A Guide To Fully Managed Property Investments (0)

Size: px
Start display at page:

Download "A Guide To Fully Managed Property Investments (0)"

Transcription

1 A Guide To Fully Managed Property Investments + 44 (0)

2 Contents Introduction Introduction Facts & Figures The Returns Where To Start Buying and Selling Process Reasons to Invest Do s and Don ts Sterling Woodrow s Role Summary Disclaimer Property investment strategies have expanded and evolved over the years and nowadays going down the traditional buy-to-let landlord route is no longer as attractive as it once was. Many successful landlords built their property portfolio from scratch using a regular buy-to-let strategy, but in recent years there have been changes to regulations and the imposition of additional legal responsibilities that make becoming a certain type of property investor less desirable. These days property investors don t need to be old-style landlords. The process can be simple and hands-free with a variety of fully-managed property investments available. Switched-on investors are now looking at these hands-free alternatives that still allow them to own the property and generate cash flow, without the added hassle of having to administer the process. For example, HMO s were historically a way to ensure an increased rental yield from a rental property, but these days HMO s have a lot of regulations and legal requirements, such as landlords needing to secure a permit, which is time-consuming and extremely hands-on. If you are a property investor or you want to be, there is now more choice. You can choose a property investment that works for you, instead of you working for the investment. 2 3

3 Facts & Figures The Changing Property Investment Market Wondering why becoming a traditional landlord is becoming less popular? The figures say it all. In 2015 then-chancellor George Osborne announced a new measure he claimed was in favour of first-time buyers, however he also cut tax relief on buy-to-let mortgages which made buy-to-let investments more expensive and therefore less attractive to investors. 1 Combined with the imposition of stamp duty on second homes, these changes mean some landlords must pay a higher percentage of tax on income, leaving minimal profits. 2 So, whilst traditional buy-to-lets are becoming harder to set-up and administer and with less profits available for all that work, on the other hand, a fully-managed property investment can give you assured rental returns each month, so you know at the end of the year you are getting an assured return on your investment. This makes a fully-managed property investment perfect for first-time investors because they don t need to deal with admin or regulations, nor do they have additional ongoing costs that cut back on their earnings. For example, if the fully managed property investment has a net return of 8% per annum based on the purchase price, you will receive this total amount in your pocket each year. No maintenance, repairs or management costs will be taken out of your assured NET return. You are also likely to have a buy-back option built into the investment assured by the developer, so if you want to sell the property later on down the line, there will be no need for costly estate agent fees, so the exit strategy is also simplified, hands-off and built into the deal from the beginning. A hands-free property investment is popular because it follows a leaseback model developers sell the asset to a private investor and pays out rental returns, then, after a set period, they buy the asset back at an assured higher price than the original purchase price. This gives the investor a regular rental income and assured capital appreciation

4 The Returns Let s look at how this might work out form a financial point of view; A purchase price of 60,000 with an 8% NET return would give yearly income of 4800 If the buy-back option was activated after 5 years at 110% that would mean that as the investor you would receive 5 years of rental income; 4800 x 5 = 24,000 Plus the proceeds from the sale; 60,000 x 110% = 66,000 So, on an investment of 60,000 an investor could expect to receive 90,000 over a 5-year period with rental income and a buy-back. After 10 years the buy-back would be as much as 125% above original purchase price I ll leave you to work out the returns from 10 years or rental income plus a 125% buy-back 6 7

5 Where to Start Choosing a property and location - How Sterling Woodrow benefits you The Properties Fully-managed property investments are different to traditional property investments like buy-to-lets as they cater to modern tenants and to modern investors. Many new developments in the private rented sector are off-plan luxury apartments, these are attractive to desirable tenants such as working professionals, young couples, and small families. As well as residential buy-to-lets, other fully-managed property investments include student accommodation, care home and hotel investments and whilst all target a different type of tenant and hence location, as far as the investor experience is concerned they are very similar. Investors just finance the investment and then sit back and collect their returns there are no requirements for investors to get involved with any management, maintenance, tenanting or administration of their unit. Many of these investments are off-plan. Off-plan means that the property has not been built yet, the development has been planned and is in the process of being constructed and the developers have started selling the plots prior to completion. Why would you want to buy a property that isn t built yet? There are two main reasons; firstly, the off-plan price will be below the true market value at completion. That means that investors get instant capital appreciation upon completion. The second reason is that these developments are popular with investors and if one waits until completion it is likely that they would all be sold already. So off-plan purchases are a way for investors to ensure that they get a unit in a development and also means that they can buy at a discount and their investment is likely to increase in value upon completion. Location It is important to consider location because it is vital to choose to invest in an area where tenants actually want to live. Locations that have good transport links and that are home to new development such as shopping areas, cinemas, restaurants and other amenities will be more attractive to tenants and therefore the rents and yields will be higher. For residential property, areas in the north of England will typically return more profits due to lower purchase prices. For example, large cities such as Manchester, Liverpool, and Leeds will offer higher yields than London. Purpose-built student accommodation (PBSA) is booming because of student housing shortage and increased student numbers in major university towns and cities again the best locations is where the under-supply is most acute, giving investors an investment in an area where that type of housing is in high demand. Fully-Managed Property Investments Fully managed properties as mentioned are completely hands-off. This means that duties involving managing the property such as; tenant sourcing, maintenance, repairs, call-outs and collecting rent are not required to be carried out by the investor. The developer will have a management company they can rely on who can take care of these duties without taking money out of your pocket. This means that you can be from a different part of the UK, or even overseas, and still earn an income from your UK property investment. In addition to the property itself being fully-managed once you have purchased it, Sterling Woodrow will also manage the research process on your behalf too. We have already researched locations, developers and management companies for a broad range of property types and so are able to offer our clients investments in the best locations, with developers and management companies who have proven track-records in delivering profitable property investments to investors, making the whole process completely hands-free and done-for-you. 8 9

6 Most of these investments will have an assured rental yield for a number of years, plus a builtin buy-back option significantly above the initial purchase price, so as well as being hands-free investors have assurances in regard to return on investment. This means that as an investor all you need to do is write the initial cheque for the investment and then just sit back and collect the rental income everything else from researching location and developers to managing the property to exit strategy is completely done for you. Financing a fully-managed property investment If you want a fully-managed residential buy-to-let you can raise capital with a mortgage if you are not a cash buyer. Buy-to-let mortgages have different requirements and rates compared to regular residential mortgages. 3 Student accommodation, care homes and hotel investments do not qualify for a mortgage they are classed as commercial investments as they are businesses and therefore not eligible for residential buy-to-let mortgages. However, in comparison to a buy-to-let property, the cost of the investment is much lower and so they are geared towards cash buyers. There are no ongoing maintenance or management fees as the management company will be incentivised by the developer, so investors receive the full NET yield with no deductions. Therefore, in contrast to traditional property investment strategies, you won t need to factor in any outgoing expenses. Residential buy-to-lets will also have 3% stamp duty costs and there is also a capital gains tax to be paid on any capital appreciation upon exit of the investment, but as commercial property investments care home, hotel and student property investments are exempt from both stamp duty and capital gains tax. There are solicitor fees for every investment. Although by using the recommended solicitor, costs for fully-managed investments can be reduced and wait times speeded up

7 The Buying, Renting and Selling Process Before 1. Once you have identified a development that you d like to invest in Sterling Woodrow will begin the investment process and reserve you a unit on the development. Reservation fees from per unit. Around 15 20% of this is the admin fee, the rest is deducted from purchase price. This is refundable if you change your mind. 2. Many fully-managed investments are off-plan to allow higher discounts and better rate of capital appreciation. Whilst the property is being completed, you need to pay the deposit or initial fees (varies between 25% - 50% of the property price before completion then the rest after completion). 3. You can hire a solicitor to exchange contracts, however most managed investments come with a recommended solicitor which will be cheaper and quicker. 4. After exchange, full payment has been made and completion, you will earn your assured rental income very quickly sometimes immediately, depending on the terms of the deal. During And After 5. Generally, you will receive your net rental yield quarterly (e.g. 8% net per annum for a 100,000 investment will give you a total of 8,000 every year, 2,000 quarterly, 665 monthly) 6. Depending on the investment type (care home, hotel, buy-to-let, commercial, student) the contract length with the developer and management company will vary. Can be from 3 10 years. You can choose to keep your property for the entire contract or sell it after a few years. 7. You can also choose to keep the property after the contract ends. You can either renew the contract, hire your own management company and pay those fees out of pocket, or manage the property yourself. 8. You can use the buy-back to quickly and easily flip your property for at least 110% and up to 125% of the initial purchase price. Usually buy-back clauses kick-in after the 5th or 10th year. 9. After selling you can invest in another property using profits or keep profits for retirement

8 10 reasons why you should invest in Fully Managed property 1. Perfect for property beginners A fully-managed property investment is hands-free, so no property or management knowledge is required. If you are a beginner it is a great way to earn and learn, whilst you build your property investment knowledge. 2. Assured rent (high yields achievable, regular cash flow) Our developers are so confident they give investors an assured rental income, so whether your unit is tenanted or not, you will receive the rental yield giving you regular cash flow. 3. No ongoing costs A fully-managed service means that no management or service costs will be taken from your NET yield, unlike traditional property investments where you hire a management company which requires monthly fees. 4. No management required Unlike a traditional property investment, you won t have to manage it, or find and pay someone else to manage it for you. With regular property investments owner-investors are responsible for repairs, tenants and maintenance, plus any legal issues that may arise, however fully-managed investments are completely hands-free and so take the hassle away from you. 5. Invest in any location You no longer need to find a property in your local area. You can take advantage of lower purchase prices and higher yields in other areas across the UK by choosing a fully managed property investment. Overseas investors can benefit from this also and conduct all their business from their home country and not have to worry about management issues. 6. Save time If you have a full-time job, a family to care for or you are already a busy property investor, you don t need to take time out of your day to look after the tenants or property or deal with admin. 7. Save money Most of our developments are off-plan, allowing us to negotiate the best deal with the developer to give our clients the investment at a discounted price. 8. Easy exit You can take advantage of the built-in buy-back options where you can easily sell the property back to the developer for an assured higher price for an easy exit. You could also go back through us to sell the property at any time. Or keep the unit and keep collecting the rental income. 9. Easily build/diversify your portfolio Our portfolio managers are skilled and knowledgeable, allowing us to work with you to build and diversify your portfolio with easy, hands-free property investments. 10. Fully-managed investments are found in various property sectors The lease-back, fully-managed service can be applied to a variety of property investment sectors. We provide hands-free investments for buy-to-lets, care homes, student accommodation, hotels and more

9 Do s and Don ts for fully managed property investments Do s: 1. Choose a good property agent, like Sterling Woodrow, and make your investment through them. We will have done our due diligence on developers to find you the most profitable investment available throughout the country, saving you time and money. 2. Be open to other locations. We can source lucrative investments from across the country. Ultimately if it is fully-managed, location of investment property in relation to location of investor is irrelevant indeed many of our investors are overseas. 3. Optionally, you can visit the property to see what it looks like for added peace of mind and the location around it. If it is still being constructed, wait until it is close to completion. Don t: 1. Don t choose a property just because it s close to you, may find higher returns elsewhere). That s what fully-managed investments are for, you don t need to be at the property or deal with tenants. 2. Don t put your eggs in one basket. You shouldn t limit yourself to traditional buy-to-lets when building a portfolio because the property market is volatile and buy-to-lets aren t the only option anymore. Care homes, hotels and student accommodation are not tied to the wider residential market, so you can spread your financial risk with these investments. 3. Don t let a bad experience hold you back. Investors will often attempt to convert a buy-to-let property from scratch and feel discouraged after the costly and timeconsuming process, but fully managed investments bypass all the hassles

10 Sterling Woodrow s Role Summary Sterling Woodrow are a property investment company and provide clients with a number of advantages when it comes to investing in fully managed property investments. To begin with we do all the research on behalf of our clients, selecting the best properties based on; Location Assured yields Developers Quality of building Fully-managed property investments are growing in popularity because of the success investors experience. High returns, stable income, capital gains and equity are possible with a fully-managed property investment. No experience is required so it is perfect for beginners and experienced investors too as you don t need to invest your valuable time in admin and upkeep. Fully-managed investments can be short-term or long-term, giving you flexibility. They are also quick and easy to exit. Using our years of experience in the industry we know exactly what it takes to identify a winning investment we only work with developers with a good track record of delivering for investors and are focused on offering our clients only the most profitable opportunities out there. We help first-time investors through the process by dealing with the developers directly and taking all the stress away from you, the investor our aim is to make the process of purchasing the property as smooth and easy as possible. As well as dealing with the administrative aspect we can also offer clients preferential rates due to our bulk-buying power and the fact that we have long-term relationships with many developers, therefore bringing investment opportunities to our client base at the best possible price before they are offered to the general public

11 Disclaimer Conditions Apply. Sterling Woodrow Ltd is not authorised or regulated by the Financial Conduct Authority under the Financial Services and Markets Act 2000 ( FSMA ). The information contained in this guide does not amount to a financial promotion for the purposes of section 21 FSMA. This guide is provided for general information only and nothing contained in the material constitutes a recommendation for the purchase or sale of any security. Although the statements of fact on this guide are obtained from sources that Sterling Woodrow consider reliable, we do not guarantee their accuracy and any such information may be incomplete or condensed. Also views expressed in this guide are based on research materials available from sources considered reliable. Views are subject to change on the basis of additional or new research, new facts or developments. The investment risks described herein are not purported to be exhaustive, any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment. Investment products are not bank deposits or obligations or guaranteed by Sterling Woodrow Ltd or any of its affiliates or subsidiaries unless specifically stated. Investment products are not insured by government or governmental agencies. Investment products are subject to Investment risk, including possible loss of principal amount invested. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments denominated in foreign (nonlocal) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investor s home currency. All applications for investments products are subject to Terms and Conditions of the individual investment products. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Customer understands that Sterling Woodrow Ltd does not provide legal and/or tax advice and are not responsible for advising him/her on the laws pertaining to his/her transaction. Sterling Woodrow Ltd has no involvement or personal interests in any of the investment opportunities offered to clients through our consultancy. This is not an offer to participate in a collective investment scheme as defined in section 235 of the Financial Services and Markets Act (2000)

Investment Guide. home loans

Investment Guide. home loans Investment Guide home loans Your investment journey With the right finance solution, a property investment can build your wealth and improve your financial security. There are hundreds of thousands of

More information

Sell Your House in DAYS Instead of Months

Sell Your House in DAYS Instead of Months Sell Your House in DAYS Instead of Months No Agents No Fees No Commissions No Hassle Learn the secret of selling your house in days instead of months If you re trying to sell your house, you may not have

More information

Spring Budget Submission to HM Treasury From the Association of Residential Letting Agents (ARLA) January 2017

Spring Budget Submission to HM Treasury From the Association of Residential Letting Agents (ARLA) January 2017 Spring Budget Submission to HM Treasury From the Association of Residential Letting Agents (ARLA) January 2017 Background 1. ARLA is the UK s foremost professional and regulatory body for letting agents;

More information

ONE COPYRIGHTED MATERIAL. Introduction to Property Management SECTION

ONE COPYRIGHTED MATERIAL. Introduction to Property Management SECTION SECTION ONE Introduction to Property Management COPYRIGHTED MATERIAL CHAPTER 1 The Benefits of Managing Properties Once you start buying and renting out property, it won t take long to figure out that

More information

Shared Ownership: The Absolute Truth

Shared Ownership: The Absolute Truth Shared Ownership: The Absolute Truth Shared Ownership: The Absolute Truth Are you looking to buy a property and realising how difficult it is to find something that you want, in an area you like at a price

More information

I ve heard it is possible to use the same deposit to buy multiple houses. How do you do that?

I ve heard it is possible to use the same deposit to buy multiple houses. How do you do that? Fs Where do you invest? We invest in the UK s #1 BTL hotspot, the East Midlands. Growth in the East Midlands has been second only to some London Boroughs in recent reports. That, coupled with the fact

More information

Buying a Rental Property: A Step-by-Step Guide

Buying a Rental Property: A Step-by-Step Guide Buying a Rental Property: A Step-by-Step Guide Investing in rental homes is a lucrative business, but it s not a get-rich-quick scheme. In this report, we take you step by step through the process of selecting

More information

KEELE HOUSE PREMIUM ACCOMMODATION FOR STUDENTS. Newcastle-under-Lyme UNITED KINGDOM

KEELE HOUSE PREMIUM ACCOMMODATION FOR STUDENTS. Newcastle-under-Lyme UNITED KINGDOM KEELE HOUSE Newcastle-under-Lyme UNITED KINGDOM PREMIUM ACCOMMODATION FOR STUDENTS 9% 3 YEARS ASSURED NET INCOME P 9% NET p.a. assured for 3 years P Modern self-contained studio suites P Fully-managed

More information

What Everyone Should Know About. The Mason Hill Real Estate Investment Model

What Everyone Should Know About. The Mason Hill Real Estate Investment Model Turnkey Cash Flow What Everyone Should Know About The Mason Hill Real Estate Investment Model How a new kind of real estate investment can produce a 14% to 26% cash-on-cash return, year after year... even

More information

Letting your property with sbliving

Letting your property with sbliving Letting your property with sbliving making moving easy for you Tailor-made services at great prices Transparent fees and charges No tenant, no fee policy Genuine 24/7 maintenance and repair services Free,

More information

primecentrum Why UK Buy-To-Let 2016

primecentrum Why UK Buy-To-Let 2016 primecentrum Why UK Buy-To-Let 2016 Would you like to know more about investing in UK buy-to-let market? 1. What? 3. Where? 5. Who? 2. Why? 4. How?...Do it with our guide in 5 simple steps! 2016 marks

More information

YOUR GUIDE TO SHARED OWNERSHIP. A guide to Shared Ownership

YOUR GUIDE TO SHARED OWNERSHIP. A guide to Shared Ownership YOUR GUIDE TO SHARED OWNERSHIP A guide to Shared Ownership WHAT IS SHARED OWNERSHIP? Shared Ownership is a government scheme aimed to help buyers get on to the property ladder. You only need to afford

More information

How to Find Your Own Private Rented Property

How to Find Your Own Private Rented Property 2017 How to Find Your Own Private Rented Property Finding Private Rented Accommodation A guide to help you to find your new home WHAT IS THE PRIVATE RENTED SECTOR? Private Rented Sector means properties

More information

Property Management Solutions for the Frustrated Landlord

Property Management Solutions for the Frustrated Landlord Property Management Solutions for the Frustrated Landlord CONTENTS INTRODUCTION 4 REASONS TO FIRE YOUR PROPERTY MANAGER 5 WAYS TO VET YOUR NEXT PROPERTY MANAGER CONCLUSION Introduction: Relationships can

More information

buying with Your Home...

buying with Your Home... buying with Your Home... making homes affordable... Your Home by heylo... Launched in September 2014, heylo has created one of the largest shared ownership delivery programmes in the UK, delivering a step

More information

Business, Energy and Industrial Strategy Committee Energy Efficiency Inquiry Written Submission from ARLA Propertymark January 2019

Business, Energy and Industrial Strategy Committee Energy Efficiency Inquiry Written Submission from ARLA Propertymark January 2019 Business, Energy and Industrial Strategy Committee Energy Efficiency Inquiry Written Submission from ARLA Propertymark January 2019 Background 1. ARLA Propertymark is the UK s foremost professional and

More information

Buy To Let Mortgage Guide

Buy To Let Mortgage Guide Buy To Let Mortgage Guide Buying an investment property is a big decision that, if planned carefully, can be very rewarding. We ve created this buy to let mortgage guide to ensure you understand exactly

More information

HM Treasury consultation: Investment in the UK private rented sector: CIH Consultation Response

HM Treasury consultation: Investment in the UK private rented sector: CIH Consultation Response HM Treasury Investment in the UK private rented sector: CIH consultation response This consultation response is one of a series published by CIH. Further consultation responses to key housing developments

More information

Property. Management. Performance.

Property. Management. Performance. Property. Management. Performance. 2 4 6 PROPERTY MANAGEMENT FROM A DIFFERENT ANGLE TENANCY MANAGEMENT (RESIDENTIAL LETTINGS) PRIVATE RENTED SECTOR MANAGEMENT Brunsfield specialises in residential lettings,

More information

Dual Income Property Strategy

Dual Income Property Strategy Dual Income Property Strategy Contents: WHAT IS A DUAL INCOME PROPERTY PAGE 4 ADVANTAGES PAGE 6 DISADVANTAGES PAGE 8 CASE STUDY PAGE 10 IMPORTANT CONSIDERATIONS PAGE 14 FREQUENTLY ASKED QUESTIONS PAGE

More information

The Property Management Specialists

The Property Management Specialists The Property Management Specialists INDEX About CHEERS Value for money premium service No hidden costs 2 3 5 At CHEERS, our guiding principles are: honesty, integrity and hard work! Cheers Realty We treat

More information

A different kind of letting agent.

A different kind of letting agent. Landlord guide. A different kind of letting agent. We are here to help you rent your property quickly to a quality tenant. We are your local, specialist, professional Letting Agent. From finding you a

More information

High Yielding UK Student Accommodation Investment

High Yielding UK Student Accommodation Investment High Yielding UK Student Highlights: Prime city centre and waterside location 8% NET per annum assured for 5 years 227 self-contained studios spread over 8 floors On-site facilities unrivalled on the local

More information

How Selling Your House to a Real Estate Investor Stacks Up Against Your Other Options

How Selling Your House to a Real Estate Investor Stacks Up Against Your Other Options How Selling Your House to a Real Estate Investor Stacks Up Against Your Other Options Pros, cons, costs, and timeline of each option So, you need to sell your house. Selling in a market like today s can

More information

Investing in student accommodation explained

Investing in student accommodation explained Your Guide to Student Property Investment Investing in student accommodation explained Why has student accommodation investment been on the increase? Student accommodation has been higher than residential

More information

Property administration overview and risk warning notice

Property administration overview and risk warning notice Property administration overview and risk warning notice Overview of property administration You have informed us that you wish to purchase a property within your Scheme. Please complete and return to

More information

The really ewes-ful guide to Rent Now, Buy Later It s shear good sense

The really ewes-ful guide to Rent Now, Buy Later It s shear good sense The really ewes-ful guide to Rent Now, Buy Later It s shear good sense Benefits for sellers Would ewe like to sell your home and have the freedom to explore pastures new? Or do you have a house that you

More information

Lettings. The MODERN agent with TRADITIONAL values!!!

Lettings. The MODERN agent with TRADITIONAL values!!! Lettings The MODERN agent with TRADITIONAL values!!! The MODERN agent with TRADITIONAL values!!! ABOUT US Lettings Lesley Greaves established her own Estate Agency brand in 2006 having gained a working

More information

INVESTMENT HIGHLIGHTS

INVESTMENT HIGHLIGHTS X1 T XCANG 140 spacious 1 and 2-bed apartments Built by the developer of X1 Salford Quays 1 & 2 Assured rental yield of 6% for the first year Direct views of Salford Quays 10 minutes from Manchester city

More information

Shared Ownership. Buyers Guide

Shared Ownership. Buyers Guide Shared Ownership Buyers Guide Shared Ownership Shared Ownership provides an affordable way to buy a home. You purchase a share in a brand new home and pay a subsidised rent on the part you don t own. In

More information

Select Portfolio Management, Inc May 20, 2016

Select Portfolio Management, Inc May 20, 2016 Select Portfolio Management, Inc 26800 Aliso Viejo Parkway Suite 150 Aliso Viejo, CA 92656 949-975-7900 800-445-9822 info@selectportfolio.com www.selectportfolio.com Homeownership Page 1 of 5, see disclaimer

More information

E S T A T E A N D L E T T I N G A G E N T S

E S T A T E A N D L E T T I N G A G E N T S E S T A T E A N D L E T T I N G A G E N T S www.whbreading.co.uk lettings@whbreading.co.uk 01795 531622 Why Choose WH Breading? WH Breading are an independent sales and lettings agent situated in the historic

More information

PROPERTY MATTERS FAQs

PROPERTY MATTERS FAQs Investing in the future of primary care property PROPERTY MATTERS FAQs We develop, invest and manage primary care properties enabling the delivery of patient care at the heart of the community. As the

More information

National Rental Affordability Scheme. NRAS and Mistakes to AVOID!

National Rental Affordability Scheme. NRAS and Mistakes to AVOID! National Rental Affordability Scheme NRAS and Mistakes to AVOID! CONTENTS Contents...1 Introduction... 2 Brief Over view of NRAS...3 Key Facts About NRAS...5 NRAS Incentives... 7 NRAS and Mistakes To Avoid!......

More information

A home of your own SHARED OWNERSHIP (PART BUY/PART RENT)

A home of your own SHARED OWNERSHIP (PART BUY/PART RENT) A home of your own SHARED OWNERSHIP (PART BUY/PART RENT) www.graingerplc.co.uk Shared Ownership Home ownership is something prior generations took for granted. Now, with rising house prices and rising

More information

7 PRINCIPLES OF THE INVEST FOUR MORE STRATEGY

7 PRINCIPLES OF THE INVEST FOUR MORE STRATEGY 7 PRINCIPLES OF THE INVEST FOUR MORE STRATEGY INVESTING IN REAL ESTATE CAN BRING INCREDIBLE RETURNS. YOU HAVE COMPLETE CONTROL OVER YOUR INVESTMENT, UNLIKE THE STOCK MARKET OR MUTUAL FUNDS. YOUR INVESTMENT

More information

SPECIAL REPORT. How To Sell The House You No Longer Want

SPECIAL REPORT. How To Sell The House You No Longer Want SPECIAL REPORT How To Sell The House You No Longer Want SPECIAL REPORT How To Sell The House You No Longer Want If you purchased a second home or investment property while the real estate boom was still

More information

The advantages and disadvantages of private selling

The advantages and disadvantages of private selling The advantages and disadvantages of private selling Copyrights belong to Lizette Vilonel of Meridian Finance and Properties (http://meridianfinance.co.za/). Free distribution of this publication is allowed,

More information

Underground Tax Sale Strategies

Underground Tax Sale Strategies DeedGrabber s Underground Tax Sale Strategies How The Pros Profit From Tax Sales Without Bidding, Waiting, or Risking Their Own Cash Gold Mine or Trap? Property taxes on a typical house are just $300 -

More information

TO LET. Your guide to Buy to Let. Protection made easier by Legal & General

TO LET. Your guide to Buy to Let. Protection made easier by Legal & General TO LET Your guide to Buy to Let Protection made easier by Legal & General 2 Welcome to Legal & General s Buy to Let guide. We hope you find this useful when considering whether to purchase a Buy to Let

More information

Advanced Strategy Briefing: Flipping

Advanced Strategy Briefing: Flipping Advanced Strategy Briefing: Flipping While Deals On Demand is about finding and negotiating deals successfully, we decided to include a number of advanced strategy briefings that will allow you to discover

More information

GUIDE TO SSAS PROPERTY PURCHASE

GUIDE TO SSAS PROPERTY PURCHASE GUIDE TO SSAS PROPERTY PURCHASE www.investaccpensions.co.uk 2 InvestAcc Pension Administration Limited Guide to SSAS Property Purchase Guide to Purchasing Property and Land through your SSAS This guide

More information

3 Examples of Wholesale Real Estate Deals

3 Examples of Wholesale Real Estate Deals www.futuremoneytrends.com 3 Examples of Wholesale Real Estate Deals Cash Flow for Life August 2015 3 Examples of Wholesale Real Estate Deals Dear Reader, This is part two to last month s Cash Flow for

More information

STUDIOS FLEET STREET STUDENT RESIDENCE. Properties from 69,950. 8% NET Rental Income. Pre-Launch Opportunity LIVERPOOL

STUDIOS FLEET STREET STUDENT RESIDENCE. Properties from 69,950. 8% NET Rental Income. Pre-Launch Opportunity LIVERPOOL LIVERPOOL STUDIOS FLEET STREET STUDENT RESIDENCE Properties from 69,950 8% NET Rental Income Pre-Launch Opportunity OVERVIEW L1 STUDIOS INVESTMENT OPPORTUNITY 52 fully furnished studios developed by NewRegen

More information

Some homes may not be eligible and in those cases we will try to find an alternative property that you can buy.

Some homes may not be eligible and in those cases we will try to find an alternative property that you can buy. 1. Introduction The Voluntary Right to Buy (VRTB) is an 18 month government-led pilot scheme which gives assured tenants of housing associations in the Midlands area the right to buy their home at a discounted

More information

10 Tips for Real Estate Investors

10 Tips for Real Estate Investors 10 Tips for Real Estate Investors FINANCIAL ADVISORS TRUSTWORTHY BY DESIGN SM When you buy a home, people often remind you it could be the biggest investment you will ever make. But should you use that

More information

Welcome to Harringtons Lettings

Welcome to Harringtons Lettings Landlord Guide Welcome to Harringtons Lettings We have been acting for landlords and tenants since 1993 and have a wealth of experience. Lettings has been one of the safest and best performing investments

More information

2. The BSA welcomes the opportunity to respond to the Welsh Government s White Paper on the future of housing in Wales.

2. The BSA welcomes the opportunity to respond to the Welsh Government s White Paper on the future of housing in Wales. Homes for Wales: A White Paper for Better Lives and Communities Response by the Building Societies Association 1. The Building Societies Association (BSA) represents mutual lenders and deposit takers in

More information

The Progressive Lease Option Blueprint

The Progressive Lease Option Blueprint The Progressive Lease Option Blueprint Step No.1 Identify Landlord Seller & Property Find motivated seller or landlord who for some reason wants to move to a smaller house or wants to simply walk away

More information

Property Guide. Strong partnerships, better results DECEMBER Property Guide Ref: 12/16 Page 1 of 17

Property Guide. Strong partnerships, better results DECEMBER Property Guide Ref: 12/16 Page 1 of 17 Property Guide Strong partnerships, better results DECEMBER 2016 Property Guide Ref: 12/16 Page 1 of 17 Contents 03 Investing In Property 04 Before You Start A Few General Rules 05 Property You Already

More information

TALES FROM THE TRENCHES BY BARRY C. MCGUIRE July, 2015

TALES FROM THE TRENCHES BY BARRY C. MCGUIRE July, 2015 AGREEMENTS FOR SALE: DEFINITION AND OPPORTUNITIES Mortgages are impossible to assume in Canada (even in Alberta) without first qualifying for the mortgage. An Agreement for Sale (AFS) is a seller financing

More information

Living City Initiative

Living City Initiative Living City Initiative What is the Living City Initiative and where does it apply? The Living City Initiative is a scheme of property tax incentives designed to regenerate both historic buildings and other

More information

VALUING. Your Valuer. Helping your valuer help you grow your property portfolio

VALUING. Your Valuer. Helping your valuer help you grow your property portfolio VALUING Your Valuer Helping your valuer help you grow your property portfolio Valuing your Valuer: helping your valuer help you grow your portfolio ABOUT JAMES James has been a registered and qualified

More information

Buy-to-let: A bright outlook?

Buy-to-let: A bright outlook? Buy-to-let: A bright outlook? Ian Boden, Aldermore Mortgages April 2016 FOR INTERMEDIARY USE ONLY Aldermore Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial

More information

Room36 Aparthotel Bradford, England

Room36 Aparthotel Bradford, England 10% NET Yield for 10 Years Purpose-built aparthotel in the centre of Bradford Purchase now for 35,000 Hotel Rooms Select Portfolio Investment Overview: Room36 Aparthotel Bradford, England www.select-portfolio.co.uk

More information

Your Guide To Conveyancing. Conveyancing excellence as standard

Your Guide To Conveyancing. Conveyancing excellence as standard Your Guide To Conveyancing Conveyancing excellence as standard 1 At Robinson s Solicitors we appreciate that your home is potentially the single most expensive item you own and that any property transaction

More information

nolans BUYING WITH US

nolans BUYING WITH US nolans BUYING WITH US WE RE EXCITED TO HELP YOU WITH YOUR PURCHASE WHAT TO EXPECT HANDY TIPS ON BUYING METHODS SIGNING ON THE DOTTED LINE LOAN REPAYMENTS STAMP DUTY CALCULATOR FIRST HOME BENEFITS & INCENTIVES

More information

The 7 Pillars of Successful Property Investing

The 7 Pillars of Successful Property Investing The 7 Pillars of Successful Property Investing a 17 page ebook for the armchair property investor by Saj Hussain & Andy Duncombe The 7 Pillars of Successful Property Investing This report focuses on 7

More information

COMPLETE GUIDE TO BUYING A HOME IN SAN ANTONIO

COMPLETE GUIDE TO BUYING A HOME IN SAN ANTONIO COMPLETE GUIDE TO BUYING A HOME IN SAN ANTONIO Buying a home is a big deal. While the process is exciting, it can also be overwhelming. At KW Portfolio we are committed to making sure buyers have all the

More information

Do You Want to Buy a Home but have Poor Credit or Little in Savings?

Do You Want to Buy a Home but have Poor Credit or Little in Savings? Do You Want to Buy a Home but have Poor Credit or Little in Savings? If you re reading this guide, you re likely considering rent to own (also commonly referred to as lease to own ) properties because

More information

The Investment King of Higher & Better Returns. Income for Life

The Investment King of Higher & Better Returns. Income for Life Income for Life The Investment King of Higher & Better Returns A True turnkey investment which will generate a return of 20% and more, month after month, year after year, no matter what the economy is

More information

6 COSTLY MISTAKES TO AVOID WHEN BUYING A PROPERTY IN CYPRUS

6 COSTLY MISTAKES TO AVOID WHEN BUYING A PROPERTY IN CYPRUS 6 COSTLY MISTAKES TO AVOID WHEN BUYING A PROPERTY IN CYPRUS CONTENTS MISTAKE 1 USING AN UNREGISTERED & LICENSED ESTATE AGENT MISTAKE 2 USING AN UNKNOWLEDGEABLE AGENT MISTAKE 3 VIEWING PROPERTIES WITHOUT

More information

GOVERNMENT PROPERTY AUCTIONS E-BOOK

GOVERNMENT PROPERTY AUCTIONS E-BOOK GOVERNMENT PROPERTY AUCTIONS E-BOOK Creative Strategies To Increase Your Property Portfolio Check us out on Facebook! www.governmentpropertyauctions.com.au Table of contents: Government Property 1 Auctions

More information

DO YOU HAVE PROPERTY IN ABU DHABI?

DO YOU HAVE PROPERTY IN ABU DHABI? DO YOU HAVE PROPERTY IN ABU DHABI? PROPERTY MANAGEMENT SERVICES CROMPTON PARTNERS ESTATE AGENTS. THE PROFESSIONAL CHOICE IN REAL ESTATE. Since our launch in 2012 Crompton Partners has quickly become the

More information

There are two product options available for customers who want to take out an Over 55 Buy-to-Let Mortgage.

There are two product options available for customers who want to take out an Over 55 Buy-to-Let Mortgage. What is it? Our Over 55 Buy-to-Let Mortgages are secured on a Buy-to-Let property. There are a range of options, allowing your client to choose whether they service the interest and capital, or let the

More information

Housing Options in Birmingham. February 2019

Housing Options in Birmingham. February 2019 Housing Options in Birmingham February 2019 For further help and support visit our website: www.birmingham.gov.uk/housing_options If you are using this document on paper, then use your search engine to

More information

MAXIMUM RENTAL INCOME MINIMUM EFFORT

MAXIMUM RENTAL INCOME MINIMUM EFFORT The Home of Urban Living Landlord Guide MAXIMUM RENTAL INCOME MINIMUM EFFORT WELCOME TO PARKLANE THE HOME OF URBAN LIVING Parklane is one of Leeds premier letting and property management companies. With

More information

If you re on the fence about buying your first investment, let us share advice on what to look for and what to avoid.

If you re on the fence about buying your first investment, let us share advice on what to look for and what to avoid. FIRST INVESTMENT If you re on the fence about buying your first investment, let us share advice on what to look for and what to avoid. When you purchase an investment property in a resort under management

More information

Dental Buyer s Guide

Dental Buyer s Guide What you need to know Contents Buying practices Who will own and run the practice? Sole practitioner Partnership and Expense sharing Corporate bodies The NHS Contract Associate Agreements Other employment

More information

Rents for Social Housing from

Rents for Social Housing from 19 December 2013 Response: Rents for Social Housing from 2015-16 Consultation Summary of key points: The consultation, published by The Department for Communities and Local Government, invites views on

More information

THE SBA HANDBOOK: BUYING & SELLING A DENTAL PRACTICE

THE SBA HANDBOOK: BUYING & SELLING A DENTAL PRACTICE THE SBA HANDBOOK: BUYING & SELLING A DENTAL PRACTICE The Small Business Administration (SBA) is a government agency charged with assisting and protecting the interests of small businesses. One way that

More information

Audio #26 NRAS NRAS

Audio #26 NRAS NRAS NRAS Dymphna: Welcome everybody to iloverealestate.tv. Great to have you guys listening again and once again, I have a fabulous guest speaker to come and talk to you. Now we re talking about something

More information

Fact sheet Housing Benefit Reform: the Local Housing Allowance Q&A

Fact sheet Housing Benefit Reform: the Local Housing Allowance Q&A Fact sheet Housing Benefit Reform: the Local Housing Allowance Q&A From the Shelter policy library February 2004 www.shelter.org.uk 2004 Shelter. All rights reserved. This document is only for your personal,

More information

GUIDE TO SIPP PROPERTY PURCHASE

GUIDE TO SIPP PROPERTY PURCHASE GUIDE TO SIPP PROPERTY PURCHASE www.investaccpensions.co.uk 2 InvestAcc Pension Administration Limited Guide to SIPP Property Purchase Guide to Purchasing Property and Land through your SIPP This guide

More information

Care Home Investment Opportunity From 74,950

Care Home Investment Opportunity From 74,950 Care Home Investment Opportunity From 74,950 Arbour Hotel Barmouth, LL42 North Wales Property Consultants info@mitpc.co.uk +44 (0)20 3865 1239 mitpc.co.uk Specifications 38 During 2018 the devloper will

More information

The Investor s Guide For Success With Commercial Property

The Investor s Guide For Success With Commercial Property The Investor s Guide For Success With Commercial Property The 3 Fears When Investing in Commercial Property 5 Dreaded Mistakes to Avoid with Commercial Property 3 Common Misconceptions Causing You to Miss

More information

Financing a farm can be a challenge. It is one thing to dream of farming, quite another to make it a reality. It is important to be realistic in

Financing a farm can be a challenge. It is one thing to dream of farming, quite another to make it a reality. It is important to be realistic in Financing a farm can be a challenge. It is one thing to dream of farming, quite another to make it a reality. It is important to be realistic in thinking about farm investments. In this segment, we ll

More information

DELIVERING BUILD TO RENT: Are you ready? Part 2

DELIVERING BUILD TO RENT: Are you ready? Part 2 DELIVERING BUILD TO RENT: Are you ready? Part 2 Top ten Build to Rent questions answered The emergent Build to Rent sector is triggering investment and causing a stir amongst the industry. But with any

More information

COS Properties Ltd Professional Property and Portfolio Management

COS Properties Ltd Professional Property and Portfolio Management COS Properties Ltd Professional Property and Portfolio Management www.cosproperties.co.uk 0800 1692771 Professional Letting C.O.S Properties Ltd provides rental accommodation for professional people looking

More information

THE CONSUMERS GUIDE TO REAL ESTATE STAGING

THE CONSUMERS GUIDE TO REAL ESTATE STAGING THE CONSUMERS GUIDE TO REAL ESTATE STAGING Definition of Staging Real Estate Staging is the act of preparing and showcasing residential or commercial property for sale. It is a systematic and coordinated

More information

To make money in short-sale foreclosures you must

To make money in short-sale foreclosures you must C H A P T E R1 Make Money in Short-Sale Foreclosures To make money in short-sale foreclosures you must first understand foreclosures. Two strategies to make money in foreclosures are quick cash and long-term

More information

Property Guide for Landlords

Property Guide for Landlords Property Guide for Landlords SINCE 1969 Charles Sinclair have been letting and managing residential properties in Clapham and surrounding areas for over 40 years. An independently run business, we are

More information

Property Management. Information for Investors. PO Box Esplanade Torquay QLD 4655

Property Management. Information for Investors. PO Box Esplanade Torquay QLD 4655 Property Management Information for Investors PO Box 5766 424 Esplanade Torquay QLD 4655 Phone: 07 4124 9477 herveybay@harcourts.com.au www.herveybay.harcourts.com.au Harcourts Hervey Bay Company Overview

More information

Landlords Report. Changes, trends and perspectives on the student rental market.

Landlords Report. Changes, trends and perspectives on the student rental market. Landlords Report Changes, trends and perspectives on the student rental market. Summer 2015 2 Landlords Report Executive Summary 3 Letting Success 5 Rent price & portfolio changes 9 Attitudes about the

More information

An Agent s Guide to Pre-Sale Renovation

An Agent s Guide to Pre-Sale Renovation An Agent s Guide to Pre-Sale Renovation 844-944-2629 Why work with Curbio? Nationwide, sellers give up $28 billion dollars each year by selling cheap to flippers, investors, and wholesalers. Many sellers

More information

Your Guide to Shared Ownership

Your Guide to Shared Ownership Your Guide to Shared Ownership YOUR GUIDE TO SHARED OWNERSHIP Metropolitan is one of the UK s leading providers of affordable housing and care and support services. We own and manage a large portfolio

More information

PROPERTY INVESTMENT NOTES

PROPERTY INVESTMENT NOTES OPEN PENSION PROPERTY INVESTMENT NOTES Powered by the London & Colonial... www.londoncolonial.com Contents 1. Introduction... Page 2 2. The People... Page 2 3. The Process... Page 3 4. How do I apply to

More information

We ll tailor our provision to your needs, whatever they may be. Our core services are below, but it s not an exhaustive list we d run out of space!

We ll tailor our provision to your needs, whatever they may be. Our core services are below, but it s not an exhaustive list we d run out of space! About Us Adore Cardiff is a lettings agency with a difference. Based in Canton, we operate throughout Cardiff, letting and managing high quality homes on behalf of local landlords. Adore is a newly established

More information

Property Management. Guide

Property Management. Guide Property Management Guide IMPORTANT NOTICE: The information contained within this book is designed to provide an overview of the considerations required for ownership of an investment property. Readers

More information

CR Property Services, Inc.

CR Property Services, Inc. - CR Property Services, Inc. Commerci al Multifamily POA/HOA Contact Us Phone: 602-765-7575 Fax: 602-765-7576 CRPropertyServices.com 2990 East Northern Ave Suite E-100 Phoenix, Arizona 85028 Residential

More information

Anthea Lettings is a highly successful letting agency with properties throughout the North London area.

Anthea Lettings is a highly successful letting agency with properties throughout the North London area. About Us Anthea Lettings is a modern and innovative Letting Agent. Our office will provide you with a professional lettings and property management service that embraces our core principles of quality

More information

REAL ESTATE TOPICS JUNE 1, 2008 NEGOTIATING AND STRUCTURING JOINT VENTURE AND LLC AGREEMENTS

REAL ESTATE TOPICS JUNE 1, 2008 NEGOTIATING AND STRUCTURING JOINT VENTURE AND LLC AGREEMENTS BENNETT VALLEY LAW REAL ESTATE TOPICS JUNE 1, 2008 NEGOTIATING AND STRUCTURING JOINT VENTURE AND LLC AGREEMENTS Parties negotiate joint venture agreements in the spirit of optimism. Anxious to combine

More information

Broome Activity Report April 2018 Edition (Jan - March 2018 Evidence)

Broome Activity Report April 2018 Edition (Jan - March 2018 Evidence) Broome Activity Report (Jan - March 2018 Evidence) Broome Welcome to our quarterly update on Broome s Marketplace... PROPERTIES SOLD IN BROOME January to March 2018 20 Properties PROPERTIES CURRENTLY ON

More information

Research into the availability of property within the local housing allowance in Nottingham City

Research into the availability of property within the local housing allowance in Nottingham City Research into the availability of property within the local housing allowance in Nottingham City December 2018 Hannah Clemson Policy and Communications Officer 1 Following last year s report into the private-rented

More information

ASSURANCE AND ACCOUNTING ASPE - IFRS: A Comparison Investment Property

ASSURANCE AND ACCOUNTING ASPE - IFRS: A Comparison Investment Property ASSURANCE AND ACCOUNTING ASPE - IFRS: A Comparison Investment Property In this publication we will examine the key differences between Accounting Standards for Private Enterprises (ASPE) and International

More information

EXPERIENCE INTEGRITY RESULTS BUYING AND SELLING MANAGEMENT RIGHTS

EXPERIENCE INTEGRITY RESULTS BUYING AND SELLING MANAGEMENT RIGHTS EXPERIENCE INTEGRITY RESULTS BUYING AND SELLING MANAGEMENT RIGHTS WHAT ARE MANAGEMENT RIGHTS? Management Rights is the term used to describe the business behind the operation of a strata titled property.

More information

What happens when the Court is involved in a tenancy deposit dispute?

What happens when the Court is involved in a tenancy deposit dispute? Who should read this? Key Documents Tenants Agents Landlords What happens when the Court is involved in a tenancy deposit dispute? Here are some pointers from TDS about choosing between sending a dispute

More information

UK Housing Awards 2011

UK Housing Awards 2011 UK Housing Awards 2011 Excellence in Housing Finance and Development: Winner Rettie & Co, Springfield Properties and DCHA: Resonance at Moray Apartments, Edinburgh Summary In this climate of constrained

More information

02 Register with us 03 View with us 04 Making an offer 05 Helping you in your new home 06 Your utility bills 07 Move with us 08 Making your move

02 Register with us 03 View with us 04 Making an offer 05 Helping you in your new home 06 Your utility bills 07 Move with us 08 Making your move Tenant s Guide 1 2 02 Register with us 03 View with us 04 Making an offer 05 Helping you in your new home 06 Your utility bills 07 Move with us 08 Making your move simple 09 Rent with us 10 Customer care

More information

REAL ESTATE INVESTING GUIDE. Combine IRA tax advantages with real estate investment opportunities.

REAL ESTATE INVESTING GUIDE. Combine IRA tax advantages with real estate investment opportunities. REAL ESTATE INVESTING GUIDE Combine IRA tax advantages with real estate investment opportunities. INTRODUCTION The IRS allows an IRA, Solo 401(k), or HSA to acquire real estate as an asset without penalty

More information