Normal and Customary Expense Limits

Transcription

1 Normal and Customary s 9A CERTIFICATES PROOF OF CLAIM A ABANDONED CAR REMOVAL SERVICE COST $ ABSTRACT $ BOARDING ABSTRACT OF TITLE $ BPO $ AD-LITEM GUARDIAN $ C ADVERTISING $1, CARPET CLEANING ADVERTISEMENT FEE FCL POSTING $1, CASH FOR KEYS ALIAS SUMMONS CASH FOR KEYS (SONYMA) APPOINTMENT OF CERT OF SUB TRUSTEE REGULARITY APPRAISALS $ CERTIFICATE OF OCCUPANCY ASBESTOS REPORT CERTIFIED CHECK $10.00 ASSESSMENTS CERTIFIED DOCS ASSIGNMENT CERTIFIED MAIL ATTORNEY COST OF COPIES CLEANING AUCTIONEER FEE $ CLERK COSTS AUDITORS FEE $ CMA (COMPARATIVE MARKET ANALYSIS) $ B COMMISSIONER FEE COSTS $ COMPLAINTS $ COURT RE CONDO FEES FILING CONDO FEES MAINTENANCE FEE $85.00 MFR CONVEYANCE $ Page 1 of 6

2 CO-OP FEES $1, E COPYING FEE $50.00 EMERGENCY REPAIRS COURIER SERVICES ENDORSEMENT FEE COURT COSTS $ ENGINEERING REPORTS COURT SERVICE $ ENVIRONMENTAL INSPECTION COVER POOL ESTIMATE $50.00 CREDIT CHECK $25.00 EVICTION COSTS D EVICTION DEBRIS REMOVAL DEBRIS REMOVAL (INTERIOR & F EXTERIOR) DEED RECORDING FIELD INSPECTION $50.00 DEED-IN-LIEU / OTHER (DC) $ FILING FEES $ DEFAULT PACKAGE FORECLOSURE REVIEW COSTS $ DEMAND LETTER FORECLOSURE DEED DEPOSIT FOR SALE G DEWINTERIZATION $ GENERAL CLEANING DOCKET FEE $50.00 GEOLOGICAL REPORT DOCUMENT STAMPS GRASS CUT $ DRAIN POOL GRASS CUT PHOTO $50.00 DRIVE-BY BPO (BROKERS PRICE OPINION) DUMPING FEE $ GROUND RENTS GUARDIAN AD LITEM $ Page 2 of 6

3 H N HOA TRANSFER FEE NOTARY FEES $25.00 I NOTICE OF DEFAULT INITIAL GRASS CUT $ NOTICE OF SALE INSPECTIONS $50.00 O INSPECTIONS/PHOTOS $30.00 OFFICER CONDUCTING $ SALE J P JUDGEMENT REVIEW PADLOCK JUDICIAL REPORTS $ PEST TREATMENT L PHOTOS LAND LEASE POOL AND SPA DRAINING LIS PENDENS POOL DRAINING LOCK CHANGE POOL MAINTENANCE M POSTAGE COSTS MAILING FEE $ POSTAL MARKET ANALYSIS $ POSTING MOTION FEES POSTPONE SALE $ MOTOR VEHICLE PRESERVATION COURT ORDER $ MOVING POSSESSIONS $ PROCESS FEE $ MUNCIPAL TAX PROCESS $25.00 SERVICE $ Page 3 of 6

4 PROPERTY REGISTRATION FEE Normal/ Customary PROPERTY REPORT $ PUBLICATION $1, PUBLICATION/ADVER TISING R RECORD (DIL, LIEN, NOD, SOT, TRUST DEED) $ SECURE POOL SECURE PROPERTY SEPTIC INSPECTION $1, SERVICE FEES $ SERVICE-STATE REQUIRED $ SHERIFF DEED RECORDING FEE $ SHERIFFS COSTS $2, REFEREE FEE $ SKIP TRACE $ REFEREE FEE NEW SMOKE $ YORK DETECTORS $60.00 REKEY PROPERTY SNOW REMOVAL REO TITLE STORING $50.00 CANCELLATION POSSESSIONS REO UTILITIES STRUCTURAL REPORT REPAIR BIDS SUBPOENA SERVICE REPAIR INSPECTIONS SUMMONS REQUEST DEED OF SUPERIOR $25.00 TRUST REVIEW FEE ROOF INSPECTION SURVEY $ S T SALE FEE $ TAX LIEN SALE REQUEST TAX REPORT $50.00 SALES TAX $25.00 TERMITE INSPECTION SCRA/MILITARY TERMITE $50.00 TREATMENT Page 4 of 6

5 TITLE COSTS TITLE EXAM TITLE POLICY TITLE REPORT TITLE TITLE UPDATE $ TITLE WORK TRACER REPORT TRASH REMOVAL TRIP CHARGE $45.00 TRUSTEE FEES TRUSTEES SALE GUARANTEE (TSG) $ U UTILITIES (ELECTRIC, GAS, SEWER, WATER) $ UTILITY SERVICE FEE (NON-REFUNDABLE) $50.00 V VACANCY AFFIDAVIT/CERTIFICA $30.00 TION W WINTERIZATION $ WITNESS FEE WRIT FEE $25.00 Y YARD CARE $ Please Note: This information is valid as of 5/19/2015 and is subject to change at any time without notice. Actual expense amounts should be claimed. Expenses beyond the normal and customary limits can be submitted with supporting documentation (i.e. invoices). Genworth Mortgage Insurance reserves the right to request invoices at any time, including for expenses within the above limits. Persons who knowingly and with intent to injure, defraud or deceive any insurance company, file a statement of claim containing false, incomplete or misleading information are subject to criminal and civil penalties including prosecution and punishment for insurance fraud which may be a felony. Page 5 of 6

6 EFFECTIVE DATE JULY 28, 2015 Bonuses Code Violation Fees Collection Fees Connectivity Fee Expenses prior to the default date Non-Claimable Expenses Non-Claimable Expenses Expenses advanced > 60 days from the earlier of lender acquisition of title or property sale date Flat Fees (typically associated with property management) Incentives Late Interest or Fees Liens (i.e. HOA liens, Tax Liens) Non Defined items (i.e. other or unknown) Penalties PMI Premiums (Genworth will reimburse PMI premiums paid after default. The reimbursement is processed after claim settlement.) Repairs (non-emergency) Servicing Fee Sheriff's Deposit (Sheriff's Fee is claimable once the amount has been reconciled) Tech Usage Fees Please Note: The above non-claimable expenses are not all-inclusive and are examples of the most common expenses claimed by servicers that are not covered under the mortgage insurance policy. Other expenses not mentioned above may also be non-claimable expenses. Page 6 of 6