I BUY HOUSESFAST INC.
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1 I BUY HOUSESFAST INC. 1 of 2 LEASE AGREEMENT (O) This LEASE AGREEMENT is made and entered into this day of, 20 by and between, hereafter referred to as Landlord, and I Buy Houses Fast Inc. and/or assigns, hereafter referred to as Tenant. PROPERTY ADDRESS: Landlord leases to Tenant, upon terms and conditions contained herein, the dwelling located at, in the city of, Province of Postal code. LEASE TERM: The said premises, as described above, is hereby leased to the Tenant for months for the period commencing on the: day of, 20 and thereafter until the day of, 20. The Term will be automatically extended for period(s) of months. Tenant may at anytime give 30 days notice to the Landlord of their intent to terminate this agreement. OPTION: It is further mutually agreed that the Landlord hereby grants to the Tenant an exclusive Option to Purchase at any time, which is another Purchase Option contract that forms part of this contract which both above parties have agreed upon and signed, on the said above described premises during the term of this Lease for the purchase price of $ less any designated credits, payments or deposit stated on this Lease or attached Purchase Option Agreement. RENT: Tenant shall pay the sum of $ per month on or before the eighth (8 th ) day of the month, unless another payment date is agreed to. This payment includes the Landlord s mortgage payment amount. This is Subject to Tenant procuring a suitable sub-tenant or assignee and payments will commence on. It is also hereby agreed that the full amount of the mortgage(s) principle paid down which is approx. $ per month, and increasing monthly, shall be applied toward reducing the purchase price if the Tenant exercises their option to purchase the above property. The Option consideration is $ and shall be credited towards the down payment and reduce the purchase price of the property. ASSIGNMENT: Tenant shall be permitted the right of sub-letting or assignment. If this agreement is assigned, Tenant shall be released from any further liability hereunder. If the property is sub-letted then the Tenant in this agreement is the legal tenant not the subtenant. Landlord agrees not to interfere with any sub-tenants at the property. Form No. L04.16
2 ACCESS: Tenant shall have immediate access to the property and a key to show the property for selling or renting to all prospective sub-tenants /buyers and/or assigns. The Landlord agrees to have the property vacant and all junk removed no later than and the Tenant has the right to change the locks after this date regardless of any belongings left at the property. 2 of 2 INSURANCE: Landlord shall protect Tenant s equitable interest by maintaining or obtaining a Non-Owner Occupied Insurance policy upon the property and naming Tenant as additional insured. In the event of destruction in whole or in part of the property Tenant shall have the option to proceed with the Option to Purchase Agreement and accept the insurance proceeds for said damages, or to declare this agreement null and void, releasing both parties from any obligations hereunder, except for the return of all monies paid by the Tenant which shall become due and payable immediately from the insurance proceeds. THE TENANT, in consideration of the leasing of the said premises as aforesaid, covenants and agrees to the following: To pay the rent or mortgage for said premises as herein above provided To keep the premises in good condition and state of repair UTILITIES / SERVICES: Tenant agrees to pay all utilities and services with the exception of the following, which the Landlord agrees to pay: insurance, taxes and homeowner s fees. APPLIANCES: All appliances will remain with the property. MERGER CLAUSE: This agreement shall constitute the full and complete understanding of the parties and supersedes all prior written or oral agreements. There shall be no further additions or changes to this agreement unless the same is reduced to writing and signed by both parties. Landlord Signature Date Landlord Signature Date Authorized Partner Signature Date Partner Name / Form No. L04.16
3 I BUY HOUSESFAST INC PURCHASE OPTION AGREEMENT (O) 1 of 3 THIS PURCHASE OPTION AGREEMENT is made and entered into this day of, 20 by and between the Optioner hereafter referred to as SELLER and I Buy Houses Fast Inc. and/or assigns the Optionee hereafter referred to as BUYER. PROPERTY ADDRESS: The dwelling is located at in the city of, Province of Postal code. THE SELLER AND BUYER MUTUALLY AGREE to sign a conditional Offer to Purchase Agreement to attach to this Purchase Option contract within 5 days of signing this Purchase Option Agreement and will form part of this contract. SELLER AGREES this agreement is subject to Buyer approving a qualified resident to occupy the property. IN VALUABLE CONSIDERATION the Seller hereby grants the Buyer an Option to Purchase the above stated property under the following terms: SELLER GRANTS to Buyer, the right to purchase the above property at any time during the term of the Lease agreement dated. Seller agrees to finalize the sale on the property within a 30-day period or sooner from the Buyer giving notice and Seller agrees to any extensions if necessary without penalty. SELLER AGREES to make all mortgage payments on time and supply the Buyer with receipts every 3 months. Seller agrees to renew the mortgage(s), not to increase the mortgage(s) and agrees not to get an additional mortgage or loan on the property during the term of the Lease Agreement and Purchase Option Agreement. SELLER FURTHER AGREES to pay the property taxes on the property in a timely manner and to provide the Buyer with a certified copy of the paid invoice on the property taxes yearly. SELLER FURTHER AGREES that Buyer shall be credited with the full amount of principle paid down of the mortgage(s) from each monthly payment of $. All and any monies paid by Buyer hereunder shall create a security interest against the property under the provisions of the personal property security act. THE PURCHASE PRICE shall be $ today only. When the Option is exercised any designated option payments, regular payments, and any and all monies paid will be credited towards and reduce the Purchase Price. Form No. PO04.16
4 2 of 3 SELLER AGREES to leave all fixtures and appliances with the property. BUYER SHALL at his/her expense make all repairs under $ per month, not to exceed $ per year. SELLER SHALL PROTECT Buyer s equitable interest by maintaining or obtaining a Non-Owner Occupied Insurance policy naming the Buyer as additional insured. In the event of destruction to the property in whole or in part Buyer shall have the option to proceed with the closing and accept the insurance proceeds for said damage, or to declare this agreement null and void, releasing both parties from any obligations hereunder, X except for the return of monies paid by the Buyer which shall become immediately due and payable from the insurance proceeds. SELLER GUARANTEES that the building meets all fire codes, city codes and zoning by-laws, or will make the necessary repairs to meet these by-laws before closing. BUYER SHALL BE PERMITTED THE RIGHT OF SUB-LETTING OR ASSIGNMENT. If this agreement is assigned Buyer shall be released from any further liability hereunder. If the property is sub-letted the Buyer in this agreement is the legal tenant. BUYER SHALL HAVE IMMEDIATE ACCESS to the property and given a key to the property for the purposes of either renting or reselling it, and buyer is not limited to any means for renting or selling it including any realtors or private selling organizations. SUCCESSORS AND ASSIGNS: The heirs, executors, administrators, successors and assigns are bound by the terms herein. SELLER AGREES that all prepaid items shall be transferred to the Buyer at no extra cost at closing. INSPECTION: This agreement is subject to a final inspection and approval of the property in writing by the Buyer, prior to taking possession, and such inspection and approval to be at Buyer s sole discretion. MORTGAGE DISCHARGE: It is agreed the purchase price will be the discharge amount of the mortgage(s). As of this signing the mortgage balance is $. The mortgage balance is not to exceed this amount. Each monthly payment by buyer will act as a claim against the property.
5 3 of 3 DEFAULT BY SELLER (PAYMENTS): In the event the Seller is delinquent on any payments, such as mortgage, taxes, insurance, and agreed contribution payments required under this agreement or pertinent to the above property the Buyer shall have the right to make such payments as necessary on behalf of the Seller. In the event the Seller defaults under any of the terms of this or any agreement any monies paid shall create a security interest against the property under the provisions of the personal property security act. Profits lost will be deemed to be liquidated damages on demand and Seller will also pay any expenses for the collection of any liquidated damages. DEFAULT BY SELLER (MAINTENANCE AND REPAIR): The Buyer shall have the right to make any repairs, maintenance, and improvements as Buyer shall deem necessary proper or desirable. The Buyer shall be solely liable for payment for said improvements and shall hold Seller nameless there from, except that any electric, plumbing, heating or cooling system or major roofing that is not in move-in condition or out of order at the time of renting or any repairs exceeding $500 at the commencement of this lease or within 30 days of a qualified Buyer living on the premises. If the Seller cannot or will not make the repairs necessary the Buyer will have the option of either voiding this agreement or making such repair but will receive a discount at closing of sale or reduced payments. ACKNOWLEDGEMENTS: The undersigned acknowledges that this Agreement has been fully read, and that the Seller is competent, understands it, agrees to it, and confirms receipt of a copy. The Seller agrees that the Buyer shall be entitled to register Notice against the property, at any time, of this agreement regarding the underlying property. The Seller also agrees and understands that there could be a significant increase in value and releases any claim that the seller may have to any such appreciation or equity. Buyer is entitled to any amount of profit that may ultimately result from the subsequent sale of The Property. The Seller is also advised to seek legal, tax, technical expertise, and any other counsel of their choosing concerning this contract prior to signing. IT IS MUTUALLY AGREED that this Agreement and any other agreement attached is subject to business days for final approval by Buyer. If the Buyer does not provide written notice that they are not satisfied, within the time agreed, this agreement shall become firm and binding on all parties. Authorized Partner Date Partner Name Landlord/Seller Date Witness Date Form No. PO04.16
6 AUTHORIZATION TO RELEASE INFORMATION I hereby authorize you to release any and all information regarding my mortgage, finances and/or property to that he may require for the purpose of representing me. I also give full authorization for him to speak on my behalf and to make any changes necessary to any accounts with any Utility Companies including. Thank You. Signature Soc. Ins. # Mortgage # Printed Name Account # Phone# Signature Soc. Ins. # Mortgage # Printed Name Account# Phone# Date
7 Change of Mailing Address I would like all my Mortgage Statements, Utility bills and any other Notices mailed to: 3023 New Street P.O. Box Burlington, ON L7R 4L6 Thank You. Signature Account# Printed Name Address Phone# Date
8 Notice Of Security Interest Property Collateral: Legal Description: Owner/Debtor: I hereby agree that I Buy Houses Fast Inc. shall create a security interest against the property listed above at any time in the amount of under the provisions of the Personal Property Security Act. I acknowledge that in so doing, I Buy Houses Fast Inc. may provide an instrument registered on title to the Property evidencing this claim of interest. THIS INSTRUMENT is, and shall be deemed for all purposes, a specialty and shall take effect as a sealed instrument and shall be construed, governed, and enforced in accordance with the laws of the Province. Dated at, Ontario, this day of Printed Name Signature Printed Name Signature Witness
9 Seller Acknowledgement I, (Seller), on this day of, 20, have agreed in writing to sell the property commonly known as, (The Property) to I Buy Houses Fast Inc. (Buyer) and/or assigns, according to the terms and conditions contained in the Purchase and Sale Agreement and I further acknowledge that I received a copy and accept and acknowledge as follows: 1. OWNERSHIP OF THE PROPERTY: I am the owner of The Property (or I have an equitable interest in The Property) and am able to contract for its sale. 2. ACCEPTANCE: I have reviewed the terms and conditions contained in The Agreement and have accepted Buyer's offer and conditions to purchase The Property and agree to finalize the sale on the property within a 30-day period or sooner from the Buyer giving notice. 3. GOOD AND VALUABLE CONSIDERATION: I have received good and valuable consideration in signing The Agreement, and I acknowledge both the receipt and the sufficiency of the consideration. 4. IN MY BEST INTEREST: I am satisfied with The Agreement and have agreed to sell The Property because it is in my/our best interest to do so. 5. FULLY INFORMED AND NOT CONFUSED: I have signed The Agreement being fully informed and with sufficient understanding of all terms and conditions contained therein. I am not confused about any aspect of The Agreement. 6. SATISFIED WITH THE SALES PRICE: I understand I may be selling the property above or below market value. I am aware the buyer is taking a risk regardless and even if at a discounted price it is in my best interest as I am satisfied with the sales price and terms I have negotiated. 7. SALE IS FINAL: I understand by signing The Agreement, I have agreed to sell The Property to the Buyer and am now bound by the terms and conditions described in The Agreement. I further understand that I cannot change my mind or cancel the contract at some later date, nor can I continue to advertise the property or enter into any other Agreement with any other party. 1of 3 Form No. SA10.15
10 8. NOT A LOAN: I understand The Agreement I have signed is for the outright sale of The Property and is not intended to be a loan of any kind. 9. TIME: I am aware and fully informed that the sale of this property could take many months or years to complete. I contacted the Buyer because I need help with this property. I am bound by this Agreement regardless if my situation gets better or worse over time. 10. I understand my loan has a due on sale clause, which means the lender could call the loan due and payable which could affect my credit and financial situation. 11. AGREEMENT MAY BE ASSIGNED: I understand Buyer may assign The Agreement to another 3 rd party and I may be closing the sale with someone other than Buyer and if assigned the Buyer shall be relieved and released from all of its obligations hereunder. 12. MORTGAGE: I understand the loan or mortgage will stay in my name until paid in full and I have not been promised a specific date that this will happen unless so stated in another closing document. I also agree to be compliant with any extensions with the closing date without penalty and I will cooperate with the Buyer in the future knowing my situation may change. 13. BUYER ENTITLED TO MAKE A PROFIT: I understand Buyer may resell The Property and may realize a profit in doing so. I understand that there could be a significant increase in value and I release any claim that I may have to any such appreciation or equity. Buyer is entitled to any amount of profit that may ultimately result from the sale of The Property. 14. LEGAL COUNSEL ADVISED: I acknowledge Buyer has advised me to seek independent legal counsel to review The Agreement. 15. FINANCIAL REVIEW ADVISED: I acknowledge Buyer has advised me to seek an independent financial advisor to review The Agreement. 16. FAIRLY NEGOTIATED: I understand Buyer has negotiated on his own behalf and likewise I have negotiated on mine. I acknowledge The Agreement has been negotiated fairly and Buyer has not taken advantage of me or my current situation. 17. NO PRECLUDING AILMENTS: I have no physical, mental or emotional ailments that preclude me from signing The Agreement. 18. NOT UNDER THE INFLUENCE: I am not now under the influence of alcohol or any other mind-altering substance, nor am I taking medication that would alter my judgment or make me unable to think clearly. 2 of 3
11 19. PREMISES: I acknowledge that I do not have the right to go to the premises, enter the premises, or interfere with anybody at the premises after the agreed possession date, which is also no later than the first payment from Buyer, unless I have written permission from the Buyer. 20. NO OTHER PROMISES: I have not been promised anything other than what is described in The Agreement. There are no unresolved issues, no side agreements, nor are there other terms not disclosed in The Agreement. I also acknowledge due to the circumstances of this property and my situation that this sale could take many years to complete. 21. NOT UNDER DURESS: I am not under duress and have signed The Agreement of my own free will, without any undue financial pressure. Buyer, its agents or assigns has in no way pressured me into signing any Agreement. 22. NOTICE: I have received a copy of the Agreement and I acknowledge and agree that the Buyer shall be entitled at any time to register notice against the property of Agreement of Purchase and Sale, Purchase Option Agreement, or Notice of Security and any other such document evidencing my intention to sell on such terms as may be contained in the said document and as well any monies paid by Buyer hereunder shall also create a security interest against the property under the provisions of the personal property security act. 23. FULLY SATISFIED WITH AGREEMENT: I am fully satisfied with all terms and conditions contained in The Agreements and I also Thank I Buy Houses Fast Inc. for Helping me with my property and situation. Dated on this day of, 20. Seller Seller Witness 3 of 3
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