AppraiserSuite. For Property Located At: 1234 SAMPLE ST SAMPLETOWN USA APPRAISER INFORMATION. SUBJECT PROPERTY Owner Information

Transcription

1 AppraiserSuite This appraisal was performed from a desktop perspective only. The appraiser performed an exterior only inspection of the subject property. The appraiser performed an exterior and interior inspection of the subject property. For Property Located At: 1234 SAMPLE ST SAMPLETOWN USA GENERAL INFORMATION Estimated Market Value $170,000 Effective Date Order ID CLIENT INFORMATION Name Address Contact Inspection Type DESKTOP Telephone APPRAISER INFORMATION First Name JANE Middle Name Last Name APPRAISER Appraiser IVELAZQUEZ@CORELOGIC.COM Company Name ABC Telephone (714) Street Address 100 MAIN STREET State Certification Number CA City ANYTOWN State License Number S State CA Issuing State CA Zip Code Expiration Date SUBJECT PROPERTY Owner Information Owner of Record SMITH LARRY G Vesting Codes / / Mailing Address 1234 SAMPLE ST SAMPLETOWN USA Phone Number C056 Property Information APN County SAMPLE COUNTY, Subdivision SAMPLETOWN RANCH-UNIT 22 Census Tract/Block. Tract # Township-Range-Sect Munic/Township SAMPLETOWN Legal Description Map Reference / 802-E3 Legal Book/Page School District SAMPLE COUNTY Legal Lot 585 Type Legal Block Data Source MIXED Property Characteristics Gross Area 2,522 Basement Type Living Area 2,100 Basement Area Above Grade 2067 Finished Basement Area Base/Main Area Finished Rooms Below Grade Addition Area Functional Utility Total Rooms 6 Attic Type

2 2 Bedrooms 3 Porch Type PATIO/PORCH Bath (T/F/3Q/H/1Q) 3 / 2 / / 1 / Patio Type BRICK PATIO # of Stories 2 Construction Floor Location Exterior Wall FRAME/STUCCO Fireplace Y / 1 Interior Wall Pool Foundation Parking Type BUILT-IN Roof Type Garage Area 455 Roof Material CONCRETE TILE Garage Capacity 0 Style Heat Type FORCED AIR Quality AVERAGE Air Conditioning CENTRAL Condition Energy Efficient Items Year built / Eff 2004 / 2004 Other Improvements Common Elements / Rec Facilities HOA Mo. Assessment 1 HOA Mo. Assessment 2 Site Information Parcel Comments Ownership View Location Land Use SFR County Use RESID-SINGLE FAMILY Flood Zone X Zoning R-PD6 Flood Panel E Site Influence Flood Panel Date 09/27/2002 Topography Acres.12 Sewer Type Lot Area Water Type Lot Width/Depth / Tax Information Total Value $54,003 Property Tax $1,778 Land Value $8,750 Tax Area 200 Improvement Value $45,253 Assessed Year 2010 Improve % 084% Tax Year 2010 Tax Exemption Listing Information Status RECORDED SALE Currently Listed Indicator Last Transaction Date 10/19/2010 List Date List Price 0 List Price High 0 List Price Low 0 Original List Price 0 Days on Market Last Market Information Recording Date 10/19/2010 Date 10/12/2010 Name DYNAMIC DEVELOPERS LLC Price $160,000 Price Type 1st Mtg. Amount/Type / 1st Mtg. Int Rate/Type / Document # st Mtg. Document # Deed Type BARGAIN & SALE DEED 2nd Mtg. Amount/Type / Transfer Document # 2nd Mtg. Int. Rate/Type / New Construction Y Price Per Sq. Ft. $76.19 Title Company FIDELITY NATIONAL TITLE Multi/Split Lender Prior Information Prior Rec/ Date 04/15/2010 / 03/31/2010 Prior Lender Prior Price $140,000 Prior Price Type Prior 1st Mtg. Amt/Type / Prior Doc Number

3 3 Prior 1st Mtg Rate/Type / Prior Deed Type BARGAIN & SALE DEED Transaction History Mtg Recording Date 10/12/2007 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender INDYMAC BK FSB Mtg Term 30 Loan Amount $290, Mtg Rate 0.0 Borrower 1 WHITE DANIEL & TINA Recording Date 08/29/2005 Price $349, Date 08/08/2005 Price Type Rec. Document # Multi/Split Document Type BARGAIN & SALE DEED Other Document # Title Company FIRST AMERICAN TITLE/NV Buyer ZAVALA DANIEL & JINA PRICE THOMAS R Mtg Recording Date 08/29/2005 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender COUNTRYWIDE HM LNS INC Mtg Term 30 Loan Amount $279, Mtg Rate 5.99 Borrower 1 WHITE DANIEL & TINA Recording Date 02/27/2004 Price $221, Date 02/25/2004 Price Type Rec. Document # Multi/Split Document Type BARGAIN & SALE DEED Other Document # Title Company COMMERCE TITLE CO. Buyer PRICE THOMAS R CENTEX HOMES Mtg Recording Date 02/27/2004 Mtg Loan Type 1ST TIME SALE Mtg Document# Mtg Rate Type Document Type Lender CTX MTG CO LLC Mtg Term 30 Loan Amount $175, Mtg Rate Borrower 1 PRICE THOMAS R

4 4 Real Remarks: all offers at Call Brian for more details if needed, Buyer to pay upto $10,000 over appraisal if necessary. Sold Terms: Cash Terms: Financing: MapAnnotationComment: MapAnnotationStatus: Based on the noted inspection type, the defined scope of work, statement of assumptions and limiting conditions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report is $170,000 as of which is the date of this analysis and the effective date of this appraisal.

5 5 COMPARABLE SALES GLOBAL COMPARABLE SALE ADJUSTMENTS Living Area ($/Sq.ft) 0 Bedrooms ($/Room) 2 Age ($/Year) 0 Lot Size ($/Sq.ft) 0 Bathrooms ($/Room) 0 Date of %/year: 0 FEATURE SUBJECT COMPARABLE # 1 COMPARABLE # 2 COMPARABLE # 3 Address 1234 SAMPLE ST SAMPLETOWN USA 9020 WINMAN AVE, SAMPLETOWN USA WINTER PL, SAMPLETOWN USA DOREEN AVE SAMPLETOWN USA Project Name Data Sources MIXED MIXED PUBLIC RECORD PUBLIC RECORD Verification Sources GLVAR GLVAR GLVAR Distance from Subject Lowest List Price $159,900 $140, Status RECORDED SALE RECORDED SALE RECORDED SALE RECORDED SALE Price $160,000 $152,000 $144,000 $134,000 Price / GLA $76.19 $68.84 $71.54 $65.43 Type FORECLOSURE FORECLOSURE FORECLOSURE VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)$ Adj DESCRIPTION +(-)$ Adj DESCRIPTION +(-)$ Adj and Financing / / Concessions CASH FHA Date of /Time 10/12/ /16/ /28/ /12/ Location Ownership HOA Mo. Assessment HOA Mo. Assessment Common Elements / Rec Facilities Stories Site View Design (style) Construction Quality AVERAGE FAIR 0 FAIR 0 FAIR 0 Actual Age Condition Above Grade Bedrooms Above Grade Bathrooms Above Grade Total Gross Living Area Basement Finished Rooms Below Grade Functional Utility Heating FORCED AIR FORCED AIR 0 FORCED AIR 0 FORCED AIR 0 Cooling CENTRAL CENTRAL 0 CENTRAL 0 CENTRAL 0 Energy Efficient Items Garage/Carport Porch PATIO/PORCH PATIO/PORCH 0 PATIO/PORCH 0 PATIO/PORCH 0 Patio/Deck BRICK PATIO 0 CONCRETE BLOCK PATIO 0 CONCRETE BLOCK PATIO Floor Location New New

6 6 New New New Net Adjustment $-2 $-2 $-2 Net Adjusted % Gross Adjusted % Adjusted Price $151,998 $143,998 $133,998 Comp Weight

7 7 FEATURE SUBJECT COMPARABLE # 4 COMPARABLE # 5 COMPARABLE # 6 Address 1234 SAMPLE ST SAMPLETOWN USA PARK CT SAMPLETOWN USA IRON AVE SAMPLETOWN USA WINTER PL SAMPLETOWN USA Project Name Data Sources MIXED GREATER SAMPLETOWN PUBLIC RECORD PUBLIC RECORD ASSOCIATION OF REALTORS Verification Sources PUBLIC RECORD GLVAR GLVAR Distance from Subject Lowest List Price $159,900 $131, Status RECORDED SALE RECORDED SALE RECORDED SALE RECORDED SALE Price $160,000 $310,000 $153,500 $150,000 Price / GLA $76.19 $ $69.52 $67.69 Type FORECLOSURE SHORT SALE SHORT SALE VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)$ Adj DESCRIPTION +(-)$ Adj DESCRIPTION +(-)$ Adj and Financing / / Concessions CASH CASH Date of /Time 10/12/ /26/ /30/ /10/ Location Ownership HOA Mo. Assessment HOA Mo. Assessment Common Elements / Rec Facilities Stories Site View Design (style) Construction Quality AVERAGE FAIR 0 FAIR 0 FAIR 0 Actual Age Condition 0 FAIR 0 0 Above Grade Bedrooms Above Grade Bathrooms Above Grade Total Gross Living Area Basement Finished Rooms Below Grade Functional Utility Heating FORCED AIR FORCED AIR 0 FORCED AIR 0 FORCED AIR 0 Cooling CENTRAL CENTRAL 0 CENTRAL 0 CENTRAL 0 Energy Efficient Items Garage/Carport Porch PATIO/PORCH PATIO/PORCH 0 PATIO/PORCH 0 PATIO/PORCH 0 Patio/Deck BRICK PATIO CONCRETE BLOCK PATIO 0 CONCRETE BLOCK PATIO 0 CONCRETE BLOCK PATIO Floor Location New New New New New Net Adjustment $-2 $-2 0 Net Adjusted % Gross Adjusted % Adjusted Price $309,998 $153,498 $150,000 0

8 8 Comp Weight

9 9 FEATURE SUBJECT COMPARABLE # 7 COMPARABLE # 8 COMPARABLE # 9 Address 1234 SAMPLE ST SAMPLETOWN USA WINMAN AVE SAMPLETOWN USA WINMAN AVE SAMPLETOWN USA HAPPY LAKE AVE SAMPLETOWN USA Project Name Data Sources MIXED GREATER SAMPLETOWN ASSOCIATION OF REALTORS GREATER SAMPLETOWN ASSOCIATION OF REALTORS GREATER SAMPLETOWN ASSOCIATION OF REALTORS Verification Sources PUBLIC RECORD PUBLIC RECORD PUBLIC RECORD Distance from Subject Lowest List Price $159,900 $161,900 $179,900 $144,900 Status RECORDED SALE RECORDED SALE RECORDED SALE RECORDED SALE Price $160,000 $161,900 $179,900 $144,900 Price / GLA $76.19 $73.32 $84.58 $73.26 Type FORECLOSURE VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)$ Adj DESCRIPTION +(-)$ Adj DESCRIPTION +(-)$ Adj and Financing / / 0 / 0 / 0 Concessions CASH FHA 0 FHA 0 CONV 0 Date of /Time 10/12/ /05/ /01/ /25/ Location Ownership HOA Mo. Assessment HOA Mo. Assessment Common Elements / Rec Facilities Stories Site View Design (style) Construction Quality AVERAGE FAIR 0 FAIR 0 FAIR 0 Actual Age Condition Above Grade Bedrooms Above Grade Bathrooms Above Grade Total Gross Living Area Basement Finished Rooms Below Grade Functional Utility Heating FORCED AIR FORCED AIR 0 FORCED AIR 0 FORCED AIR 0 Cooling CENTRAL CENTRAL 0 CENTRAL 0 CENTRAL 0 Energy Efficient Items Garage/Carport Porch PATIO/PORCH PATIO/PORCH 0 PATIO/PORCH 0 PATIO/PORCH 0 Patio/Deck BRICK PATIO CONCRETE BLOCK PATIO 0 CONCRETE BLOCK PATIO 0 CONCRETE BLOCK PATIO Floor Location New New New New New Net Adjustment $-2 $-4 $-2 Net Adjusted % Gross Adjusted % Adjusted Price $161,898 $179,896 $144,898 0

10 10 Comp Weight

11 11 COMPARABLE SALE # 1 Adjusted Price: $151,998 Address 9020 WINMAN AV, SAMPLETOWN USA Distance From Subject(miles) 0.34 Status RECORDED SALE Date 09/16/2010 Last Transaction Date 09/16/2010 Type FORECLOSURE Price $152,000 Currently Listed Indicator Price Type List Date 06/10/2010 List Price $140,900 List Price High 0 List Price Low 0 Original List Price $144,900 Days on Market Data Source MIXED I.D County SAMPLETOWN, NV APN Owner REDERK GEORGE B AND REDERK MALISA Subdivision SAMPLETOWN RANCH-UNIT 06 Total Assessed Value $48,767 Prior Price Type Prior Record Date 12/28/2009 Prior Price $131,313 1st Mtg. Amt. $149,980 Price Per Sq. Ft. $68.84 Property Characteristics Lot Area 4,356 Land Use SFR Gross Area 2,628 Year Built 2000 Living Area 2,208 Basement Type Above Grade 2208 Basement Area Additional Area Finished Basement Area Total Rooms 8 Finished Rooms Below Grade Bedrooms 4 Functional Utility Bath (T/F/3Q/H/1Q) 3 / 2 / / 1 / Attic Type # of Stories 2 Porch Type PATIO/PORCH Floor Location Patio Type Fireplace Y / 1 Construction Pool Exterior Wall FRAME/STUCCO Pool Area Interior Wall Parking Type BUILT-IN Foundation CONCRETE Garage Area 420 Roof Type Garage Capacity 0 Roof Material CONCRETE TILE Heat Type FORCED AIR Style Air Conditioning CENTRAL Quality FAIR Energy Efficient Items Condition Other Improvements Parcel Comments Common Elements / Rec Facilities Ownership HOA Mo. Assessment 1 View HOA Mo. Assessment 2 Location 5000 Census Tract/Block Legal Book/Page Township-Range-Sect Transaction History Mtg Recording Date 04/10/2007 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender NATIONAL CTY MTG Mtg Term 30 Loan Amount $359,650.00

12 12 Mtg Rate Borrower 1 BENNET DAVID G Recording Date 04/08/2005 Price $0.00 Date 04/07/2005 Price Type Rec. Document # Multi/Split Title Company NATIONAL TITLE COMPANY INC. Buyer BENNET DAVID G BENNET MONALISA Recording Date 04/08/2005 Price $34, Date 04/07/2005 Price Type Rec. Document # Multi/Split Title Company NATIONAL TITLE COMPANY INC. Buyer BENNET DAVID G WEBSTER JASON & CANDY Mtg Recording Date 04/08/2005 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender NATIONAL CTY MTG Mtg Term 30 Loan Amount $355, Mtg Rate 0.0 Borrower 1 BENNET DAVID G Mtg Recording Date 11/21/2003 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender * OTHER INSTITUTIONAL LENDERS Mtg Term 30 Loan Amount $168, Mtg Rate 0.0 Borrower 1 WEBSTER JASON & CANDY Mtg Recording Date 02/27/2002 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender RATEONE HM LNS Mtg Term 30 Loan Amount $146, Mtg Rate 0.0 Borrower 1 WEBSTER JASON & CANDY Recording Date 06/28/2000 Price $153, Date 04/11/2000 Price Type FULL Rec. Document # Multi/Split

13 13 Title Company OLD REPUBLIC TITLE Buyer WEBSTER JASON & CANDY RICHMOND AMERICAN HOMES USA Mtg Recording Date 06/28/2000 Mtg Loan Type 1ST TIME SALE Mtg Document# Mtg Rate Type Document Type Lender HOMEAMERICAN MTG CORP Mtg Term 30 Loan Amount $145, Mtg Rate 0.0 Borrower 1 WEBSTER JASON & CANDY Real Remarks: Sold As-Is, buyer to verify all info & sign NRS 113 waiver; Escrow to be sellers choice; Offers to be ed with prequal or BofA POF (Aaron Gordon/BofA: , for fast prequal - free appraisal & credit report of BofA financing!) to OFFERSTMG@GM Sold Terms: FHA Terms: Financing: COMPARABLE SALE # 2 Adjusted Price: $143,998 Address 8333 WINTER PL, SAMPLETOWN Distance From Subject(miles) 0.21 USA Status RECORDED SALE Date 07/28/2010 Last Transaction Date 09/16/2010 Type FORECLOSURE Price $144,000 Currently Listed Indicator Price Type List Date List Price 0 List Price High 0 List Price Low 0 Original List Price 0 Days on Market Data Source PUBLIC RECORD I.D. County SAMPLETOWN, USA APN Owner MARDLE DANIEL A Subdivision SAMPLETOWN TWILIGHT GSAA HOME TRUST Total Assessed Value $47,772 Prior Price Type Prior Record Date 09/13/2006 Prior Price $325,000 1st Mtg. Amt. $142,086 Price Per Sq. Ft. $71.54 Property Characteristics Lot Area 4,356 Land Use SFR Gross Area 2,447 Year Built 2006 Living Area 2,013 Basement Type

14 14 Above Grade 2013 Basement Area Additional Area Finished Basement Area Total Rooms 7 Finished Rooms Below Grade Bedrooms 4 Functional Utility Bath (T/F/3Q/H/1Q) 3 / 2 / / 1 / Attic Type # of Stories 2 Porch Type PATIO/PORCH Floor Location Patio Type CONCRETE BLOCK PATIO Fireplace / Construction Pool Exterior Wall FRAME/STUCCO Pool Area Interior Wall Parking Type BUILT-IN Foundation Garage Area 434 Roof Type Garage Capacity 0 Roof Material CONCRETE TILE Heat Type FORCED AIR Style Air Conditioning CENTRAL Quality FAIR Energy Efficient Items Condition Other Improvements Parcel Comments Common Elements / Rec Facilities Ownership HOA Mo. Assessment 1 View HOA Mo. Assessment 2 Location Census Tract/Block Legal Book/Page Township-Range-Sect Transaction History Recording Date 09/13/2006 Price $325, Date 09/12/2006 Price Type Rec. Document # Multi/Split Title Company ABC TITLE Buyer HUND DANIEL C & KATE HORTON CENTER INC Mtg Recording Date 09/13/2006 Mtg Loan Type 1ST TIME SALE Mtg Document# Mtg Rate Type Document Type Lender DHI MTG CO LTD Mtg Term 30 Loan Amount $260, Mtg Rate 0.0 Borrower 1 HUND DANIEL C & KATE COMPARABLE SALE # 3 Adjusted Price: $133,998 Address 8933 DOREEN AVE Distance From Subject(miles) 0.21 SAMPELTOWN USA Status RECORDED SALE Date 01/12/2011 Last Transaction Date 02/17/2011 Type FORECLOSURE Price $134,000 Currently Listed Indicator Price Type List Date List Price 0 List Price High 0 List Price Low 0 Original List Price 0 Days on Market Data Source PUBLIC RECORD Order # AppraiserSuite

15 15 I.D. County SAMPLETOWN, USA APN Owner RODRIGUEZ RICHARD AND RODRIGUEZ ELAINE Subdivision SAMPELTOWN RANCH-UNIT 25 STONE MTG TRUST Total Assessed Value $50,458 Prior Price Type Prior Record Date 06/22/2006 Prior Price $304,009 1st Mtg. Amt. $107,200 Price Per Sq. Ft. $65.43 Property Characteristics Lot Area 5,227 Land Use SFR Gross Area 2,668 Year Built 2000 Living Area 2,048 Basement Type Above Grade 2048 Basement Area Additional Area Finished Basement Area Total Rooms 7 Finished Rooms Below Grade Bedrooms 4 Functional Utility Bath (T/F/3Q/H/1Q) 3 / 2 / / 1 / Attic Type # of Stories 2 Porch Type PATIO/PORCH Floor Location Patio Type CONCRETE BLOCK PATIO Fireplace Y / 1 Construction Pool Exterior Wall FRAME/STUCCO Pool Area Interior Wall Parking Type BUILT-IN Foundation CONCRETE Garage Area 620 Roof Type Garage Capacity 0 Roof Material CONCRETE TILE Heat Type FORCED AIR Style Air Conditioning CENTRAL Quality FAIR Energy Efficient Items Condition Other Improvements Parcel Comments Common Elements / Rec Facilities Ownership HOA Mo. Assessment 1 View HOA Mo. Assessment 2 Location Census Tract/Block Legal Book/Page Township-Range-Sect Transaction History Recording Date 06/22/2006 Price $304, Date 06/16/2006 Price Type Rec. Document # Multi/Split Title Company COMMONWEALTH TITLE CO Buyer MARTINS CLINTON B MARTINS CLINTON B Mtg Recording Date 06/22/2006 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender STONE MTG CO Mtg Term 40 Loan Amount $235, Mtg Rate 8.7 Borrower 1 MARTINS CLINTON B MARTINS PAM Recording Date 03/30/2000 Price $161, Date 10/06/1999 Price Type FULL

16 16 Rec. Document # Multi/Split Title Company OLD REPUBLIC TITLE Buyer MARTINS CLINTON B S B A DEVELOPMENT Mtg Recording Date 03/30/2000 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender ALTA VISTA MTG Mtg Term 30 Loan Amount $153, Mtg Rate 0.0 Borrower 1 MARTINS CLINTON B COMPARABLE SALE # 4 Adjusted Price: $309,998 Address 8009 PARK CT, SAMPLETOWN Distance From Subject(miles) 0.47 USDA Status RECORDED SALE Date 03/26/2007 Last Transaction Date 04/27/2007 Type FORECLOSURE Price $310,000 Currently Listed Indicator Price Type List Date List Price 0 List Price High 0 List Price Low 0 Original List Price 0 Days on Market Data Source GREATER SAMPLETOWN ASSOCIATION OF REALTORS I.D. County CLARK, NV APN Owner FEDERAL NATL MTG ASSN FNMA Subdivision TWILIGHT NORTH GILLER MICHAEL J & MADDIE M Total Assessed Value $49,444 Prior Price Type Prior Record Date 01/15/2003 Prior Price $182,500 1st Mtg. Amt. $303,000 Price Per Sq. Ft. $ Property Characteristics Lot Area 4,356 Land Use SFR Gross Area 2,585 Year Built 2003 Living Area 2,205 Basement Type Above Grade 2205 Basement Area Additional Area Finished Basement Area Total Rooms 7 Finished Rooms Below Grade Bedrooms 4 Functional Utility Bath (T/F/3Q/H/1Q) 2 / 2 / / / Attic Type # of Stories 2 Porch Type PATIO/PORCH Floor Location Patio Type CONCRETE BLOCK PATIO Fireplace Y / 1 Construction Pool Exterior Wall FRAME/STUCCO Pool Area Interior Wall Parking Type BUILT-IN Foundation Garage Area 380 Roof Type Garage Capacity 0 Roof Material CONCRETE TILE Heat Type FORCED AIR Style

17 17 Air Conditioning CENTRAL Quality FAIR Energy Efficient Items Other Improvements Common Elements / Rec Facilities HOA Mo. Assessment 1 HOA Mo. Assessment 2 Condition Parcel Comments Ownership View Location Census Tract/Block Legal Book/Page Township-Range-Sect Transaction History Recording Date 04/27/2007 Price $0.00 Date 04/26/2007 Price Type Rec. Document # Multi/Split Title Company FIRST AMERICAN TITLE INSURANCE Buyer MAY JEREMY LUKES BEN Recording Date 04/27/2007 Price $310, Date 03/26/2007 Price Type Rec. Document # Multi/Split Title Company FIRST AMERICAN TITLE/NV Buyer MAY JEREMY GILLER MICHAEL J & MADDIE M Mtg Recording Date 04/27/2007 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender FIRST HORIZON HM LN CORP Mtg Term 30 Loan Amount $303, Mtg Rate 0.0 Borrower 1 MAY JEREMY Mtg Recording Date 08/17/2005 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender GB HM EQUITY LLC Mtg Term Loan Amount $27, Mtg Rate 0.0 Borrower 1 GILLER MICHAEL J & MADDIE M Mtg Recording Date 08/02/2005 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender MILLENNIUM BK Mtg Term 30 Loan Amount $313, Mtg Rate Borrower 1 GILLER MICHAEL J & MADDIE M

18 18 Recording Date 09/24/2004 Price $0.00 Date 09/00/2004 Price Type Rec. Document # Multi/Split Title Company Buyer GILLER MICHAEL J & MADDIE M OWNER RECORD Mtg Recording Date 03/16/2004 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender US BK NA/ND Mtg Term 30 Loan Amount $217, Mtg Rate 0.0 Borrower 1 NAPP GREGORY J & KATHLEE Mtg Recording Date 03/20/2003 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender PRIVATE INDIVIDUAL Mtg Term Loan Amount $6, Mtg Rate 0.0 Borrower 1 NAPP GREGORY J & KATHLEE Recording Date 01/15/2003 Price $182, Date 01/14/2003 Price Type Rec. Document # Multi/Split Title Company UNITED TITLE/NV Buyer NAPP GREGORY J & KATHLEE HORTON CENTER INC Mtg Recording Date 01/15/2003 Mtg Loan Type 1ST TIME SALE Mtg Document# Mtg Rate Type Document Type Lender CH MTG CO I LTD LP Mtg Term 30 Loan Amount $145, Mtg Rate 6.75 Borrower 1 NAPP GREGORY J & KATHLEE COMPARABLE SALE # 5 Adjusted Price: $153,498 Address 9005 IRON HITCH AVE, LAS VEGAS Distance From Subject(miles) 0.19 NV Status RECORDED SALE Date 11/30/2010 Last Transaction Date 12/30/2010 Type SHORT SALE

19 19 Price $153,500 Currently Listed Indicator Price Type List Date List Price 0 List Price High 0 List Price Low 0 Original List Price 0 Days on Market Data Source PUBLIC RECORD I.D. County SAMPLETOWN, USA APN Owner STETES KYLE L Subdivision SPRING MOUNTAIN RANCH-UNIT 14 PETERS DONALD R & CHRISTINE C Total Assessed Value $49,580 Prior Price Type Prior Record Date 12/08/2004 Prior Price $314,900 1st Mtg. Amt. $149,608 Price Per Sq. Ft. $69.52 Property Characteristics Lot Area 3,920 Land Use SFR Gross Area 2,628 Year Built 1999 Living Area 2,208 Basement Type Above Grade 2208 Basement Area Additional Area Finished Basement Area Total Rooms 8 Finished Rooms Below Grade Bedrooms 4 Functional Utility Bath (T/F/3Q/H/1Q) 3 / 2 / / 1 / Attic Type # of Stories 2 Porch Type PATIO/PORCH Floor Location Patio Type CONCRETE BLOCK PATIO Fireplace / Construction Pool Exterior Wall FRAME/STUCCO Pool Area Interior Wall Parking Type BUILT-IN Foundation CONCRETE Garage Area 420 Roof Type Garage Capacity 0 Roof Material CONCRETE TILE Heat Type FORCED AIR Style Air Conditioning CENTRAL Quality FAIR Energy Efficient Items Condition FAIR Other Improvements Parcel Comments Common Elements / Rec Facilities Ownership HOA Mo. Assessment 1 View HOA Mo. Assessment 2 Location Census Tract/Block Legal Book/Page Township-Range-Sect Transaction History Recording Date 09/19/2005 Price $0.00 Date 07/13/2005 Price Type Rec. Document # Multi/Split Title Company Buyer PIECHURA FAMILY TRUST PETERS DONALD R & CHRISTINE C Recording Date 12/08/2004 Price $314, Date 10/29/2004 Price Type Rec. Document # Multi/Split Title Company CHICAGO TITLE CO. Buyer PETERS DONALD R & CHRISTINE C

20 20 ANA GEORGE Mtg Recording Date 12/08/2004 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender GREENPOINT MTG FNDG Mtg Term 30 Loan Amount $251, Mtg Rate 5.5 Borrower 1 PETERS DONALD R & CHRISTINE C Recording Date 06/24/2004 Price $0.00 Date 06/22/2004 Price Type Rec. Document # Multi/Split Title Company TOWN TITLE COMPANY Buyer ANA GEORGE ANA ANGELA Recording Date 06/24/2004 Price $271, Date 06/07/2004 Price Type Rec. Document # Multi/Split Title Company TOWN TITLE COMPANY Buyer ANA GEORGE OTTO JOSEPH P & IDA A Mtg Recording Date 06/24/2004 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender FIRST NAT'L BK/NV Mtg Term 30 Loan Amount $230, Mtg Rate Borrower 1 ANA GEORGE Mtg Recording Date 10/16/2001 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender SEBRING CAP CORP Mtg Term 30 Loan Amount $149, Mtg Rate 0.0 Borrower 1 OTTO JOSEPH P & IDA A Recording Date 08/31/1999 Price $157, Date 06/14/1999 Price Type FULL Rec. Document # Multi/Split Title Company OLD REPUBLIC TITLE/NV Buyer OTTO JOSEPH P & IDA A RICHMOND AMERICAN HOMES USA

21 21 Mtg Recording Date 08/31/1999 Mtg Loan Type 1ST TIME SALE Mtg Document# Mtg Rate Type Document Type Lender NEW CENTURY MTG Mtg Term 30 Loan Amount $133, Mtg Rate Borrower 1 OTTO JOSEPH P & IDA A COMPARABLE SALE # 6 Adjusted Price: $150,000 Address 8356 WINTER PL, SAMPLETOWN Distance From Subject(miles) 0.19 USA Status RECORDED SALE Date 03/10/2010 Last Transaction Date 04/30/2010 Type SHORT SALE Price $150,000 Currently Listed Indicator Price Type List Date List Price 0 List Price High 0 List Price Low 0 Original List Price 0 Days on Market Data Source PUBLIC RECORD I.D. County SAMPLETOWN, USA APN Owner BARNEY MARTHA AND BARNEY RICHARD Subdivision SAMPLETOWN TWILIGHT WEN J FAM TRUST Total Assessed Value $52,073 Prior Price Type Prior Record Date 12/07/2006 Prior Price $350,000 1st Mtg. Amt. $147,283 Price Per Sq. Ft. $67.69 Property Characteristics Lot Area 3,920 Land Use SFR Gross Area 2,644 Year Built 2006 Living Area 2,216 Basement Type Above Grade 2216 Basement Area Additional Area Finished Basement Area Total Rooms 6 Finished Rooms Below Grade Bedrooms 3 Functional Utility Bath (T/F/3Q/H/1Q) 3 / 2 / / 1 / Attic Type # of Stories 2 Porch Type PATIO/PORCH Floor Location Patio Type CONCRETE BLOCK PATIO Fireplace / Construction Pool Exterior Wall FRAME/STUCCO Pool Area Interior Wall Parking Type BUILT-IN Foundation Garage Area 428 Roof Type Garage Capacity 0 Roof Material CONCRETE TILE Heat Type FORCED AIR Style Air Conditioning CENTRAL Quality FAIR Energy Efficient Items Condition Other Improvements Parcel Comments Common Elements / Rec Facilities Ownership HOA Mo. Assessment 1 View HOA Mo. Assessment 2 Location

22 22 Census Tract/Block Legal Book/Page Township-Range-Sect Transaction History Recording Date 12/07/2006 Price $0.00 Date 11/30/2006 Price Type Rec. Document # Multi/Split Title Company DHI TITLE Buyer WEN MICHAEL J MAKARO NATALIYA Recording Date 12/07/2006 Price $350, Date 11/30/2006 Price Type Rec. Document # Multi/Split Title Company DHI TITLE Buyer WEN MICHAEL J ABCHORTONINC Mtg Recording Date 12/07/2006 Mtg Loan Type 1ST TIME SALE Mtg Document# Mtg Rate Type Document Type Lender DHI MTG CO LTD Mtg Term 30 Loan Amount $296, Mtg Rate 0.0 Borrower 1 WEN MICHAEL J COMPARABLE SALE # 7 Adjusted Price: $161,898 Address 8936 WINMAN AVE, SAMPLE TOWN Distance From Subject(miles) 0.36 USA Status RECORDED SALE Date 11/05/2010 Last Transaction Date 11/29/2010 Type Price $161,900 Currently Listed Indicator Price Type List Date List Price 0 List Price High 0 List Price Low 0 Original List Price 0 Days on Market Data Source GREATER SAMPLETOWN ASSOCIATION OF REALTORS I.D. County SAMPLETOWN, USA APN Owner MCCRORY JUSTIN AND MCCRORY DENA Subdivision SAMPLETOWN RANCH-UNIT 06 ELSINORE LLC Total Assessed Value $47,294 Prior Price Type Prior Record Date 03/08/2007 Prior Price $314,900 1st Mtg. Amt. $157,795 Price Per Sq. Ft. $73.32 Property Characteristics Lot Area 4,356 Land Use SFR Gross Area 2,628 Year Built 2000 Living Area 2,208 Basement Type Above Grade 2208 Basement Area

23 23 Additional Area Finished Basement Area Total Rooms 8 Finished Rooms Below Grade Bedrooms 4 Functional Utility Bath (T/F/3Q/H/1Q) 3 / 2 / / 1 / Attic Type # of Stories 2 Porch Type PATIO/PORCH Floor Location Patio Type CONCRETE BLOCK PATIO Fireplace / Construction Pool Exterior Wall FRAME/STUCCO Pool Area Interior Wall Parking Type BUILT-IN Foundation CONCRETE Garage Area 420 Roof Type Garage Capacity 0 Roof Material CONCRETE TILE Heat Type FORCED AIR Style Air Conditioning CENTRAL Quality FAIR Energy Efficient Items Condition Other Improvements Parcel Comments Common Elements / Rec Facilities Ownership HOA Mo. Assessment 1 View HOA Mo. Assessment 2 Location Census Tract/Block Legal Book/Page Township-Range-Sect Transaction History Recording Date 03/08/2007 Price $314, Date 10/26/2005 Price Type Rec. Document # Multi/Split Title Company STEWART TITLE Buyer BROWN JOHN BONNET CODY & MEGAN Mtg Recording Date 03/08/2007 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender TAYLOR BEAN & WHITAKER MTG Mtg Term 30 Loan Amount $251, Mtg Rate 0.0 Borrower 1 BROWN JOHN Recording Date 05/19/2003 Price $175, Date 05/14/2003 Price Type Rec. Document # Multi/Split Title Company UNITED TITLE/NV Buyer BONNET CODY & MEGAN UWAINE MILES H Mtg Recording Date 05/19/2003 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender WELLS FARGO HM MTG INC Mtg Term 30 Loan Amount $140, Mtg Rate 5.0 Borrower 1 BONNET CODY & MEGAN

24 24 Recording Date 07/28/2000 Price $0.00 Date 07/21/2000 Price Type UNKNOWN Rec. Document # Multi/Split Title Company OLD REPUBLIC TITLE Buyer UWAINE MILES H UNG TERRY Mtg Recording Date 07/28/2000 Mtg Loan Type NOMINAL Mtg Document# Mtg Rate Type Document Type Lender FIRST FRANKLIN FIN'L CORP Mtg Term 30 Loan Amount $121, Mtg Rate 9.5 Borrower 1 UNG TED Recording Date 07/28/2000 Price $151, Date 06/01/2000 Price Type FULL Rec. Document # Multi/Split Title Company OLD REPUBLIC TITLE/NV Buyer UNG TED & JAN RICHMOND AMERICAN HOMES OF USA Mtg Recording Date 07/28/2000 Mtg Loan Type 1ST TIME SALE Mtg Document# Mtg Rate Type Document Type Lender FIRST FRANKLIN FIN'L Mtg Term 30 Loan Amount $121, Mtg Rate 9.5 Borrower 1 UNG TED & JAN COMPARABLE SALE # 8 Adjusted Price: $179,896 Address 8836 WINMANAVE, SAMPLETOWN Distance From Subject(miles) 0.40 USA Status RECORDED SALE Date 07/01/2010 Last Transaction Date 07/02/2010 Type Price $179,900 Currently Listed Indicator Price Type List Date List Price 0 List Price High 0 List Price Low 0 Original List Price 0 Days on Market Data Source GREATER SAMPLETOWN ASSOCIATION OF REALTORS I.D. County SAMPLETOWN, USA APN Owner LUKE ARRON Subdivision SAMPTOWN RANCH-UNIT 05 ELSINORE LLC

25 25 Total Assessed Value $59,396 Prior Price Type Prior Record Date 02/18/2005 Prior Price $344,000 1st Mtg. Amt. $177,509 Price Per Sq. Ft. $84.58 Property Characteristics Lot Area 4,356 Land Use SFR Gross Area 2,589 Year Built 2000 Living Area 2,127 Basement Type Above Grade 2127 Basement Area Additional Area Finished Basement Area Total Rooms 8 Finished Rooms Below Grade Bedrooms 5 Functional Utility Bath (T/F/3Q/H/1Q) 3 / 2 / / 1 / Attic Type # of Stories 2 Porch Type PATIO/PORCH Floor Location Patio Type CONCRETE BLOCK PATIO Fireplace / Construction Pool POOL Exterior Wall FRAME/STUCCO Pool Area 450 Interior Wall Parking Type BUILT-IN Foundation CONCRETE Garage Area 462 Roof Type Garage Capacity 0 Roof Material CONCRETE TILE Heat Type FORCED AIR Style Air Conditioning CENTRAL Quality FAIR Energy Efficient Items Condition Other Improvements Parcel Comments Common Elements / Rec Facilities Ownership HOA Mo. Assessment 1 View HOA Mo. Assessment 2 Location Census Tract/Block Legal Book/Page Township-Range-Sect Transaction History Mtg Recording Date 11/29/2005 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender WILMINGTON FIN INC Mtg Term 15 Loan Amount $82, Mtg Rate 0.0 Borrower 1 DYER CRAIG Mtg Recording Date 11/29/2005 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender WILMINGTON FIN INC Mtg Term 30 Loan Amount $328, Mtg Rate 6.99 Borrower 1 DYER CRAIG Recording Date 02/18/2005 Price $344, Date 02/17/2005 Price Type

26 26 Rec. Document # Multi/Split Title Company FIRST AMERICAN TITLE/NV Buyer DYER CRAIG JENKINS INA E Mtg Recording Date 02/18/2005 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender NEW CENTURY MTG CORP Mtg Term 30 Loan Amount $275, Mtg Rate 6.15 Borrower 1 DYER CRAIG Mtg Recording Date 07/22/2004 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender WELLS FARGO BK Mtg Term 40 Loan Amount $83, Mtg Rate 0.0 Borrower 1 JENKINS INA I Mtg Recording Date 06/02/2003 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender AXIOM FIN'L SVCS Mtg Term 30 Loan Amount $210, Mtg Rate Borrower 1 JENKINS INA E Mtg Recording Date 05/22/2002 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender BANK OF THE WEST Mtg Term Loan Amount $44, Mtg Rate 0.0 Borrower 1 JENKINS INA E Recording Date 06/09/2000 Price $149, Date 06/08/2000 Price Type FULL Rec. Document # Multi/Split Title Company LAND TITLE OF USA Buyer JENKINS INA E STANPARK CONSTRUCTION COMPANY Mtg Recording Date 06/09/2000 Mtg Loan Type 1ST TIME SALE Mtg Document# Mtg Rate Type

27 27 Document Type Lender NORTH AMERICAN MTG CO Mtg Term 30 Loan Amount $118, Mtg Rate 0.0 Borrower 1 JENKINS INA E Mtg Recording Date 05/03/1999 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender FIRST SEC BK NA Mtg Term Loan Amount $1,992, Mtg Rate 0.0 Borrower 1 STANPARK CONSTRUCTION COMPANY INC COMPARABLE SALE # 9 Adjusted Price: $144,898 Address 8928 HAPPY LAKE AVE Distance From Subject(miles) 0.38 SAMPLETOWN USA Status RECORDED SALE Date 03/25/2009 Last Transaction Date 04/24/2009 Type FORECLOSURE Price $144,900 Currently Listed Indicator Price Type List Date List Price 0 List Price High 0 List Price Low 0 Original List Price 0 Days on Market Data Source GREATER SAMPLETOWN ASSOCIATION OF REALTORS I.D. County SAMPLETOWN, USA APN Owner BENDER RANDY & AARON M AND BENDER JIMMY Subdivision TWILIGHT NORTH HOUSEHOLD FIN RLTY OF NV Total Assessed Value $46,425 Prior Price Type Prior Record Date 04/14/2004 Prior Price $283,500 1st Mtg. Amt. $130,410 Price Per Sq. Ft. $73.26 Property Characteristics Lot Area 3,920 Land Use SFR Gross Area 2,398 Year Built 2003 Living Area 1,978 Basement Type Above Grade 1978 Basement Area Additional Area Finished Basement Area Total Rooms 6 Finished Rooms Below Grade Bedrooms 4 Functional Utility Bath (T/F/3Q/H/1Q) 3 / 2 / / 1 / Attic Type # of Stories 2 Porch Type PATIO/PORCH Floor Location Patio Type CONCRETE BLOCK PATIO Fireplace / Construction Pool Exterior Wall FRAME/STUCCO Pool Area Interior Wall Parking Type BUILT-IN Foundation

28 28 Garage Area 420 Roof Type Garage Capacity 0 Roof Material CONCRETE TILE Heat Type FORCED AIR Style Air Conditioning CENTRAL Quality FAIR Energy Efficient Items Condition Other Improvements Parcel Comments Common Elements / Rec Facilities Ownership HOA Mo. Assessment 1 View HOA Mo. Assessment 2 Location Census Tract/Block Legal Book/Page Township-Range-Sect Transaction History Mtg Recording Date 06/13/2006 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender AEGIS HM EQUITY Mtg Term 20 Loan Amount $25, Mtg Rate 0.0 Borrower 1 PANGAO NOEL Mtg Recording Date 06/13/2006 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender AEGIS HM EQUITY Mtg Term 30 Loan Amount $350, Mtg Rate 8.25 Borrower 1 PANGAO NOEL Mtg Recording Date 08/22/2005 Mtg Loan Type REFI Mtg Document# Mtg Rate Type Document Type Lender SECURED FNDG CORP Mtg Term 25 Loan Amount $104, Mtg Rate 6.0 Borrower 1 PANGAO NOEL Recording Date 04/14/2004 Price $283, Date 04/07/2004 Price Type Rec. Document # Multi/Split Title Company OLD REPUBLIC TITLE/NV Buyer PANGAO NOEL WHITE BOB & MARY Mtg Recording Date 04/14/2004 Mtg Loan Type RESALE Mtg Document# Mtg Rate Type Document Type Lender FIELDSTONE MTG CO Mtg Term 30 Loan Amount $247,500.00

29 29 Mtg Rate 5.99 Borrower 1 PANGAO NOEL Recording Date 04/24/2003 Price $191, Date 02/26/2003 Price Type Rec. Document # Multi/Split Title Company UNITED TITLE/NV Buyer WHITE BOB & MARY D R HORTON INC Recording Date 02/28/2003 Price $191, Date 02/26/2003 Price Type Rec. Document # Multi/Split Title Company UNITED TITLE/NV Buyer WHITE BOB & MARY D R HORTON INC Mtg Recording Date 02/28/2003 Mtg Loan Type 1ST TIME SALE Mtg Document# Mtg Rate Type Document Type Lender CH MTG CO I LTD LP Mtg Term 30 Loan Amount $181, Mtg Rate Borrower 1 WHITE BOB & MARY

30 30 LOCATION MAP Subject Public Record MLS Short Foreclosure Manual Input FLOOD MAP Sample St Sample St This map/report was produced using multiple sources. It is provided for informational purposes only. This map/report should not be relied upon by any third parties. It is not intended to satisfy any regulatory guidelines and should not be used for this or any other purpose. ASSESSOR MAP

31 31

32 32 Front of House FRONT OF HOUSE

33 33 Market Analysis Property Address: 1234 SAMPLE ST SAMPLETOWN USA File No: Inventory Analysis Prior 7-12 Months Prior 4-6 Months Current-3 Months Overall Trend Total #of Comparable s (Settled) Increasing Stable Declining Absorption Rate (Total s/months) Increasing Stable Declining Total #of Comparable Active Listings Increasing Stable Declining Months of Housing Supply (Total Listings/Ab.Rate) Increasing Stable Declining Median & List Price, DOM, /List % Prior 7-12 Months Prior 4-6 Months Current-3 Months Overall Trend Median Comparable Price $150, $150, $139, Increasing Stable Declining Median Comparable s Days on Market Increasing Stable Declining Median Comparable List Price $125, $158, $133, Increasing Stable Declining Median Comparable Listings Days on Market Increasing Stable Declining Median Price as %of List Price Increasing Stable Declining -(developer, builder, etc.) paid financial assistance prevalent? Yes No Increasing Stable Declining Explain in detail the seller concessions trends for the past 12 months. Are foreclosure sales (REO sales) a factor in the market? Yes No If yes, explain below. Data sources:

34 34 Disclaimer of Use The information and estimated values contained in this report (collectively, the "Report") do not constitute an appraisal of any subject property. The Report does not include a physical or visual inspection of any subject property or an analysis of current market conditions by a licensed or certified appraiser. You acknowledge that the condition of any subject property and current market conditions may greatly affect the validity of the Report. You shall not use the Report in lieu of a walk-through appraisal or other form of appraisal by a certified appraiser. This Report may be based upon data collected from public record sources. THE ACCURACY OF THE METHODOLOGY USED TO DEVELOP THE REPORT, THE EXISTENCE OF ANY SUBJECT PROPERTY, AND THE ACCURACY OF ANY PREDICTED VALUE OR SCORES PROVIDED ARE ESTIMATES BASED ON AVAILABLE DATA AND ARE NOT WARRANTED.