INDEX MANUAL OF FORMS NEW JERSEY LAND TITLE INSURANCE RATING BUREAU. Effective: February 15, 2016
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1 INDEX MANUAL OF FORMS NEW JERSEY LAND TITLE INSURANCE RATING BUREAU Effective: February 15, 2016 Monmouth Executive Center 100 Willow Brook Road Suite 100 Freehold, New Jersey (732) Fax (732)
2 NEW JERSEY LAND TITLE INSURANCE RATING BUREAU INDEX OF FORMS 1. OWNER'S POLICIES NJRB 1-01 ALTA Owner's Policy Form B /20/75; amended (Amended 10/17/70 and 10/17/84) 8/1/84 & 12/9/85 withdrawn 11/1/ ALTA Leasehold Owner's Policy - 10/10/75; amended 1975 (Amended 10/17/84) 8/1/84 & 12/9/85; withdrawn 11/1/ ALTA Policy United States Form- 10/20/ withdrawn 9/10/ ALTA Residential Policy /15/82 Plain Language 7/2/90; withdrawn 11/1/ ALTA Owner's Policy (10/21/87) 7/2/90; withdrawn 11/1/91 reinstated 6/12/95 withdrawn 12/1/ ALTA Residential Title Insurance 7/2/90 Policy (6/1/87) withdrawn 3/2/ ALTA Leasehold Owner's Policy 7/2/90; (10/21/87) withdrawn 11/1/91 reinstated 6/12/95 withdrawn 12/1/ ALTA Owner's Policy (4/6/90) 1/1/91 withdrawn 11/1/ ALTA Leasehold Owner's Policy 1/1/91 (4/6/90) (NOTE: See Form NJRB withdrawn 11/1/ to convert Form NJRB 1-08 to Form 1-09) NJLTIRB i February 15, 2016
3 1-10 ALTA Policy United States Form 4/2/92 9/28/91 (Rev. 12/03/12) revised 4/15/ ALTA Owners Policy (Rev. 10/17/92) 11/1/93 (NOTE: See NJRB 5-4 to convert NJRB 1-08 and 1-09 to NJRB 1-11 and 1-12) 1-12 ALTA Leasehold Owners Policy 11/1/93 (Rev. 10/17/92) withdrawn 3/4/ Mortgage Foreclosure Policy 6/1/ ALTA Homeowner s Policy of 1/5/98; ALTA form Title Insurance substituted 6/1/99; revised 4/8/05 withdrawn 6/30/ ALTA Owner s Policy (6/17/06) 2/15/07 revised 9/10/ ALTA Homeowner s Policy (10/17/98) 6/30/08 revised 6/30/2011 revised 4/15/2014 revised 5/15/2014 NJLTIRB ii February 15, 2016
4
5 2. LOAN POLICIES NJRB 2-01 ALTA Loan Policy /20/75; amended (Amended 10/17/70 and 10/17/84) 8/1/84 & 12/9/85; withdrawn 11/1/ ALTA Leasehold Loan Policy /20/75; amended (Amended 10/17/84) 8/1/84 & 12/9/85; withdrawn 11/1/ ALTA Loan Policy 7/2/90; (10/21/87) withdrawn 11/1/91 reinstated 6/12/95 withdrawn 12/1/ ALTA Leasehold Loan Policy 7/2/90; (10/21/87) withdrawn 11/1/91 reinstated 6/12/95 withdrawn 12/1/ ALTA Loan Policy (4/6/90) 11/1/91 withdrawn 11/1/ ALTA Leasehold Loan Policy 11/1/91 (4/5/90) (NOTE: See Form NJRB withdrawn 11/1/ to convert Form NJRB 2-05 to Form NJRB 2-06) 2-07 ALTA Short Form Residential 11/1/91 Loan Policy (4/5/90) withdrawn 11/1/ ALTA Loan Policy (Rev. 10/17/92) 11/1/93 (NOTE: See NJRB 5-35 to convert withdrawn 9/10/07 NJRB 2-05 and 2-06 to NJRB 2-08 and 2-09) 2-09 ALTA Leasehold Loan Policy 11/1/93 (Rev. 10/17/92) withdrawn 3/4/ ALTA Short Form Residential 11/1/93 Loan Policy (Rev. 10/17/92) revised 1/24/94 revised 2/19/01 iii
6 2-11 Expanded Coverage Residential Loan 1/5/98 Policy (New Jersey Variation) ALTA form substituted 3/4/02 substituted 6/30/08 revised 5/15/09 revised 6/30/2011 revised 3/2/2012 revised 11/16/2012 revised 5/15/2014 withdrawn 2/15/ Enhanced Coverage Short Form Residential Loan Policy 1/5/98 withdrawn 9/10/ Balloon Loan Modification Limited Policy 1/5/98 revised 8/1/ ALTA Short Form Expanded Coverage Residential Loan Policy (10/22/03) 4/8/05 (New Jersey Variation) revised 6/30/08 revised 5/15/09 revised 1/1/2010 revised 6/30/2011 revised 3/2/2012 revised 4/15/2014 revised 2/15/2015 withdrawn 2/15/ ALTA Short Form Residential Loan Policy 2/15/07 (12/03/12) (New Jersey Variation) revised 9/10/07 revised 2/15/08 revised 1/1/2010 revised 4/1/2013 revised 4/15/2014 withdrawn 2/15/ ALTA Loan Policy (6/17/06) 2/15/07 (New Jersey Variation) revised 9/10/07 revised 1/1/2010 revised 2/15/ ALTA Expanded Coverage Residential 2/15/ 2016 Loan Policy - Current Assessments (04/02/2015) (New Jersey Variation) iv
7 2-18 ALTA Short Form Expanded Coverage 2/15/2016 Residential Loan Policy - Current Assessments (04/02/2015) (New Jersey Variation) 2-19 ALTA Short Form Residential Loan 2/15/2016 Policy - Current Violations (04/02/2015) (New Jersey Variation) v
8 3. COMMITMENTS TO INSURE NJRB 3-01 ALTA Commitment (Schedule 10/20/74; amended A Amended 10/18/84) 8/1/84 & 12/9/85 revised 12/10/93 revised 3/2/ ALTA Commitment (Plain 10/26/82 Language) revised: 11/20/95 revised: 3/2/98 withdrawn 9/10/ Revised (Commercial) Commitment- 11/1/91 Schedule A (1987 Policies) withdrawn 7/1/ Revised (Residential)Commitment 11/1/91 Schedule A (1987 Policies) withdrawn 7/1/ Commitment Disclosure 8/1/ ALTA Short Form Commitment 4/8/05 (1/17/04) withdrawn 2/15/ ALTA Commitment /15/07 revised 9/10/ ALTA Plain Language Commitment /15/07 (New Jersey Variation) revised 9/10/07 revised 5/15/09 vi
9 4. OTHER PRELIMINARY FORMS NJRB 4-01 Attorney's Preliminary Certificate 10/20/75 and report on title revised: 2/3/ Attorney's Final Certificate (for 10/20/75 use only where binder has been issued) vii
10 5. ENDORSEMENTS NJRB 5-01 Survey Endorsement 10/20/75 revised 12/10/93 revised 3/2/98 revised 9/10/ Usury Endorsement 10/20/75; withdrawn 11/26/ ALTA Truth-in-Lending 10/20/75; Endorsement Form 2 withdrawn 12/19/ Municipal Planning Act 10/10/75; Endorsement (Subdivision) withdrawn 12/19/ ALTA Endorsement Form 3 (Zoning) 10/20/75; Vacant Land withdrawn 12/19/ ALTA Endorsement Form 3.1 (Zoning) 10/20/75; Completed Structure withdrawn 11/26/ Inflationary Endorsement 10/20/75; withdrawn 11/26/ ALTA U.S. Policy, Date Down 10/20/75 Endorsement, 1963 withdrawn 9/10/ United States Postal Service 10/20/75 Endorsement 5-10 Special Construction Loan 6/4/79 Policy Endorsement revised 8/7/ ALTA Endorsement Form 6.1 1/26/82; Variable Rate Mortgage- redated 6/1/87 regulations revised 5/3/ ALTA Endorsement Form 6 1/26/82; Variable Rate Mortgage redated 6/1/87 revised 5/3/05 viii
11 5-13 ALTA Endorsement Form 6.2 8/20/81; Variable Rate Mortgage- redated 6/1/87 Negative Amortization revised 5/3/ Survey Endorsement (Plain 10/15/82 Language) withdrawn 3/2/ Revolving Loan Endorsement, 6/29/84; One-to-Four Family Residential withdrawn 11/1/91 Only 5-16 Interim Policy Endorsement, 8/1/84; ALTA revision of 3/30/84 amended 12/9/85; withdrawn 11/1/ ALTA Endorsement Form 8.1 9/21/87; Environmental Protection Lien redated 3/12/88 revised 5/3/ Arbitration Endorsement 7/2/90 withdrawn 4/15/ Conversion Endorsement to ALTA 7/2/90 Leasehold Loan Policy B 1992 withdrawn 7/1/98 (Loan to Leasehold Loan) reinstated 1/15/2000 withdrawn 9/3/ Conversion Endorsement to ALTA 7/2/90 Leasehold Owners Policy B 1992 withdrawn 7/1/98 (Owners to Leasehold Owners) reinstated 1/15/2000 withdrawn 9/3/ Revolving Loan Endorsement 11/1/91 revised 1/24/94 withdrawn 3/8/ ALTA Endorsement Form 5 11/1/91 (Planned Unit Development) withdrawn 11/1/93 (6/1/87) 5-23 Convertible Adjustable Rate 11/1/91 Mortgage Loan Endorsement ix
12 5-24 ALTA Endorsement Form 9 11/1/91 (Restrictions, Easements, withdrawn 11/1/93 Minerals) (10/19/88) 5-25 Conversion Endorsement to 11/1/91 ALTA Owner's Policy withdrawn 12/1/96 to Conversion Endorsement to 11/1/91 ALTA Loan Policy withdrawn 12/1/96 to ALTA Endorsement Form 4 11/1/91 (6/1/87) Condominium withdrawn 11/1/ ALTA Endorsement Form /1/93 Condominium revised 5/3/ ALTA Endorsement Form /1/93 PUD revised 5/3/ ALTA Endorsement Form 9 11/1/93; Restrictions revised 4/12/99 revised 5/3/ FNMA Balloon Mortgages 11/1/93 Endorsement 5-32 Secondary Mortgage Market 11/1/93 Endorsement revised 11/16/2012 revised 1/1/2013 revised 4/1/ Reverse Annuity Mortgage 2/1/94 Endorsement 5-34 Conversion Endorsement 11/1/93 to 1992 ALTA Owners Policies withdrawn 7/1/ Conversion Endorsement to 11/1/ ALTA Loan Policies withdrawn 7/1/98 x
13 5-36 ALTA Endorsement Form 1 5/9/94 Street Endorsement revised 5/3/ Lender s Survey Endorsement 2/20/95 (Without Survey) revised 2/15/07 revised 9/10/ ALTA Endorsement Form 10 5/15/95 Assignment of Mortgage revised 1/15/96 revised 5/3/ ALTA Endorsement Form /15/95 Assignment of Mortgage Continued revised 1/15/96 Priority revised 5/3/ Policy Modification - Inter Vivos Trust 6/12/95 Standard Policy withdrawn 9/17/ Policy Modification - Inter Vivios Trust 6/12/95 Residential Policy revised 12/1/96 withdrawn 9/17/ Restrictions, Encroachments 8/14/95 and Minerals (Commercial - Owner=s) withdrawn 4/12/ Non-Imputation Endorsement 6/12/95 withdrawn 3/8/ ALTA Endorsement Form 3 7/17/95 Zoning revised 4/12/99 revised 5/3/ ALTA Endorsement Form 3.1 7/17/95 Zoning-Completed Structures revised 4/12/99 revised 5/3/ Creditors Rights Exclusion Endorsement (Owners) 12/1/96 revised 1/25/05 xi
14 withdrawn 2/18/2010 NJRB 5-47 Creditors Rights Exclusion 12/1/96 Endorsement (Loan) revised 1/25/05 revised 12/15/07 withdrawn 2/18/ Assignment of Mortgage - Policy 1/6/97 Update revised 6/30/ Inter-spousal transfer 3/3/97 withdrawn 9/17/ Inter-spousal transfer (Residential) 3/3/97 withdrawn 9/17/ AFairway@ - Partnership 3/3/ AFairway@ - L.L.C. 3/3/ ALTA Endorsement Form 11 3/3/97 Mortgage Modification revised 5/3/ Conversion Endorsement to create Enhanced Coverage Residential 1/5/98 Owner=s Policy withdrawn 3/2/00 withdrawn 9/3/ Conversion Endorsement to create Enhanced Coverage Residential 1/5/98 Loan Policy withdrawn 9/3/ Aggregation (Tie-In) Endorsement 1/5/98 (ALTA 12) revised 5/3/ Application of Mortgage Payments 3/2/98 (ALast Dollar@) re-adopted 9/10/ Contingent Loss (AFirst Loss@) 3/2/98 Endorsement withdrawn 1/25/05 xii
15 5-59 Interest Rate Exchange 3/2/98 Endorsement withdrawn 6/30/2011 NJRB 5-60 Shared Appreciation Endorsement 3/2/98 withdrawn 6/30/ Subdivision Endorsement 4/12/ ALTA Endorsement Form 9.1 4/12/99 Restrictions, etc. revised 5/3/ ALTA Endorsement Form 9.2 4/12/99 Restrictions, etc. revised 5/3/ ALTA Endorsement Form 7 2/19/01 Manufactured Housing revised 5/3/ Modifiable Mortgage Option 7/2/01 Endorsement 5-66 Successors & Transferees Coverage 9/17/01 revised 2/15/ ALTA Endorsement Form 13 3/4/02 Leasehold Owner=s Endorsement revised 5/3/ ALTA Endorsement Form /4/02 Leasehold Loan Endorsement revised 5/3/ Mezzanine Financing Endorsement 1/6/03 (Owner=s Policy Only) withdrawn 3/8/ Going Concern Endorsement 3/3/03 revised 8/11/03 revised 9/10/ ALTA Endorsement Form 14 3/8/04 Future Advance - Priority 5-72 ALTA Endorsement Form /8/04 xiii
16 Future Advance - Knowledge NJRB 5-73 ALTA Endorsement Form /8/04 Future Advance - Letter of Credit 5-74 ALTA Endorsement Form 15 3/8/04 Nonimputation - Full Equity Transfer 5-75 ALTA Endorsement Form /8/04 Nonimputation - Additional Insured 5-76 ALTA Endorsement Form /8/04 Nonimputation - Partial Equity Transfer 5-77 ALTA Endorsement Form 16 3/8/04 Mezzanine Financing 5-78 ALTA Endorsement Form 17 3/8/04 Access and Entry 5-79 ALTA Endorsement Form 18 3/8/04 Single Tax Parcel 5-80 ALTA Endorsement Form /8/04 Multiple Tax Parcel 5-81 ALTA Endorsement Form 19 3/8/04 Contiguity - Multiple Parcels 5-82 ALTA Endorsement Form /8/04 Contiguity - Single Parcel 5-83 ALTA Endorsement Form /25/05 Indirect Access and Entry 5-84 ALTA Endorsement Form 20 1/25/05 First Loss-Multiple Parcel Transactions 5-85 ALTA Endorsement Form 21 1/25/05 Creditors= Rights 5-86 ALTA Endorsement Form /15/07 Street Assessment xiv
17 5-87 ALTA Endorsement Form /15/07 Zoning xv
18 5-88 ALTA Endorsement Form /15/07 Zoning - Completed Structure revised 4/15/ ALTA Endorsement Form /15/07 Condominium revised 9/10/07 revised 5/15/ ALTA Endorsement Form /15/07 Planned Unit Development revised 5/15/ ALTA Endorsement Form /15/07 Variable Rate Mortgage revised 5/15/ ALTA Endorsement Form /15/07 Variable Rate Mortgage-Negative revised 5/15/09 Amortization 5-93 ALTA Endorsement Form /15/07 Manufactured Housing Unit revised 9/10/ ALTA Endorsement Form /15/07 Environmental Protection Lien revised 1/1/2010 (New Jersey Variation) 5-95 ALTA Endorsement Form /15/07 Restrictions, Encroachments, Minerals - revised 5/15/09 Loan Policy revised 1/1/2010 (New Jersey Variation) revised 4/15/2010 revised 11/16/2012 revised 4/1/2013 revised 4/15/2014 withdrawn 2/15/ ALTA Endorsement Form /15/07 Covenants, Conditions and revised 5/15/09 Restrictions - Unimproved Land - revised 11/16/2012 Owner s Policy (New Jersey Variation) revised 4/15/ ALTA Endorsement Form /15/07 Covenants, Conditions and Restrictions - revised 5/15/09 Improved Land - Owner s Policy revised 11/16/2012 (New Jersey Variation) revised 4/15/2014 xvi
19 5-98 ALTA Endorsement Form /15/07 Covenants, Conditions and Restrictions - revised 5/15/09 Loan Policy revised 4/15/2010 (New Jersey Variation) revised 11/16/2012 revised 4/15/ ALTA Endorsement Form /15/07 Restrictions, Encroachments, Minerals- revised 5/15/09 Owner s Policy - Unimproved Land withdrawn 11/16/ ALTA Endorsement Form /15/07 Restrictions, Encroachments, Minerals- revised 5/15/09 Owner s Policy - Improved Land withdrawn 11/16/ ALTA Endorsement Form /15/07 Assignment revised 5/15/09 revised 6/30/ ALTA Endorsement Form /15/07 Assignment and Date Down revised 5/15/09 revised 6/30/ ALTA Endorsement Form /15/07 Mortgage Modification ALTA Endorsement Form /15/07 Aggregation - Loan revised 4/15/ ALTA Endorsement Form /15/07 Leasehold - Owner s revised 9/10/07 revised 3/2/2012 revised 11/16/ ALTA Endorsement Form /15/07 Leasehold-Loan revised 9/10/07 revised 3/2/2012 revised 11/16/ ALTA Endorsement Form /15/07 Future Advance - Priority revised 9/10/07 revised 4/15/2010 revised 3/2/ ALTA Endorsement Form /15/07 Future Advance - Knowledge revised 9/10/07 revised 4/15/2010 revised 3/2/2012 xvii
20 5-109 ALTA Endorsement Form /15/07 Future Advance - Letter of Credit revised 9/10/07 revised 1/1/2010 revised 6/30/2011 revised 3/2/ ALTA Endorsement Form /15/07 Future Advance - Reverse Mortgage revised 4/15/2010 revised 6/30/2011 revised 3/2/2012 revised 4/1/ ALTA Endorsement Form /15/07 Nonimputation - Full Equity Transfer revised 9/10/ ALTA Endorsement Form /15/07 Nonimputation - Additional Insured revised 9/10/ ALTA Endorsement Form /15/07 Nonimputation - Partial Equity Transfer revised 9/10/07 revised 2/15/ ALTA Endorsement Form /15/07 Mezzanine Financing revised 9/10/ ALTA Endorsement Form /15/07 Access and Entry ALTA Endorsement Form /15/07 Indirect Access and Entry ALTA Endorsement Form /15/07 Single Tax Parcel ALTA Endorsement Form /15/07 Multiple Tax Parcel revised 9/10/ ALTA Endorsement Form /15/07 Contiguity - Multiple Parcels ALTA Endorsement Form /15/07 Contiguity - Single Parcel ALTA Endorsement Form /15/07 First Loss - Multiple Parcel Transaction xviii
21 5-122 ALTA Endorsement Form /15/07 Creditors Rights revised 2/15/08 withdrawn 2/18/ ALTA Endorsement Form /15/07 Location (New Jersey Variation) revised 5/15/09 revised 1/1/ ALTA Endorsement Form /15/09 Utility Access (New Jersey Variation) revised 1/1/ ALTA Endorsement Form /15/09 Same As Survey (New Jersey Variation) revised 1/1/2010 revised 1/1/ ALTA Endorsement Form /15/09 Same as Portion of Survey revised 1/1/2010 (New Jersey Variation) revised 1/1/ ALTA Endorsement Form /15/09 Easement-Damage or Enforced Removal revised 1/1/2010 (New Jersey Variation) revised 6/30/ Waiver of Arbitration Endorsement 4/15/2010 revised 1/1/ ALTA Endorsement Form /30/2011 Interest Rate Swap Endorsement- revised 2/15/2015 Direct Obligation ALTA Endorsement Form /30/2011 Interest Rate Swap Endorsement - revised 2/15/2015 Additional Interest ALTA Endorsement Form /30/2011 One to Four Family Shared Appreciation Mortgage Endorsement Non Residential Shared Appreciation 6/30/2011 Mortgage Endorsement withdrawn 1/1/2013 (New Jersey Variation) ALTA Endorsement Form /2/2012 (Severable Improvements) xix
22 5-134 ALTA Endorsement Form /2/2012 (Disbursement) revised 5/15/ ALTA Endorsement Form /2/2012 (Interest Rate Swap Endorsement- revised 2/15/2015 Direct Obligation - Defined Amount) ALTA Endorsement Form /2/2012 (Interest Rate Swap Endorsement- revised 2/15/2015 Additional Interest - Defined Amount) ALTA Endorsement /16/2012 revised 4/1/2013 Zoning - Land Under Development ALTA Endorsement /16/2012 Private Rights - Loan Policy revised 4/15/2014 (New Jersey Variation) withdrawn 2/15/ ALTA Endorsement /16/2012 Restrictions, Encroachments, Minerals - revised 4/15/2014 Land Under Development - Loan Policy (New Jersey Variation) ALTA Endorsement /16/2012 Covenants, Conditions and Restrictions - revised 4/1/2013 Land Under Development - Owner s revised 4/15/2014 Policy (New Jersey Variation) ALTA Endorsement /16/2012 Encroachments - Boundaries and Easements (New Jersey Variation) ALTA Endorsement /16/2012 (Identified Risk Coverage) ALTA Endorsement /16/2012 (Minerals and Other Subsurface Substances - Buildings) ALTA Endorsement /16/2012 (Minerals and Other Subsurface Substances - Improvements) xx
23 5-145 ALTA Endorsement /16/2012 (Minerals and Other Subsurface Substances - Described Improvements) ALTA Endorsement /16/2012 (Minerals and Other Subsurface Land Under Development) ALTA Endorsement /16/2012 (Energy Project - Leasehold/Easement Owner s) ALTA Endorsement /16/2012 (Energy Project - Leasehold/Easement Loan) ALTA Endorsement /16/2012 (Energy Project - Leasehold - Owner s) ALTA Endorsement /16/2012 (Energy Project - Leasehold - Loan) ALTA Endorsement /16/2012 (Energy Project - Covenant, Conditions, and Restrictions - Land Under Development - Owner s) ALTA Endorsement /16/2012 (Energy Project - Covenant, Conditions, and Restrictions - Land Under Development - Loan) ALTA Endorsement /16/2012 (Energy Project - Encroachments) ALTA Endorsement Form /1/2013 Commercial Participation Interest revised 8/1/2013 (New Jersey Variation) ALTA Endorsement /1/2013 (Assignment of Rents or Leases) xxi
24 5-156 ALTA Endorsement /15/2014 (Private Rights - Owner s Policy) (New Jersey Variation) ALTA Endorsement /15/2014 (Restrictions, Encroachments, Minerals - Current Violations - Loan Policy) (New Jersey Variation) ALTA Endorsement /15/2014 (Aggregation - State Limits - Loan) ALTA Endorsement /15/2014 (Encroachments - Boundaries and Easements - Described Improvements) (New Jersey Variation) ALTA Endorsement /01/2014 (Co-Insurance - Single Policy) ALTA Endorsement /01/2014 Anti-Taint New Jersey Contract Vendee s Endorsement 10/01/ New Jersey Option Endorsement 10/01/ Survey Endorsement (Without Survey) 2/15/2015 for Residential Condominiums and Co-Operatives ALTA Endorsement (Commercial 2/15/2015 Environmental Protection Lien) ALTA Endorsement (Energy 5/1/2015 Project - Fee Estate - Owner s Policy) ALTA Endorsement (Energy 5/1/2015 Project - Fee Estate - Loan Policy) ALTA Endorsement /1/2015 (Pari Passu Mortgage) xxii
25 5-169 ALTA Endorsement /15/2016 (Private Rights - Current Assessments - Loan Policy) (New Jersey Variation) ALTA Endorsement /15/2016 (Contiguity - Specified Parcels) ALTA Endorsement /15/2016 (Encroachments - Boundaries and Easements - Described Improvements and Land Under Development) (New Jersey Variation) xxiii
26 6. MISCELLANEOUS FORMS NJRB 6-01 Certificate of Prior Insurance 10/20/75 withdrawn 7/1/ Notification of Right to Have 7/28/80; Settlement or Closing Conducted withdrawn 2/1/84; During Regular Business Hours reinstated 11/1/91 Without Added Charge withdrawn 11/1/ Consent to Special Rate or Charge 7/28/80; redated 11/1/91 revised 4/1/ Closing Service Letter 8/20/81 revised 8/1/94 revised 6/14/99 revised 6/1/ Standard Commitment Exceptions 7/1/93; withdrawn 12/10/ Standard Survey Exception 7/1/93 revised 3/2/98 revised 9/10/07 xxiv
All inquiries concerning the charges for title insurance and forms in this manual should be directed to the following:
This manual is for the use of Stewart Title Guaranty Company's ( Stewart or Underwriter ) Title Insurance Policy Issuing Attorneys, Agents, and Offices. Any other use or reproduction of this manual is
The enclosed Endorsement Fee Schedule reflects minimum fees.* *Please Note: the fees may increase depending on risk and/or amount of work involved.
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