sold Right to buy and right to acquire
|
|
- Naomi Rodgers
- 5 years ago
- Views:
Transcription
1 sold Right to buy and right to acquire
2 2 The Westward Group is committed to treating all people with fairness and respect. We aim to actively help remove barriers and open doors for our customers and staff and foster good relations within the communities we serve. Unless specified Westward refers to Tarka and Westcountry tenants.
3 3 Unless specified below the collective term Right to Buy will be used for tenants who have the Right to Buy or the Right to Acquire INFORMATION ON THE RIGHT TO BUY AND THE RIGHT TO ACQUIRE Who is eligible for the Right to Buy Scheme? There are three ways that you could be eligible under the Right to Buy: 1. If you were a tenant of Torridge District Council and transferred to Tarka Housing on 10 December 2007 and still have that tenancy, you have a preserved right to buy from your time as a Torridge District Council Tenant. or 2. If you had a Secure Tenancy agreement with Westcountry Housing prior to gaining charitable status on 16 July or 3. If you have exercised the right of succession from a joint tenancy to a sole tenancy and the joint tenancy existed with Westcountry Housing on 16 July 1997 you have the right to Buy. Right to Buy application form: -the-right-to-buy
4 4 WHO? Who is eligible for the Right to Acquire scheme? You must be a secure or assured tenant of Westward and living in a property which qualifies for the scheme. You will need to check with us to see if your property qualifies but they were usually those built or bought by Westward using public funds on or after 1 April There are a number of exceptions though. You must also meet the qualifying tenancy period which is: Tenants with current Westward tenancies starting before 18 January 2005 having lived in the property for at least 2 years. Tenants with current Westward Tenancies after 18 January 2005 having lived in the property for at least 5 years. Right to Acquire application form: publications/right-to-aquire
5 5 Who does not have the Right to Buy? The Housing Act 1985 states that the following tenants will not be able to buy if: they have a bankruptcy order against them their landlord has obtained a possession order requiring them to give up their home their landlord intends to demolish the tenant s home and has served on them an Initial or Final Demolition Notice their tenancy has been demoted due to anti-social behaviour their right to buy is suspended under a court order due to anti-social behaviour their tenancy is only an assured shorthold tenancy, licence or other non-qualifying tenancy in the case of Right to Acquire, your home is in a defined rural area. Other exceptions to the Right to Buy There are other rules as to when tenants cannot buy their home: Tenants cannot buy if their home is: on a sheltered housing scheme or is otherwise particularly suitable for use by the elderly designed for people with physical or mental disabilities part of a building not used only for housing and they live in that home in connection with the work they do for their landlord There are some other less common exceptions. We will check all applications against all exceptions, before we confirm that you are eligible for either scheme.
6 6 How do I apply to buy my home? You need to obtain an application form which can be found on our website You need to return this form to us as we need to look at your application form and tenancy details before we can tell you whether you qualify. You will need to give details on the form of your past housing association and council tenancies and state who in your family wants to buy your home. If you have difficulty in filling in the form please speak to your housing officer and we can arrange for someone to assist you. How is the price I have to pay worked out? The value of your home is based on what it is likely to be worth, if sold on the open market. There are, however, some special assumptions: it is assumed that your home will be sold with vacant possession and not subject to your tenancy it is assumed that you have looked after the property to a reasonable standard under the terms of your tenancy the value of improvements you have made to the property as the tenant are not included in the overall value of your home if you think the valuation Westward gives is too high, you can ask for an independent valuation by the District Valuer. If they determine a higher value, you must accept the higher value under cost floor rules, if the house is valued at less than Westward has paid to buy, refurbish and maintain it, then the house cannot be sold.
7 7 Right to Buy You are entitled to a discount on the market value of your home, depending on how long you have been a housing/council tenant. Right to Acquire You are entitled only to a fixed amount of discount based on the region the property is in. These levels are set by government and Westward has no control over the amount of discount. Repayment of discount If you have bought your home under the Right to Buy, you can sell it whenever you like, but if you sell within the discount repayment period of 5 years you will usually have to repay some or all of the discount. For example, if your home was valued at 100,000 at the time you bought it from your landlord, and you received a discount of 20,000, that means your discount was 20% your home is valued at 150,000 when you wish to sell it, and you want to sell within the second year of purchase, you will have to repay 150,000 x 20% discount x 4/5 i.e. 24,000. What happens after my house is valued? We will send you an offer notice. This tells you how much you have to pay to purchase your home. It also sets out all the other terms of the sale. The offer notice also provides, where applicable, an estimate of charges that we may make in future for the maintenance of communal gardens, paths, sewers etc. Also, in the case of flats, services charges for minor and major works and other estate services provided to the flat.
8 8 How quickly will my landlord take to process my application? There are rules, including time limits, which we and you must follow, after an application is made. There are also rules which apply if either you or we cause delay to the procedure. If you do not reply within 12 weeks from the date of the offer notice, We can serve notice on you, requiring you to reply. We can also serve notice when you have decided to buy but do not complete the purchase. The period within which you should have completed the purchase is 12 weeks from when you receive the offer notice. It is important that you respond to any notice, or your application will be terminated. You can serve notice on us, if we do not deal with your application within the legal time-scales. We should let you know if you have the Right to Buy within 8 weeks from when we receive your application. We should send you an offer notice with the price to be paid and all other terms of the sale within a) 8 weeks of letting you know you have the right to buy a house b) 12 weeks of letting you know if you have the right to buy a flat, or if we need to check previous tenancies you have held with another landlord. If we can give no good reason for the delay, you can make a claim to be refunded rent for the period of delay.
9 9 What costs will I have to pay if I buy my home? When you buy you will need to pay: legal fees to your solicitor in dealing with the purchase usually, but not always, an arrangement fee to the bank, building society or other lender for providing the mortgage the cost of the valuation, which the lender will arrange, in order to verify that the house is worth the purchase price the cost of any additional survey or valuation you may decide to arrange yourself stamp duty land tax costs 1% of purchase price for homes sold between 175, ,000. And 3% between 250, ,000 Administration charges some companies specialise in helping tenants through the Right to Buy process, charging fees of up to 2,000 +VAT. They sometimes hide these charges by adding them on to your mortgage. You can gain help and advice from Westward staff or from Citizens Advice Bureau, a local solicitor, or a bank or building society to avoid paying Right to Buy companies. It is a good idea to gain advice from as many people as possible and work out all your costs before you decide to buy. costs
10 10 What does it mean to be a home owner? If you purchase your home you need to consider the regular payments which will be required as a home owner and these include: to be a home owner? mortgage payments remember that interest rates can increase over the life of the mortgage mortgage payment protection insurance to cover the risks of losing a job, suffering serious illness or other major problem life insurance to cover the risk of death of one of the people paying the mortgage buildings insurance council tax water, sewerage, gas, electricity and other utility services keeping the property maintained and in good order will likely incur costs, which may include service charges in respect of any estates services.
11 11 Home owners should take notice: You are at risk of having your home repossessed and becoming homeless if you do not maintain regular mortgage payments. Limitations of the information The legislation regarding right to buy is very detailed and complex. The information provided here is only a guide to the rules. For more information on Right to buy: publications/notice-claiming-the-right-to-buy and Right to acquire: righttobuy.communities.gov.uk/applying/ Under the Housing (Right to Buy) (Information to Secure Tenants) (England) Order 2005, social landlords are obliged to publish a document providing information to their tenants about the Right to Buy and Right to Acquire. The Order is made under Section 189 of the Housing Act 2004.
12 sold Westward Housing Templar House, Collett Way, Newton Abbot TQ12 4PH Housing: Income Services: Westward includes: Westcountry Housing and Support, Tarka Housing, Horizon Homes and Help to Buy South West. Westward Housing Group Ltd (exempt charity), Templar House, Collett Way, Newton Abbot TQ12 4PH. Westcountry Housing Association Ltd (exempt charity),address as Westward. Tarka Housing Association Ltd (exempt charity), Tarka House Clovelly Road Industrial Estate Bideford EX39 3HN. July 2014
We hope that you are happy in your home
Moving home We hope that you are happy in your home We recognise that there may come a time when you might want to move. This may be to a local authority or housing association property through mutual
More informationInterested in buying your own home? A legal guide to Right to Buy
Interested in buying your own home? A legal guide to Right to Buy Further information Sanctuary Housing Customer Service Centre 0800 916 1444/0300 123 3516* contactus@sanctuary-housing.co.uk Please contact
More informationInterested in buying your own home?
Interested in buying your own home? A legal guide to Right to Buy This leaflet can be translated into other languages, large print and Braille or recorded on to an audio CD. Please contact your local office
More informationCONTENTS. Page 2 INTRODUCTION
A GUIDE to Preserved RIght to BUy and right to acquire This leaflet will provide you with the information you need to help you make the decision about buying your current property. CONTENTS INTRODUCTION
More informationA guide to buying your council or housing association home
A guide to buying your council or housing association home October 2016 Contents Part 1: Checklist to buy your council or housing association home Part 2: Right to Buy scheme guide Part 3 : Right to Acquire
More informationSome homes may not be eligible and in those cases we will try to find an alternative property that you can buy.
1. Introduction The Voluntary Right to Buy (VRTB) is an 18 month government-led pilot scheme which gives assured tenants of housing associations in the Midlands area the right to buy their home at a discounted
More informationBuying Your Council Home. Right to Buy. A Guide for Sheffield Council Tenants
Buying Your Council Home Right to Buy A Guide for Sheffield Council Tenants Most secure council tenants have the Right to Buy their home. The following information is a brief guide to the Right to Buy
More informationThe Right to Acquire. Contents. Contents Making an informed decision Can you buy your home? How to buy your home 7. 4.
The Right to Acquire Contents Contents 1 1. Making an informed decision 3 2. Can you buy your home? 7 3. How to buy your home 7 4. Discount 9 5. Repairs 10 6. Problems with the buying procedure 10 7. Who
More informationRight to Buy A Guide for Tenants
Right to Buy A Guide for Tenants What is the Right to Buy? Under the Right to Buy scheme, you can buy your home at a price lower than the full market value. This is because the length of time you have
More informationVoluntary Right to Buy Policy (Midlands Pilot)
Voluntary Right to Buy Policy (Midlands Pilot) Version 1 Approved by: Board Approved date: 6 June 2018 1.0 Introduction 1.1 This Policy outlines our approach to the Voluntary Right to Buy (VRTB) scheme,
More informationMAGNA HOUSING GROUP TENANCY POLICY
1. Introduction Version: 1 Approved by MHGL Board: 19/09/13 Effective: 07/04/14 Author: Elaine Crooke Equality Impact Assessment undertaken: 00/00/00 Total no of pages: 5 MAGNA HOUSING GROUP TENANCY POLICY
More informationIntroductory Tenancies Your Questions Answered
Introductory Tenancies Your Questions Answered This leaflet answers a number of questions about your rights and responsibilities as an Introductory tenant. Please see the Tenancy policy and your tenancy
More informationVoluntary Right to Buy
Voluntary Right to Buy Frequently asked questions Home ownership plays a vital role in social mobility, and the Government is committed to helping people to own their own home. Social housing already provides
More informationDemoted Tenancies Your Questions Answered
Demoted Tenancies Your Questions Answered This leaflet answers a number of questions about your rights and responsibilities as a Demoted tenant. Please see the Tenancy policy and your tenancy agreement
More informationPreserved Right-To-Buy & Right-To-Acquire Policy
Preserved Right-To-Buy & Right-To-Acquire Policy Originator: Executive Management Team Approval Date: Review date: Policy and Strategy Team XXXXX XXXX2021 1 Introduction 1.1 1.2 1.3 1.4 One Vision Housing
More informationThe Community Housing Group. Voluntary Right to Buy Pilot Customer Guide
The Community Housing Group Voluntary Right to Buy Pilot Customer Guide Introduction The Voluntary Right to Buy (VRtB) is a pilot scheme giving eligible tenants of the Group, who do not qualify for the
More informationTO LET. Your guide to Buy to Let. Protection made easier by Legal & General
TO LET Your guide to Buy to Let Protection made easier by Legal & General 2 Welcome to Legal & General s Buy to Let guide. We hope you find this useful when considering whether to purchase a Buy to Let
More informationThis Policy applies to eligible Knightstone tenants wishing to purchase their rented home using the Social HomeBuy scheme
Social HomeBuy Policy Policy ref: Social HomeBuy Policy Approved by: Director of Development & Home Ownership Policy author/policy holder: Head of Sales & Marketing Date approved: July 2017 Effective date:
More informationYour guide to Voluntary Right to Buy
Your guide to Voluntary Right to Buy Midlands Pilot Places for People 1 Places work when they work for everyone. Contents Introduction 4 Voluntary Right to Buy Midlands Pilot 5 1 How to apply 6 2 Eligibility
More information1.4 The policy applies to all landlord organisations in the Group.
POLICY Voluntary Right to Buy Date Adopted July 2018 Date of Next Review March 2020 or sooner if required Version 1.0 Responsible Body Homes Board Responsible Officer Company Secretary &Head of Legal Services
More informationMutual Exchange Policy
Mutual Exchange Policy 1. Scope and Purpose 1.1. Clarion Housing wishes to support resident s who need to move to and to provide a level of choice about where they live. This policy sets out Clarion Housing
More informationVoluntary Right to Buy and Portability Policy
Voluntary Right to Buy and Portability Policy 1. Policy statement Policy for customers who wish to purchase the home they rent from Bromford under the Voluntary Right to Buy scheme 2. Contents: Introduction
More informationRight to Buy Policy SER-POL-18 Version 2.0 Date approved: January 2015 Approved by: Chief Executive
Date approved: January 2015 Approved by: Chief Executive 1. Introduction 1.1 The objective of this policy is to allow Southway Housing Trust (Southway) to maximise the availability of affordable homes,
More informationReference: SO/SRR/DW Approved: 4/4/17. Shared Ownership Staircasing Reverse Staircasing, and Remortgaging. Author: Deborah White Approved by:
Shared Ownership Staircasing Policy Reference: SO/SRR/DW Approved: 4/4/17 Scope: Shared Ownership Staircasing Reverse Staircasing, and Remortgaging Related Policies: Shared Ownership Sales, Resales and
More informationDo you have the right to buy your home?
Do you have the right to buy your home? The Right to Buy and the Right to Acquire www.tworivershousing.org.uk for you - for your community - not for profit Contents 1. Making an informed decision 1 2.
More informationHAVEBURY HOUSING PARTNERSHIP
HS0025 HAVEBURY HOUSING PARTNERSHIP POLICY HOME PURCHASE POLICY Controlling Authority Director of Resources Policy Number HS025 Issue No. 3 Status Final Date November 2013 Review date November 2016 Equality
More informationSwapping your home. 1
Swapping your home www.rooftopgroup.org 1 What is a mutual exchange? If you rent your home from Rooftop Housing Group, you can swap your home. We call swapping your home with another tenant a mutual exchange.
More informationYour guide to: Staircasing. How to buy further shares in your Shared Ownership home. Great homes, positive people, strong communities
Your guide to: Staircasing How to buy further shares in your Shared Ownership home Great homes, positive people, strong communities Contents What is staircasing? 1 What provisions are there for staircasing?
More informationHow TDS deals with disputes relating to non-assured Shorthold Tenancies
How TDS deals with disputes relating to non-assured Shorthold Tenancies You have reached the end of the tenancy but can t agree what should happen to the deposit. What should you do now? This document
More informationVoluntary Right to Buy (VRTB)
accordgroup.org.uk Voluntary Right to Buy (VRTB) If you are considering applying to buy your home it is IMPORTANT, that you read ALL of this information before starting the process What is the VRtB? The
More informationPAGE INTRODUCTION 2 ABOUT ENGLISH RURAL 2 HOW SHARED OWNERSHIP WORKS 2 WHO QUALIFIES 3 THE COSTS 3 AFFORDABILITY 4 BUYING EXTRA SHARES 4
CONTENTS PAGE INTRODUCTION 2 ABOUT ENGLISH RURAL 2 HOW SHARED OWNERSHIP WORKS 2 WHO QUALIFIES 3 THE COSTS 3 AFFORDABILITY 4 BUYING EXTRA SHARES 4 DEALING WITH MORTGAGE DIFFICULTIES 4 MOVING ON 5 LIVING
More informationDo you rent, or are you thinking of renting, from a private landlord? housing
Do you rent, or are you thinking of renting, from a private landlord? housing What is the law? If you start renting a property now, the rent is less than 25,000 per year and you do not live in the same
More informationA Home in the Private Rented Sector: a Guide for Tenants in Wales
A Home in the Private Rented Sector: a Guide for Tenants in Wales October 2015 Mae r ddogfen yma hefyd ar gael yn Gymraeg. This document is also available in Welsh. Crown copyright 2016 WG27114 Digital
More informationHOLDING DEPOSIT: (Cash / Transfer) DATE: OUTSTANDING BALANCE:
PROPERTY ADDRESS: PROPOSED TENANCY START DATE: NOMINATED LEAD TENANT: This is the person that will be the main point of contact in respect of the security deposit registration and return Conditions & Questions:
More informationA guide to. Shared Ownership. for you - for your community - not for profit.
A guide to Shared Ownership www.tworivershousing.org.uk for you - for your community - not for profit What is Shared Ownership? Shared Ownership is an affordable way to buy your own home. With Shared Ownership
More informationNorthampton Tenant s Panel. Tenancy Rights and Tenancy Agreements
Northampton Tenant s Panel Tenancy Rights and Tenancy Agreements Development Session Dr Steve Sharples (PS Consultants) Independent Tenant Adviser 6 November 2012 Why are tenancy rights an issue? In any
More informationRight to Buy Additional Information (RTB1A form)
Right to Buy Additional Information (RTB1A form) Please use this form if you are a housing association tenant and wish to purchase your home under the Preserved Right to Buy scheme. You could be eligible
More informationTenants Handbook. Welcome to your new home. Understanding your tenancy
Tenants Handbook This handbook has been put together to provide you with important information about your new home and your tenancy. Welcome to your new home Understanding your tenancy 0 00.00 1 5 9 0
More informationPolicy Scope This policy applies to individuals who are seeking to succeed to a Phoenix tenancy.
SUCCESSION POLICY Responsible Officer Director of Customer Services Aim of the Policy The purpose of this policy is to ensure that Phoenix fulfils its statutory and contractual obligations for succession
More informationORBIT VOLUNTARY RIGHT TO BUY POLICY
Document Title Version Final v1.0 Release Date August 2018 Review Date August 2020 Extension Reason(s) Extension date approved Approver details Document Type Sponsor Author Voluntary Right to Buy Policy
More informationCouncil and housing association housing
Factsheet 8 May 2010 Council and housing association housing About this factsheet This factsheet gives information about rented housing that may be available either from the council (local authority) or
More informationVOLUNTARY RIGHT TO BUY POLICY
VOLUNTARY RIGHT TO BUY POLICY VOLUNTARY RIGHT TO BUY POLICY Version: 1 Ref: Tbc Lead Officer: Executive Support Manager Issue Date: July 2018 Approved by: The Pioneer Group Board Approval Date: July 2018
More informationSSHA Tenancy Policy. Page: 1 of 7
POLICY 1. Overall Policy Statement 1.1 South Staffordshire Housing Association (SSHA) will work with all customers to develop and maintain sustainable communities and sees a range of tenancy products and
More informationLand Compensation Your Rights Explained
Land Compensation Your Rights Explained 1 Your Home and Compulsory Purchase ISBN 0 7504 9866 8 November Crown copyright 2003 Designed by Graphics Unit G/367/03-04 INA-15-05-075 Typesetting by Text Processing
More informationFortis Living and Waterloo Housing Group Voluntary Right to Buy Sales Policy
Fortis Living and Waterloo Housing Group Voluntary Right to Buy Sales Policy Scope of Policy This policy sets out the approach to be taken by Fortis Living and Waterloo Housing Group ( the Group ) in relation
More informationYour Guide to. Your Tenancy Agreement
Introduction As a provider of social and affordable housing, Wythenshawe Community Housing Group has a number of statutory and regulatory obligations that it must carry out. The Group has a responsibility
More informationPrivate R enters. in Brent. A Simple Guide for Private Tenants
Private R enters in Brent A Simple Guide for Private Tenants CONTENTS Rights and Duties Rights for assured shorthold tenants... 2 Tenancy deposits... 3 Rents... 3 Rent increases... 4 Repairs... 5 Quiet
More information3.1 A Notice to Quit (NTQ) is a legal instrument to end a tenancy that can be provided by a tenant or a landlord to terminate the tenancy.
Tenancy Policy 1. Scope 1.1 This policy outlines our approach to issuing, reviewing and terminating tenancies and licences for all rented properties across the Peabody Group. This does not include agency
More informationRenting Homes (Wales) Act 2016 Implementation Phase- The Legal Implications. Jamie Saunders Solicitor Coastal Housing
Renting Homes (Wales) Act 2016 Implementation Phase- The Legal Implications. Jamie Saunders Solicitor Coastal Housing Group @JamieSaunders01 Background Around a third of the population of Wales lives in
More informationRight to Buy Information Guide
Right to Buy Information Guide Published October 2013 Page 1 of 11 Eastbourne Homes Ltd Contents Introduction... 3 Repairs & Maintenance... 4 Planned Work... 4 Home Improvement and Disabled Adaptations...
More informationPROPERTY INVESTMENT NOTES
OPEN PENSION PROPERTY INVESTMENT NOTES Powered by the London & Colonial... www.londoncolonial.com Contents 1. Introduction... Page 2 2. The People... Page 2 3. The Process... Page 3 4. How do I apply to
More informationJUST A GUIDE TO BUY TO LET
JUST A GUIDE TO BUY TO LET GUIDE TO BUY TO LET FINANCING YOUR PURCHASE Have you accounted for all your upfront costs? These include a deposit for the house, legal fees, stamp duty, and survey fees. What
More informationShared Ownership Guidance Notes
Shared Ownership Guidance Notes For your assistance, this document can also be made available in another language, in Braille, in large print, or on audio cassette. Please ask any member of staff and the
More informationShared Ownership. Buyers Guide
Shared Ownership Buyers Guide Shared Ownership Shared Ownership provides an affordable way to buy a home. You purchase a share in a brand new home and pay a subsidised rent on the part you don t own. In
More informationCondor Properties. Room Number - Address - Page 1 of 5. the landlord or landlords. the tenant or tenants and student ID. Date:
Page 1 of 5 Assured Shorthold Tenancy Agreement Room Only under part 1 of the Housing Act 1988 as amended under part 3 of the Housing Act 1996 If you need to pay a deposit, we will deal with it under one
More informationA home of your own SHARED OWNERSHIP (PART BUY/PART RENT)
A home of your own SHARED OWNERSHIP (PART BUY/PART RENT) www.graingerplc.co.uk Shared Ownership Home ownership is something prior generations took for granted. Now, with rising house prices and rising
More informationRight to Buy LEASE CONFERENCES. Disclaimer
LEASE CONFERENCES Audio for the webinar will be through your computer speakers Audio also available by telephone: Free phone no 0800 051 3810 Free phone (int l) +44 20 3478 5289 For technical assistance
More informationWho should read this? How To (Post-Tenancy) Tenants Agents Landlords. The dispute process
Who should read this? How To (Post-Tenancy) Tenants Agents Landlords The dispute process You have reached the end of the tenancy but can t agree what should happen to the deposit. What should you do now?
More informationRenting Privately A Tenants Guide
Are you aged between 16-24 Years old? If so you can also access a range of service, advice and support through the Pathways to Independence Scheme (P2I) For more details you can contact or visit one of
More informationYour guide to Shared Ownership
Your guide to Shared Ownership www.whitehorsehousing.co.uk White Horse Housing Association Guide to Shared Ownership 2017 Who is White Horse Housing Association? We are a small not-for-profit housing association
More informationPlaces for People and Derwent Living Voluntary Right to Buy (VRtB) Local Sales Policy
Places for People and Derwent Living Voluntary Right to Buy (VRtB) Local Sales Policy VRtB Local Sales Policy Page 1 of 16 Table of Contents Item Description Page Number 1.0 Scope of Policy. 3 2.0 Introduction
More informationTenancy Policy March 2016
Tenancy Policy March 2016 0. DOCUMENT CONTROL 0.1 SUMMARY This policy provides a summary of the types of tenancy which Golden Gates Housing Trust may use, how changes to a tenancy may occur during the
More informationLicensing of Houses in Multiple Occupation in England. A guide for tenants
Licensing of Houses in Multiple Occupation in England A guide for tenants Contents Who should read this booklet 1 Introduction to licensing 2 Definitions 3 Licensing of houses in multiple occupation 6
More informationYour guide to Shared Ownership
Your guide to Shared Ownership www.whitehorsehousing.co.uk Who is White Horse Housing Association? We are a small not-for-profit housing association that has been in existence for over 30 years. We currently
More information1.3 The grant of a new tenancy normally follows the allocation of a home by SCH through the Solihull Home Options ( SHO ) scheme.
Tenancy Policy 1.0 Purpose of the tenancy policy 1.1 This Policy sets out the types of tenancies, which will be granted to new tenants of Council owned homes from 7 th April 2014. It does not affect those
More informationTenancy Policy Dale & Valley Homes Durham City Homes and East Durham Homes
Tenancy Policy Dale & Valley Homes Durham City Homes and East Durham Homes Version Author Date Review date Comments/amendments This policy outlines the way in which County Durham Housing Group and the
More informationSmall Self Administered Scheme. Property Notes
Small Self Administered Scheme Property Notes Contents 1. Introduction... 3 2. The Property... 3 3. The Vendor... 3 4. The Legal Owners... 3 5. Valuations... 4 6. The Purchase... 4 7. Tenants... 4 8. Lease...
More informationA guide to. Shared Ownership
A guide to Shared Ownership V1. August 2016 What is Shared Ownership? Shared Ownership is an affordable way to buy your own home. With Shared Ownership you can part-rent and part-buy a property. If you
More informationMutual Exchange Policy
Page 1 of 7 1.0 Introduction Mutual Exchange Policy 1.1 Coastline is committed to offering mobility opportunities to its customers who wish to move. Mutual exchanges provide them with an opportunity to
More information3. Your tenancy agreement
3. Your tenancy agreement This document is available in other languages, larger text, Braille and on audio cd or cassette. Your tenancy agreement is an important legal document it is a contract between
More informationDELEGATED POWERS REPORT NO. 246 Control sheet The following MUST be completed at each stage of the process
DELEGATED POWERS REPORT NO. 246 Control sheet The following MUST be completed at each stage of the process All reports 1. Democratic Services receive draft report Name of DSO Nick Musgrove Date 26/3/2007
More informationHousing. Adviser learning programme. Module: Core learning. May 2016
Adviser learning programme Module: Core learning Contents Section 1 - Introduction...3 Section 2 Jargon list...6 Section 3 Importance of housing status...8 Section 4 Housing history...11 Section 5 Identifying
More informationVoluntary Right to Buy Policy. Dan Gray, Executive Director, Property
Policy title: Scope: Policy owner & job title: Approver: Voluntary Right to Buy Policy Aspire Housing Alice Newman, Land and Stock Intelligence Manager Dan Gray, Executive Director, Property Date: 07/2018
More informationRelevant business manager.
Succession Policy Summary: This policy sets how we deal claims for succession following the death of a tenant. Tenants have a range of statutory and contractual succession rights which vary according to
More informationCONTROLLING AUTHORITY: Head of Housing & Community Services. DATE: August AMENDED: Changes to Starter Tenancies.
TENANCY POLICY CONTROLLING AUTHORITY: Head of Housing & Community Services ISSUE NO: 3 STATUS: LIVE DATE: August 2014 AMENDED: Changes to Starter Tenancies 1 Index 1.0 Purpose of the Policy 2.0 Tenancy
More informationNational Standards Compliance Tenancy Standard Summary Report Quarter /15
National s Compliance Tenancy 1.1.1 Registered providers shall let their homes in a fair, transparent and efficient way. They shall take into account the housing needs and aspirations of tenants and potential
More informationOpen Market Shared Equity Scheme
Open Market Shared Equity Scheme October 2017 Open Market Shared Equity Scheme The Open Market Shared Equity Scheme helps first time buyers on low to moderate incomes to buy a home on the open market (within
More informationwe apply for the necessary searches you make your mortgage application (if applicable)
NOTES FOR BUYERS These notes contain important information about buying a property, and we ask you to read through them carefully. They form an integral part of our conveyancing service, and we hope that
More informationWelcome to Advice Direct..., the written information service from Guild Advice.
EVICTION Welcome to Advice Direct..., the written information service from Guild Advice. This leaflet is designed to provide you with information on eviction and how to deal with it. The guide focuses
More informationTENURE POLICY. 1.2 The Policy sets out the type of tenancy agreement we will offer when letting our properties for the following tenures.
Part of the Trust s Tenancy Management Framework Level 1 policy approval TENURE POLICY 1. Introduction 1.1 The Vale of Aylesbury Housing Trust (the Trust) is a Registered Provider of homes. In accordance
More informationLeasehold Management Policy
Author(s): Simon McCracken and Liz Evans Leasehold Management Policy Approved by: The Board Date: 3 rd December 2015 Date Published: 1 st January 2016 Version: Live 3.0 Review Date: December 2019 Contents
More informationYour Guide to Resales
Your Guide to Resales How To Sell Your Shared Ownership Home Resales Selling your Home with Estuary Housing Association Limited As a Shared Owner with Estuary Housing Association Limited (EHA), we recognise
More informationMutual Exchange for Lifetime Tenants
Mutual Exchange for Lifetime Tenants By acting with a business head and social heart, together we achieve our mission to enhance life chances by helping people to fulfil their potential and live better,
More informationWhat is the Tenancy Deposit Scheme?
What is the Tenancy Deposit Scheme? An advisory leaflet for landlords and tenants Tel: 0300 037 1000 Fax: 01442 253193 Email: deposits@tds.gb.com www.tenancydepositscheme.com Tenancy Deposit Scheme, PO
More informationYour tenancy agreement
Your tenancy agreement Section 1 - Introduction In this tenancy agreement we, us or our means the Lord Mayor and Citizens of the City of Westminster, in other words the City Council. You means you the
More informationTenancy Deposit Protection Overview
Tenancy Deposit Protection Overview Introduction Tenancy Deposit Protection (TDP) will add to the measures already brought in to drive up standards in the private rented sector set out in Housing Act 2004.
More informationSSAS Information Booklet Property Investment
SSAS Information Booklet Property Investment About property investments Property investment within a SSAS is complex. This booklet aims to help you to understand the processes involved. However, it is
More informationSomerset West Landlord & Tenant Services (SWeLT)- Deposit Guarantee Scheme
Somerset West Landlord & Tenant Services (SWeLT)- Deposit Guarantee Scheme Policy Document 1. Introduction 1.1 Anyone looking to rent a property from a private landlord, may be required to provide a cash
More informationMAYOR OF LONDON. Please be aware that Housing Moves cannot guarantee a move to everyone who registers for the scheme.
MAYOR OF LONDON Welcome to the Housing Moves scheme. We know that moving home can be daunting and that giving up a secure tenancy can be a big step. The following information is to advise you on how the
More informationGuide to the housingmoves scheme
A very warm welcome to housingmoves. You are probably reading this because you would like to move to another part of London. You might want to be closer to your job or training course. You might want a
More informationYour home was built or purchased using certain public funds on or after 1 April 1997; or
Buying your own home Please read this leaflet together with our booklet: Interested in buying your own home? A legal guide to Right to Buy. Can I buy my own home? The Government has set out the requirements
More informationBecoming a landlord. An overview of your role and responsibilities
Becoming a landlord An overview of your role and responsibilities What s in this booklet Taking out a Buy to Let mortgage 3 Your role as a landlord 3 Buy to Let tax changes 3 Shortfall in rental income
More informationEnd of fixed term tenancy policy
End of fixed term tenancy policy This policy replaces the related clauses of the Tenancy Policies of Circle 33 and Affinity Sutton Homes (AS) and the AS Fixed Term Tenancy Management Procedure. 1. Purpose
More informationLodger and sub-letting policy
Lodger and sub-letting policy Date: Author: 1 st July 2015 Sue Wilson for you for your community not for profit TWO RIVERS HOUSING Lodger and Sub-letting Policy 1.0 Introduction 1.1 Two Rivers Housing
More informationProperty Notes. Self Invested Personal Pension
Self Invested Personal Pension Property Notes The Financial Conduct Authority is the independent financial services regulator. It requires us, AJ Bell Management Limited, to give you this important information
More informationAssured shorthold tenancy agreement under part 1 of the Housing Act 1988 as amended under part 3 of the Housing Act 1996
Assured shorthold tenancy agreement under part 1 of the Housing Act 1988 as amended under part 3 of the Housing Act 1996 If you need to pay a deposit, we will deal with it under one of the government-approved
More informationBuying a home. Your guide to. Getting advice. Finding a solicitor.
Your guide to Buying a home Getting advice Buying a home can be an exciting prospect, but without the help of a solicitor it can also be a legal minefield. Your solicitor is there to help you avoid potential
More informationTenure and Tenancy management. Issue 07 Board approved: February Responsibility: Operations/C&SH Review Date: February 2019
Operational Manual Tenure and Tenancy management Corporate Policy Issue 07 Board approved: February 2017 Responsibility: Operations/C&SH Review Date: February 2019 1.0 Introduction 1.1 Hightown provides
More informationDiscretionary Freehold Purchase
Discretionary Freehold Purchase This leaflet gives some information about buying the freehold of your building under Westminster's Discretionary Freehold Purchase scheme. It is not a comprehensive guide
More informationA simple guide to intermediate rent
A simple guide to intermediate rent What is intermediate rent (IMR)? With IMR you can rent a brand new or previously-rented home at less than the market rate You must be registered with www.helptobuyese.org.uk
More information