island pointe shores TIPS FOR PURCHASING LAND, HOW TO MAKE YOUR IRA ACCOUNT WORK FOR YOU AND MUCH MORE!

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1 island pointe shores TIPS FOR PURCHASING LAND, HOW TO MAKE YOUR IRA ACCOUNT WORK FOR YOU AND MUCH MORE!

2 Welcome to the family

3 Land has an intrinsic ability to inspire us, provide serenity and foster dreams. Blueshore Direct is proud to carry on the tradition of helping you, our client, discover the benefits of owning land and then finding your perfect piece of property to fit your lifestyle, vision and budget. We are committed to careful environmental stewardship, high integrity transactions and most of all making the process of purchasing land smooth and seamless. Our goal is to make your dream of living surrounded by natural beauty a reality! We hope the following information provided in our Lake Buyers Guide will help you make an informed and confident decision when purchasing land from us. If you have any questions, please contact your Land Consultant who will be happy to help you. You may have noticed we use the word family. When it comes to those customers that select us, we think of you just like that. We look forward to helping you find your dream property and welcome to a new level of service, welcome to Blueshore Direct! Sincerely, All the Staff at Blueshore Direct, Inc. Your Land Consultants for Life! Welcome to the Blueshore Direct Family!

4 highlights Our company, located near Charlotte in Huntersville North Carolina, is designed with a highly specialized and experienced team of professionals to serve our customer s needs in the residential and recreational property markets. We take pride in our vast real estate knowledge and exceptional customer service. In addition, our company provides many local job opportunities while making improvements to landscaping, roads and architectural structures. It gives us great pride knowing that residents are happy to see their neighborhood revitalized. Our twenty-five plus years of combined experience has earned us a solid reputation of offering the best tracts of land at the lowest possible prices. In addition to our current projects, Blueshore Direct has been involved in over 50 projects primarily focused on lakes, rivers, coastal and mountain lands spanning North Carolina, Georgia, Kentucky, Maryland, South Carolina and Virginia.

5 IRA: Since the passing of the Employment Retirement Income Security Act (ERISA) in 1974, IRA and 401(k) plans have given and afforded investors the ability to purchase real estate while diversifying their portfoli o and retirement wealth. When you tap into these plans there is no penalty and you get to invest in what you know. This gives you the leverage to see real gains and be your own wealth advocate! FINANCING: Conventional financing is the easiest way to purchase property. Blueshore Direct works with several banks/institutions - making the process simple. There are many options available to help pay for a new land purchase. With today s great interest rates and longer terms, conventional financing is the easiest and most common wy to get the property you want! HOME EQUITY LOAN (HELOC): While interest rates are at historic lows, a HELOC and/or Home Equity Loan can add liquidity to your investment or retirement portfolio enabling you to make a timely purchase while taking advantage of the aforementioned low rates. With rates as low as 3.25% and low prices you ll be eligible to take an interest tax deduction on the loan utilizing part of your home equity to purchase land. USING YOUR IRA OR 401K TO PURCHASE LAND For more information, contact your Land Consultant to hellp get you started.

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7 NOW IS THE TIME TO BUY... STOP LOOKING AND START ENJOYING MARKET REPORT: Land values across the U.S. rose on average 13% in 2012, the first annual gain since 2005, according to estimates in a March report by Zelman & Associates, a housing consultancy. The increase was fueled primarily by growing demand among builders for finished lots or ready-to-build home sites with roads, sewage lines, electrical-power hookups and other infrastructure in place. Whelan, Robbie, Land Gets More Expensive. Wall Street Journal Most people think that land investment is only for real estate developers who buy big parcels of land for commercial or residential development. But actually, investing in land is one of the greatest investment strategies available for everybody who wants to build wealth! As the supply shrinks and the demand increases, the value goes up. The supply and demand equation is the essence of our free market economy. Forbes Magazine, 2014 HAVE YOU CONSIDERED? When real-estate prices are down, it looks like a good time to pick up a second property to use someday for vacation or retirement. But then you d have the hassles of maintenance and perhaps dealing with renters, not to mention the cost. There s a better alternative: buying raw land. You d have your spot nailed down, and you could always build on it later. Plus, by having less money tied up, you could finance construction by selling your current home later when prices are higher.

8 Buying land in the current economic climate, especially when property prices appear flat, may seem like risky speculation. However, for the astute investor, buying the right land is a sound investment if you know what to look for and how to get the best from the experts involved. WHY PURCHASE LAND? Land is more fun to own than stocks. There is a reason it is called real estate. When you own the land, you have the foundation to dream, plan and build your new home when the time is right. WHY PURCHASE FROM A DEVELOPER? Buying direct from a developer saves you money. It is important to anticipate all future development costs and eliminate surprises. When you buy from a land developer, the cost of infrastructure and modern amenities is part of the package. Take advantage of developer pricing. Buying directly from a developer saves you thousands of dollars. WHAT SHOULD YOU LOOK FOR? Purchase land in the path of growth. Owning land near prime, up and coming markets means your property has a greater chance of increasing in value at a faster rate. Purchase high quality land for the best value. Natural beauty is universally attractive: the presence of trees, creeks or streams, hills and picturesque views often yield higher values over time. WHAT WILL YOU NEED? Plan ahead to secure a 15% down payment for the day of the sale. Planning is the most important secret to acquiring the property of your dreams. Having your down payment in hand allows you to make a decision the same day ahead of competitive buyers who may be considering the same property. WHAT ABOUT FINANCING? When a land developer has established relationships with well-known banks and mortgage companies, it is another indication that they are a reputable company that you can trust. It should raise a red flag if the developer just wants to sell you the property and then leave you to find your own financing. Blueshore Direct has the best financing available offering several different payment options and terms. Your land consultant will help you the day of the event in selecting the best possible option.

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10 PEACE OF MIND WHEN PURCHASING FROM BLUESHORE DIRECT We provide the following assurances so you can feel confident when making your purchase with us: Value Priced Property with Protections to Ensure Investment Vital Information Statement with All Relevant County Contacts for Utilities and County Resources No Bidding - One Price System Only 15% Down Required to Take Property Off the Market Pre-Arranged Financing on Approved Credit Easy and Quick Closing Process In addition, your property comes with each of the following: State Certified Survey Soil Test and is Guaranteed Buildable General Warranty Deed Assuring a Free and Clear Title

11 WELCOME TO Lake Rhodhiss Island Pointe Shores, on Lake Rhodhiss, is a pristine lake located at the base of the Blue Ridge Mountains in Western North Carolina. The lake was created in 1925 by Duke Power Company and is known for its water clarity and accessibility to areas like Hickory, Charlotte, Asheville, Winston-Salem and the beautiful mountains of Boone. Sugar Mountain and Grandfather Mountain are just under an hour away and are ideal locations for both summer and winter activities. Live on the banks of Island Pointe Shores and experience this tranquil lifestyle firsthand. You ll enjoy the panoramic views of the Blue Ridge Mountains and the amenities found in a larger area. You will be close to the popular area attractions, yet still far enough away to enjoy peace and serenity of the lake.

12 property features area attractions Private Gated Entrance Paved Roads Stunning Lake & Mountain Views Waterfront Park Hiking & Nature Trails World Class Fishing Ready to Build Homesites Free & Clear Title One Day Special Pricing Lake Rhodhiss Marina & Boat Launch Pisgah National Forest Grandfather Mountain Boone & Blowing Rock Blue Ridge Parkway Linville Gorge / Table Rock Shopping, Dining, Golfing Museums & More!

13 LOCAL PARKS North Carolina s largest state park, the South Mountains State Park, is about 30 miles south of Lake Rhodhiss. It offers trout fishing, equestrian facilities, mountain biking and picnicking opportunities. Sugar Mountain provides downhill skiing facilities and Grandfather Mountain is the highest in the Blue Ridge Mountain chain at nearly 6,000 feet. Visit the famed Mile High Swinging Bridge or Chimney Rock State Park featuring a 26-story elevator that carries visitors to the top for a stunning view of the Blue Ridge Mountains. PISGAH NATIONAL FOREST Located just north of Island Pointe Shores is some of the most beautiful and rugged mountain scenery in the Eastern United States. The Pisgah National Forest is home to numerous waterfalls and miles of hiking trails. Be sure to check out the Pisgah Loop Scenic Byway too! You will be sure to enjoy the views! BLUE RIDGE PARKWAY Sometimes called America s Favorite Drive, the Blue Ridge Parkway is a 469-mile motor road which straddles the North Carolina-Tennesee state line. A trip down the parkway provides stunning long-range vistas and close up views of the natural culture and history of the Blue Ridge Mountains. It is designed as a drive - awhile and stop - awhile experience, so be sure to slow down and enjoy the experience! Explore the Area

14 LAKE (5253) Most of our business is referred to us by happy customers. If you know someone looking to buy their dream piece of property, please be sure to refer them to Blueshore Direct. NOTES: