3 First American Way, Santa Ana, California Phone: (800) * Fax (800) FAACS GRADE REPORT

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1 3 First American Way, Santa Ana, California Phone: (800) * Fax (800) FAACS GRADE REPORT Wintrack Order #: Lender: FAY SERVICING, LLC./FAACS Asset #: Property Address: 2512 STONESEDGE BLVD, LITTLE RIVER, SC Property APN Attorney: ROGERS, TOWNSEND & THOMAS P.C. Address: 1221 MAIN STREET, 14TH FLOOR COLUMBIA, SC Contact: DONNA MILIKIN Phone: Fax: DONNA.MILIKIN@RTT-LAW.COM FAACS GRADE: GRADE E After review of the above referenced file, it is determined that the following issues need to be addressed upon recordation of the Foreclosure Sale Deed: FAACS RESOLVES: Foreclosure Deed/Deed in Lieu of Foreclosure has not been recorded CLIENT RESOLVES: TAXES DUE: 2016 taxes $ Verify Information with Tax Collector. Possible HOA dues Prepared By: DEFAULT USER Date: OCTOBER 24, 2016 * Property is assumed to be Fee Simple unless otherwise indicated. DISCLAIMER: This Grade Sheet is for informational purposes only. It is not an insured product or service or a representation of the condition of title to real property, and may not be used or relied on as such. It is not intended to replace or supplement the report to which it refers. First American expressly disclaims any liability to any person or entity for loss or damage, including direct, indirect, incidental, consequential, or punitive damages arising out of the use of the Grade Sheet.

2 FATIC-210X 1 First American Way Santa Ana, CA SCHEDULE A 1. Commitment Date: October 13, 2016 at 2. Policy or Policies to be issued: ( X ) (a) Owner s Policy (2006 Owner's Policy) Amount of Insurance $TBD ( ) (b) Loan Policy (2006 Loan Policy) Amount of Insurance $ ( ) (c) Other () Amount of Insurance $ 3. Fee Simple interest in the land described in this Commitment is owned, at the Commitment Date, by: Jamie R. Blair and Layla L. Colleran (nka Layla L. Blair) JTWROS 4. The land referred to in this Commitment is described as follows: SEE ATTACHED EXHIBIT A FOR LEGAL DESCRIPTION Issue Date: October 21, 2016 By: Authorized Signatory THIS COMMITMENT IS FURNISHED BY FIRST AMERICAN TITLE INSURANCE COMPANY OR ITS POLICY ISSUING AGENT SOLELY FOR THE ISSUANCE OF A POLICY OR POLICIES OF TITLE INSURANCE OF FIRST AMERICAN TITLE INSURANCE COMPANY. THIS COMMITMENT IS NOT AN ABSTRACT OR AN OPINION OF TITLE. LIABILITY UNDER THIS COMMITMENT IS DEFINED BY AND LIMITED TO THE TERMS AND CONDITIONS OF THIS COMMITMENT AND THE TITLE INSURANCE POLICY TO BE ISSUED. PERSONS AND ENTITIES NOT LISTED ABOVE AS PROPOSED INSUREDS ARE NOT ENTITLED TO RELY UPON THIS COMMITMENT FOR ANY PURPOSE. Page 1 of 4

3 FATIC-210X EXHIBIT A LEGAL DESCRIPTION All and singular, that certain piece, parcel or lot of land, situate, lying and being in Harry County, South Carolina, being shown and described as Lot 102 on "Stones Edge, Phase 1, Final Banded Subdivision Plat" prepared for Stone's Edge, LLC - Owner/Developer by Powell Associates of NIV1B, Inc. dated January 15, 1997, last revised September 28, 1998 recorded in the Office of the Register of Deeds for Harry County in Plat Book 163 at Page 148, reference to which is craved as forming a part of these presents. Page 2 of 4

4 FATIC-211X The following requirements must be met: SCHEDULE B SECTION I REQUIREMENTS 1. Pay the agreed amounts for the interest in the land and/or the mortgage to be insured. 2. Pay us the premiums, fees and charges for the policy. 3. Pay all taxes and/or assessments, levied and assessed against the land, which are due and payable. 4. You must tell us in writing the name of anyone not referred to in this commitment who will get an interest in the land or who will make a loan on the land. We may then make additional requirements or exceptions. 5. Documents, satisfactory to us, creating the interest in the land and/or the mortgage to be insured, must be signed, delivered and recorded: Mortgage from to secured by the land described in Schedule A herein. 6. We must be furnished with a copy of SCID 3601 executed pursuant to Section S.C. Code of Laws 1976, as amended, and an executed Notice of Availability of Title Insurance pursuant to S.C. Insurance Department regulation R-69-18, Vol. 25A of S.C. Code of Laws 1976, as amended. 7. Seller s/owner s Affidavit Indemnity executed by current owner(s) of the land on a form to be supplied by the Company stating that there have been no improvements to the land within the past 90 days which could give rise to a construction lien and that there are no accounts or claims pending and unpaid which could constitute a lien against the land. The affidavit will also state that affiant has no knowledge of any natural person or legal entity who has or could have a claim of right, interest or lien adverse to the Insured. 8. Receipt of the acknowledged Privacy Policy. 9. Completion of Foreclosure captioned Federal National Mortgage Association vs. Jamie R. Blair and Layla L. Blair, Horry County Docket No. 16-CP , and a deed to the successful bidder at the foreclosure sale must be recorded. 10. Mortgage from Jamie R. Blair and Layla L. Blair to Mortgage Electronic Registration Systems, Inc., as nominee for First Horizon Home Loans, recorded on September 17, 2007 in the original principal amount of $167,000.00, plus any payment, accrued interest, costs and penalties, and recorded in Book 4966 at Page 2456, subsequently assigned by assignment recorded in Book 5259 at Page 567, must be satisfied and cancelled of record. 11. Taxes for the year 2016, plus any penalties, must be paid and Company provided with paid receipt. 12. Rollback taxes, if any, must be paid and Company provided with paid receipt. 13. Payment of any homeowner association dues, if any, are now due and payable. Page 3 of 4

5 FATIC-212X SCHEDULE B SECTION II EXCEPTIONS Any policy we issue will have the following exceptions unless they are taken care of to our satisfaction. 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession in the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. Any mineral or mineral rights leased, granted or retained by current or prior owners. NOTE: Exceptions Numbered 1-5 above will be hereby deleted upon issuance of the Loan Policy Only. 6. Taxes and assessments for the year 2017 and subsequent years, not yet due and payable. 7. Facts which would be disclosed by a comprehensive survey of the premises herein described. 8. Building setback line 20' front, 10' side, 15' rear as shown on Plat recorded in Plat Book 163 at Page ' Utility Easement adjacent to road R/W; 15' Utility Easement centered on all Utility Lines as shown on plat recorded in Book 163 at Page No liability is assumed for payment of Homeowners dues or any other assessments. 11. Special Assessments, if any, established in Declaration of Covenants, Restrictions and Conditions recorded in Book 2018 at Page 725 and any outstanding amounts due thereof. 12. Rights of others in and to the use of the common areas. 13. Restrictions recodred in Book 2018 at page 725 and amended in Book 2177 at Page Assignment of rights recorded in Book 2163 at Page 965 and Book 2280 at Page Easement recorded in Book 2095 at Page 683, Book 2095 at Page 682 and Book 2031 at Page 221. Page 4 of 4