Housing Policy Reforms in Post-Socialist Europe

Transcription

1 Contributions to Economics Housing Policy Reforms in Post-Socialist Europe Lost in Transition Bearbeitet von Sasha Tsenkova 1. Auflage Buch. xviii, 262 S. Hardcover ISBN Format (B x L): 15,5 x 23,5 cm Gewicht: 590 g Wirtschaft > Wirtschaftssektoren & Branchen: Allgemeines > Immobilienwirtschaft Zu Leseprobe schnell und portofrei erhältlich bei Die Online-Fachbuchhandlung beck-shop.de ist spezialisiert auf Fachbücher, insbesondere Recht, Steuern und Wirtschaft. Im Sortiment finden Sie alle Medien (Bücher, Zeitschriften, CDs, ebooks, etc.) aller Verlage. Ergänzt wird das Programm durch Services wie Neuerscheinungsdienst oder Zusammenstellungen von Büchern zu Sonderpreisen. Der Shop führt mehr als 8 Millionen Produkte.

2 Contents Preface and Acknowledgements... v List of Figures... xiii List of Tables... xvii 1 Introduction: Conceptual Framework for Comparative Analysis Introduction Major Themes in the Literature on Post-Socialist Housing Systems Conceptual Framework Analytical Model: Performance and Policy Outcomes Fiscal Policies Financial Policies Housing Market Policies Housing System Performance Indicators Distributional Efficiency Improvement of Housing Quality Stability in Housing Investment and Production Differentiation of Prices and Rents Affordability and Choice Research Methodology Review of the Literature Surveys and Field Work Comparative Evaluation and Validation Scope and Content of the Book The Legacy of Socialist Housing Systems The Legacy of the Socialist Model of Development The Socialist Housing Policy The Legacy of the Socialist Housing Model Housing Policy Reforms The Socialist Housing Systems: Performance and Outcomes vii

3 viii Contents Housing Conditions Forms of Housing Provision Tenure Structure and Property Rights Housing Costs and Affordability Crisis and Transition in the Housing System Political, Social and Economic Transitions External Factors Influencing the Performance of Housing Systems The Political Transition The Economic Transition, The Social Transition Concluding Comments Housing Policy Reforms in South East Europe Major Housing Policy Developments: Challenges and Opportunities The First Phase of Housing Reforms The Second Phase of Housing Reforms Progress in Housing Reforms Institutional Reforms: Privatisation and Private Sector Growth Public Sector Institutions in Housing Provision Private Institutions in the Provision of Housing Non-Government Organisations and Housing Market Intermediaries Reforms of the Legal Framework for Housing Property Rights Legislation Legislation on Housing Loans and Mortgages Legislation on Housing Privatisation Legal Framework for Apartment Ownership and Management Legislation on Construction and Planning Taxes and Transaction Fees Institutional and Legal Reforms: Concluding Comments Government Support for Housing Fiscal and Financial Instruments to Support Access to Affordable Housing Direct Public Provision of Homeownership Housing Demand-Based Assistance to Homeowners Provision of Public/Social Rental Housing Housing Assistance to Low Income Households in the Rental and Owner Occupied Sector

4 Contents ix 5.6 Housing and Refugee Related Issues in the Region Housing Programmes in Bosnia-Herzegovina Housing Programmes in Croatia Housing Programmes in the Former Yugoslav Republic of Macedonia Housing Programmes in Serbia and Montenegro Refugee-Related Housing Programmes in Kosovo/UNMIK Concluding Comments Housing Systems: Performance Challenges Assessment of Housing Distribution in the Region Improvement in Housing Quality: Regional Challenges Access to Technical Infrastructure Deteriorating Quality of Existing Housing Substandard Housing Tenure Structure and Housing Choice Housing Investment and New Housing Construction Trends in New Housing Construction Informal Housing Constraints for New Housing Development Affordability of Housing Income Differentiation Housing Costs Prices in Emerging Housing Markets Concluding Comments Housing Privatisation, Housing Management and Public Housing Privatisation and Housing Management: A Troubled Relationship The Institutional Framework for Housing Management The Evolving Legal Framework for Housing Management The Triple Challenge for Asset Management Public Rental Housing: Challenges and Future Prospects Regional Perspective on Public Rental Housing Changing Institutional Context Rent Setting Allocation Financial Support for Public Housing Maintenance Practices Conclusion

5 x Contents 8 Housing Finance and New Housing Provision Bridging the Gap: Developments in Housing Finance Overview Banking Reforms The Primary Mortgage Market Mortgage Lending Constraints for Mortgage Lending Interest Rate Spread Conservative Approach to Lending Affordability Constraints Lack of Construction Lending The Housing Industry in Transition Privatisation of Construction Enterprises Private Housebuilders The Transition in New Housing Provision Forms of New Housing Provision Quality and Costs in New Housing Provision Economic and Social Efficiency of Private Housebuilding Economic Efficiency Social Efficiency of Private Housebuilding The Transition in Housing and Informal Settlements Informal Housing and Informal Settlements in South East Europe Definitions Spatial Manifestation and Formation Processes Settlements for Vulnerable Groups Location and Size The Challenges of Informal Housing The Economic Challenges The Social Challenges The Environmental Challenges Policy Solutions Legalization Regularization and Upgrading Resettlement Informal Housing as a Problem and a Solution The Transition in Housing and Nations of Homeowners Lost in Transition: Housing Policy in South East Europe Evaluation of Housing Policy Reforms The Second Phase of Housing Reforms

6 Contents xi Progress in Developing Effective Legal and Institutional Framework Progress in Developing Transparent and Targeted Fiscal Policies Progress in Establishing a Well-Functioning System of Housing Finance Progress in Developing a Competitive Provision System for New Housing Evaluation of Housing System Performance Distributional Efficiency Improvement of Housing Quality Stability of Housing Investment and Production Affordability and Choice Concluding Comments: The Unfinished Agenda Annex Annex References Index