Boutique Webster Square Route 139 Marshfield, MA

Size: px
Start display at page:

Download "Boutique Webster Square Route 139 Marshfield, MA"

Transcription

1 Boutique Webster Square Route 139 Marshfield, MA Business Proposal for Jacqueline Doherty

2 Financial Proposal for Boutique To be Submitted to Citizens Bank Jacqueline Doherty Boutique Webster Square Route 139 Marshfield, MA September 1, 2021

3 Section One: The Business Statement of Purpose Zeal Boutique seeks a loan totaling $66,315 to purchase equipment and inventory; lease property and buildings at Webster Square Route 139, Marshfield, Massachusetts; perform necessary renovations and improvements; and maintain sufficient cash reserves to provide adequate working capital to successfully start a retail clothing boutique. This sum, together with an additional 20,000 by the principal, will finance the start up phase so that the business can operate at a high level of profitability. Table of Contents Page Section One: The Business 3 A. Description of Business 4 B. Description of Market 4 C. Description of the Location 4 D. Description of the Competition 5 E. Description of Management 5 F. Description of Personnel 6 G. Application and Expected Effect of Loan 6 H. Summary 6 Section Two: Financial Data 7 A. Description of Sources and Applications of Funding 7 B. Capital Equipment List 7 C. Balance Sheet 8 D. Breakeven Analysis 9 E. Income Projections 10 F. Cash Flow Projections 11 Section Three: Supporting Documents 11 A. Resumes 12 B. Contractor s Letter 13 C. Letter of Recommendation 14 D. Business Layout 15

4 Description of Business Zeal Boutique will be a clothing and accessories boutique specializing in selling trendy and stylish clothes to women ages 16 to 30. Zeal plans to concentrate more heavily on premium and new luxury brands for young women. Although margins are lower in clothing shops, profits will be higher due to lack of boutiques in the area. Zeal Boutique plans to begin business September 1, The store will be open Monday through Saturday from 10:00 a.m. to 5:00 p.m. In addition, Zeal will have a website that will be up 24/7. The demand is year-round and will sell clothing corresponding to the current season and weather. The demand is currently increasing because there is a lack of clothing and accessory shops in the town of Marshfield. Since Zeal will be the only clothing boutique in the area, the demand will be high and the customers will demand the clothing options. The quality of the clothes will be great and will serve a trading up phenomenon to our premium brands. Since as the owner have an outstanding background in the fashion and shopping business, have a well awareness of the customer base, Zeal does not anticipate trouble maintaining good relations with shoppers. Zeal has made a policy of paying premium prices for the best, most stylish brands of clothing. Description of the Market Zeal Boutique will provide premium-quality clothes and accessories to customers. Zeal plans to increase the demand and supply for the brands we will service in the area. The business should grow over the next few years. Zeal s goal is to provide the most stylish and popular brands at competitive prices to customers in the town of Marshfield and possibly the towns surrounding. Marshfield has a total population of 24,828 people, 51.2% being women, our target customers. Customers will be attracted by the following: A local radio and newspaper advertising campaign Word-of-mouth advertising from our families, friends and future customers Our location in the center of town on Route 139, near other stores and restaurants Website that customers can order clothing from anywhere Description of the Location Zeal Boutique plans to lease a two-story building with a cement floor (1,000 square feet) at 12 Snow Road on Route 139, Marshfield, Massachusetts, for $1000/ month. The area is zoned for commercial use. Snow Road is part of U.S. Route 139, a heavily traveled route with most nearby businesses catering to current town citizens. A large parking lot used for the surrounding stores will give enough parking for the stores customers. Zeal Boutique will perform leasehold improvements. The building will be divided into (1) a sales counter area (2) a dressing room (3) a showroom area complete with shelves and glass containers for the clothes (4) a multipurpose area for

5 employees, complete with bathroom and separate entry and storage space. See the diagram in Supporting Documents. Description of the Competition There are three clothing stores competing directly with Zeal Boutique: 1. Marshalls. A department, brand-names for less store serves to all age groups and types of people. As a large-chain store, this will be Zeal s biggest competitor. However, because Zeal will offer more premium brands customers will chose Zeal over Marshalls everyday clothing. 2. Pre-Game Sports. As a sports clothing store, Zeal will have little competition competing with this average lower-priced sports store. 3. Olivia Rose Boutique. As a boutique similar to Zeal, there will be no competition since Olivia Rose services to children and infant clothing and accessories. Description of Management Jacqueline Doherty was born in Arlington, Massachusetts, on December 24, Since birth she and her family have lived on the south shore in Marshfield, Massachusetts during the summer. After graduating from Arlington Catholic High School, she moved on to get a degree in Business from Roger Williams University in Rhode Island. After graduating, Jackie accepted a job at a fashion magazine in Boston and started renting an apartment in the South End. Jackie worked hard at her job to save enough money to someday reach her goal of owning a clothing boutique. By setting aside money for her store, she was certain she would one day accomplish her goal. When she was 24, she married and moved to the Humarock section of Marshfield, only two streets over from her summer home. As her husband provided the larger part of their income, Jackie continued to commute to Boston. At age 27, Jackie and her husband decided they wanted to start a family and in the next three years they had two beautiful children. Since the commute was long and motherhood took up the bulk of her time, Jackie quit her job at the fashion magazine. Still, her family lived comfortably with her husband s salary. When her children began pre-school, Jackie decided it would be a good time to start her business. With the money saved and help from her husband and father, she is finally ready to live out her dream. As an energetic and exciting person, Jackie hopes that her personality will help her to be successful in her business. With a business degree and work experience in the fashion world, Jackie knows how to organize and run her business. With the help of her sister who just recently graduated from college and best friend who graduated college with a fashion degree and is now creating her own clothing line, Jackie is sure that this boutique will be loved by all. Jackie s starting salary will be $1,500/ month for the first year to enable the business to pay start-up costs. Jackie s husband earns enough money to support their family. In the second year her salary will increase to $2,000/month. Once profits increases and start-up costs are paid off, she will be paid more.

6 In order to augment her skills, Jackie has enlisted the help of Boston Financial, Driscoll and Gibson (attorneys) and Coldwell Banker s who will be on the advisory board. This board will provide ongoing management review. Description of Personnel Zeal Boutique will hire one high school part-time employee who will work Monday through Thursday from three to five. This sales person will be paid ten dollars an hour. Jackie s sister will work part-time as well, on Fridays and Saturdays from ten to five. She will also be paid ten dollars an hour. Jackie s friend Alisanne, who designs her own clothes that will be sold through Zeal Boutique and Jackie, will work the rest of the hours during the week; Monday through Friday ten to three. Alisanne will be paid $1,500/ month as well. No benefits will be given to the part-time workers. Application and Expected Effect of Loan or Investing The $66,315 will be used as follows: Renovations to property $20,000 Equipment 6,315 Working Capital 20,000 Cash reserve 20,000 Total $66,315 Summary Zeal Boutique will be a clothing boutique serving retail in the center of Marshfield, MA. Jackie Doherty, the owner, is seeking loans totaling $66,315, to lease and improve the property in Webster Square on Route 139, purchase equipment, maintain a cash reserve, and provide adequate working capital. This amount will be sufficient to finance transition through a planned expansion phase so the business can operate as an ongoing, profitable venture. Careful analysis of the potential market shows an unfulfilled demand for trendy and stylish clothes. Jackie s local reputation will help secure a sizable portion of the customers. Jackie s business degree from Roger Williams University will provide a good background to the business and management.

7 Section Two: Financial Data Description of Sources and Applications of Funding Zeal Boutique Sources: Term loan $36,315 Reserve 20,000 Investment 10,000 Total Sources $66,315 Applications: Renovations $20,000 Equipment 6,315 Working capital 20,000 Reserve 20,000 Total $66,315 To be secured by the assets of business and personal guarantee of the principal, Jackie Doherty. Capital Equipment List Zeal Boutique Major Equipment and Normal Accessories Model Cost or List Price (whichever is lower) Mac 20 inch 2.4 GHz Intel $1,578 core 2 Duo (2) Cannon Pixma office all in MP one printer Computer Desk 169 File Cabinet 110 Office Chair 100 Mannequin (4) 800 Racks/Shelves 1000 Mirrors 500 Total Capital Equipment $6,315

8 Zeal Boutique Balance Sheet September 1, 2021 Current Assets Cash $25,000 Merchandise Inventory 25,000 Total Current Assets 50,000 Fixed Assets Equipment 6,315 Renovations 20,000 Total Fixed Assets 26,315 Current Liabilities Total Current Liabilities Long-Term Liabilities Bank Loan 66,315 Total Long-Term Liabilities 66,315 Total Liabilities 66,315 Net Worth Owners Equity 10,000 Total Assets $76,315 Total Liabilities & Net Worth $76,315

9 Zeal Boutique Breakeven Analysis Projected figures from Zeal s One-Year Income Projection Fixed Costs FC = $ 8,200/month Gross Margin GM = $ 35,280- $24,696/$35,280 = 30% Thus, Breakeven Analysis =S = FC/GM = $8,200/.3 On a monthly basis, S = $27,333 30,000 D o l l a r S a l e s 25,000 20,000 15,000 10,000 5,000 0 Monthly sales Fixed Costs B/E Month Months

10 Zeal Boutique Income Projection: One-Year Summary Total Month One Total Quarter Total Year One One Sales $35,280 $105,840 $423,360 Cost of Goods Sold 24,696 74, ,352 Gross Margin $10,584 $31,752 $127,008 Operating Expenses Utilities $300 $900 $3,600 Salaries 3,880 11,640 46,560 Advertising 1,000 3,000 12,000 Office Supplies ,600 Insurance 350 1,050 4,200 Maintenance & Cleaning ,400 Legal & Accounting 350 1,050 4,200 Licenses Telephone Miscellaneous ,400 Lease 1,000 3,000 12,000 Total Operating Expenses $8,192 $24,576 $98,304 Other Expenses Bank Loan Interest $552 $1,656 $6,624 Total Other Expenses Total Expenses $8,744 $26,232 $104,928 Net Profit (Loss) $1,840 $5,520 $22,080

11 Zeal Boutique Cash Flow Projection Total Month Total Quarter Total Year One One One Cash Receipts $35,280 $105,840 $423,360 Cash Disbursements Cost of Goods Sold $24,696 $74,088 $296,352 Utilities ,600 Salaries 3,880 11,640 46,560 Advertising 1,000 3,000 12,000 Office Supplies ,600 Insurance 350 1,050 4,200 Maintenance/Cleaning ,400 Legal/Accounting 350 1,050 4,200 Licenses Telephone Miscellaneous ,400 Lease 1,000 3,000 12,000 Bank Loan 920 2,760 11,040 Total Cash Disbursements $33,256 $99,768 $399,072 Net Cash Flow $2,024 $6,072 $24,288

12 Section Three: Supporting Documents

13

14 MA License 1000 RI License 2000 September 1, 2011 Zeal Boutique Route 139 Marshfield, MA Attn: Jackie Doherty PAUL J. ARMSTRONG BUILDING AND CONTACTING 12 SEA STREET MARSHFIELD, MA PHONE: (781) Dear Ms. Doherty, For the sum of $20,000, we propose to furnish and renovate the store as shown on your outline sketch. All work will be guaranteed and serviced for one year from the date of completion. We would require a down payment of $5,000, and another payment of $5,000 when the rough construction is completed, with the balance due upon final completion. If the above meets with your approval, please sign and return one copy. Signed by: Date: Thank you, Paul J. Armstrong

15 Teen Vogue Magazine 2341 Newbury Street Boston, MA September 1, 2011 Dear Ms. Doherty, It is a pleasure to write a recommendation letter for Zeal Boutique. Having you work with us for the past five years has been a delight. Your work on the photo shoot styles are amazing. Ideas you put forth have made the magazine a better one. We are sad to see you go, however are ecstatic of your new business. We know that you have all the knowledge and skills to run this business and cannot wait to see your progress. Yours, Maria Porter Head Editor Teen Vogue Magazine

LANCE LUNDY E-BOOK GUIDE TO BUYING A WHISTLER OR PEMBERTON PROPERTY

LANCE LUNDY E-BOOK GUIDE TO BUYING A WHISTLER OR PEMBERTON PROPERTY LANCE LUNDY E-BOOK GUIDE TO BUYING A WHISTLER OR PEMBERTON PROPERTY A MESSAGE FROM LANCE For the past 20 years, I have had the pleasure of calling this area home. From the mountains to the golf courses

More information

Business Management by Natalie Danielson

Business Management by Natalie Danielson Workbook and Final Exam Complete with a pen and scan back in order to receive clockhours Business Management by Natalie Danielson 13148 Holmes Pt Dr NE Kirkland, WA 98034 email: clockhours@gmail.com A

More information

Exercise 1 Negotiating A Job Salary:

Exercise 1 Negotiating A Job Salary: Exercise 1 Negotiating A Job Salary: Suppose you re searching for your first full time job post-college graduation. You ve been searching for employment for 6 months. Your college roommate informs you

More information

NAR Survey Shows Consumers Very Satisfied With Agent Performance

NAR Survey Shows Consumers Very Satisfied With Agent Performance For more information, contact: Walt Molony 702/981-8592 wmolony@realtors.org NAR Survey Shows Consumers Very Satisfied With Agent Performance LAS VEGAS, November 13, 2007 A new consumer survey shows that

More information

Offering For Your Consideration

Offering For Your Consideration 222 West Main Street Hyannis, MA 02601 508.862.9000 www.comrealty.net Offering For Your Consideration PRICE REDUCED! Flowers by Mary Successful Cape Cod Florist Business Business Only Turn Key Operation

More information

Building Local Networking Opportunities. Home Services

Building Local Networking Opportunities. Home Services Building Local Networking Opportunities Home Services GUIDE MEDIA KIT 2017 LOCAL MARKET DEMOGRAPHICS 1 How is it distributed?/who gets it? For more than half a century, the South Metro Denver REALTOR Association

More information

AIA FORT WORTH HOMES TOUR RULES:

AIA FORT WORTH HOMES TOUR RULES: All submissions are due to September 28 th 2018 at 4:00pm CST to AIAFW12@GMAIL.COM. Thank you for your consideration in submitting your project to AIA Fort Worth Homes Tour. We are very excited to see

More information

PRIME LEASE OPPORTUNITY $29/SF NNN

PRIME LEASE OPPORTUNITY $29/SF NNN SF 3,000 Property Information Features Generous Parking Allotment Strong Credit Tenants Prominent Prestige Placement Excellent Signage & Visibility Well Maintained Center with On-Site Management Base Rent

More information

A PREMIER 55+ COMMUNITY IN SALEM, NEW HAMPSHIRE FEATURING SINGLE FAMILY, DETACHED, MAINTENANCE FREE HOMES.

A PREMIER 55+ COMMUNITY IN SALEM, NEW HAMPSHIRE FEATURING SINGLE FAMILY, DETACHED, MAINTENANCE FREE HOMES. A PREMIER 55+ COMMUNITY IN SALEM, NEW HAMPSHIRE FEATURING SINGLE FAMILY, DETACHED, MAINTENANCE FREE HOMES. 603-327-7475 About Salem, NH Why live in Salem, NH? Where do we begin?! First, the location is

More information

Architect For Your Luxury Home

Architect For Your Luxury Home Selecting the Right Architect For Your Luxury Home Designing Innovative Spaces to Suit Your Vision and Lifestyle Resulting in the Home of Your Dreams. Selecting the Right Architect for Your Luxury Home

More information

Volume II Edition I Why This is a Once in a Lifetime Opportunity for Investors

Volume II Edition I Why This is a Once in a Lifetime Opportunity for Investors www.arizonaforcanadians.com Volume II Edition I Why This is a Once in a Lifetime Opportunity for Investors In This Edition How to make great investment returns in a soft market U.S. Financing for Canadians

More information

Real estate development significant growth driver Company profile and business model High-quality Investment Portfolio

Real estate development significant growth driver Company profile and business model High-quality Investment Portfolio STRATEGY Over three decades of continual development, CA Immo has become distinctly competitive and secured an excellent market position in Central Europe. By letting, managing and developing high quality

More information

Instructor Cees Holcombe PROPERTY MANAGEMENT

Instructor Cees Holcombe PROPERTY MANAGEMENT Instructor Cees Holcombe PROPERTY MANAGEMENT Property Management Services To Landlords 1 Evaluating rental market 2 Marketing property 3. Obtaining tenants 4. Screening applicants according to appropriate

More information

GUIDE. The Shields Team of Keller Williams Realty (423)

GUIDE. The Shields Team of Keller Williams Realty (423) GUIDE The Shields Team of Keller Williams Realty (423) 896-1232 www.tricityrealestateforsale.com theshieldsteam@gmail.com Shields Team At The Shields Team, we also love real estate--the land, the homes,

More information

JCPS PAYROLL DEPARTMENT UNDERSTANDING ESCROW PAY FOR BUS DRIVERS

JCPS PAYROLL DEPARTMENT UNDERSTANDING ESCROW PAY FOR BUS DRIVERS JCPS PAYROLL DEPARTMENT UNDERSTANDING ESCROW PAY FOR BUS DRIVERS Kentucky Revised Statute 160.291 states, The gross salary received on each pay date will be an amount equal to the school employee s annual

More information

Corey De Vries. Property Management. Tenant Placement Service. Condo Management. Construction Management. Property Maintenance & Upkeep

Corey De Vries. Property Management. Tenant Placement Service. Condo Management. Construction Management. Property Maintenance & Upkeep Property Management Tenant Placement Service Condo Management Construction Management Property Maintenance & Upkeep Managing your property like it is ours Corey De Vries (616) 437-7568 www.managementbycornerstone.com

More information

SOUTHAMPTON STUDENT LIVING. Student living for the OW generation.

SOUTHAMPTON STUDENT LIVING. Student living for the OW generation. SOUTHAMPTON STUDENT LIVING Student living for the OW generation. BE PART OF THE GENERATION We are setting a new standard for student accommodation. If you re looking for student accommodation NOW Building

More information

MASS HOUSING PRO FORMA LINE ITEM EXPLANATIONS 132 Unit Project. The Residences at West Union

MASS HOUSING PRO FORMA LINE ITEM EXPLANATIONS 132 Unit Project. The Residences at West Union MASS HOUSING PRO FORMA LINE ITEM EXPLANATIONS 132 Unit Project The Residences at West Union Page 5 Affordable Unit Rates: The affordable unit rental rates listed on page 5 of the pro forma list projected

More information

Chapter 6 Early Financing and Permitting

Chapter 6 Early Financing and Permitting Chapter 6 Early Financing and Permitting Even before obtaining my real estate license I had the dream of working or relocating a good number of dairies to the valley. I could see the benefits of the area:

More information

Monthly Indicators + 5.7% % % Market Overview New Listings Pending Sales. Closed Sales. Days on Market Until Sale. Median Sales Price

Monthly Indicators + 5.7% % % Market Overview New Listings Pending Sales. Closed Sales. Days on Market Until Sale. Median Sales Price Monthly Indicators 2018 The three most prominent national market trends for residential real estate are the ongoing lack of abundant inventory, the steadily upward movement of home prices and year-over-year

More information

Minot State University HOUSING OFFICE Minot, North Dakota UNIVERSITY APARTMENT LEASE AGREEMENT Academic Year

Minot State University HOUSING OFFICE Minot, North Dakota UNIVERSITY APARTMENT LEASE AGREEMENT Academic Year Minot State University HOUSING OFFICE Minot, North Dakota UNIVERSITY APARTMENT LEASE AGREEMENT Academic Year 2017-2018 Printed Name of Lease Holder: Apartment Number: Campus Heights: Pioneer Hall: University

More information

Hillside Executive Realty Corp Real Property Management

Hillside Executive Realty Corp Real Property Management , the undersigned owner, hereby employs the undersigned Manager (Hillside Executive Realty) exclusively to rent, lease, operate and manage Hillside Executive Realty situated at: ADDRESS OF PROPERTY: Property

More information

buying with Your Home...

buying with Your Home... buying with Your Home... making homes affordable... Your Home by heylo... Launched in September 2014, heylo has created one of the largest shared ownership delivery programmes in the UK, delivering a step

More information

Balance at Retirements Balance at Beginning Additions and End of ($ in thousands) of Year 3 at Cost Transfers Year 3

Balance at Retirements Balance at Beginning Additions and End of ($ in thousands) of Year 3 at Cost Transfers Year 3 CHAPTER 10 Long-Lived Assets and Depreciation 10-1 ShopKo Stores, Inc. (ShopKo) is a leading regional discount store chain operating 109 discount retail stores in 13 states. ShopKo stores carry a wide

More information

Renting a property with Warburg.

Renting a property with Warburg. Renting a property with Warburg. The New York Rental Landscape. New York City is one of the largest and most diverse rental markets in the world. From sleek, modern apartments in soaring Midtown towers

More information

INSERT YOUR COMPANY LOGO HERE. Home Selling Guide. A Real Estate Solutions Company

INSERT YOUR COMPANY LOGO HERE. Home Selling Guide. A Real Estate Solutions Company INSERT YOUR COMPANY LOGO HERE Home Selling Guide A Real Estate Solutions Company Table of Contents Who Are We?...3 Our Business Model...6 Sample Scope of Work....11 Taking the Steps...16 INSERT PHOTO HERE

More information

CLIENT INFORMATION QUESTIONNARIE

CLIENT INFORMATION QUESTIONNARIE About You CLIENT INFORMATION QUESTIONNARIE Name: DOB: Phone: Email Address: Name: DOB: Phone: Email Address: Current Address: City: State: Zip: OWN: Yes / No How Many Years: RENT: Yes / No Lease Terms:

More information

176 Washington Street, Reading $669,000

176 Washington Street, Reading $669,000 176 Washington Street, Reading $669,000 About 176 Washington Street, Reading You will love coming home to modern style and curb appeal galore in this young, beautifully maintained duplex conveniently located

More information

OUR VISION. Everything we do is designed to make buying or selling your home an informed, smooth, and successful process.

OUR VISION. Everything we do is designed to make buying or selling your home an informed, smooth, and successful process. Everything we do is designed to make buying or selling your home an informed, smooth, and successful process. OUR VISION Imagine a real estate company which values each client and pays attention to every

More information

Spring Market trends

Spring Market trends 2016 Spring Market trends Report NATIONAL SUMMARY Vancouver and Toronto continued to see significant price appreciation in the first quarter of the year. Greater Vancouver s average residential sale price

More information

Getting Started Elm Street, Anytown, USA. Presented by. Real Living Real Estate. Selling Your Home. Mary Meyers

Getting Started Elm Street, Anytown, USA. Presented by. Real Living Real Estate. Selling Your Home. Mary Meyers Selling Your Home Getting Started Selling Your Home Prepared for Property at Jonathan and Peggy Smith 1234 Elm Street, Anytown, USA Presented by Mary Meyers Real Living Real Estate

More information

LIFE BRAND ISTANBUL THE REAL BEING A THE GREATEST THE LIMIT OF REQUESTS LUXURY INTERIORS PREMIUM STAR LIFE A FIVE

LIFE BRAND ISTANBUL THE REAL BEING A THE GREATEST THE LIMIT OF REQUESTS LUXURY INTERIORS PREMIUM STAR LIFE A FIVE 01. BEING A LIFE BRAND 03. THE GREATEST LUXURY 05. PREMIUM INTERIORS 02. THE REAL ISTANBUL 04. THE LIMIT OF REQUESTS 06. A FIVE STAR LIFE 01. NOT ONLY A PIONEER IN THE SECTOR BUT ALSO A LIFE BRAND: MESA

More information

LIFE BRAND ISTANBUL THE REAL BEING A THE GREATEST THE LIMIT OF REQUESTS LUXURY INTERIORS PREMIUM STAR LIFE A FIVE

LIFE BRAND ISTANBUL THE REAL BEING A THE GREATEST THE LIMIT OF REQUESTS LUXURY INTERIORS PREMIUM STAR LIFE A FIVE 01. BEING A LIFE BRAND 03. THE GREATEST LUXURY 05. PREMIUM INTERIORS 02. THE REAL ISTANBUL 04. THE LIMIT OF REQUESTS 06. A FIVE STAR LIFE 01. MESA, which is the home for over 93,000 happy families with

More information

Getting Started Elm Street, Anytown, USA. Presented by. Selling Your Home

Getting Started Elm Street, Anytown, USA. Presented by. Selling Your Home Selling Your Home Getting Started Selling Your Home Prepared for Property at Jonathan and Peggy Smith 1234 Elm Street, Anytown, USA Presented by Cheryl Steffen Real Living Northwest Realtors, Anderson

More information

National Rental Affordability Scheme. NRAS and Mistakes to AVOID!

National Rental Affordability Scheme. NRAS and Mistakes to AVOID! National Rental Affordability Scheme NRAS and Mistakes to AVOID! CONTENTS Contents...1 Introduction... 2 Brief Over view of NRAS...3 Key Facts About NRAS...5 NRAS Incentives... 7 NRAS and Mistakes To Avoid!......

More information

ADA TOWNSHIP CHARGES & FEES

ADA TOWNSHIP CHARGES & FEES RESOLUTION R-030915-1 (Amendment #1 to R-072814-2) ADA TOWNSHIP CHARGES & FEES Present: Supervisor Haga, Clerk Burton, Treasurer Rhoades, Trustees Smith, Jacobs, LeBlanc, and Proos Absent: None Clerks

More information

2013 Profile of Home Buyers and Sellers Texas Report

2013 Profile of Home Buyers and Sellers Texas Report 2013 Profile of Home Buyers and Sellers Report Prepared for: Association of REALTORS Prepared by: NATIONAL ASSOCIATION OF REALTORS Research Division December 2013 2013 Profile of Home Buyers and Sellers

More information

Schine Memorial Hall, LLC Business Plan. January 24, 2012

Schine Memorial Hall, LLC Business Plan. January 24, 2012 Schine Memorial Hall, LLC Business Plan January 24, 2012 Table of Contents Introduction Page 2 Short Term (2012-2014) Plan Page 3 Short Term Capital Spending Plan Page 4 Short Term Rental Revenue Forecast

More information

Fully Leased Investment Property 26 Main Street Westport, Connecticut

Fully Leased Investment Property 26 Main Street Westport, Connecticut 26 Main St Bedford Square Fully Leased Investment Property 26 Main Street Westport, Connecticut Fairfield C o u n t y Executive Summary HK Group is pleased to exclusively offer for sale the property located

More information

MEADOW RIDGE HOMEOWNERS ASSOCIATION

MEADOW RIDGE HOMEOWNERS ASSOCIATION NOTICE OF OWNER f S ASSOCIATION 2014 ANNUAL MEETING Notice is hereby given that the annual meeting of the MEADOW RIDGE HOMEOWNERS ASSOCIATION will be held as follows: Date: August 30, 2014 (Saturday, Labor

More information

Owner Success Packet

Owner Success Packet Owner Success Packet Property Management You Can Trust Real Property Management Alamo offers San Antonio Metro rental property owners industry-leading management services priced to fit any budget. www.rpmalamo.com

More information

The COMPLETE GUIDE To Privately Selling Or Renting Your Own Property

The COMPLETE GUIDE To Privately Selling Or Renting Your Own Property The COMPLETE GUIDE To Privately Selling Or Renting Your Own Property Preparing Your Property for Sale or Rent By preparing your property correctly for your target market, you will be assured that you have

More information

SMALL CLAIMS COURT OF NOVA SCOTIA Cite: Nova Scotia Ltd. v. MacNeil, 2018 NSSM Nova Scotia Limited Appellant

SMALL CLAIMS COURT OF NOVA SCOTIA Cite: Nova Scotia Ltd. v. MacNeil, 2018 NSSM Nova Scotia Limited Appellant SMALL CLAIMS COURT OF NOVA SCOTIA Cite: 3010282 Nova Scotia Ltd. v. MacNeil, 2018 NSSM 1 SCCH No.469120 BETWEEN: 3010282 Nova Scotia Limited Appellant and Kate MacNeil and Christina Gillis Respondents

More information

MARKETING PRESENTATION

MARKETING PRESENTATION MARKETING PRESENTATION www.homesin.com REDEFINING SERVICE IN REAL ESTATE Selling a home in today s market can be challenging - the HomesIn Team understands that. While the market can be challenging, hundreds

More information

Owners Site News Meeting April 18, #ChiMktAtWilsonCTA

Owners Site News Meeting April 18, #ChiMktAtWilsonCTA Owners Site News Meeting April 18, 2017 #ChiMktAtWilsonCTA AGENDA Purpose for Today Wilson Station, Gerber Building Grant Kessler, Board President Gregory Berlowitz, Founder and the RFP Overview Strong

More information

Investors Information Package

Investors Information Package Investors Information Package Warren Green Broker 979-574-1722 www.bcshomebuyer.com Table of Contents College Station... 3 The Real Estate InvestmentMarket... 4 What to look for. 4 Financing.. 6&7 Maintenance

More information

HOUSE IN MULTIPLE OCCUPATION HIGH RENTAL YIELDS Replace your current income with 1 property

HOUSE IN MULTIPLE OCCUPATION HIGH RENTAL YIELDS Replace your current income with 1 property HOUSE IN MULTIPLE OCCUPATION HIGH RENTAL YIELDS Replace your current income with 1 property Total rental income PCM: 1400 Annual Return On Money Left In 15.14% 85,000 Business Strategy Student Houses in

More information

BUY AS YOU GO: A NEW OFFER

BUY AS YOU GO: A NEW OFFER BUY AS YOU GO: A NEW OFFER www.housing.org.uk @natfednews #buyasyougo INTRODUCING BUY AS YOU GO For far too many life is much harder than it should be. Faced with high housing costs and a rising cost of

More information

Governance and Finance: How do they go together? Margaret Lund, Consultant Courtney Berner, UW Center for Cooperatives November 9, 2017

Governance and Finance: How do they go together? Margaret Lund, Consultant Courtney Berner, UW Center for Cooperatives November 9, 2017 Governance and Finance: How do they go together? Margaret Lund, Consultant Courtney Berner, UW Center for Cooperatives November 9, 2017 Overview of session Role of the board of directors What financial

More information

/ / FOR SALE PRIME 5-UNIT MULTIFAMILY STEPS TO COHASSET HARBOR ELM STREET, COHASSET, MA ELM STREET.

/ / FOR SALE PRIME 5-UNIT MULTIFAMILY STEPS TO COHASSET HARBOR ELM STREET, COHASSET, MA ELM STREET. MULTI-FAMILY FOR SALE PRIME 5- MULTIFAMILY STEPS TO COHASSET HARBOR / / Property Description Stunning gut renovation of gorgeous historic building into five luxury apartments plus huge adjacent barn in

More information

The Tour of Empty Buildings, 2017 update

The Tour of Empty Buildings, 2017 update The Tour of Empty Buildings, 2017 update We set a date and a time wrote about it in the paper.. Told about it on the radio shared it on Facebook, twitter and blogs talked at the various service clubs about

More information

Pack & Ship #03309 Bonita Springs, Florida (Lee County)

Pack & Ship #03309 Bonita Springs, Florida (Lee County) Pack & Ship #03309 Bonita Springs, Florida (Lee County) Services - Other Business Services Cash Flow $63,003 $125,000 Inventory $3,000* $164,120 Real Estate FF&E $8,000* Employees 0 This pack and ship

More information

COMPLETE GUIDE TO BUYING A HOME IN SAN ANTONIO

COMPLETE GUIDE TO BUYING A HOME IN SAN ANTONIO COMPLETE GUIDE TO BUYING A HOME IN SAN ANTONIO Buying a home is a big deal. While the process is exciting, it can also be overwhelming. At KW Portfolio we are committed to making sure buyers have all the

More information

Request for Proposal Off-Ice Training Facility

Request for Proposal Off-Ice Training Facility City of South St. Paul Wakota Civic Arena Request for Proposal Off-Ice Training Facility 141 6 th Street South South St. Paul, Minnesota 55075 REQUEST FOR PROPOSALS (RFP) Wakota Civic Arena Off-Ice Training

More information

2015 Spring Market trends report

2015 Spring Market trends report 2015 Spring Market trends Report National Summary Low inventory in Vancouver and Toronto continue to drive prices as buyers find themselves in competition over the low supply of single-family homes. The

More information

To make money in short-sale foreclosures you must

To make money in short-sale foreclosures you must C H A P T E R1 Make Money in Short-Sale Foreclosures To make money in short-sale foreclosures you must first understand foreclosures. Two strategies to make money in foreclosures are quick cash and long-term

More information

HUD Multifamily Southwest Region

HUD Multifamily Southwest Region HUD Multifamily Southwest Region Southwestern Affordable Housing Management Association (SWAHMA) March 17-18, 2015 Presentation Agenda Kelly Haines Regional Director 1. MFT Transformation Wave 1 Overview

More information

Finding an Apartment LESSON 4. Choosing an Apartment

Finding an Apartment LESSON 4. Choosing an Apartment Finding an Apartment LESSON 4 Someday you will be on your own with a full-time job and ready to live independently from your parents. Choosing an apartment is an exciting step in your life, but you must

More information

David Russell and Lisa Russell Ebby Halliday REALTORS Davidrussellrealtor.com

David Russell and Lisa Russell Ebby Halliday REALTORS Davidrussellrealtor.com David Russell and Lisa Russell Ebby Halliday REALTORS 214.924.9966 davidrussell@ebby.com Davidrussellrealtor.com Redefining Service In Real estate Selling a home in today s market for top dollar can be

More information

Renting a room out in your home

Renting a room out in your home Renting a room out in your home Earn extra income through renting a room in your home Why you should consider renting a room out in your home and how to go about it. www.eastleigh.gov.uk/rentaroom Foreword

More information

Public Storage Reports Results for the Quarter Ended March 31, 2017

Public Storage Reports Results for the Quarter Ended March 31, 2017 News Release Public Storage 701 Western Avenue Glendale, CA 91201-2349 www.publicstorage.com For Release Immediately Date April 26, 2017 Contact Clemente Teng (818) 244-8080, Ext. 1141 Public Storage Reports

More information

NACA REAL ESTATE AGENT

NACA REAL ESTATE AGENT NACA REAL ESTATE AGENT Compensation Range: $60,000 to $80,000+ (100% Commission with ability to exceed $100,000) FLSA: Independent Contractor Location: Nationwide Locations Contact: Real Estate Department:

More information

Teacher's Guide. Lesson Four. Living On Your Own 04/09

Teacher's Guide. Lesson Four. Living On Your Own 04/09 Teacher's Guide $ Lesson Four Living On Your Own 04/09 living on your own websites Students can greatly improve the experience of living on their own and renting an apartment by learning about important

More information

Berkshire Taconic Community Foundation

Berkshire Taconic Community Foundation The Accessory Apartments program is a project of HousingUs, an initiative of Berkshire Taconic Community Foundation. HousingUs is a tri-state collaborative effort of nonprofit organizations and community

More information

Chapter 22: Business Opportunities

Chapter 22: Business Opportunities Chapter 22: Business Opportunities An * in the left margin indicates a change in the statute, rule or text since the last publication of the manual. I. Introduction The sale of business opportunities requires

More information

MC/18/78. Redevelopment of Oxford Place, Leeds. MC/18/78 Oxford Place, Leeds. Contact Name and Details

MC/18/78. Redevelopment of Oxford Place, Leeds. MC/18/78 Oxford Place, Leeds. Contact Name and Details Redevelopment of Oxford Place, Leeds MC/18/78 Contact Name and Details Resolutions Background Context Mrs Louise C Wilkins, Conference Officer for Legal and Constitutional Practice wilkinsl@methodistchurch.org.uk

More information

33 Forest Street #100, Lexington $699,000

33 Forest Street #100, Lexington $699,000 33 Forest Street #100, Lexington $699,000 About 33 Forest Street #100, Lexington Welcome home to a carefree lifestyle in this meticulous condo ideally located steps from the town center within the historically

More information

CRB, CRS, Realtor. Pre Listing Book

CRB, CRS, Realtor. Pre Listing Book CRB, CRS, Realtor Pre Listing Book Jack Cotton, CRS, CRB, Realtor Qualifications And Experience 851 Main Street, Osterville, MA 02655 508.428.9115 Thank you for calling me regarding the potential sale

More information

ARCHITECTS TAILORED ARCHITECTURE & INTERIORS BARCELONA & SITGES ARCHITECTURE + DESIGN + INTERIORS

ARCHITECTS TAILORED ARCHITECTURE & INTERIORS BARCELONA & SITGES ARCHITECTURE + DESIGN + INTERIORS ARCHITECTS TAILORED ARCHITECTURE & INTERIORS BARCELONA & SITGES ARCHITECTURE + DESIGN + INTERIORS A family villa in Vallpineda Newly built house in the hills of Sitges. Year of project 2017 Surface 380

More information

Front Yard Residential Corporation Announces Transformative Acquisition and Reports Second Quarter 2018 Results

Front Yard Residential Corporation Announces Transformative Acquisition and Reports Second Quarter 2018 Results Front Yard Residential Corporation Announces Transformative Acquisition and Reports Second Quarter 2018 Results August 9, 2018 CHRISTIANSTED, U.S. Virgin Islands, Aug. 09, 2018 (GLOBE NEWSWIRE) -- Front

More information

OWNER S GUIDE BEACHSPOKE LETTINGS BEACHSPOKE MANAGEMENT BEACHSPOKE DESIGN

OWNER S GUIDE BEACHSPOKE LETTINGS BEACHSPOKE MANAGEMENT BEACHSPOKE DESIGN OWNER S GUIDE WHO WE ARE We hold the keys to a select number of boutique properties that are as individual as the people who own them and the guests who stay in them. The management of our properties is

More information

Four (4) Factors in Investment Definition: Investment

Four (4) Factors in Investment Definition: Investment Introductions Your name Where you work Your job responsibilities How long you have been in the industry What you hope to get from this class Chapter 1: Investments Agenda 2 Investments Adding Value to

More information

A RESIDENTIAL REDEVELOPMENT COMPANY. Home Selling Guide. Company Overview

A RESIDENTIAL REDEVELOPMENT COMPANY. Home Selling Guide. Company Overview A RESIDENTIAL REDEVELOPMENT COMPANY Home Selling Guide Company Overview Table of Contents Who Are We?...3 Our Business Model...5 Scope of Work....10 Taking the Next Steps...15 Who Are We? Dedicated Real

More information

LindaWright SERVING TAMPA FAMILIES SINCE Preparing for a Successful Home Sale

LindaWright SERVING TAMPA FAMILIES SINCE Preparing for a Successful Home Sale LindaWright SERVING TAMPA FAMILIES SINCE 2007 Preparing for a Successful Home Sale Welcome, I realize that you have a choice when hiring an agent to help you sell your Home and truly appreciate the opportunity

More information

Town of Sudbury Sudbury Housing Trust

Town of Sudbury Sudbury Housing Trust Brookside Square 70 Beharrell Street Concord, MA 01742 Information and Application for Affordable Housing Waiting List One-Bedroom Rental Units - $1,267 per month Two-Bedroom Rental Units - $1,507 per

More information

ADVERTISING AND MARKETING ELEMENTS INCLUDED IN THIS PACKET:

ADVERTISING AND MARKETING ELEMENTS INCLUDED IN THIS PACKET: The Coldwell Banker Previews International Advertising and Marketing Program has been designed exclusively for Coldwell Banker Independent Sales Associates and their luxury real estate clients. ADVERTISING

More information

Berkshire Taconic Community Foundation

Berkshire Taconic Community Foundation The Accessory Apartments program is a project of HousingUs, an initiative of Berkshire Taconic Community Foundation. HousingUs is a tri-state collaborative effort of nonprofit organizations and community

More information

International Finance Corporation (IFC) World Bank Group Hungary Energy Efficiency Co-financing Project (HEECP) Models, 2004

International Finance Corporation (IFC) World Bank Group Hungary Energy Efficiency Co-financing Project (HEECP) Models, 2004 International Finance Corporation (IFC) World Bank Group Hungary Energy Efficiency Co-financing Project (HEECP) Models, 2004 (Reference: World Bank GEF Energy Efficiency Portfolio Review and Practitioners

More information

4790 SOUTH STATE STREET MURRAY, UTAH RAWLEY NIELSEN DARREN NIELSEN CLICK FOR FLY-OVER

4790 SOUTH STATE STREET MURRAY, UTAH RAWLEY NIELSEN DARREN NIELSEN CLICK FOR FLY-OVER Representative Photo 4790 SOUTH STATE STREET MURRAY, UTAH 84107 CLICK FOR RAWLEY NIELSEN President - Investment Sales 801.441.5522 rawley.n@cbcadvisors.com FLY-OVER DARREN NIELSEN Associate 801.448.2662

More information

Shared Ownership: The Absolute Truth

Shared Ownership: The Absolute Truth Shared Ownership: The Absolute Truth Shared Ownership: The Absolute Truth Are you looking to buy a property and realising how difficult it is to find something that you want, in an area you like at a price

More information

Orange County Housing Report: I m Going to Wait to Buy. October 8, Good Afternoon!

Orange County Housing Report: I m Going to Wait to Buy. October 8, Good Afternoon! Orange County Housing Report: I m Going to Wait to Buy October 8, 2017 Good Afternoon! Many potential buyers are unaware that there is a significant cost in waiting to purchase. Cost of Waiting: Today

More information

WHERE ARE YOU GOING TO LIVE?

WHERE ARE YOU GOING TO LIVE? Upper-Year Residence at uwaterloo» uwaterloo.ca/housing Off-Campus Housing» uwaterloo.ca/off-campus-housing WHERE ARE YOU GOING TO LIVE? FIND YOUR FIT ON OR OFF CAMPUS 1 2 we re here to help. Have questions

More information

Building Real Estate First

Building Real Estate First 260 WINDING HOLLOW BLVD STE 1000 WINTER SPRINGS, FL 32708 PHONE 321-287-7111 EMAIL INFO@SCDFL.COM CONTRACTOR LIC. CGC151575 BROKER LIC. BK3001357 Strasberg Construction and Development is a dynamic force

More information

Making the great Australian dream a reality

Making the great Australian dream a reality When we launched Dream Realty and Rentals in 2005, we selected our name to reflect our Vision; to make every aspect of Real Estate a pleasure for our customers. Making the great Australian dream a reality

More information

Lodgers Guide. Advice on renting out a room in your home. Providing Quality Homes & Neighbourhoods

Lodgers Guide. Advice on renting out a room in your home. Providing Quality Homes & Neighbourhoods Lodgers Guide Advice on renting out a room in your home Providing Quality Homes & Neighbourhoods Introduction This is a guide for A1 Housing tenants who are considering taking in a lodger in their home;

More information

THINGS TO CONSIDER WHEN BUYING A HOME

THINGS TO CONSIDER WHEN BUYING A HOME THINGS TO CONSIDER WHEN BUYING A HOME SPRING 2014 edition TABLE OF CONTENTS 1 HARVARD: 5 FINANCIAL REASONS TO BUY A HOME 3 HOMEOWNERSHIP S IMPACT ON NET WORTH 4 EXPERTS PREDICT INTEREST RATES WILL INCREASE

More information

REQUEST FOR PROPOSALS NEW HAMPSHIRE HOUSING FINANCE AUTHORITY FOR ACCESSORY DWELLING UNITS IN NEW HAMPSHIRE: A GUIDE FOR HOMEOWNERS

REQUEST FOR PROPOSALS NEW HAMPSHIRE HOUSING FINANCE AUTHORITY FOR ACCESSORY DWELLING UNITS IN NEW HAMPSHIRE: A GUIDE FOR HOMEOWNERS REQUEST FOR PROPOSALS NEW HAMPSHIRE HOUSING FINANCE AUTHORITY FOR ACCESSORY DWELLING UNITS IN NEW HAMPSHIRE: A GUIDE FOR HOMEOWNERS About New Hampshire Housing Finance Authority (NHHFA): As a self-supporting

More information

Buying Your Perfect Anderson Island Home

Buying Your Perfect Anderson Island Home Buying Your Perfect Anderson Island Home Let s Get To Work Finding Your Perfect Home My Mission To help you find the best island home that fits your needs in the time frame important to you. Credentials

More information

The student will explain and compare the responsibilities of renting versus buying a home.

The student will explain and compare the responsibilities of renting versus buying a home. LESSON 10.1: RENTING VERSUS BUYING Housing Alternatives Standard 10 The student will explain and compare the responsibilities of renting versus buying a home. Lesson Objectives Identify various housing

More information

Welcome to our May Newsletter!

Welcome to our May Newsletter! Client Newsletter May 2017 Issue 5 Welcome to our May Newsletter! EXPO.CY PROPERTY EXHIBITION - 2017 - JORDAN Kleanthis Savva attended the EXPO.CY International Property & Investment Expo in Jordan. The

More information

Innovating Better Homes

Innovating Better Homes IB HOMES Innovating Better Homes Through the years, IB Homes has set a standard for building quality homes with chic modern interiors and cutting edge contemporary designs. We pride ourselves in our ability

More information

HOUSING OPPORTUNITIES. On- and Off-Campus

HOUSING OPPORTUNITIES. On- and Off-Campus HOUSING OPPORTUNITIES On- and Off-Campus Housing On-Campus: Blakeley Hall For single students or married students attending school without their spouse and children Blakeley Hall Fletcher s Residence Hall

More information

FOUR MILE TREASURES, LLC 5099 JEFFERSON DAVIS HIGHWAY, SUITE E, FREDERICKSBURG, VA (540) ~

FOUR MILE TREASURES, LLC 5099 JEFFERSON DAVIS HIGHWAY, SUITE E, FREDERICKSBURG, VA (540) ~ FOUR MILE TREASURES, LLC 5099 JEFFERSON DAVIS HIGHWAY, SUITE E, FREDERICKSBURG, VA 22408 (540) 891-5053 ~ EMAIL: FOURMILETREASURES@GMAIL.COM ANTIQUES, COLLECTIBLES & MORE! RENTAL CONTRACT Four Mile Treasures,

More information

THERE ARE NO SECRETS TO SUCCESS. IT IS A RESULT OF PREPARATION, HARD WORK, AND LEARNING FROM FAILURE. - COLIN POWELL

THERE ARE NO SECRETS TO SUCCESS. IT IS A RESULT OF PREPARATION, HARD WORK, AND LEARNING FROM FAILURE. - COLIN POWELL THERE ARE NO SECRETS TO SUCCESS. IT IS A RESULT OF PREPARATION, HARD WORK, AND LEARNING FROM FAILURE. - COLIN POWELL Meet Austin Zahn $27 Million in Sales (2017) Top Producer (2017) Serving Clients in

More information

11.86 Acre Developer Opportunity Milton, FL

11.86 Acre Developer Opportunity Milton, FL 11.86 Acre Developer Opportunity Milton, FL For Sale $995,000 Offering Highlights Development Opportunity for Apartment Complex, Assisted Living or Senior Housing Facility Across from Santa Rosa County

More information

Cheat Sheet 3 Formulas to Know When Investing in Multi-Family Homes

Cheat Sheet 3 Formulas to Know When Investing in Multi-Family Homes Cheat Sheet 3 Formulas to Know When Investing in Multi-Family Homes Overview There are many factors that go into buying a property size, location, finishes the list goes on and on. When searching for a

More information

The New Starts Grant and Affordable Housing A Roadmap for Austin s Project Connect

The New Starts Grant and Affordable Housing A Roadmap for Austin s Project Connect The New Starts Grant and Affordable Housing A Roadmap for Austin s Project Connect Created for Housing Works by the Entrepreneurship and Community Development Clinic at the University of Texas School of

More information

CREEKSIDE AT WHITE OAK PROPERTY REPORT MARCH Creekside at White Oak Newnan, GA

CREEKSIDE AT WHITE OAK PROPERTY REPORT MARCH Creekside at White Oak Newnan, GA CREEKSIDE AT WHITE OAK PROPERTY REPORT MARCH 2016 Creekside at White Oak Newnan, GA RADCO - Creekside, LLLP Presented April 2016 Letter from Norman Radow Dear Investor, I am very pleased to provide you

More information

SAV-SPACE STORAGE COMPLETION PROJECT

SAV-SPACE STORAGE COMPLETION PROJECT FOR SALE DEVELOPMENT OPPORTUNITY SAV-SPACE STORAGE COMPLETION PROJECT 550 Newtown Road Littleton, MA 01460 PROPERTY HIGHLIGHTS 30,800 NRSF Existing Climate Controlled Storage; 4,300 SF Interior Expansion

More information

Property Guide for Landlords

Property Guide for Landlords Property Guide for Landlords SINCE 1969 Charles Sinclair have been letting and managing residential properties in Clapham and surrounding areas for over 40 years. An independently run business, we are

More information