PROPERTY INFORMATION PACKAGE #
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1 PROPERTY INFORMATION PACKAGE # Mortgagee s Foreclosure AUCTION 2,153+/-SF SINGLE FAMILY HOME ON.15+/- ACRES 3 Bedroom, 1.5 Bath ~ Detached 2-Car Garage 49 RAVINE RD., MEDFORD, MA Tuesday, April 26th at 11:00am On-site
2 JJManning.com AUCTIONEER'S DISCLAIMER The following information is provided to you as a matter of convenience only, and no representation or warranty, expressed or implied, is made as to its accuracy or completeness. Prospective purchasers of the auction property are responsible for conducting such due diligence of their own as they consider appropriate, prior to bidding at the auction sale. All information contained within this Property Information Packet was derived from reliable sources and is believed to be correct, but is not guaranteed. Buyers shall rely entirely on their own judgment and inspection. Announcements from the Auction Block will take precedence over any previously printed material or any other oral statements made
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4 Print Summary Page 1 of 2 3/1/2011 Powered by Vision Appraisal Technology Map-Lot-Unit : J-01/ 25/ / / / Location: Owner Name: RAVINE RD SUBURBAN REALTY TRUST Account Number: 5327 Parcel Value Item Assessed Value Buildings 146,300 Xtra Bldg Features 3,500 Outbuildings 2,400 Land 272,100 Total: 424,300 Owner of Record SUBURBAN REALTY TRUST MURPHY JOSEPH & DONNA 49 RAVINE RD MEDFORD, MA Ownership History Owner Name Book/Page Sale Date Sale Price SUBURBAN REALTY TRUST 21272/0265 7/8/ MURPHY FAMILY TRUST 20988/0272 2/1/ MURPHY DONNA 19928/0125 7/7/ ,000 DEMARCO ANN & DIMARE MARLENE 19101/0225 6/6/ VALENTI CONCETTA 11676/ 374 5/12/ Land Use Land Use Code Land Use Description 1010 Single Fam MDL-01 Land Line Valuation Size Assessed Value 6600 SF 272,100 Construction Detail Building # 1 STYLE Col/Garr/Tudor Stories: 2 Stories Occupancy 1 Exterior Wall 1 Vinyl Siding Roof Structure: Gable/Hip Roof Cover Asphalt Interior Wall 1 Plastered Heat Fuel Gas Heat Type: Steam AC Type: None Total Bedrooms: 03 Total Bthrms: 1 Total Half Baths: 1 Building Valuation Living Area: 2,153 square feet
5 Print Summary Page 2 of 2 3/1/2011 Extra Features Code Description Units FPL3 2 STORY CHIM 1 UNITS REC REC ROOM 200 S.F. Outbuildings Code Description Units FGR3 GARAGE-POOR 480 S.F. Building Sketch Subarea Summary Code Description Gross Area Living Area BAS First Floor FAT Attic, Finished FEP Porch, Enclosed, Finished 81 0 FOP Porch, Open, Finished 44 0 FUS Upper Story, Finished TQS Three Quarter Story UBM Basement, Unfinished WDK Deck, Wood 108 0
6 Freddie Mac Form 2055 March 2005 Produced using ACI software, Fannie Mae Form 2055 March 2005 Exterior-Only Inspection Residential Appraisal Report File No BR The purpose of this summary appraisal report is to provide the lender/client with an accurate, and adequately supported, opinion of the market value of the subject property. SUBJECT Property Address 49 RAVINE ROAD City MEDFORD State MA Zip Code Borrower JOSEPH AND DONNA MURPHY Owner of Public Record DONNA MURPHY County MIDDLESEX Legal Description REF: BOOK 55961, PG 344, MIDDLESEX SOUTH REGISTRY OF DEEDS Assessor's Parcel # MAP J1, PARCEL 25 Tax Year 2011 R.E. Taxes $ 4, Neighborhood Name N/A Map Reference MSA Census Tract 3392 Occupant X Owner Tenant Vacant Special Assessments $ NONE KNOWN PUD HOA $ N/A per year per month Property Rights Appraised X Fee Simple Leasehold Other (describe) Assignment Type Purchase Transaction Refinance Transaction X Other (describe) UPDATE CLIENT'S FILE Lender/Client CAMBRIDGE SAVINGS BANK Address 1374 MASSACHUSETTS AVE, CAMBRIDGE, MA Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? Yes X No Report data source(s) used, offering price(s), and date(s). PER MLS, SUBJECT HAS NOT BEEN ON THE MARKET IN THE PAST 12 MONTHS. I did did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was not performed. N/A. NOT A SALE. CONTRACT Contract Price $ N/A Date of Contract N/A Is the property seller the owner of public record? Yes No Data Source(s) NOT A SALE X Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower? Yes No If Yes, report the total dollar amount and describe the items to be paid. NONE KNOWN NOT A SALE. NEIGHBORHOOD Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood Characteristics One-Unit Housing Trends One-Unit Housing Present Land Use % Location Urban X Suburban Rural Property Values Increasing X Stable Declining PRICE AGE One-Unit 70% % Built-Up X Over 75% 25-75% Under 25% Demand/Supply Shortage X In Balance Over Supply $(000) (yrs) 2-4 Unit 10% % Growth Rapid X Stable Slow Marketing Time Under 3 mths X 3-6 mths Over 6 mths 280 Low 20 Multi-Family 0% % Neighborhood Boundaries SEE ATTACHED ADDENDUM. THIS IS A SUMMARY APPRAISAL REPORT. 640 High 100+ Commercial 20% % 455 Pred. 90 Other 0% % Neighborhood Description MEDFORD IS EASILY ACCESSIBLE BY MAJOR ROADWAYS. THE SUBJECT IS IN A RESIDENTIAL AREA TYPICAL OF THE COMMUNITY, CONSISTING PRIMARILY OF SINGLE FAMILY HOMES OF AVERAGE APPEAL. COMMERCIAL INCLUDES TYPICAL RETAIL, CEMETERY AND SCHOOLS, NOT ADVERSE TO MARKETABILITY. NO ADVERSE FACTORS NOTED. Market Conditions (including support for the above conclusions) SEE ATTACHED ADDENDUM SITE Dimensions 60X110 Area 6600 SF =.15 ACRE +/- Shape RECTANGULAR View AV/NEIGHB Specific Zoning Classification RESIDENTIAL SF1 Zoning Description RESIDENTIAL: 7000 SF MINIMUM; 35 FRONT FEET MINIMUM Zoning Compliance Legal X Legal Nonconforming (Grandfathered Use) No Zoning Illegal (describe) SEE ATTACHED ADDENDUM Is the highest and best use of the subject property as improved (or as proposed per plans and specifications) the present use? X Yes No If No, describe. SEE ATTACHED ADDENDUM Utilities Public Other (describe) Public Other (describe) Off-site Improvements Type Public Private Electricity X Water X Street ASPHALT X Gas X Sanitary Sewer X Alley NONE FEMA Special Flood Hazard Area Yes X No FEMA Flood Zone ZONE X FEMA Map # 25017C0417E FEMA Map Date 6/4/10 Are the utilities and off-site improvements typical for the market area? X Yes No If No, describe. SITE IS TYPICAL OF THE AREA. Are there any adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)? Yes X No If Yes, describe. SEE ATTACHED ADDENDUM IMPROVEMENTS Source(s) Used for Physical Characteristics of Property Appraisal Files MLS X Assessment and Tax Records Prior Inspection Property Owner X Other (describe) EXTERIOR VIEWING ONLY Data Source(s) for Gross Living Area ASSESSOR GENERAL DESCRIPTION GENERAL DESCRIPTION Heating / Cooling Amenities Car Storage Units X One One with Accessory Unit Concrete Slab Crawl Space FWA HWBB X Fireplace(s) # 1 None # of Stories 2 X Full Basement Finished Radiant WoodStove(s) # X Driveway # of Cars 2+ Type X Det. Att. S-Det./End Unit Partial Basement Finished X Other STEAM X Patio/Deck Driveway SurfaceASPHALT X Existing Proposed Under Const. Exterior Walls VINYL/BRICK Fuel GAS X Porch X Garage # of Cars 2 Design (Style) COLONIAL Roof Surface ASPH SHING Central Air Conditioning Pool Carport # of Cars N/A Year Built 1933 Gutters & Downspouts ALUM Individual Fence Attached X Detached Effective Age (Yrs) UNKNOWN Window Type DOUBLE HUNG Other Other Built-in Appliances Refrigerator Range/Oven Dishwasher Disposal Microwave Washer/Dryer X Other (describe) UNKNOWN, EXTERIOR ONLY Finished area above grade contains: 7 Rooms 3 Bedrooms 1.5 Bath(s) 2,153 Square Feet of Gross Living Area Above Grade Additional features (special energy efficient items, etc.) SEE ATTACHED ADDENDUM Describe the condition of the property and data source(s) (including apparent needed repairs, deterioration, renovations, remodeling, etc.). DWELLING. EXTERIOR FRONT VIEWING ONLY. UNKNOWN EXCEPT FOR FRONT OF Are there any apparent physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property? Yes X No If Yes, describe. UNKNOWN FROM FRONT EXTERIOR VIEWING ONLY. Does the property generally conform to the neighborhood (functional utility, style, condition, use, construction, etc.)? X Yes No If No, describe.
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8 THANK YOU FOR REVIEWING THE ENTIRE PROPERTY INFORMATION PACKAGE. WE LOOK FORWARD TO SEEING YOU AT THE AUCTION. IF YOU HAVE ANY QUESTIONS PLEASE DON T HESITATE TO CONTACT US! Jerome J. Manning, CAI, AARE, CES, RECS CEO/Chairman Justin Manning, CAI, AARE President Phone: Fax: JERRY@JJMANNING.COM JUSTIN@JJMANNING.COM
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