PANEL OF SOLICITORS. For SIPP & SSAS Properties. curtisbanks.co.uk
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1 PANEL OF SOLICITORS For SIPP & SSAS Properties curtisbanks.co.uk
2 for commercial property transactions Working with many different professionals has taught us the value that experience can add. We ve used that experience to assemble a panel of solicitors who are tried and trusted when it comes to commercial property and pension schemes. To help you with your choice, we have included some information on the following page. The panel is available for properties in England, Wales and Scotland. You can still use your own choice of solicitor and you are not restricted to this panel but note an additional non-panel fee of 200 plus VAT will be payable. 2
3 for commercial property transactions We have worked with Ashfords since the beginning of Curtis Banks and have developed a strong working relationship with them. Ashfords is a leading UK law firm delivering legal and professional services to businesses and individuals throughout the UK and abroad. Ashfords have over 70 partners and 500 staff, with offices in London and a strong presence in the South West with officies in Exeter, Bristol, Taunton, Plymouth and Tiverton. Andrew Worley Tel a.worley@ashfords.co.uk Coffin Mew is a large law firm based in Portsmouth, Southampton, London, Gosport and Brighton. Their commercial property department are experienced at working with some of the biggest and best known pension providers in the country. Amanda Read Tel amandaread@coffinmew.co.uk Since 2015 we have worked closely with Gregg Latchams and have developed a strong and trusting working relationship. Gregg Latchams is Bristol based with 9 partners and 72 staff based in their Queen Square office and have a good expertise dealing with commercial property pension transactions. Julian Pyrke Tel pensions@gregglatchams.com Morton Fraser is a top ten, full service independent Scottish Law firm. We ve grown to become one of Scotland s leading players, recognised by independent Legal directory Legal 500, who rank us in their top tier for commercial real estate in Scotland. Our Property in Pensions Team which is one of the largest in the country completes hundreds of pension real estate transactions each year representing many of the UK s leading SIPP and SSAS providers. We advise on all aspects of real estate transactions for providers across the UK from acquisition through management and disposal. Fergus McDiarmid Tel Mobile fergus.mcdiarmid@morton-fraser.com 3
4 for commercial property transactions (continued) Rivergate Legal, a Curtis Banks Company, is dedicated to providing specialised and experienced advice to SIPP and SSAS clients seeking to invest commercial property within their pension portfolios. Their professional team draws on significant experience advising within the SIPP and SSAS market, from both private practice and in-house as part of the Curtis Banks Group. They promote a clear, focused and progressive service to individuals, trustees and businesses on a full range of property transactions throughout England and Wales. Gemma Millard Tel gemma.millard@rivergate.co.uk Womble Bond Dickinson have established themselves as a Top 40 law firm with eight offices across the UK. Their Real Estate Pension Investment team handle the full range of freehold and leasehold transactions on behalf of large scale pension providers and individual pension investors in England, Scotland and Wales. Michael Brown, Partner Tel michael.brown@wbd-uk.com 4
5 Property What will I pay? Solicitor fees The panel solicitors will all charge the same fees. Purchase or part-purchase of a commercial property, including a transfer of a property into your pension scheme Value of property 0-249,999 1, , ,999 1, , ,999 1, ,000 or over 2,100 1 million and over To be agreed at outset Additional charges will apply in the following cases: Condition If the property has a long leasehold attached If the property is funded via a mortgage If a new lease is required on completion If the property is a new build If the property has an unregistered title To be agreed at outset To be agreed at outset Sale or part-sale of a commercial property (including a transfer of a property out of your pension scheme) Value of property 0-249,999 1, , ,999 1, , ,999 1, ,000 or over 2,050 Additional charges will apply in the following cases: Other charges Type Farm Business Tenancy Tenancy less than two years Tenancy two years or longer 550 1,000 Surrender of a lease Deed 500 Lease reports Agreement 850 First lease report included in above 150 Rent deposit deed 450 Declaration of Trust Additional charge if the lender s consent is required for any of the above New lease for a wholly or partially owned property (does not cover negotiation of terms within the lease) Renewal of lease (does not cover negotiation of terms within the lease) Providing no changes to agreed form Connected tenant Unconnected tenant 750 1, License to assign a lease License to underlet Deed of Variation License for alternations to premises under a lease Additional agreement for lease (with or without the landlord s works) Condition If the property has a long leasehold attached If there is a mortgage to pay off on completion Please note that all fees are subject to possible review, depending on the exact nature of the service provided, including but not limited to transactions of a more protracted/complex nature. All fees are subject to VAT and any Stamp Duty Land Tax or equivalent tax and disbursements (for example Land Registry fees and out of pocket expenses) will be payable in addition. Please note: 1. In Scotland, part purchase of a property is not available unless our panel solicitor is used. 2. In Northern Ireland, if the property is unregistered, there will be an additional charge of In Scotland, a farm business tenancy will be subsituted by a short-form Limited Duration tenancy ( 1,000) or a Limited Duration Tenancy ( 1,500) 4. A connected tenant is a connected party as defined in section 993 of the Income Tax Act 2007, and includes close members of your family and business with which you are associated. 5
6 Notes 6
7 Notes 7
8 Curtis Banks Limited, 3 Temple Quay, Bristol, BS1 6DZ T F curtisbanks.co.uk This document shall be governed by and construed in accordance with the laws of England & Wales. It is based on our current understanding of regulations and can be subject to change as tax laws and legislation may change over time. Call charges will vary. We may monitor and record calls. If you re contacting us by , please remember not to send any personal, financial or banking information because is not a secure method of communication. Curtis Banks Ltd is the operator and administrator of the SIPP. Colston Trustees Limited is trustee of the SIPP Curtis Banks Limited (registered number ) and Colston Trustees Limited (registered number ) are companies registered in England & Wales with their registered address at 3 Temple Quay, Bristol, BS1 6DZ. Curtis Banks Limited is authorised and regulated by the Financial Conduct Authority. SOL PAN 0518
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