Equity Release Club. Frequently Asked Questions
|
|
- Morgan Goodman
- 5 years ago
- Views:
Transcription
1 Equity Release Club Frequently Asked Questions For adviser use only not to be used with customers Information correct as of: 5th October 2018
2 Do any of the providers consider Age Restricted properties? Yes, there are several providers who are happy to consider age restricted properties such as McCarthy and Stone properties. Please see the table below for the providers who will consider age restricted properties: Please note: If the property is a flat or maisonette, L&G Home Finance will still use their standard rule of 85% of the property value. Do any of the providers consider ex-local authority / ex-housing association properties? Flats/Maisonettes There are 3 providers who will consider ex-local authority / ex-housing association flats or maisonettes. Aviva Subject to a minimum valuation of 75,000. Aviva will use 85% of the property value for all flats and maisonettes and the property must meet their standard criteria for flats and maisonettes. L&G Home Finance Subject to a minimum valuation of 150,000. L&G Home Finance will use 85% of the property value for all flats and maisonettes and the property must meet their standard criteria for flats and maisonettes. OneFamily Subject to a minimum value of 250,000 and the property must meet their standard criteria for flats and maisonettes. Canada Life Subject to minimum value of 70,000 and the property must meet their standard criteria for flats and maisonettes. Houses All of the providers will consider ex-local authority / ex-housing association houses subject to valuation and the property meeting their standard criteria for a house. Do any of the providers consider properties which have solar panels? Leased If the solar panels are leased, generally the providers would want to see a copy of the lease before they make an informed decision. All providers except for L&G Home Finance will consider leased solar panels and Aviva have a list of companies who they will accept so they would need to check that the leasing company is on their panel. Owned All of the providers will consider a property, subject to valuation, that has solar panels which are owned by the client.
3 Do any of the providers consider a single application for a married couple? Yes, there are a few providers who will consider this scenario. They are: JUST property must be solely owned. more 2 life If the spouse is not of Equity Release age. OneFamily property must be solely owned. Pure Retirement property must be solely owned. Canada Life property must be solely owned. Do any of the providers consider a property which is held in trust? No. None of the providers would consider a property that is held in trust or a portion of the property is held in trust. The trust would need to be dissolved before any of the providers would consider it. Concrete construction? This would depend on the specific construction type. See the table below: Will any of the providers consider an application for a couple on a tenants in common basis? Yes, all of the providers except for LV= will consider this providing an agreement is in place and there is no discretionary trust in place
4 What is the minimum LTV for each age? Do any of the providers consider a property that isn t the clients main residence? Buy to let if the property is classed as a buy to let or is rented out to anyone, Canada Life are the only provider who would consider this. Holiday homes/second homes LV= and Canada Life will consider holiday homes or second homes. The property must not be let out for any longer than 4 weeks in total per year. The applicant must use the property for a minimum of four weeks per year. The property cannot be advertised for letting. If acceptable with LV=, a 10 percentage point reduction will apply to the usual maximum LTV. Will any of the providers consider a Timber framed property? Aviva After Acceptable subject to valuation refer may accept subject to valuation. Pre Non-Period property won't accept. Period property is acceptable. Hodge Timber framed walls with a cavity and outer wall of brick built after 1965 are ok. JUST Unable to consider timber construction between L&G Home Finance Post 1960 considered. Anything before refer for individual consideration. LV= - Post 1960 subject to individual underwriting more 2 life Post 1965 with an outer skin of brick or stone and compliant with building regulations. OneFamily Post 1960 considered Pure Retirement Post 1965 considered. Canada Life Yes, post 1960 refer to underwriter. Historic Timber framed properties also refer to underwriter.
5 Will any of the providers consider a Steel framed Property? Aviva Post 2000 are acceptable Hodge No, do not consider steel framed properties. JUST Post 2000 are acceptable L&G Home Finance Built after subject to individual consideration. LV= - Post 1980 subject to individual underwriting more 2 life Post 2000 are acceptable. OneFamily built after 31st December 2000 are acceptable Pure Retirement Post 2000 are acceptable Canada Life built after 31st December 2000 are acceptable What is the minimum time the clients need to be in the property before they can take Equity Release (if not being used as a purchase)? Aviva, L&G Home Finance, LV=, more 2 life, OneFamily, Pure Retirement and Canada Life no minimum time. They can take Equity Release straight away providing it is their main residence. Hodge The clients need to have owned the property for at least 6 months & its need to be the main residency before they can take out any equity from the property. JUST As long as the clients are listed on the title they can look to accept for equity release regardless of the length of time the clients have been in the property Would any of the providers consider a property with a flat roof or part of the property has a flat roof? Aviva Generally anything under 25% usually accepted. Anything over is subject to valuers comments. Hodge Flat roofs of traditional materials where the area is less than 30% of the total roof area. JUST Yes up0 to 100%, if in good condition. Subject to valuers comments L&G Home Finance Yes, will consider up to 25%. Refer to lender if over. LV= - Flat roof properties may be acceptable depending on the percentage of flat roof and the construction material used. They can generally accept up to 30% for felt flat roofs (as a percentage of the total roof area). They may accept a higher percentage (up to 50%) if the flat roof is not constructed of felt and has valid guarantees. Please refer to Underwriting for consideration more 2 life Acceptable subject to traditional covering being used and satisfactory comments by the valuers. OneFamily Properties that have a flat roof not exceeding 25% are acceptable Pure Retirement Reviewed on a case by case basis up to 100% Canada Life Reviewed on a case by case basis up to 100% What is the minimum lease term each of the provider will consider? Aviva Minimum lease term of 160 years minus the age of the younger applicant. Hodge Minimum unexpired lease term of 90 years. JUST Minimum unexpired lease term of 120 years L&G Home Finance Remaining lease plus the age of the youngest borrower must be at least 185 years. LV= - Age min 90 years, Age min 80 years, Age 81+ : min 70 years more 2 life Minimum unexpired lease term of 75 years OneFamily Leasehold properties with an unexpired term of at least 155 years minus the age of the youngest applicant, or 75 years whichever is the greater, plus confirmation at legal stage that lease is marketable with no onerous clauses Pure Retirement Leasehold tenure with an unexpired term of at least 145 years minus the age of the younger borrower, or 65 years whichever is the greater. Canada Life 155 minus age of youngest borrower or 75 years. Which ever is the greater.
6 PDF download available here: frequently-asked-questions.pdf Prepared by the Equity Release Club for adviser use only.
Considered on a case-by-case basis refer to underwriters. Applicant has had a bankruptcy discharged in the last six years
Our Lending Policy This is a guide to the properties and applicants that are suitable for the OneFamily Lifetime Mortgages product. If you have any doubt about the eligibility of your client or their property
More informationSECURITY POLICY RESIDENTIAL PROPERTIES
VALUATION REPORTS & THE PROPERTY 1.1 The Property All valuations will be instructed by The Mortgage Lender Limited. Each security will be formally valued by a valuer appointed to The Mortgage Lender Limited
More informationLending criteria CHOICE MAXIMUM. The applicant. The loan
MAXIMUM CHOICE Lending criteria The applicant Minimum age is 55 (maximum age 95). Sole or joint applications (in cases of a joint application the age of the youngest borrower will be taken). The maximum
More informationBridgewater Equity Release
Bridgewater Equity Release Home Reversion Plan Application Form Intermediary Checklist An incomplete form may delay the processing of this application. To help assist us, please check: 1. The Intermediary
More informationBuy-to-Let application data capture form
Buy-to-Let application data capture form Use this document to gather and record all the client information necessary to complete a decision in principle and/or the full application form. 1 Please note:
More informationThere are two product options available for customers who want to take out an Over 55 Buy-to-Let Mortgage.
What is it? Our Over 55 Buy-to-Let Mortgages are secured on a Buy-to-Let property. There are a range of options, allowing your client to choose whether they service the interest and capital, or let the
More informationA guide to... HMO and Multi-Unit Blocks
A guide to... HMO and Multi-Unit Blocks Houses of Multiple Occupation (HMO s) are becoming an increasingly popular option for landlords looking to achieve higher rental yields, and mortgages for such properties
More informationPortfolio lending guidelines and submission requirements
Buy-to-let mortgages - Portfolio SEPTEMBER 2018 Portfolio lending guidelines and submission requirements 0345 849 4040 0345 849 4041 btlenquiries@paragonbank.co.uk www.paragonbank.co.uk SUBMISSION REQUIREMENTS
More informationFor UK Financial Adviser use only. Equity Release. Lending Policy
For UK Financial Adviser use only Equity Release Lending Policy Contents 1.0 Standard Criteria 1.1 Applicant & Property 2.0 Construction 2.1 Wall Structure, Roof Structure & Essential Repairs 3.0 Property
More informationEALING COUNCIL S REGENERATION EQUITY SHARE ASSISTANCE SCHEME
EALING COUNCIL S REGENERATION EQUITY SHARE ASSISTANCE SCHEME 1. Introduction 1.1. The Regeneration Equity Share Assistance Scheme has been designed to enable resident leaseholders and freeholders, living
More informationBuying a home. Your guide to. Getting advice. Finding a solicitor.
Your guide to Buying a home Getting advice Buying a home can be an exciting prospect, but without the help of a solicitor it can also be a legal minefield. Your solicitor is there to help you avoid potential
More informationTHE CHURCH OF ENGLAND PENSIONS BOARD
THE CHURCH OF ENGLAND PENSIONS BOARD Retirement Housing SHARED OWNERSHIP BOOKLET Information Booklet for Scheme Applicants Housing Department Church of England Pensions Board P O Box 2026 Pershore WR10
More informationCrown Equity Release Plan Application Form
Crown Equity Release Plan Application Form Please answer all questions fully in BLOCK CAPITALS in black/blue ink. If the property is owned jointly, for example with your Spouse or Partner, the application
More informationPolicy Name Policy for Leaseholder to dispose of a partial ownership property Policy No. 042
Policy Name Policy for Leaseholder to dispose of a partial ownership property Policy. 042 The Partial Owner will be expected to comply with this policy before the Guernsey Housing Association (GHA) are
More informationSome homes may not be eligible and in those cases we will try to find an alternative property that you can buy.
1. Introduction The Voluntary Right to Buy (VRTB) is an 18 month government-led pilot scheme which gives assured tenants of housing associations in the Midlands area the right to buy their home at a discounted
More informationReference: SO/SRR/DW Approved: 4/4/17. Shared Ownership Staircasing Reverse Staircasing, and Remortgaging. Author: Deborah White Approved by:
Shared Ownership Staircasing Policy Reference: SO/SRR/DW Approved: 4/4/17 Scope: Shared Ownership Staircasing Reverse Staircasing, and Remortgaging Related Policies: Shared Ownership Sales, Resales and
More informationMinimum Energy Efficiency Standards. Frequently Asked Questions
Minimum Energy Efficiency Standards Frequently Asked Questions These Frequently Asked Questions relate to the Energy Efficiency (Private Rented Property) (England and Wales) Regulations 2015 and have been
More informationHomePurchasePlan. Banking you can believe in ENGLAND & WALES PRODUCT INFORMATION
HomePurchasePlan ENGLAND & WALES PRODUCT INFORMATION Banking you can believe in Banking you can believe in Introduction Sharia compliant, flexible, affordable property finance Unlike a conventional mortgage
More informationUK FINANCE DISCLOSURE FORM (VERSION 1)
UK FINANCE DISCLOSURE FORM (VERSION 1) (use from 21/02/2018 previous Disclosure of Incentives Form can be used until 1/08/2018 but use of this form is encouraged) This form must be completed by the seller(s)
More informationA step-by-step guide to... Help to Buy. Shared Ownership. hastoesales.com
A step-by-step guide to... Help to Buy Shared Ownership hastoesales.com Help to Buy Shared Ownership (part buy, part rent) 2 If you want to buy a home of your own, but don t quite have enough money to
More informationShared Ownership. Buyers Guide
Shared Ownership Buyers Guide Shared Ownership Shared Ownership provides an affordable way to buy a home. You purchase a share in a brand new home and pay a subsidised rent on the part you don t own. In
More informationShared ownership A buyer s guide. Sharing your future Living your dreams
Shared ownership A buyer s guide Sharing your future Living your dreams Shared ownership A buyer s guide Contents Shared ownership gives you and your family the opportunity to step onto the property ladder
More informationApplication Form - Broker
Application Form - Broker Version 3 How to Complete this Form Please be aware that you only need to complete the sections of the form which apply to your type of build project. The following scheme definitions
More informationYour Guide to Staircasing
Your Guide to Staircasing How to buy further shares In your Shared Ownership home Staircasing What Is Staircasing? As a current shared owner you may wish to buy another share of your property or even buy
More informationwhere your story begins
HOME... where your story begins Your guide to shared ownership What is shared ownership? Shared ownership gives you the opportunity to buy a share in a home of your own, and pay subsidised rent on the
More informationThe future of the Central Hill Estate
Resident Consultation The future of the Central Hill Estate Issued: October 2016 1 Central hill sept 2016 v11.indd 1 06/10/2016 17:44 Contents What has been happening? 3 Why are we looking at rebuilding
More informationOPTIVO S GUIDE TO SHARED OWNERSHIP
OPTIVO S GUIDE TO SHARED OWNERSHIP Are you interested in Shared Ownership, but don t know much about it? Our handy guide is here to help. If you re struggling to buy your own home, Shared Ownership could
More informationFREQUENTLY ASKED QUESTIONS
FREQUENTLY ASKED QUESTIONS GENERAL How can I change my mailing address? Can you change my mailing address by phone? You may either call the District at (409) 840-9944 or 727-4611 in order to change your
More informationGuide to completing an Inland Revenue Affidavit (CA24)
Guide to completing an Inland Revenue Affidavit (CA24) Contents Overview...2 Information relating to the deceased (Part 1)...2 Details of the applicants and sworn declaration (Parts 2 & 3)...3 Property
More informationHOUSING REVENUE ACCOUNT BUDGET 2018/19 The Impact of Decreasing Dwelling Rents for the Council s Housing Stock.
HRA Budget Report 1 Name of the policy and briefly describe the activity being considered including aims and expected outcomes. This will help to determine how relevant the policy is to equality. HOUSING
More informationCertificate of Title. Lender's reference (from letter of instruction) The Borrower(s)
Certificate of Title Lender's reference (from letter of instruction) The Borrower(s) Mortgagor(s) (if Property to be registered in name(s) other than Borrower(s )) Property Tenure (if leasehold please
More informationTHE HARTLEY PENSION SCHEME
THE HARTLEY PENSION SCHEME PROPERTY PURCHASE QUESTIONNAIRE Member Name Scheme Number SECTION 1 - PROPERTY DETAILS of Property Postcode Description of the Property: (Offices, Shop, Industrial Unit, Land?)
More informationSubstitution of Property Application Form (SOP)
Substitution of Property Application Form (SOP) (Please write inside the boxes in BLOCK CAPITALS using black ink.) The Substitution of Property application form is to be used when releasing one or more
More informationWhat is. Shared Ownership?
What is Shared Ownership? What is Shared Ownership? Page 1 Am I eligible? Page 3 Applying for your mortgage Page 13 Where do I register? Page 5 Solicitors Page 15 Viewing and reserving a property Page
More informationRight to Buy Procedure
Right to Buy Procedure STEP 1: Applying to buy A tenants first step is to ask us for the Right to Buy claim form (Form RTB 1). Forms must be issued within 5 working days. The tenant will need to complete
More informationPresented By: Monica Main
Presented By: Monica Main Asset Class Options Single Family Homes Condos Houses Multifamily Residential Duplexes Quads Multifamily Commercial Residential Commercial 5+ Unit Buildings Commercial Retail
More informationProperty Form. for the Suffolk Life SIPP and MasterSIPP
Property Form for the Suffolk Life SIPP and MasterSIPP This document is part of a set, all of which should be read together: Key Features Personal Illustration Schedule of Fees Schedule of Allowable Investments
More informationVALUATION - of - XXXXXXXXXXXXXXXXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXXXXXX - for - XXXXXXXXXXXXXXXXX
VALUATION - of - XXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXXXXXX - for - XXX 1.00 INSTRUCTIONS 1.10 Scope of Instructions In accordance with the attached letter of instruction and Conditions of Engagement dated
More informationYour guide to: Staircasing. How to buy further shares in your Shared Ownership home. Great homes, positive people, strong communities
Your guide to: Staircasing How to buy further shares in your Shared Ownership home Great homes, positive people, strong communities Contents What is staircasing? 1 What provisions are there for staircasing?
More informationA New Future For Heathside and Lethbridge. Heathside and Lethbridge Regeneration Offer to Leaseholders
A New Future For Heathside and Lethbridge Heathside and Lethbridge Regeneration Offer to Leaseholders Contents A OFFER TO LEASEHOLDERS 5 1 Introduction 2 Non Resident Leaseholders 3 Summary of Options
More informationTACKLING UNFAIR PRACTICES IN THE LEASEHOLD MARKET RESPONSE OF ANTHONY COLLINS SOLICITORS LLP ( ACS )
DEPARTMENT FOR COMMU NITIES AND LOC AL GOVERNMENT TACKLING UNFAIR PRACTICES IN THE LEASEHOLD MARKET RESPONSE OF ANTHONY COLLINS SOLICITORS LLP ( ACS ) INTRODUCTION AND BACKGROUND TO THE ACS RESPONSE ACS
More informationShared Ownership Guidance Notes
Shared Ownership Guidance Notes For your assistance, this document can also be made available in another language, in Braille, in large print, or on audio cassette. Please ask any member of staff and the
More informationLetting out your property
Letting out your property England and Wales EXPLANATORY NOTES CONCERNING YOUR MORTGAGE IMPORTANT: Please read these notes before you fill in and sign the tenancy application. 1. Property insurance Please
More informationIntangible Assets IAS 38, IAS 36, IFRS 3
Intangible Assets IAS 38, IAS 36, IFRS 3 Agenda 1. Introduction 2. Recognition 3. Measurement 4. Impairment of intangible assets (IAS 36) Basic concept Cash-Generating Units 5. Disclosures 2 1 Introduction
More informationSELLER S GUIDE INTRODUCTION SELLER S PACK REQUEST FORM RETIREMENT PROPERTIES APPENDIX
Transfer of Property A standard guide to our fees and requirements SELLER S GUIDE INTRODUCTION PAGE 02 SELLER S PACK PAGE 03 REQUEST FORM PAGE 04 RETIREMENT PROPERTIES PAGE 06 APPENDIX PAGE 11 Version
More informationTHE PROCESS OF CONVEYANCING (The Business of Buying and Selling)
A GUIDE TO THE PROCESS OF MOVING HOUSE It goes without saying that moving home can be stressful. The process does not always run smoothly In this guide we will give you a brief outline of the conveyancing
More informationAcceptable Tenancies for Buy To Let Mortgages
Acceptable Tenancies for Buy To Let Mortgages Where your mortgage agreement with us is subject to our Buy to Let Mortgage Terms and Conditions you are required to adhere to the following conditions which
More informationYOUR CLIENT JOURNEY. When buying property with Scullion LAW
YOUR CLIENT JOURNEY When buying property with Scullion LAW THE BEGINNING Your Finances Home Report Your Offer Your ID THE PROCESS Missives Conveyancing Funding, Signing & Completion THE END Post-Completion
More informationSIPP Property Transfer In-Specie Questionnaire
SIPP Property Transfer In-Specie Questionnaire IPM PERSONAL PENSION SCHEME 1 GENERAL Please list members who have an interest in the property being transferred and indicate their percentage ownership of
More informationDecent Homes General Information
Decent Homes General Information We consult with Leaseholders as required by law about major works that will cost leaseholders more than 250. The works to your building are being carried out as part of
More informationValuation & Policy Guidance Notes
Valuation & Guidance Notes In association with: Version: 2015 v4.0 Updated: 17 Dec 2015 Effective Date: 17 Dec 2015 Document Revision History Date: Version Revised Sections Effective 10/04/2014 8.0 Page
More informationProperty Notes. Self Invested Personal Pension
Self Invested Personal Pension Property Notes The Financial Conduct Authority is the independent financial services regulator. It requires us, AJ Bell Management Limited, to give you this important information
More informationAPI PropertyPRO Pro-forma Report
Organisation/Lender: Commonwealth Bank of Australia Valex Ref: 6601457 Fax/Email to: VOXBusinessSupport@cba.com.au Contact: Tejas Purohit Borrower: Test Test Purpose of Report: Mortgage Loan Ref..: VOX000076173227
More informationA guide to. Shared Ownership
A guide to Shared Ownership V1. August 2016 What is Shared Ownership? Shared Ownership is an affordable way to buy your own home. With Shared Ownership you can part-rent and part-buy a property. If you
More informationLetting out your property
Letting out your property 1. Property insurance Please ensure that your insurance company is notified that the property is let so that full cover can be maintained. 2. Arrears The mortgage account must
More informationGuidance Notes for Solicitors
Small Self Administered Scheme SSAS Property Purchase Guidance tes for Solicitors You have been asked to advise in relation to either an existing property, or a property purchase, by the trustees of a
More informationmake it happen Information on Right To Buy Lease Extension
make it happen Information on Right To Buy Lease Extension of less than 80 years and most mortgage lenders require an unexpired lease term of at least 60 years. How long can I extend my lease for? Under
More informationHomeowners. Our Key Guarantees to homeowners
Homeowners Our Key Guarantees to homeowners A better home for you and your family Rebuilding your estate will mean that you and your family will be able to move into a better home. While we work together
More informationPark home living - your questions answered
For thousands of people, security, peace of mind and a delightful living environment are just some of the benefits of park living. Moving to a residential park can mean swapping urban life for a peaceful
More informationREIT Ancillary Issues April 2009
April 2009 One University Avenue, Suite 1410 Toronto, Ontario Canada M5J 2P1 www.realpac.ca T: (416) 642-2700 F: (416) 642-2727 Page 2 REALpac represents Canadian REITs, a multi-billion dollar segment
More informationSite Development Proposal
Site Development Proposal Schedule C to the Agreement of Purchase and Sale Between: Halifax Regional Municipality and [Purchaser s Name] FOR [LOT #] [PROPERTY ADDRESS] [BUSINESS PARK NAME] [CITY/TOWN],
More informationPlease return the completed original package and the requested documentation to the address below.
Thank you for your interest in becoming an approved appraiser with Alexander McCabe Appraisal Management Company. The following items are needed to become an approved appraiser: Signed Appraiser Application
More informationVoluntary Right to Buy Policy (Midlands Pilot)
Voluntary Right to Buy Policy (Midlands Pilot) Version 1 Approved by: Board Approved date: 6 June 2018 1.0 Introduction 1.1 This Policy outlines our approach to the Voluntary Right to Buy (VRTB) scheme,
More informationYour Shared Ownership Lease
A guide to... Your Shared Ownership Lease hastoesales.com A guide to your Shared Ownership Lease Welcome Your lease is an important document which forms the legal contract between you, as the shared owner
More informationVoluntary Right to Buy and Portability Policy
Voluntary Right to Buy and Portability Policy 1. Policy statement Policy for customers who wish to purchase the home they rent from Bromford under the Voluntary Right to Buy scheme 2. Contents: Introduction
More informationGuide to your lease. An overview of your lease, its purpose and a glossary of its technical terms.
Guide to your lease An overview of your lease, its purpose and a glossary of its technical terms. Guide to your lease Your lease is an important document which forms the legal contract between you, as
More informationProperty Address Sample. Property Postcode Sample. Client s Name Sample. Date of Inspection Sample. Reference Number Sample
Gold Crest Chartered Surveyors Valuation Report Property Property Client s Name Date of Inspection Reference Number Gold Crest Chartered Surveyors is a trading name of Gold Crest Trading Ltd - Company
More informationGovernment Consultation in Tackling Unfair Practices in Leasehold. Response from Association of Retirement Housing Managers (ARHM)
Government Consultation in Tackling Unfair Practices in Leasehold Response from Association of Retirement Housing Managers (ARHM) The ARHM represents management organisations who together manage around
More informationAPPLICATION FOR COMPLYING DEVELOPMENT CERTIFICATE
APPLICATION FOR COMPLYING DEVELOPMENT CERTIFICATE This application is to engage Silver Certifiers Pty. Ltd. for the following services; Please mark all boxes Date received (office use only): X Complying
More informationThe Basics of a Commercial Lease
The Basics of a Commercial Lease Contents Introduction 3 First things first, what is a commercial lease? 3 What s the difference between a commercial property lease and a residential one? 4 Are there ever
More informationYour guide to: Extending your lease
Your lease is the document that gives you the right to live in your property for a certain amount of time usually 99 or 125 years. Once the time remaining on your lease drops under 80 years, the value
More informationCommercial Property and Land Purchase Application Form Guidance
Commercial Property and Land Purchase Application Form Guidance Document reference H302G Quick actions: This document provides guidance on how you should complete H302 Commercial Property and Land Purchase
More informationINSTRUCTIONS TO SOLICITORS
INSTRUCTIONS TO SOLICITORS (NORTHERN IRELAND) PLATFORM Platform P.O. Box 3462 Cheadle Road Leek ST13 9BG Telephone: 0345 070 1999 DX 16351 (Leek) We should like you to act on our behalf in relation to
More informationLetting out your property
Letting out your property Scotland EXPLANATORY NOTES CONCERNING YOUR MORTGAGE IMPORTANT: Please read these notes before you fill in and sign the tenancy application. 1. Property insurance Please ensure
More informationA guide to. Shared Ownership. for you - for your community - not for profit.
A guide to Shared Ownership www.tworivershousing.org.uk for you - for your community - not for profit What is Shared Ownership? Shared Ownership is an affordable way to buy your own home. With Shared Ownership
More informationHOME Scheme and Part Exchange. You ve found the Story Home of your dreams but you don t have a buyer for your current property...
Introducing HOME Scheme and Part Exchange You ve found the Story Home of your dreams but you don t have a buyer for your current property... Don t worry, we can help. We have two schemes which may make
More information10 Single Family Lots FOR SALE
Exceptional Builder Opportunity! Site PLan Dan Flanagan, ALC Managing Broker Phone: 630 388 8522 Fax: 630 443 1239 email: Dan@FlanaganLand.com http://www.flanaganland.com Flanagan Realty, LLC represents
More informationReal Estate PRECISION EXAMS
PRECISION EXAMS Real Estate EXAM INFORMATION Items 48 Points 50 Prerequisites NONE Grade Level 10-12 Course Length ONE SEMESTER Career Cluster MARKETING DESCRIPTION Students will be introduced to real
More informationLease Extension Interested in extending your lease? We hope you find this guide useful in informing you of your options and how to go about it.
Lease Extension Interested in extending your lease? We hope you find this guide useful in informing you of your options and how to go about it. If you own a flat and you wish to extend your lease then
More informationYour guide to: Extending your lease
Your lease is the document that gives you the right to live in your property for a certain amount of time usually 99 or 125 years. Once the time remaining on your lease drops under 80 years, the value
More informationProperty administration overview and risk warning notice
Property administration overview and risk warning notice Overview of property administration You have informed us that you wish to purchase a property within your Scheme. Please complete and return to
More informationWills Questionnaire. Your full name Maiden or former names. Current Address. Date of birth. Single Married In a civil partnership Yes No
Wills Questionnaire Publication - 05/09/2017 To complete this questionnaire, simply download your own PDF version using this link. If you require any further information please do not hesitate to contact
More informationGUIDE TO SSAS PROPERTY PURCHASE
GUIDE TO SSAS PROPERTY PURCHASE www.investaccpensions.co.uk 2 InvestAcc Pension Administration Limited Guide to SSAS Property Purchase Guide to Purchasing Property and Land through your SSAS This guide
More informationAPPLICATION FOR RENTAL (Each Co-Applicant must submit a separate application)
APPLICATION FOR RENTAL (Each Co-Applicant must submit a separate application) PERSONAL DATA # Prospective Address Desired Date of Occupancy Desired Length of Occupancy (minimum 12 months) Applicant's Name
More informationLease Accounting and Loan Covenants: What is the Impact?
Lease Accounting and Loan Covenants: What is the Impact? Monday June 26, 2017 9:15 AM 10:30 AM Presented by: Charlie Shannon Partner Moss Adams LLP 8750 N. Central Expressway, Suite 300 Dallas, TX 75231
More informationSHEPHERDS BUSH HOUSING ASSOCIATION LEASE EXTENSION POLICY
(UNCONTROLLED WHEN PRINTED) SHEPHERDS BUSH HOUSING ASSOCIATION 1. INTRODUCTION Shepherds Bush Housing Association (SBHA) recognises the desire of residential leaseholders to extend the term of their lease
More information(ENGLAND AND WALES ONLY) Section 1 Shared Ownership Requirements which must be complied with for all Shared Ownership Leases.
LEEDS BUILDING SOCIETY REQUIREMENTS IN RESPECT OF SHARED OWNERSHIP SCHEMES/SHARED EQUITY LOAN SCHEMES/ SECTION 106 AGREEMENTS/PROPERTIES PURCHASED AT A DISCOUNT (ENGLAND AND WALES ONLY) If the property
More informationGreener Homes Scheme (GHS) Information Brochure ALNESS
Greener Homes Scheme (GHS) Information Brochure ALNESS The Greener Homes Scheme (GHS) The Highlands Small Communities Housing Trust and the Highland Council successfully applied to the Scottish Government
More informationSupporting documents; DHC publications & HomeSwapper publications. Health & safety; Breach of this policy unlikely to have direct impact on H&S
Section; Housing Policy name; Lettings Policy Executive responsible; Housing Manager Review by; Housing Manager Tenant review: Not yet Type of review; Exception Authority to amend; Board Frequency of review;
More informationSmall Self Administered Scheme. Property Notes
Small Self Administered Scheme Property Notes Contents 1. Introduction... 3 2. The Property... 3 3. The Vendor... 3 4. The Legal Owners... 3 5. Valuations... 4 6. The Purchase... 4 7. Tenants... 4 8. Lease...
More informationHOW TO FIND, INVEST AND FIX HOUSES FOR PROFIT
HOW TO FIND, INVEST AND FIX HOUSES FOR PROFIT Thanks for downloading this PDF. At some point in the process of finding, fixing and flipping houses, all investors are going to at least one problem for which
More informationCLAIM FROM ASSIGNEE OF OWNER OF RECORD
COUNTY OF EL DORADO CLAIM FOR EXCESS PROCEEDS FROM THE SALE OF TAX DEFAULTED PROPERTY California Revenue and Taxation Code Section 4675 CLAIM FROM ASSIGNEE OF OWNER OF RECORD The undersigned Assignee of
More informationWho you are and why it matters
Principles of Negotiating a Lease A guide for Voluntary Organisations, Social Businesses and Charities A Resource by James McCallum and Clare Garbett, Russell Cooke James McCallum and Clare Garbett provide
More informationLOCHABER HOUSING ASSOCIATION LTD. NEW SUPPLY SHARED EQUITY SCHEME MARKETING STRATEGY GLENLOCHVIEW, FORT WILLIAM
Background to the Association Lochaber Housing Association is a Scottish Charity (SCO 30951), a Friendly Society under the Industrial and Provident Societies Act 1965 (2289R) and a Registered Social Landlord
More informationVALUATION FOR PROBATE PURPOSES
VALUATION FOR PROBATE PURPOSES In respect of 41 Lincoln Avenue West Bridgford Nottingham NG2 Prepared for the Estate of Miss Eliza Jennings Address; 41 Lincoln Avenue West Bridgford Nottingham NG2 Instructions;
More informationResales Selling your shared ownership property
Resales Selling your shared ownership property 1 Contents Resales What it costs How to sell General information 03 04 06 08 Resales If you want to sell your shared ownership home this is a resale. The
More informationA Dozen Questions and Answers about Affordable Home Ownership Programs
A Dozen Questions and Answers about Affordable Home Ownership Programs 1. Who is the target market for affordable ownership housing? Affordable homeownership housing providers target households not well
More informationInterested in buying your own home?
Interested in buying your own home? A legal guide to Right to Buy This leaflet can be translated into other languages, large print and Braille or recorded on to an audio CD. Please contact your local office
More informationInterested in buying your own home? A legal guide to Right to Buy
Interested in buying your own home? A legal guide to Right to Buy Further information Sanctuary Housing Customer Service Centre 0800 916 1444/0300 123 3516* contactus@sanctuary-housing.co.uk Please contact
More informationCrawley APEX APARTMENTS. 26 new affordable contemporary one and two bedroom apartments available to buy on a Shared Purchase* basis
Crawley APE APARTMENTS 26 new affordable contemporary one and two bedroom apartments available to buy on a Shared Purchase* basis FREUENTLY ASKED UESTIONS Relevant as at June 1st 2018 hat is a Landspeed
More information