Homebuyer Presentation
|
|
- Shana Sims
- 6 years ago
- Views:
Transcription
1 Click to View New Homes Tina Hess Coldwell Banker Realtor Homebuyer Presentation Everything you need to know Make buying your home easy and affordable. Click To Apply
2 Click to View New Homes Tina Hess Coldwell Banker Realtor Why Buy? Tax deductions Stable housing costs Gain equity You control your property
3 Are You Ready to Buy Steady income Pay bills on time Low to medium debt Down payment available Ability to pay mortgage
4 What Type of Home Type of community New home Resale home Fixer-upper Features # Bedrooms # Bathrooms Garage, etc.
5 How Much Can You Afford? Housing costs < 29% of gross income Housing costs & debt no more than 36% of gross income Consider special loan programs
6 Why Be Pre-Approved? You know what you can afford before you begin to shop Shows sellers you are serious about buying Can make an offer as soon as you find the home you want
7 Documents for Pre-Approval? Pay stubs (1 month) W-2 forms (2 years) List of long term debt Recent bank statements Tax returns (2 years) Proof of any additional income Identification
8 What Kind of Mortgage Will be Right for You? Do you expect your finances to change? Are you planning to live in the home for a long time? Are you comfortable with your payment fluctuating? Do you want to have your mortgage paid off by a certain time?
9 Fixed Rate Mortgage Payments remain the same 15 or 30 year repayment terms Advantages: predictability & insurance against rising interest rates
10 Adjustable Rate Mortgage Payments increase or decrease on a regular schedule with interest rate changes Increases are subject to limits ARM linked to specific index or margin Advantages include a low initial interest rate with lower monthly payments
11 15 VS 30 Year Term 30-Year in first 23 years of loan more interest paid than principal affording larger tax deductions 15-Year Loan is generally at a lower interest rate and equity is built faster because early payments pay more to principal.
12 Special Programs Available First time homebuyers No down payments Less than perfect credit Heavy debt burden Irregular income or self employed
13 How A Realtor Can Protect You Seller is represented by the listing Realtor Listing Realtor is bound to protect and represent the seller A buyer s agent would be bound to protect and represent you (the buyer)
14 Click to View New Homes Tina Hess Coldwell Banker Realtor Begin Looking For Homes Compare to list of must haves Imagine your furniture will it fit? What is the state of repair (or disrepair)? Imagine it in all seasons Ask your Realtor to point out the pros & cons
15 Click to View New Homes Tina Hess Coldwell Banker Realtor When You Find The Right Home Determine amount you re willing to offer Decide how much earnest money you ll put down
16 Click to View New Homes Tina Hess Coldwell Banker Realtor Determining The Offer Amount What are comparable homes selling for What is the home s condition How long has the home been on the market What are the financing terms What is the seller s situation Rely on your Realtor for guidance Be prepared to negotiate
17 Click to View New Homes Tina Hess Coldwell Banker Realtor About The Earnest Money Deposit Usually between 1-5% of the purchase price If offer is accepted, earnest money becomes part of your down payment or closing costs If offer is rejected, the money is returned to you If you back out of the deal, you forfeit the money
18 Click to View New Homes Tina Hess Coldwell Banker Realtor Making The Offer Realtor will assist you in making the offer, which will include: Legal description of property Amount of earnest money Down payment and financing details Proposed closing date Price you are offering Length of time offer is valid Details of the deal
19 Home Inspection Contract should be contingent upon it Professional inspector evaluates safety and condition of the home Includes structure, construction and mechanical systems
20 Closing Costs Include Escrow fees Property taxes Interest Loan origination fee Recording fees Survey fee Appraisal Homeowners insurance Mortgage insurance (if applicable) Title insurance Loan discount points First payment to escrow account
21 Click to View New Homes Sherri Grant Keller Williams Realty Realtor On Closing Day Present receipt of homeowner s insurance Closing agent will list money you owe seller and money seller owes you Seller will provide proofs of any warranties or inspections You ll read documentation & sign on the dotted line You ll pay all closing costs and receive a settlement statement The deed will then be recorded
22 Victor Bals Huron Valley Financial Sales Manager NMLS Why Use Us Making the Right Lender Choice Welcome to the Victor Bals Team of Huron Valley Financial. As you embark on making a lender choice, my team would like to apply for the position as your lender, and advisor. We would like you to understand who we are, and what we do, to meet your and beat your expectations. Our Team will provide: Detailed credit analysis, loan options, and purchase offer strategies Detailed closing costs, payment, and cash to close estimates on each property Detailed loan scenarios minimizing or eliminating PMI (Mortgage Insurance) Detailed purchase offer structuring, minimizing cash to close to utilize post closing for moving expenses, improvements to the home and cash reserves Absolute World Class Communication to you and all involved in the transaction Personal attention and a lot of love. As mortgage guidelines have increasingly become more difficult, our team will do the homework upfront to eliminate obstacles, delivering a smooth and timely transaction, exceeding your expectations and gaining your trust and respect as your lender. Meet the team on the next page
23 Victor Bals Senior Loan Officer - Mgr. My background as an Process Engineer enabled me to lived in Japan for 3 years as a Program Manager. I met a wonderful woman, Maya, and she became my wife in That is when we moved to Livingston County. We have 3 beautiful children, all engaged in soccer and focused on academics. We live in Hartland and enjoy the pool, friends, and family as well as traveling to Japan giving our children a rich cultural experience. Maya chose a stay at home career, so she may devote her time to positive life developing disciplines for our children. My passion is structuring mortgage loans for the business of life. Utilizing strategies that both focus both short term and long term financial goals and objective of each and every client. Many lenders just Sell the mortgage to the client, but often times miss the key point of what the client would like to achieve. I like to not only look at the mortgage, but also analyze credit, the reserve funds for future life changes, the funding of college and look to where the client will be positioned in their the retirement years. My engineering approach to the mortgage structure and the mortgage process allows my team to offer world class service in communications, second to nobody. We also educate each client with several options and complete understanding of how those options will benefit their future. You have my personal devotion, with your best interest in mind. Please review these testimonials of our past Clients, and Realtors who regularly refer us business.
24 Beth K. O Hara Senior Loan Processor I have over 14 years experience in the mortgage lending industry. I am a fully licensed Loan Officer and I am also the Sr. Loan Processor for the Victor Bals Team. Prior to joining the mortgage industry in 2000, I worked for Detroit Edison - DTE Energy for 10 years as a Senior Analyst in the Customer Service Division. Superior Customer Service has always been my top priority. My mission is providing the best lending experience to each and every client, in a friendly, professional, informative, detailed and reliable manner with the best world class communication in the industry! My background includes a BBA Degree from Western Michigan University, with a major in Marketing and a double minor in Business Communications and Business Administration. I have enjoyed living in the Brighton/Hartland community for over 20 years and I have three wonderful children. My eldest daughter, Erynn, attends Western Michigan University; my second daughter, Emma, and son, Danny, attend Hartland High School; In my spare time I enjoy being a Lacrosse Mom, Soccer Mom, Basketball Mom, and Football Mom, as well as an active member in our school district, community, and church. From start to finish I am involved in your loan working as your partner to offer comfort, direction, and explanation of the mortgage process and necessary steps. My role is crucial to keep you informed so your mortgage experience is timely, smooth and a pleasant experience.
25 Gary Halek Team Manager I have lived in Livingston County Michigan since I started in the Mortgage Business in I was a Loan Officer in Brighton, Michigan and earned National Loan Officer of the Year in 2001, closing over 30 million in residential mortgage loans. In 2002, I was promoted to Branch Manager. In 2002 and 2003 my branch earned National Branch of the Year, exceeding over 100 million dollars in loan volume. After the Mortgage Crisis of 2008 and closure of hundreds of mortgage companies nationwide, I stepped out of the Mortgage Business. I worked as a Server at a local restaurant and painted houses to provide for my family. As I re-entered the Mortgage Business in 2011, I found that the mortgage guidelines had changed dramatically, tightening their grip on qualifying a client. The mortgage process had become an exhausting experience for the borrowers. I felt my Studies at Michigan State University in Business Administration would be better served in a Management role, to assure a smooth and timely process for the client. I consider my position as Team Manager of the Victor Bals Team crucial to customer satisfaction and the success of our team. My primary role is to drive the process to specific timelines, and meeting or exceeding the objectives of each of our customers. Communication is the key to a smooth mortgage or home purchase process. To identify potential pitfalls and develop resolution early in the process ensures a successful outcome for all partiers involved in the transaction. My goal is to guide you in achieving your goals
FIRST TIME HOMEBUYERS SEMINAR
FIRST TIME HOMEBUYERS SEMINAR Everything you need to know to make buying your first home easy and affordable. : Logo Tax deductions Stable housing costs Appreciation on your investment Gain equity You
More informationCOMPLETE GUIDE TO BUYING A HOME IN SAN ANTONIO
COMPLETE GUIDE TO BUYING A HOME IN SAN ANTONIO Buying a home is a big deal. While the process is exciting, it can also be overwhelming. At KW Portfolio we are committed to making sure buyers have all the
More informationChapter 7. Objective1 Assess Costs and Benefits of Renting. Chapter Objectives
Chapter 7 Selecting and Financing Housing McGraw-Hill/Irwin Copyright 2010 by The McGraw-Hill Companies, Inc. All rights reserved. Selecting and Financing Housing Chapter Objectives 1. Assess costs and
More informationThe Knowledge Resource. First-Time Home Buyers FOR. Your Agent Is the Best Guide Save Time, Money, and Frustration
K N O W L E D G E I S P O W E R The Knowledge Resource FOR First-Time Home Buyers Your Agent Is the Best Guide Save Time, Money, and Frustration The Keys to Homeownership Unlock the American Dream Is Buying
More informationH O M E. Buyers. Guide R E A L T O R. C O M / T O P P R O D U C E R S T E P - B Y - S T E P S E R I E S
Buyers H O M E Guide Contents The home buying process a brief, step-by-step overview... 2 A home buyer s glossary... 8 To buy or not to buy considerations for first-time home buyers in this market... 13
More informationYour Home Buying Packet:
Your Home Buying Packet: Putting the Pieces Together www.executivesellers.com www.facebook.com/executivesellers 704-491-2870 YOUR HOME-BUYING PACKET A Complete Guide to the Home-Buying Process Welcome!
More informationGUIDE. The Shields Team of Keller Williams Realty (423)
GUIDE The Shields Team of Keller Williams Realty (423) 896-1232 www.tricityrealestateforsale.com theshieldsteam@gmail.com Shields Team At The Shields Team, we also love real estate--the land, the homes,
More informationGina Cantara GinaCantara.com. Broker REAL ESTATE / SHORELINE
Gina Cantara Broker 206-229-8738 ginac@windermere.com GinaCantara.com REAL ESTATE / SHORELINE TABLE OF CONTENTS 3 4 5 6 8 9 10 11 12 14 USING A WINDERMERE AGENT TO HELP YOU FIND A HOME BEGINNING THE PROCESS
More informationThe Power of Berkshire Hathaway HomeServices
The Power of Berkshire Hathaway HomeServices Who We Are Berkshire Hathaway HomeServices Why Berkshire Hathaway HomeServices can provide more to meet your homeselling needs: Marketing Department Highest
More informationHOME PURCHASING CONSULTATION. This presentation is property of Michael Lewis
HOME PURCHASING CONSULTATION This presentation is property of Michael Lewis. 310-801-6040 PROFESSIONAL PROFILE Mike Nichols Mike Nichols Exp Realty Born and raised in the Sacramento area, Mike has a deep
More informationHOME BUYING GUIDE. Wendy Carrington WendyCarrington.com. WendyCarrington.com
HOME BUYING GUIDE Wendy Carrington 206.948.3852 wlc@johnlscott.com Representation With a Buyer s Agency Agreement, home buyers can ensure that someone is looking out for their best interests. In most transactions,
More informationUNDERSTANDING THE HOME BUYING PROCESS
You re Buying a HOME UNDERSTANDING THE HOME BUYING PROCESS Residential New Construction Townhomes & Condos GET TO KNOW US THE LOKEN GROUP thank you for taking the time to get to know us a little better
More informationAnnual Report On Our National Real Estate Market
A TWINCITIESPROPERTYFINDER.COM RESOURCE Annual Report On Our National Real Estate Market 1 Contents Industry Facts 3 Mortgage Stats 4 Distressed Properties & Price Information 5 Today s Buyer 6 First-Time
More informationClient Welcome Kit. Lori Pettigrew & Alan Yasin Dexter Associates Realty
Client Welcome Kit About Lori & Alan Husband / Wife REALTOR Team Why did we become REALTORS? Lori s grandmother was a top REALTOR, and Alan s brother has worked in many facets of the profession for 30
More informationFIRST TIME HOMEBUYER'S GUIDE
FIRST TIME HOMEBUYER'S GUIDE www.guidancerealty.com E-Book First Time Homebuyer's Guide FIRST TIME HOMEBUYER S GUIDE If you re ready to purchase a home, but not sure where to begin, you re in a similar
More informationSeller s Package. Service Provided by Your Real Estate Professionals
Seller s Package Service Provided by Your Real Estate Professionals Charles Jennings Ashley Fredrick (715) 897-4496 (715) 207-9300 MarshfieldRealtor@gmail.com C21Ashley.Fredrick@gmail.com The role of the
More informationMARKETING LISTING CONSULTATION. This presentation is property of Michael Lewis
MARKETING LISTING CONSULTATION This presentation is property of Michael Lewis. 310-801-6040 PROFESSIONAL PROFILE Mike Nichols Mike Nichols Exp Realty Born and raised in the Sacramento area, Mike has a
More informationNACA REAL ESTATE AGENT
NACA REAL ESTATE AGENT Compensation Range: $60,000 to $80,000+ (100% Commission with ability to exceed $100,000) FLSA: Independent Contractor Location: Nationwide Locations Contact: Real Estate Department:
More informationBuy Your Home. How I Help You. Helping you find and purchase a home is only one facet of my job.
How I Help You Buy Your Home Helping you find and purchase a home is only one facet of my job. MY SERVICES Explain real estate principles, contracts and documents Refer you to a reputable lender that can
More informationA Consumer s Guide to. Buying a Co-op
A Consumer s Guide to Buying a Co-op A Consumer s Guide to Buying a Co-op In the United States, more than 1.2 million families of all income levels live in homes owned and operated through cooperative
More informationPROPERTY MANAGEMENT PROPOSAL
PROPERTY MANAGEMENT PROPOSAL Brian Patrick, Broker/Owner 1195 Red Hawk Drive Frisco, TX 75033 (972) 333-5270 (214) 291-2516 Brian Patrick, BROKER/OWNER Certified Residential Specialist 1195 Red Hawk Drive
More informationHome buying tips / Eight steps to buying your home
Home buying tips / Eight steps to buying your home The below info is to provide guidance mainly to new buyers. As your agent I will help and guide you with all of the below so you can focus on enjoying
More informationHOME SELLING GUIDE. Wendy Carrington WendyCarrington.com. WendyCarrington.com
HOME SELLING GUIDE Wendy Carrington 206.948.3852 wlc@johnlscott.com Representation When it comes to selling a home, there is a difference between advertising and marketing. Advertising often consists of
More informationA buyers agents fees are paid from the sellers funds at closing. what this means to you is YOU DO NOT PAY ME!
Agency Law Who Represents Whom? You have Questions - Here are some Answers You may enter into a written agreement with an Agent to have him or her act on your behalf. This is called Buyer Agency or buyer
More informationJEFFREY SAMUELS. Welcome! Maximize Your Real Estate Value!
Welcome! We look forward to speaking with you about the future sale of your home. We are confident you will feel that the programs we outline for you will provide you with the greatest possibility of selling
More informationHomebuyer Guide. Coldwell Banker. RIVIERA REALTY, INC
Coldwell Banker WWW.RivieraRealty.com Homebuyer Guide INC Finding and Financing A Home Made Simple Buying Your New Home When using a Coldwell Banker Riviera Realty Sales Associate, you can be confident
More informationInternational Buyer s Guide to US Real Estate
International Buyer s Guide to US Real Estate INTERNATIONAL BUYER S GUIDE TO US REAL ESTATE Table of Contents Introduction 3 Common Real Estate Practices in the Us 4 The MLS Commission Buying Your Home
More informationShort Sales. A Win Win Solution for Everyone Involved
Short Sales A Win Win Solution for Everyone Involved Prepared for: North American Title Company June 5, 2008 Prepared by: Ildiko Pali Real Estate Broker Short Sale Specialist 415 412 8721 (mobile) 415
More informationBuyers Guide to REO Properties
2010 Buyers Guide to REO Properties Mike Bridges Property Express CRM 2/22/2010 Table of Contents Table of Contents... 2 Introduction... 3 What are REO Properties?... 3 The Buying Process... 3 Select a
More information10 Tips for Real Estate Investors
10 Tips for Real Estate Investors FINANCIAL ADVISORS TRUSTWORTHY BY DESIGN SM When you buy a home, people often remind you it could be the biggest investment you will ever make. But should you use that
More informationKulshan Community Land Trust 1303 Commercial Street, Suite 6, Bellingham, WA phone (360)
HomeBuyer Manual ---------------------------------------------------------------------------------------------------------------------------- Kulshan Community Land Trust 1303 Commercial Street, Suite
More informationChapter 09. Chapter 9 Learning Objectives. Housing Alternatives by life stage. The Decision: Factors and Finances
Chapter 09 The Decision: Factors and Finances McGraw-Hill/Irwin Copyright 2012 by The McGraw-Hill Companies, Inc. All rights reserved. 9-1 Chapter 9 Learning Objectives 1. Evaluate available housing alternatives
More informationCompliments of: Your Key Resource in Real Estate. Jessica L Thompson
Jessica L Thompson 770.490.4615 {AGENT PHOTO} Compliments of: Jessica L. Thompson Keller Williams Realty Peachtree Road 3925 Peachtree Rd Suite 200 Atlanta, GA 30319 buying a home It s all about you The
More informationHOME BUYER S & SELLER S GUIDE
HOME BUYER S & SELLER S GUIDE To the Title & Escrow Process in California. PACIFIC COAST T I T L E C O M P A N Y Table of Contents 02 Quick Reference 03 Welcome 04 Terms you should know 05 Key professionals
More informationBERKSHIRE HATHAWAY HOMESERVICES: A REPUTATION BUILT ON TRUST, FRAMED IN EXCELLENCE
BERKSHIRE HATHAWAY HOMESERVICES: A REPUTATION BUILT ON TRUST, FRAMED IN EXCELLENCE A Reputation Built on Trust Berkshire Hathaway HomeServices New England Properties is a leading real estate brokerage
More informationReal Estate Principles Chapter 17 Quiz
Real Estate Principles Chapter 17 Quiz 1. A property manager's budget for the property will typically include which of the following operating expenses? A. Reserves for replacement of built-ins B. Depreciation
More informationWho Are We? OUR MISSION
Who Are We? In Integrity Investments LLC is a professional, full service real estate solutions firm that buys and sells properties throughout the Northen Nevada and Denver area. We specialize in buying
More informationErica Kassner, Realtor Office: Mobile: Fax: Ericakassnerhomesinalabama.
Erica Kassner, Realtor Office: 256-519-7220 Mobile: 256-503-5707 Fax: 256-519-7242 ericakassner@kw.com Ericakassnerhomesinalabama.com What Makes Listing Your Home with Me So Great? CANCEL THE LISTING AT
More information10 Steps to Buying Your Home. A guide for first time home buyers or a refresher for the seasoned veteran
10 Steps to Buying Your Home A guide for first time home buyers or a refresher for the seasoned veteran 10 Steps To Buying Your Home 1 Step 1 Define Your Needs Congratulations on your decision to purchase
More informationTHE CONSUMERS GUIDE TO REAL ESTATE STAGING
THE CONSUMERS GUIDE TO REAL ESTATE STAGING Definition of Staging Real Estate Staging is the act of preparing and showcasing residential or commercial property for sale. It is a systematic and coordinated
More informationHome Buying Service. In this Guide: Finding an Agent. Finding the Right House. Applying for a Loan. Home Inspections.
1 In this Guide: Home Buying Service Finding an Agent Finding the Right House Applying for a Loan Home Inspections and much more 2 Inside This Guide Thank You 3 Step 1: Finding the Right Agent 4-5 Step
More informationContents. off the fence. It s a good life!
I hope you enjoy the latest edition of Brian Buffini s Real Estate Report. The goal of this piece is to help you stay educated on today s market and position yourself as a true professional and your clients
More informationYour Home Buyer s Guide Presented to you By Turbo Realty
Your Home Buyer s Guide Presented to you By Turbo Realty Notes: Contents The home buying process- Step-By-Step Home buyer s Glossary Eight Steps to buying a home To buy or not to buy How much can you afford?
More informationMonthly Market Watch for the Prescott Quad City Area. Provided by Keller Williams Check Realty Statistics from August 2012 Prescott MLS
August 2012 Monthly Market Watch for the Prescott Quad City Area Provided by Keller Williams Check Realty Statistics from August 2012 Prescott MLS Report Overview: This report includes MLS data for the
More informationOnsite October 26, pm Sharp
RAWLINGS AUCTION, APPRAISAL & REALTY, LLC LICENSED AUCTIONEERS/CERTIFIED APPRAISERS/LICENSED REAL ESTATE AGENTS AUCTION INFORMATION BROKERS BRING YOUR BUYER, WE SHARE COMMISSION COMMERCIAL REAL ESTATE
More informationProfessional - Loyal - Dedicated. Compliments of: Liz Wright Buyers Specialist
Professional - Loyal - Dedicated Compliments of: Liz Wright Buyers Specialist 850-832-2137 Liz.BuyinFLA@gmail.com www.soldinfla.com Add your name here Add your phone number here From: Liz Wright Welcome!
More informationBusiness & Legal Considerations for Nonprofits Selecting Office Space. Mack Heller & James Pitts
Business & Legal Considerations for Nonprofits Selecting Office Space Mack Heller & James Pitts 9.26.2018 Mission of Pro Bono Partnership of Atlanta: To maximize the impact of pro bono engagement by connecting
More informationMission Statement. The mission of. Western Magic Valley REALTORS
Home English Mission Statement The mission of Western Magic Valley REALTORS is to support its members in their business pursuits by promoting the highest professional ethics and being the primary provider
More informationMiddle Keys Community Land Trust Building Livable Communities One Homeowner at a Time
Middle Keys Community Land Trust Building Livable Communities One Homeowner at a Time Middle Keys Community Land Trust Homeowner Guidelines I. Applicant must meet the GUIDELINE requirements set forth below:
More informationThe Power of Prudential Real Estate
The Power of Prudential Real Estate Who We Are Prudential Real Estate Prudential Is A Name That Has Been Promoted Since 1875 We Are A National Company Giving National And International Exposure Nationwide
More information811 Weverton Rd, Knoxville, MD 21758
RAWLINGS AUCTION, APPRAISAL & REALTY, LLC LICENSED AUCTIONEERS/LICENSED REAL ESTATE AGENTS/REAL ESTATE AUCTIONEERS AUCTION INFORMATION REAL ESTATE AUCTION BROKERS BRING YOUR BUYER, WE SHARE COMMISSION
More informationHome Ownership Option
Home Ownership Option Housing Choice Voucher February 27, 2018 Why should I buy, instead of rent?... 3 Should I use a real estate broker? How do I find one?... 3 Eligibility Requirements... 4 Counseling
More informationThe Investment King of Higher & Better Returns. Income for Life
Income for Life The Investment King of Higher & Better Returns A True turnkey investment which will generate a return of 20% and more, month after month, year after year, no matter what the economy is
More informationANDY'S FROZEN CUSTARD 20 YR. ABSOLUTE NET
ANDY'S FROZEN CUSTARD 20 YR. ABSOLUTE NET 3541 PLANO PKWY THE COLONY, TX 75056 Lee McLean III, CCIM Senior Advisor 417.887.8826 lee.mclean@svn.com Peter Colvin Council Chair of Single Tenant Investments
More informationWhere Home Begins STEPS TO THE HOME BUYING PROCESS
Where Home Begins STEPS TO THE HOME BUYING PROCESS Rachael Boling Photography Linda McDougald Design Postcard from Paris Home Presented To From Date Introduction KEYS TO SMART HOME BUYING Buying a home
More informationHome Buyers Guide. Rebecca Wooten. REALTOR, SRS (512)
A First Time Home Buyers Guide Rebecca Wooten REALTOR, SRS (512) 662-4020 RebeccaLWOOTENREALTOR@GMAIL.com KNOWING THE REAL ESTATE LINGO Earnest Money A check or money order made out to the title company
More informationDetermining Your Offer Price
Determining Your Offer Price When you prepare an offer to purchase a home, you already know the seller s asking price. But what price are you going to offer and how do you come up with that figure? Determining
More informationHome Buying Service. In this Guide: Finding an Agent. Finding the Right House. Applying for a Loan. Home Insp ections.
In this Guide: Home Buying Service Finding an Agent Finding the Right House Applying for a Loan Home Insp ections and muc h more Inside This Guide Thank You 3 Step 1: Finding the Right Agent 4 Step 2:
More informationNorth Country. Marketing and Promotions
North Country Crystal Falls Iron River 906-875-6331 906-265-6133 ironcountyrealestate.com New Office Coming Soon to Iron Mountain! Marketing and Promotions LOCAL PROMOTIONS The Iron County Reporter The
More informationSELLING YOUR SOLAR HOME
SELLING YOUR SOLAR HOME Millions of homeowners have gone solar. They are saving money on their electric bills and investing in energy freedom with a clean power source. Solar s growing popularity also
More informationAT DISTRICT REAL ESTATE, WE UNDERSTAND YOUR INVESTMENT REQUIRES RESEARCH, EXPERT GUIDANCE, DEDICATION AND ASSERTIVE DECISIONS.
AT DISTRICT REAL ESTATE, WE UNDERSTAND YOUR INVESTMENT REQUIRES RESEARCH, EXPERT GUIDANCE, DEDICATION AND ASSERTIVE DECISIONS. Our complete suite of professional real estate services span from selling,
More informationTHE ART OF BUSINESS VALUATION
BUSINESS VALUATIONS GROWING THE ART OF BUSINESS VALUATION Douglas A. Michel, CPA/ABV, CVA & Alex E. Kummer, CPA, CVA, Clark Schaefer Hackett THE VALUE OF YOUR BUSINESS Steve Lumley, LGI CFO BUY SELL AGREEMENTS
More informationWe look forward to working with you! Sincerely, Richard Grimes President & CEO, RealtySouth
list tosell Thank you for taking time to meet with our RealtySouth agent and for reviewing this listing presentation designed to introduce you to the expertise of RealtySouth. The power of RealtySouth
More informationA step-by-step guide to... Help to Buy. Shared Ownership. hastoesales.com
A step-by-step guide to... Help to Buy Shared Ownership hastoesales.com Help to Buy Shared Ownership (part buy, part rent) 2 If you want to buy a home of your own, but don t quite have enough money to
More informationSelling Your Home for Top Dollar. Redfin s Maryland Team June 29 th, 2010
Selling Your Home for Top Dollar Redfin s Maryland Team June 29 th, 2010 Our Maryland Team Nick Chaconas Maryland Team Lead Karen Krupsaw Balt./Wash. Region Market Manager Philip Gvinter Maryland Coordintator
More informationIS BRANCH OUT FOR YOU?
IS BRANCH OUT FOR YOU? We build on Your Homesite With many successful years of building homes in Schell Brothers branded communities, we are proud to offer our award winning homes and building process
More informationENJOY YOUR RETIREMENT If You Are Making A Lifestyle Change Consider The Benefits Of GRANDVIEW VILLA
ENJOY YOUR RETIREMENT If You Are Making A Lifestyle Change Consider The Benefits Of GRANDVIEW VILLA The Grandview Villa will be a place where your neighbors will truly become your friends. The biggest
More informationMARKETING PRESENTATION
MARKETING PRESENTATION 2017 Coldwell Banker s 30 Under 30 Worldwide REDEFINING SERVICE IN REAL ESTATE Selling a home in today s market can be challenging - I understand that. While the market can be
More informationA University of Hawai'i Cooperative Extension Service Project.
A University of Hawai'i Cooperative Extension Service Project www.ctahr.hawaii.edu/tcym Increase your knowledge about Course Objectives financial planning Improve your ability to make informed decisions
More informationWelcome to Real Estate Checklists & Systems!
Welcome to Real Estate Checklists & Systems! Real Estate Checklists & Systems is a series of 101+ checklists designed to assist real estate professionals in the following 3 ways: 1. By helping consumers
More informationApplication Training / Overview Questions and Answers July 10, 2018
Application Training / Overview Questions and Answers July 10, 2018 1. Does community outreach of 500 feet need to be done before the application submittal? A. The City encourages that community outreach,
More informationThe Buyer Consultation: Demonstrating & Articulating Value. Interactive Workshop. Student Workbook
The Buyer Consultation: Demonstrating & Articulating Value Interactive Workshop Student Workbook The Buyer Consultation: Demonstrating and Articulating your Value What is a Buyer Consultation? What is
More informationReleased: February 8, 2011
Released: February 8, 2011 Commentary 2 The Numbers That Drive Real Estate 3 Recent Government Action 10 Topics for Home Buyers, Sellers, and Owners 13 Brought to you by: KW Research Commentary Gradual
More informationLos Angeles-Inland Empire
In This Issue: Announcements Market Overview Quarterly Trends: Industrial Office Retail Multifamily News & Views: Restaurant Appraisals Valbridge Property Advisors is now the largest independent commercial
More informationReal Estate Transactions A-Z: Mastering the Transaction
Real Estate Transactions A-Z: Mastering the Transaction Presented by your GMAR Affiliate Committee Greater Metropolitan Association of REALTORS GMAR AFFILIATE COMMITTEE MOVING AND STORAGE Greater Metropolitan
More informationA CAREER IN REAL ESTATE
A CAREER IN REAL ESTATE A career in Real Estate or as a Mortgage Broker can give you the Freedom you might crave, the Flexibility to work your own hours, the Potential to earn what you want, and the option
More informationLEASE TACTICS BLUEPRINT
LEASE TACTICS BLUEPRINT www.cbre.com/florida FOR MORE INFORMATION PLEASE CONTACT Traci Jenks, CCIM Senior Associate 904.633.2613 traci.jenks@cbre.com CBRE, Inc. Licensed Real Estate Broker LEASE TACTICS
More informationThis Buyer s Guide will list key information to help you smoothly navigate throughout this exciting journey.
BUYER S GUIDE Trump International Realty is world-renowned for its excellence in service and real estate expertise in the North Carolina Market. Our highly qualified brokers are trained to provide each
More information7 REASONS REAL ESTATE NOTES WILL FUND YOUR RETIREMENT REAL ESTATE INVESTING
7 REASONS REAL ESTATE NOTES WILL FUND YOUR RETIREMENT REAL ESTATE INVESTING IF YOUR YIELDS ARE BELOW THE RATE OF INFLATION YOU ARE ACTUALLY LOSING MONEY. JUSTIN BOGARD LET S TALK ABOUT YOU FOR A MINUTE
More informationAn Agent s Guide to Pre-Sale Renovation
An Agent s Guide to Pre-Sale Renovation 844-944-2629 Why work with Curbio? Nationwide, sellers give up $28 billion dollars each year by selling cheap to flippers, investors, and wholesalers. Many sellers
More informationWhat Everyone Should Know About. The Mason Hill Real Estate Investment Model
Turnkey Cash Flow What Everyone Should Know About The Mason Hill Real Estate Investment Model How a new kind of real estate investment can produce a 14% to 26% cash-on-cash return, year after year... even
More informationHome Buyer s Guide. A Helpful Guide to Assist you in Making your New Move Run Smoothly! Compliments of:
Home Buyer s Guide A Helpful Guide to Assist you in Making your New Move Run Smoothly! Compliments of: TABLE OF CONTENTS Buyer s Guide Why Do I Need a REALTOR?...4 What We Do for You When You Are Buying
More informationWhy is real estate investing the
9669_Shemin_01.w.qxd 9/19/02 11:40 AM Page 7 C H A P T E R 1 Act as if it were impossible to fail. DOROTHEA BRANDE Real Estate: The Best Wealth Builder in the Universe Why is real estate investing the
More informationHome Buyer s Guide. Everything you need to know before buying a home
Home Buyer s Guide Everything you need to know before buying a home A real estate transaction is one of the biggest financial transactions most people will do in a lifetime. Understanding the buying process
More informationWELCOME TO YOUR HOMEBUYER GUIDE
WELCOME TO YOUR HOMEBUYER GUIDE THIS GUIDE BELONGS TO: Congratulations, you ve taken the first step and decided to buy a home! Use this guide to keep track of the home buying process from start to finish,
More informationFinding Deals in Defailted Properties Pre-Foreclosure, Courthouse Auctions and Bank-Owned REOs
Finding Deals in Defailted Properties Pre-Foreclosure, Courthouse Auctions and Bank-Owned REOs Finding Deals on properties with defaulting mortgages offers opportunities at three very different entry points.
More informationYour. Home Selling. Packet. Josh Voss (608)
Your Home Selling Packet Josh Voss (608) 575-5127 JVoss@StarkHomes.com www.facebook.com/thevossgroup Why should represent you on your next Real Estate Sale. EXPERIENCED, COMPETENT AND PROFESSIONAL The
More informationSave Money by Selling Your House without an Agent
Save Money by Selling Your House without an Agent Jesse D. Johnston My goal is to empower buyers and sellers with the guidance, training, financial and market information they need to make confident decisions,
More informationTOWN CENTER BUILDING 6241 GRAND RIVER RD BRIGHTON, MI Kyle Passage Associate Advisor
TOWN CENTER BUILDING 6241 GRAND RIVER RD BRIGHTON, MI 48114 Kyle Passage Associate Advisor 734.369.3288 kyle.passage@svn.com Dan Stewart, CCIM Managing Director 734.662.5097 dan.stewart@svn.com SVN STEWART
More informationEssent first-time homebuyers study. Edelman Intelligence / ESSENT HOME FINANCING STUDY
Essent first-time homebuyers study Edelman Intelligence / ESSENT HOME FINANCING STUDY + 1 Research objectives Understand the needs and preferences of First-Time Home Buyers, specifically related to: Technology
More informationIPX 1031 REVERSE ORDER FORM
Investment Property Exchange Services, Inc. Tax Deferred Exchange Solutions Nationwide - www.ipx1031.com Initial Exchange Information IPX 1031 REVERSE ORDER FORM Please Return by Facsimile to Our Offices
More informationThank you for giving me the opportunity to discuss the future sale of your home!
Thank you for giving me the opportunity to discuss the future sale of your home! Enclosed is my exclusive Pre-Listing Package. I am confident you will feel that the programs I outline for you will provide
More informationCLIENT INFORMATION QUESTIONNARIE
About You CLIENT INFORMATION QUESTIONNARIE Name: DOB: Phone: Email Address: Name: DOB: Phone: Email Address: Current Address: City: State: Zip: OWN: Yes / No How Many Years: RENT: Yes / No Lease Terms:
More informationAmerican Dream Seminar. The secrets to buying & financing your next home.
The secrets to buying & financing your next home. The American Dream System 1) Dreams 2) Goals 3) Plans 4) Reality 5) Service 6) Expertise 7) Integrity 8) Referral Renting vs. Owning: HOME BUYING 1) S
More informationColdwellBankerHomes.com COLDWELL BANKER RESIDENTIAL BROKERAGE
ancing Finding the Right Home When You Find the Right me Next Steps Completing the Purchase Financing Fin Right Home When you Find the Right Home Next Steps ing the Purchase Home Buyer s Guide Financing
More informationWELCOME TO REAL ESTATE INVESTING MASTERMIND: LEVEL 1
WELCOME TO REAL ESTATE INVESTING MASTERMIND: LEVEL 1 With Expert Real Estate Investor and Mortgage Broker Athena Paquette, M.A. FOOD FOR THOUGHT Take the numb out of numbers. -Kim Kiyosaki Education is
More informationReal Estate Services Proposal
Real Estate Services Proposal Prepared Especially for: For marketing the property located at: Prepared by: Therese Jaksa Keller Williams Macomb St. Clair 31525 23 Mile Road Chesterfield, MI 48047 You're
More informationHow to Sell Your Home in a Short Sale
How to Sell Your Home in a Short Sale A viable solution for property with no equity Warrior Brown Realty Real Estate Professionals setting the standards for excellence Tangie Warrior Brown, Realtor Direct:
More informationWelcome to the Power Home Buyer Course:
Learner Handbook Welcome to the Power Home Buyer Course: In this course, you will learn about the home buying process from real estate professionals. We will be taking you through the steps of buying a
More informationSelling the Privately Held Company
Selling the Privately Held Company Tuesday, January 15, 2013 Boston Bar Association Continuing Legal Education www.bostonbar.org/edu/cle SELLING THE PRIVATELY HELD COMPANY By: Steven C. Browne, Gitte J.
More information