88-AAEA-64DA0F6233SF PROPERTY ADDRESS: goo&soe N. Madison Avenue 48708 natc. ^ ^ «^"^0 DATE: August 20, 20 18 WRITTEN REJECTED See attached counter offer See counter offer Contract are to remain the same. Seller has the right to rescind this offer in writina and S Which must be accepted """ by '^"-rsting the Buyer Agent on or has before received (date) written notice of Buyers acceptance. rtimp\ Any change in section n a m 35 n Is n a counteroffer..o CONTRACT BECOMES VOID. * ^ ^ 36. AGENCY ACKNOWLEDGMENT: The Agency Relationship between the Seller and the Listing Broker is 37. Seller's Signature: Seller has received a copy of this contract. as per Agency Disclosure dated 20 Print Name: Home Ph: Work Ph: Print Name: Seller's Address: 38. LISTING AGENT: Email Adress: HomePh: Work Ph: Marital Status: Phone: Ceil: paint SELLER'S DISCLOSURE FORM: (For residential housing built prior to 1978 only) Buyer acknowledges receipt and acceptance of a copy of the Lead-Based Paint Seller's Disclosure form completed by the Seller 20, the terms of which are hereby incorporated herein by reference. 40. RECEIPT IS HEREBY ACKNOWLEDGED BY BUYER of the Seller's response to the Buyer's Offer In the event the response was subject to changes from the Buyer's Offer, the Seller's Offer is hereby: response was Q ACCEPTED AS WRITTEN Q REJECTED Q See counter offer below Any change in section 40 is a Counter Offer which must be accepted by the Seller on or before A.M.a P.M. OR THIS CONTRACT BECOMES VOID. (Buyer Signature) (Buyer Signature) (Date)" " "Twch»»»! K«t«f. LLC by: VaM V. Nbalay, Pr«sid*at (Buyer-Piease Print) (Buyer Please Print) 41. FINAL DEPOSIT: Buyer has provided the good faith deposit to the Escrowee identified in section 20 in the form of 42. SELLER'S RESPONSE ACKNOWLEDGEMENT OF BUYER ACCEPTANCE ACCEPTED AS WRITTEN REJECTED (Seller Signature) (Seller Signature) (Date) (Seller - Piease Print) (Seller - Please Print) DISCLAIMER: This form is provided as a service of the Bay County REALTOR Association for exclusive use by its members Please A P^icular transaction to ensure that each section is appropriate for the transaction. The Bay County REALTOR Association is not responsible for the use, misuse, misrepresentation, or for warranties made in connection with this form. Page 6 of 6 Page 5 of 5 Revised 08/2016 InstanetFORMS