Real Estate Software User s Guide Close It Original HUD Title Page DisplaySoft 2018 Display Systems, Inc.
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1 DisplaySoft Close It Original HUD Real Estate Software User s Guide Close It Original HUD Title Page DisplaySoft 2018 Display Systems, Inc.
2 GET STARTED Open a new file or a file in progress (File). Inside Start (1), Terms (2), select the transaction and closing statement style (3), click HUD, i.e., the transaction chosen for Close It. Begin anywhere and return at any time. The information from Start will populate the closing statement and all other forms. Make changes in Start to update the closing statement and all other forms Choose the transaction type and closing statement style, then click CDF on the menu Close It Original HUD Page 1 DisplaySoft 2018 Display Systems, Inc.
3 PREFERENCES Click File, Preferences. You must first have a file opened before accessing the preferences. Use Preferences to set the buyer or seller as the party paying for the owner policy title charge, recording fees and transfer tax. Set the title charge for owner policy to be paid by the buyer otherwise do not put a check mark in Owner s Policy charge Default to Buyer for the title calculator to post the owner policy charge to the seller amount column. Begin with the Default Settings and select options for the most frequent happenings. Use Settings for this file and make the same choices under this heading. In future, change Settings for this file when the current real estate settlement case is different from the most frequent happenings. Close It Original HUD Page 2 DisplaySoft 2018 Display Systems, Inc.
4 Close It For software purposes, Close It represents the closing statement, i.e., CDF, GFE and HUD styles. HUD Click HUD from the top menu and then click on a page or form from the side menu to begin data entry. Data Entry EDIT Forms designed for Edit allow data entry, which is collected and placed on other forms that have no data entry. Close It Original HUD Page 3 DisplaySoft 2018 Display Systems, Inc.
5 VIEW Forms designed as View Only collect their information from the closing statement (CDF). Simply click on a form to view its content. View only Close It Original HUD Page 4 DisplaySoft 2018 Display Systems, Inc.
6 HUD Pages 1 and 2 Any information entered in Start will populate the forms. Changes made here to do not flow back to Start or other forms. A return to Start to make global changes is recommended. Data Entry Hover the mouse over the form to discover data entry points and then click onto the box to type. The box will turn green. A green box indicates the cursor s location. Press the Tab key to move the cursor along or click onto light blue boxes to type. Click on a page to view and enter data Click onto a data field to enter information. Close It Original HUD Page 5 DisplaySoft 2018 Display Systems, Inc.
7 HUD Page 1 Data From Start The information entered in Start populates the closing statement. Hover the mouse (blue), then click into the data field boxes (green). Complete the blanks by clicking or by using the Tab key to move the cursor along. Click directly onto boxes to make a check mark appear, i.e., Type of Loan. (this file is an example of cash, no loan) Use the expander to reveal closed (collapsed) information, i.e., property state, county and city. EXPANDER Closed view Open to view details Expanders are located through-out the software. Click an expander for more details about that piece of information. Closed view Use the mouse to click on any feature available, i.e., the calendar image that appears on dates. FROM START Close It Original HUD Page 6 DisplaySoft 2018 Display Systems, Inc.
8 HUD Page 1 Proration Calculator (paid and unpaid) Use the expander to open the proration line. Each proration line has an embedded calculator. Click into the Gross Amount and key in the amount. When the Tab key is pressed, the dates will fill in and the calculation will complete based on the closing date. Type, Tab and move along. Click the ^ to open and close Click the space then type an amount. Press the Tab key to complete. Close It Original HUD Page 7 DisplaySoft 2018 Display Systems, Inc.
9 HUD Page 1 Deposit Click the DEPOSIT button to open the deposit information and enter the deposit into Broker-1, Other Escrow, or Seller Directly. The deposit appears as a credit on the buyer side of the settlement statement. A portion of the deposit data entry is reserved and integrated with the commission calculator on Page 2, Section H. OTHER ESCROW The Other Escrow is intended for use by the settlement agent to indicate the amount is available at settlement from the closer s escrow account. SELLER DIRECTLY The Seller Directly is not intended for use by the broker. The amount entered here will indicate the deposit was given from the buyer to the seller or from a third party to the seller prior to closing The deposit direct to seller will appear on the seller side of the settlement statement as a reduction to the seller at closing. The amount direct to seller will not appear on the balance sheet as income. Commission Breakdown BROKER: A deposit to broker will appear as income on the balance sheet unless it is retained by the broker or the balance of the deposit is moved to the Seller position inside the Commission Breakdown calculator on HUD Page 2. Close It Original HUD Page 8 DisplaySoft 2018 Display Systems, Inc.
10 Payoff Mortgage Using the payoff calculator is optional because the amounts may be entered directly onto the closing statement. Each payoff mortgage line has its own calculator. The payee name can be placed on the blank line beneath the item description. The payoff calculator assists by generating the total amount required based on interest charge, late fees, past due amounts, other charges, and then generating the total required. Click the Apply button to send the total onto the closing statement. Close It Original HUD Page 9 DisplaySoft 2018 Display Systems, Inc.
11 HUD Page 2 Calculators and other functions are represented by buttons embedded on the form. Each button specializes in respect to its section. The commission calculator assists in computing the total and splitting commission, while the Commission breakdown assists in balancing the deposit against the fee to compute HUD Line 703 amount due from buyer/seller at closing. The Title Calculator will post title charges to the HUD Line 1108 and endorsements to Line 1110a. The Recording Calculator opens for data entry of recording fees. The state and county transfer taxes compute based on the property location, the purchase price and the loan amount. Close It Original HUD Page 10 DisplaySoft 2018 Display Systems, Inc.
12 HUD Page 2 regarding tools and check features Section Utilities Closed view Open to view details Tools included: Add more lines to the section Sections that have special features Tools Expanders LISTS store names and items EXPANDER Closed view Open to view details Expanders are located through-out the software. Click an expander for more details about that piece of information. Close It Original HUD Page 11 DisplaySoft 2018 Display Systems, Inc.
13 HUD Page 2 regarding list storage List symbols are located throughout the software. Click the symbol to activate the add, edit and list features. Add to the list symbol LISTS Edit the item on the list symbol Select from list symbol Add to the list symbol Select from list symbol LIST Once an item (or payee name) is on a list, they can be selected in other closing disclosures case files. Close It Original HUD Page 12 DisplaySoft 2018 Display Systems, Inc.
14 HUD Page 2 - Commission Calculator The commission calculator assists with generating the total commission and the division between the brokers. The commission calculator is optional. Amounts for the 700 section are available directly on the closing statement. Flat Rate Commission A flat rate commission is not based on a percentage of the total. Simply type the total agreed upon commission into the Line 700 total. Likewise, the split between realtors may be based on an agreed upon amount rather than a percentage or point. Key amounts directly into line 701 and 702 and ignore the percentage and points that generate automatically. Close It Original HUD Page 13 DisplaySoft 2018 Display Systems, Inc.
15 Commission Breakdown The commission breakdown assists with processing or transaction fees associated with broker charges and distributes the deposit retained. Deposit on Page 1 BROKER: A deposit to broker will appear as income on the balance sheet unless it is retained by the broker or the balance of the deposit is moved to the Seller position inside the Commission Breakdown calculator on HUD Page 2. The portion of the deposit retained is shown as items paid outside closing (POC) on the settlement statement and reduces the amount due at settlement. Amounts retained appear on HUD Page 1 in the 500 Section as seller reductions. Close It Original HUD Page 14 DisplaySoft 2018 Display Systems, Inc.
16 HUD Page 2 - Recording Calculator Click the Recording Calculator button to open the feature. Certain states have conditions. Type in the Amount of recording fees. Use Preferences to determine the buyer or seller amount column. The state and county transfer taxes generate automatically based on the property location and the purchase price/loan amount. Florida Connecticut Maryland Close It Original HUD Page 15 DisplaySoft 2018 Display Systems, Inc.
17 HUD Page 2 regarding checks (Balance Sheet) Use the expander to view the disbursement. Inside, use the check mark to Combine with same payees or deselect for separate checks. Use the check mark for Netted to withhold an amount from the incoming net loan proceed from the lender, if any. ADD CHECK: a button that allows the check amount to be split among one or more payee names, i.e., title insurance premium and remittance. Add to the list symbol LISTS Edit the item on the list symbol Select from list symbol Click the ^ to open and close The Memo is not necessary unless exporting to QuickBooks Close It Original HUD Page 16 DisplaySoft 2018 Display Systems, Inc.
18 HUD Page 2 regarding paid outside closing To generate the paid outside closing feature, type the letter p in the borrower amount column, press the Tab key, and then a pop-up box will appear. Type in the amount actually paid outside closing, select the buyer, seller or fill in the third option (lender) and then press OK. The (P.O.C $) verbiage will populate the closing statement. When the item paid outside closing is short of the total required, enter the remaining amount (under paid) due at closing into the buyer or seller amount column. Enter a negative amount using the minus key before the amount to give money back for an item paid outside closing that exceeds the required amount (over paid), i.e., A negative entry will become (25.00) when the Tab key is pressed. Close It Original HUD Page 17 DisplaySoft 2018 Display Systems, Inc.
19 OUTPUT Print, PDF, Outlook 1 Click on: 1. File 2. Output 3. HUD module button to expand a list of forms 4. Select forms 5. Click the Print (2 in Q) button; Or click PDF; or Outlook . Exit 3 (module) Do more than print under Output Click the expander to exit data entry. output and return to 4 Close It Original HUD Page 18 DisplaySoft 2018 Display Systems, Inc.
20 For questions or assistance contact: Display Systems, Inc. 100 S.W. 15 th Avenue Okeechobee, FL (863) ph (863) fax Close It Original HUD Page 19- End DisplaySoft 2018 Display Systems, Inc.
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