Buying a home with Ask Apple! Your Kamloops Real Estate Resource Centre 250-314-9555 RE/MAX Real Estate Kamloops 258 Seymour Street, Kamloops BC V2C 2E5 Direct @ 250-314-9555 Toll Free: 1-877-374-3331 Email: info@applegathgroup.com Working with you for you! Jackie @ 250-314-9555 Daimion @ 250-320-2476 1
ENJOY THE EXPERIENCE and EXPERIENCE THE DIFFERENCE! A team member is always available to assist you. We take a personal interest in every transaction and work together to provide clients with information required to make informed decisions. We work to take the stress out of looking for a home, its knowledgeable members assist you in finding the right property for you in a timely fashion. We are energetic individuals working together to provide the best service with honesty and integrity. We work with you to ensure you understand what it takes to sell or buy a home. We addresses all facets of buying and selling to ensure they are providing you with every possible opportunity to buy or sell a home. We advertise our listings with several media groups available in order to provide greater opportunities to help sell homes quicker. Research is done to ensure substantiated & competitive pricing, which attracts qualified buyers and enhances shorter term opportunities to sell the home in the least amount of time at a greater selling price. Our sales history for 2015 for residential sales, shows our average days on the market to be 83 with average sales to be 98.2% of the list price. We offer complete satisfaction in our services during the term of the listing. Should you have concerns that cannot be satisfied or amended, we will accept cancellation under our 7 day cancellation policy. (Policy: Once signed cancellation is received, it will be processed immediately with the board, all websites and advertising mediums. This process usually takes 2-7 days) We thank you for this opportunity and look forward to discussing our policies, systems and practises with you. We strongly feel that our group can provide you with the service and meet the expectations you are seeking. We work hard to be Kamloops Real Estate Resource Centre & pride ourselves on working with our clients to bring them the most positive results. 2
Preparing to SELL with The Applegath Group Items to get together so we can review during our meeting: Do you have a copy of the site survey, any strata plans (if applicable), or documents concerning assessments, restrictions, rules and regulations etc. (if so please have present) Any important information that we should know about regarding your home (e.g. Engineering information re: structural work etc) Age of home and floor plan if available Are you aware of any outstanding building permits? Are you aware of any fuel storage tanks on the property? Current year property tax information. The reasons/features which influenced your purchase of this property. Favorite photos of your home Any additional features/benefits you feel could be promoted as influencing factors for buyer(s) to consider? 2 sets of keys (one for the lockbox & extras in our office in case of emergency) BUYING your next home with The Applegath Group: Questions we would like to review during our meeting to enable us to serve you better: Have you re-qualified your mortgage/lending abilities? If so with who? What is a comfortable purchase price (range) for you? Do you have a lawyer or notary who you prefer to use at closing? (see enclosed survey) If so, who? Have you been working with any other realtors in the city? Do you have a list of wants and needs? Must haves; would like to have? If you have any questions please call our office at 250-314-9555 or email us at info@applegathgroup.com We can help you with most of your needs, let us know what you are looking for. Inspections Before you purchase a home, the Applegath Group can provide you with a list of qualified home inspectors to look for potential problems. Legal When it comes time to transfer your title, the Applegath Group can put you in touch with knowledgeable legal services that won t break the bank. Mortgage If you aren t sure about rates, amortizations etc., let us help you get set up with a mortgage broker to help take the guess work out of your financial questions. 3
JUST ANOTHER WAY TO SERVE YOU BETTER Not only do we advertise through various print mediums, but we also have extensive advertising through the web to advertise your home 24 hrs/day, 7 days a week. We realize the internet has become an important avenue for many to shop; and house hunting is no different. We take advantage of many of these opportunities to list your home and are continually seeking out different website avenues to attract buyers. Multiple websites play an important role in promoting our listed properties. Check us out! VISIT OUR WEBSITE: applegathgroup.com Your NUMBER ONE source for Kamloops and Sun Peaks residential, recreational and commercial real estate listings. Applegathgroup.com is an easy to use, informative website with up to date information, helpful tips and access to current, up-to-the-minute MLS real estate listings, including addresses and detailed information on the hottest new homes for sale in Kamloops and Sun Peaks. In today's highly competitive real estate market, the best properties shouldn t last long. We will provide you with a complimentary service which will allow you to manage your own searches on a secure site with your own pass codes 24 hrs a day, 7 day s a week. Whether you're buying or selling a home in Kamloops, give our group a call - we want to earn your real estate business. If you own real estate that you're thinking of selling, we will be happy to provide you with a Complimentary Market Evaluation or if out of our area we will be happy to refer you to a competent realtor that can take care of your needs. In addition, if you have any general questions about buying or selling real estate in Kamloops, or in British Columbia, please contact us as we are more than willing to assist you. THE Multiple Listing Service & PRIVATE CLIENT SERVICES (PCS) A powerful home shopping tool available is The Multiple Listing Service. Realtor.ca is the website where every listing is posted on the World Wide Web. It should be noted that the information on mls.ca is generally 2-3 days old, as it takes this long for the website provider to process the information given to them by the Kamloops Real Estate Board. In today's competitive real estate market, timing is everything. We will provide to you, current up to date MLS listings, including addresses, room measurements, tax info and detailed information for the hottest new homes for sale in the area. This service is at no cost to you and is in a form that is accessible to you on a secure site with your own pass codes 24hrs a day, 7 days a week. As members of the Kamloops Real Estate Board, we have access to hundreds of properties listed for sale. We can obtain information and show you any property listed on the MLS service. If you see an ad in the paper, or a sign in a yard, call us for more information. If you want to see it, we will show it to you. We know how to do the necessary research in advance to make sure the property is suitable for your search criteria. 4
LOOKING AHEAD TO THE HOME FINDING PROCESS The following questions will help identify how finding and buying a home can be an enjoyable experience for you. When do you want to be living in your new home? Who will be included in the home finding and buying decisions? What were the most positive things during your previous home finding experiences? Were there any unpleasant experiences that you hope to avoid this time? What are your expectations of our group as your real estate professionals? 5
HOW TO LOOK FOR HOMES Discovering the right home should be an exciting event. As a RE/MAX professional Real Estate group, our commitment is to make your home search as stress-free as possible. We will: Identify up-front what is affordable. select only those properties that most closely meet your unique needs and interest. schedule time to look at homes and suitable neighbourhoods. provide you with Informed Buyers Worksheets to evaluate each property. ask for your input on each property viewed to help us find the right home for you. continue to assess your needs and buying criteria. 6
DEFINING YOUR IDEAL HOME The property you buy will be much more than a house; it will be your home. The following questions will help us find your ideal home: How many people will be living in your household? What would you consider a comfortable work commute? What are the most important activities for the members of your household? (Both @ home & recreational) What are one or more features you liked most about homes you have lived in previously? What are the most important must have features of your ideal home & neighborhood? Is distance to Daycare or school important? Additional comments: 7
We can help you with most of your needs, let us know what you are looking for. Inspections Before you purchase a home, the Applegath Group can provide you with a list of qualified home inspectors to look for potential problems. Legal When it comes time to transfer your title, the Applegath Group can put you in touch with knowledgeable legal services that won t break the bank. Mortgage If you aren t sure about rates, amortizations etc., let us help you get set up with a mortgage broker to help take the guess work out of your financial questions. COMPLETING YOUR HOME PURCHASE & PROTECTING YOUR INTEREST It can take 15 90 days to complete all the steps involved in a home sale, depending on the complexity of the transaction. We will work closely with everyone involved in the transaction to help ensure that it moves ahead as smoothly as possible. We will Explain to you in detail all the steps that will occur and answer any questions you might have. Work with the Seller s broker to see that they fulfill their responsibilities under the contract. Suggest that you attend the property inspection and review your detailed report with the inspector. Should you choose a condominium we will review your condo documents together to ensure all paperwork is in order. Remove conditions and prepare paperwork to be sent off to your lawyer, mortgage Broker, insurance provider and others who will assist you in closing the sale. Stay in touch with your mortgage broker; conveyance department; and lawyers office to help coordinate their activities and to keep the transaction moving forward. Communicate with you on a regular basis so that you can stay informed and as worry-free as possible. - There are several ways to help support a trouble-free home purchase: A written property disclosure statement (PDS) from the Seller will reveal any problems with the house and the surrounding area that you need to know about. Professional inspections can reveal structural, roof, mould, termite and other problems with the property that the Seller will need to identify. A home warranty can give you peace of mind by providing repair-or-replace coverage of major home operating systems. A preliminary title report informs you of any problems with the property s title and a policy of title insurance protects your rights to the property. On new construction or renovated buildings, one of our team members will do a walk-through before closing which will allow us to make sure all required work has been taken care of and that the property is ready to become yours. 8
Buyers Expense Info Sheet You will need to plan ahead to cover the up-front costs that apply to buying a home. Timing is important to help make things go smoothly so make sure to plan ahead. Please see below a list of costs that you may incur which will help you prepare to sell your home. 1) Legal Fees (we can provide basic information & competitive, current fees) 2) Moving costs (rental truck, packing boxes, tape, etc. if applicable) 3) Title insurance (depending on the broker you use) 4) Utilities costs for reconnection (for ex. BC Hydro, Home Phone, Cable/Internet if applicable) 5) Goods & services taxes (if applicable) 6) Home/pool inspection fees 7) Property transfer tax 8) CMHC fees if applicable Preparing for the move Going through your belongings to determine what are going to move, sell or give away. you 1. Have an inventory session. Decide what you want to move, what you want to sell in a garage sale or what you want to donate to a local charitable organization. (get a receipt for tax reasons if applicable) 2. Schedule garage sales for items you won t move, schedule pick up for items you want to donate Cancelling, redirecting, setting up accounts or notification of your move to the appropriate parties with your address change: 3. Any delivery services that you may use 4. Notify Hydro, Gas, home & cell phone, Internet or T.V. BC Hydro- 1-800-224-9376 Fortis Gas - 1-888-224-2710 Rogers - 1-877-764-3772 Bell Mobility - 1-800-667-0123 Telus - 250-310-2255 Telus Mobility - 1-866-558-2273 Bell Express Vu - 1-888-759-3474 Star Choice - 1-866-782-7932 Shaw - 250-376-1175 Kamloops This Week - 250-374-7467 Canada Post - 1-800-267-1177 5. Credit cards, bank accounts or any financial institutions, cheques, drivers license, social insurance #, medical, dental & life insurance, house insurance, magazines, newspapers, fitness centres or health clubs, safety deposit boxes, friends & relatives, passports, churches, community groups, daycare centres, change of address cards with the post office, employer, schools, care card, points cards and any businesses that you deal with such as auto dealers, tire stores, hair salons, pizza places etc... 9
Packing Packing can be a tedious, time consuming chore that takes skill and the right materials to prepare household articles for your move. Here are some helpful hints 1. Get your packing materials organized - either purchase boxes/cartons or gather them from your local businesses but make sure the size is average, too big of a box will become awkward to carry. Packing materials such as tape, and tape gun, black markers for writing on the boxes. Old newspaper or bubble wrap to wrap up your valuables. If you are building boxes, make sure to tape the bottom so contents do not fall through. 2. When you begin packing, pack a room at a time, label the boxes for each room with a brief description of the contents using a marker. This makes the move so much easier and stress free. 3. Ensure to double wrap glasses and any fragile items to ensure they don t get damaged or broken. Wrap firmly but loosely enough to provide cushioning to your articles. Fragile boxes should be marked FRAGILE. 4. Don t overcrowd or overstuff your boxes. Try to keep the boxes manageable in weight and size so it is easy to pick them up and move them. 5. Kitchen boxes - pack the bottom of the boxes with newspaper for cushioning. Pack glasses standing on end, upside down and not on their sides. Stack dishes on edge, and fill empty spaces with newspaper for cushioning. 6. Make sure to tape boxes across the top and edges. Seal every opening tightly so the boxes stay strong. 7. If you have any original boxes for computers, T.V., stereos etc it is recommended that you utilize them to move these items. 8. Prior to packing up your computer, phones etc. make sure to back up your software & any files. Make sure you leave one phone out to the last day before moving in case you need to make any calls. Departing 1. The new home owners will greatly appreciate your care when you leave. 2. Double check that all closets, storage areas, cupboards, garages, sheds and mailboxes are totally empty. One last check in the pantry, fridge, microwave and stove to make sure you aren t leaving anything behind. If you have a garden hose and want to keep it, remember to take it along with any flower pots or planters you may have outside. 3. Please place all extra keys, remotes, manuals or warranty information, paint swatches, tiles, contact numbers for yard maintenance etc. or anything that they may need at some point on the kitchen counter. 4. Lock all windows, doors and turn out any lights or fans that may be on. 10
ABOUT RE/MAX AND ITS AGENTS Why Choose RE/MAX? Buying or selling a home is likely the largest and most important transaction you ll ever make. That s why so many trust RE/MAX: the most widely recognized real estate brand in the world. For more than 20 years, RE/MAX has been the leading real estate organization in Canada. By providing the best training, administrative and marketing support, brokers and agents are free to focus on what they do best: sell real estate. Unrivalled Expertise Our experienced and knowledgeable agents are the reason RE/MAX is consistently ranked number one in several markets across Canada. We provide our agents with exclusive tools and training to ensure they have the skills they need to effectively guide you through the real estate process. In fact, Canadian RE/MAX agents averaged twice as many transactions as its competitors. (based on 2015 closed transactions source: CREA, RE/MAX) and have more specialized designations than any others, making them Canada s most productive agents. Tech Savvy RE/MAX has always been a leader in the real estate industry, adopting the latest technology and creating innovative marketing programs. RE/MAX was the first brand to expand its reach to the global market through a revolutionary global listing site. With listings from more than 80 countries, displayed in over 40 languages, RE/MAX agents have the opportunity to search and post listings internationally, making international transactions easier than ever. RE/MAX is regarded as one of the country s most productive real estate sales forces. To Our Clients Whether you are buying or selling a home, these are lifetime investments which rank among one of the most important experiences you will embark upon. We approach the task of assisting you with sensitivity, concern and professional competence. Your experience with us is an important one, and we work diligently to ensure that your needs are being addressed & you are provided with the knowledge to make informed decisions. As a buyer, we will meet with you and review your needs and requirements to get you on your way to purchasing a home. As a seller, we will meet with you and discuss comparative market values for your home, suggest and discuss what we can do together to sell your home faster and for a better price in a shorter amount of time. No sugar coating or beating around the bush with information; we are honest and to the point with your best interests in mind. Thank you for this opportunity. Our presentation is a measure of the quality of service which you can expect from us until you buy or sell your home. We are excited for & look forward to the opportunity to work with you. It is another reason why RE/MAX stands Above the Crowd! Please let us know if you have any questions, we are more than happy to get you answers. 11