Features of 2 Spruce Road, Lewisboro

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1 Features of 2 Spruce Road, Lewisboro Net Sale Price: $235,325 3 Bedroom Single Family Home 2 Car Detached Garage with 1 Bedroom Accessory Apartment Cathedral Ceilings +/ Sq.Ft. Master Bedroom w/fireplace 1-1/2 Baths Kitchen/Dining Room Family Room Laundry Room Deck Member of Lake Kitchawan Association with Lake Rights Located in Hamlet of South Salem.66 Acres Features of 106 Lake Kitchawan Drive, Lewisboro Net Sale Price: $207,840 3 Bedroom Single Family Home Living Room/Dining Room/Kitchen One Bathroom Laundry Area +/- 960 sq.ft (not including basement) Front Deck and Rear Open Porch Unfinished Basement Backs up to 375 Acre Protected Nature Preserve Member of Lake Kitchawan Association with Lake Rights Located in Hamlet of South Salem.22 Acres Town of Lewisboro The Town of Lewisboro is located in northeastern Westchester County. It is bordered on the North by the Town of North Salem, on the south by the Town of Pound Ridge and on the west by the Towns of Bedford and Somers. Ridgefield, Connecticut borders Lewisboro on the east. According to the 2010 Census, it has a population of approximately 12,000 people. It is served by the Katonah-Lewisboro School District. Its high school John Jay High School is among the top 200 high schools in the nation according to Newsweek. There is a Lewisboro Library and a Recreation & Parks Program. Residents shop in the nearby hamlet of Golden s Bridge and Ridgefield. The major highways close to Lewisboro and Interstate 684 and the Merritt Parkway connecting to points North and South.

2 2 Spruce Road, Lewisboro Single Family Home w/accessory Apartment) Affordability Analysis December 2015 Fair & Affordable Housing (All figures are approximate and are subject to change) THREE BEDROOM W/ ONE BEDROOM ACCESSORY APARTMENT Sale Price $ 315,325 NYS Down Payment $ (80,000) Assistance Net Sale Price $ 235,325 5% Down Payment $ (11,770) Mortgage Amount $ 223,555 Principal + Interest** $ 1170 Approximate taxes $ 945 Insurance $ 125 Association Dues $ 20 Total Housing Payment (PITI) Approx. income needed to carry payment $ 2,260 $ 74,980* *If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary. Rental Income ($800/month) **Assumes 30 year fixed rate mortgage at 4.75 % Maximum Income Limits as of June 2015 (Income limits are subject to change) No. of Persons Income Limit 3 $76,100 4 $84,550 5 $91,350 6 $98,100 7 $104,840 Housing Action Council 12/2015

3 2 Spruce Road, Lewisboro Picture and Floor Plan

4 106 Lake Kitchawan Drive, Lewisboro Single Family Home Affordability Analysis December 2015 Fair & Affordable Housing (All figures are approximate and are subject to change) THREE BEDROOMS Sale Price $ 377,840 Westchester County $ (170,000) Assistance Net Sale Price $ 207,840 5% Down Payment $ (11,390) Mortgage Amount $ 196,450 Principal + Interest** $ 1025 Approximate taxes $ 445 Insurance $ 100 Association Fee $ 20 Total Housing Payment (PITI) Approx. income needed to carry payment $ 1,590 $ 57,820* *If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary. **Assumes 30 year fixed rate mortgage at 4.75% Maximum Income Limits as of March 2015 (Income limits are subject to change) No. of Persons Income Limit 3 $76,100 4 $84,550 5 $91,350 6 $98,100 Housing Action Council 12/2015

5 106 Lake Kitchawan Drive, Lewisboro Picture and Floor Plan

6 Features of 491 Franklin Street, Rye Brook Net Sale Price: $161,700 Well Maintained Two Family Home +/ sq.ft plus Basement Two Bedroom Unit on First Level One Bedroom Unit on Second Level Fireplace Two Car Garage Unfinished Attic & Basement Backyard Rental Apartment Separately Metered for Heat, Hot Water & Electric.13 Acres Village of Rye Brook Rye Brook is in southeast Westchester County bordered by Rye, Port Chester, Harrison, and Long Island Sound. Major retail is conveniently located in nearby Port Chester. The Metro North train stations are within driving distance, in nearby Rye and Port Chester. Rye and Port Chester train stations provide commuter rail service to Grand Central Terminal and Stamford. The site enjoys easy access to I-287, a major east-west roadway and I-95, a major north-south roadway. The site is conveniently located approximately four blocks from Bee-Line Bus Route #13 which runs along Westchester Avenue. The route leads to the center of Port Chester and downtown White Plains. Residents would utilize the award winning schools in the Port Chester school district. The Village of Rye Brook offers a host of activities at its senior and family oriented community center, the Anthony J. Posillipo (AJP) Community Center. The Village of Rye Brook has six (6) major parks, totaling nearly 100 acres in all. Rye Brook residents also enjoy use of the shared facilities in the Town of Rye, such as Crawford Park, Rye Town Park, and Oakland Beach. The Village of Rye Brook has independent Police and Sanitation departments and shares Fire and Library services with nearby Port Chester. Nearby hospitals include Greenwich Hospital in Greenwich, CT, and White Plains Hospital in White Plains, NY, both within a 15-minute range.

7 491 Franklin Street, Rye Brook Two Family Home Affordability Analysis December 2015 Fair & Affordable Housing (All figures are approximate and are subject to change) TWO BEDROOMS W/ONE BEDROOM RENTAL APARTMENT Sale Price $ 441,200 Westchester County $ (279,500) Assistance Net Sale Price $ 161,700 5% Down Payment $ (8,085) Mortgage Amount $ 153,615 Principal + Interest** $ 805 Approximate taxes $ 750 Insurance $ 125 Total Housing Payment (PITI) Approx. income needed to carry payment $ 1,680 $ 53,890* *If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary. **Assumes 30 year fixed rate mortgage at 4.75 % Maximum Income Limits as of June 2015 (Income limits are subject to change) No. of Persons Income Limit 2 $67,650 3 $76,100 4 $84,550 5 $91,350 Housing Action Council 12/2015

8 491 Franklin Street, Rye Brook Picture and Floor Plan

9 Features of 240 Halstead Avenue, C-4, Harrison Net Sale Price: $160,000 Updated 2 Bedroom Condominium in Marion Court +/- 850 sq.ft Living Room/Dining Room/Eat In Kitchen Updated Bathroom with Granite Vanity Top Ceiling Fans Hardwood Floors Features of 70 West St., A-17, Harrison Net Sale Price: $175,000 Fully Renovated 2 Bedroom Condominium in Harrison House +/-800 sq.ft Hardwood Floors Kitchen features maple cabinets, granite countertops, stainless steel appliances & glass mosaic backsplash Private Balcony Complex includes barbeque area, shared laundry & storage area Features of 17 Broadway, Unit 2C Net Sale price: $132,601 One Bedroom Condominium at The Broadway +/700 sq.ft. Updated Kitchen w/stainless Steel Appliances Hardwood Floors Large Master Bedroom Private Balcony Garage Parking & Storage Cage Town/Village of Harrison The Town/Village of Harrison is located 22 miles northeast of Manhattan. It is bordered by North Castle, White Plains, the Town and City of Rye, Mamaroneck and Scarsdale. According to the 2010 Census, it has a population of approximately 27,000 residents. It is served by the Harrison Central School District. It is home to MasterCard and Pepsico, State of New York University Purchase and Manhattanville College. The Harrison Recreation Department offers year round indoor and outdoor programs for children and adults. The Recreation Department also sponsors an active Senior Citizen Club that is located near the properties. Major nearby highways include the New England Thruway (I-95), Cross Westchester Expressway (I-287) and Hutchinson River Parkway. Properties are located in close proximity to Bee Line bus stops. The three properties are within walking distance of shops, restaurants, places of worship and Harrison Metro-North Railroad. There are 35 minute express trains to Grand Central Terminal.

10 240 Halstead Avenue C-4, Harrison Marion Court Condominium Two Bedroom Condo Affordability Analysis December 2015 Fair & Affordable Housing (All figures are approximate and are subject to change) TWO BEDROOMS Sale Price $ 294,000 Westchester County $ (134,000) Assistance Net Sale Price $ 160,000 5% Down Payment $ (8,000) Mortgage Amount $ 152,000 Principal + Interest** $ 795 Approximate taxes $ 335 Common Charges $ 385 Walls In Insurance $ 20 Total Housing Payment (PITI) Approx. income needed to carry payment $ 1,535 $ 56,910* *If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary. **Assumes 30 year fixed rate mortgage at 4.75 % Maximum Income Limits as of June 2015 (Income limits are subject to change) No. of Persons Income Limit 2 $67,650 3 $76,100 4 $84,550 5 $91,350 Housing Action Council 12/2015

11 240 Halstead Avenue, Unit C4, Harrison Picture and Floor Plan

12 70 West Street, A-17, Harrison Harrison Court Condominium Two Bedroom Condo Affordability Analysis December 2015 Fair & Affordable Housing (All figures are approximate and are subject to change) TWO BEDROOMS Sale Price $ 296,355 Westchester County $ (121,355) Assistance Net Sale Price $ 175,000 5% Down Payment $ (8,750) Mortgage Amount $ 166,250 Principal + Interest** $ 870 Approximate taxes $ 320 Common Charges $ 335 Walls In Insurance $ 50 Total Housing Payment (PITI) Approx. income needed to carry payment $ 1,575 $ 57,275* *If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary. **Assumes 30 year fixed rate mortgage at 4.75 % Maximum Income Limits as of June 2015 (Income limits are subject to change) No. of Persons Income Limit 2 $67,650 3 $76,100 4 $84,550 5 $91,350 Housing Action Council 12/2015

13 70 West Street, Unit A-17, Harrison Picture and Floor Plan

14 17 Broadway, Unit 2C, Harrison The Broadway Condominium One Bedroom Condo Affordability Analysis December 2015 Fair & Affordable Housing (All figures are approximate and are subject to change) ONE BEDROOM Sale Price $ 303,250 Westchester County $ (170,645) Assistance Net Sale Price $ 132,605 5% Down Payment $ (6,630) Mortgage Amount $ 125,975 Principal + Interest** $ 660 Approximate taxes $ 300 Common Charges $ 395 Walls In Insurance $ 50 Total Housing Payment (PITI) Approx. income needed to carry payment $ 1,405 $ 51,090* *If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary. **Assumes 30 year fixed rate mortgage at 4.75 % Maximum Income Limits as of June 2015 (Income limits are subject to change) No. of Persons Income Limit 1 $59,200 2 $67,650 3 $76,100 Housing Action Council 12/2015

15 17 Broadway, Unit 2C, Harrison Picture and Floor Plan