PROCLAMATION OF SALE IN THE MATTER OF THE LOAN AGREEMENT, DEED OF ASSIGNMENT AND POWER OF ATTORNEY ALL DATED THE 22 ND DAY OF APRIL, 2004

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1 PROCLAMATION OF SALE IN THE MATTER OF THE LOAN AGREEMENT, DEED OF ASSIGNMENT AND POWER OF ATTORNEY ALL DATED THE 22 ND DAY OF APRIL, 2004 BETWEEN AFFIN BANK BERHAD [25046-T] AND SULASTRI BIN ZAINAL ABIDIN [NRIC NO. : / A ] ASSIGNEE ASSIGNOR In exercise of the rights and powers conferred upon the Assignee under the Loan Agreement, Deed Of Assignment and Power Of Attorney all dated the 22 nd April 2004 entered into between the Assignor and the Assignee, it is hereby proclaimed that the Assignee with the assistance of the undermentioned Auctioneer NOTE: WILL SELL BY PUBLIC AUCTION ON MONDAY, THE 22 ND DAY OF MAY, 2017 AT 3.00 P.M IN THE AFTERNOON AT THE AUCTION ROOM, NO. 98, JALAN WIJAYA, CENTURY GARDEN, JOHOR BAHRU, JOHOR DARUL TAKZIM. Prospective bidders are advised to inspect the subject property, seek independent legal advise on the Conditions of Sale, conduct an official title search at the relevant Land Office and to make enquiries with the Developer and/or other relevant authorities on the terms of consent to the sale herein prior to the auction sale. The successful bidder shall be responsible to obtain the consent of the Developer for direct transfer if individual/strata title issued. PARTICULARS OF TITLE The strata title for the subject property has been issued. STRATA TITLE/LOT NO: GRN /M5/3/239, Lot 81619, Mukim of Pulai, District of Johor Bahru, State of Johor Darul Takzim. DEVELOPER S PARCEL NO: Unit No. E-3-07, Storey No.: 3, Block E, Phase 12-L1, Sri Pulai Perdana, Johor. FLOOR AREA: (Unit) 62 square metres ( 667 square feet). TENURE: Freehold. DEVELOPER (VENDOR): MAH SING PROPERTIES SDN. BHD. ENCUMBRANCE: Assigned to Affin Bank Berhad NOTE: The Developer Mah Sing Group Berhad is not agreeable towards direct transfer to the successful bidder. Therefore, in regards to the double transfer, all fees, costs and charges relating to the second transfer of the property to the successful bidder shall be borne solely by the successful bidder. LOCATION AND DESCRIPTION OF THE PROPERTY: The subject property is a three (3) bedroom low cost flat unit bearing postal address of Unit No. E-03-07, Block E, Jalan Pulai Perdana 2/7, Taman Sri Pulai Perdana, Johor Bahru, Johor. The accommodation consists of three (3) bedrooms, living, dining, kitchen, bathroom, toilet, store and yard. RESERVE PRICE: The subject property will be sold on an as is where is basis and subject to a reserve price of RM40, (RINGGIT MALAYSIA FORTY THOUSAND ONLY) and subject to the Conditions of Sale and by way of an Assignment from the above Assignee subject to the consent being obtained from the Developer and/or other relevant authorities if any, including all terms, conditions, stipulations and covenants which were and may be imposed by the Developer and the relevant authorities. Any arrears of quit rent, assessments, taxes and charges due and payable in respect of the property up to the date of sale shall be paid by the Bank upon receipt of full auction proceeds and any such sums due and payable after the date of sale shall be borne by the purchaser. The assignee / lender shall not be liable to make payment or to deduct from the proceeds of sale any outstanding utilities / bills relating to the property namely water, electricity, telephone, gas or sewerage charges, administration charges and other utilities. All other fees, costs and charges relating to the transfer and assignment of the property shall be borne solely by the successful Purchaser. All intending bidders are required to deposit 10% of the fixed reserve price for the said property by bank draft only in favour of AFFIN BANK BERHAD on the day of auction sale and the balance of the purchase money shall be paid by the Purchaser within ninety (90) days from the date of auction sale to AFFIN BANK BERHAD. FOR FURTHER PARTICULARS, please contact M/S Abdul Rahman & Partners Advocates & Solicitors of No. 7-01, Jalan Padi Emas 1/5, UDA Business Center, Bandar Baru Uda, Johor Bahru, Johor. [Ref No.: /ABB(PJ)/FP/2016/SM, Tel No. : Fax No ], Solicitors for the Assignee herein or the undermentioned Auctioneer. PROPERTY AUCTION HOUSE SDN BHD (187793X) No. 98, Jalan Wijaya, Century Garden, ALI AKBAR BIN MOHAMAD TAHIR Johor Bahru, Johor Darul Takzim, Licensed Auctioneer Tel: & Our ref: PAHJ/5780(1)/4/2017(LA) johor@auctions.com.my Website: auctions.com.my

2 PERISYTIHARAN JUALAN DALAM PERKARA MENGENAI PERJANJIAN PINJAMAN, SURAT IKATAN PENYERAHANHAK DAN SURAT KUASA WAKIL KESEMUANYA YANG BERTARIKH 22 HARIBULAN APRIL, 2004 ANTARA AFFIN BANK BERHAD [25046-T] PIHAK PEMEGANG SERAHHAK DAN SULASTRI BIN ZAINAL ABIDIN [NO. K/P: / A ] PIHAK PENYERAHHAK Dalam menjalankan hak dan kuasa yang telah diberikan kepada Pihak Pemegang Serahhak dibawah Perjanjian Pinjaman, Surat Ikatan Penyerahanhak dan Surat Kuasa Wakil yang kesemuanya bertarikh 22 haribulan April, 2004 diantara Pihak Pemegang Serahhak dan Pihak Penyerahhak yang diperbuat dalam perkara diatas, adalah dengan ini diisytiharkan bahawa Pihak Pemegang Serahhak tersebut dengan bantuan Pelelong yang tersebut dibawah. NOTA: AKAN MENJUAL SECARA LELONGAN AWAM PADA HARI ISNIN, 22 HARIBULAN MEI, 2017 PADA PUKUL 3.00 PETANG DI DALAM BILIK LELONG, NO. 98, JALAN WIJAYA, CENTURY GARDEN, JOHOR BAHRU, JOHOR DARUL TAKZIM Bakal-bakal pembeli adalah dinasihatkan agar memeriksa harta tersebut, meminta nasihat daripada Pihak Guaman mengenai Syarat-Syarat Jualan, membuat carian hakmilik induk secara rasmi di Pejabat Tanah dan serta membuat pertanyaan dengan Pihak Pemaju dan/atau pihakpihak lain yang berkenaan mengenai persetujuan untuk jualan ini sebelum jualan lelong. Pembeli yang berjaya akan bertanggungjawab untuk mendapatkan kelulusan terus daripada Pihak Pemaju sekiranya hakmilik individu/strata telah dikeluarkan. BUTIR-BUTIR HAKMILIK Hakmilik strata bagi harta tersebut telah dikeluarkan. NO. HAKMILIK STRATA/ LOT: GRN /M5/3/239, Lot 81619, Mukim Pulai, Daerah Johor Bahru, Negeri Johor Darul Takzim. NO. PARSEL PEMAJU: Unit No. E-3-07, No. Tingkat: 3, Blok E, Fasa 12-L1, Sri Pulai Perdana, Johor. KELUASAN LANTAI: (Unit) 62 meter persegi (667 kaki persegi). PEGANGAN: Bebas. PEMAJU (PENJUAL): MAH SING PROPERTIES SDN. BHD. BEBANAN: Serahhak kepada Affin Bank Berhad NOTA: Pihak Pemaju Mah Sing Group Berhad tidak bersetuju untuk membuat pindahmilik terus (direct transfer) kepada pembida yang berjaya. Segala berkenaan dengan double transfer, kos-kos, caj-caj berkaitan pindahmilik kedua (2 nd transfer) hartanah tersebut kepada pembida berjaya ditanggung sepenuhnya oleh pembida yang berjaya. LOKASI DAN PERIHAL HARTANAH: Hartanah tersebut adalah seunit flat kos rendah tiga (3) bilik yang beralamat di Unit No. E-03-07, Blok E, Jalan Pulai Perdana 2/7, Taman Sri Pulai Perdana, Johor Bahru, Johor. Hartanah tersebut mengandungi tiga (3) bilik tidur, ruang tamu, ruang makan, dapur, bilik mandi, tandas, stor dan yard. HARGA RIZAB: Hartanah tersebut akan dijual dalam keadaan sepertimana sediada dan tertakluk kepada satu harga rizab oleh pihak bank sebanyak RM40, (RINGGIT MALAYSIA EMPAT PULUH RIBU SAHAJA) dan tertakluk kepada Syarat-Syarat Jualan dengan cara Penyerahhakan dari Pemegang Serahhak dan tertakluk kepada memperolehi kebenaran untuk pindahmilik daripada Pihak Pemaju dan lain-lain Pihak Berkuasa yang berkenaan, sekiranya ada termasuk semua terma, syarat-syarat, stipulasi, waad di mana mungkin yang akan dikenakan oleh Pemaju dan lain-lain Pihak Berkuasa. Segala bayaran tertunggak cukai tanah, cukai pintu, cukai dan caj-caj ke atas hartanah setakat tarikh lelong/jualan akan dibayar oleh pihak Bank selepas menerima wang belian penuh dan apa-apa bayaran yang tertunggak selepas tarikh lelong hendaklah ditanggung oleh pembeli. Pihak pemegang serahhak / pemberi pinjam adalah tidak bertanggungan untuk membayar atau menolak dari harga pembelian apa-apa tunggakan utiliti / bil ke atas hartanah seperti air, elektrik, telefon, gas atau caj kumbahan, caj pentadbiran dan lain-lain bayaran utiliti. Segala bayaran lain berhubung dan berkaitannya dengan pindahmilik hendaklah ditanggung sepenuhnya oleh Pembeli. Bagi penawar-penawar yang berminat adalah dikehendaki mendeposit 10% daripada harga rizab dalam bentuk bank draf di atas nama AFFIN BANK BERHAD pada hari lelongan awam dan baki wang belian hendaklah dibayar oleh Pembeli dalam tempuh sembilan puluh (90) hari dari tarikh jualan kepada AFFIN BANK BERHAD. UNTUK MENDAPATKAN BUTIR-BUTIR SELANJUTNYA, sila berhubung dengan Tetuan Abdul Rahman & Partners Peguambela & Peguamcara di alamat No. 7-01, Jalan Padi Emas 1/5, UDA Business Center, Bandar Baru Uda, Johor Bahru, Johor [Ruj No.: /ABB(PJ)/FP/2016/SM, Tel No. : , Faks No ], Peguamcara bagi Pihak Pemegang Serahhak atau Pelelong yang tersebut di bawah. PROPERTY AUCTION HOUSE SDN BHD (187793X) No. 98, Jalan Wijaya, Century Garden, ALI AKBAR BIN MOHAMAD TAHIR Johor Bahru, Johor Darul Takzim, Pelelong Berlesen Tel: & Ruj Kami: PAHJ/5780(1)/4/2017(LA) johor@auctions.com.my Website: auctions.com.my

3 CONDITIONS OF SALE 1. The sale is made by AFFIN BANK BERHAD (hereinafter called the Assignee) in the exercise of the rights and powers conferred upon the Assignee in pursuance of the Loan Agreement, Deed Of Assignment and Power Of Attorney all dated the 22 nd April 2004 executed by the Assignor in favour of the Assignee and is made subject to all conditions and category of land use, expressed or implied or imposed upon or relating to or affecting the subject property. 2. Subject to the Reserve Price, the highest bidder being so allowed by the Auctioneer shall be the Purchaser but the Auctioneer reserves the right to regulate the bidding and shall have the sole right to refuse any bid or bids without giving any reason for such refusal. The Auctioneer reserves the right to alter or add to these Conditions of Sale at any time prior to the sale. In the case of any dispute as to any bid, the Auctioneer may at his own option forthwith determine the dispute or put the property up again or put the property at the last undisputed bid or withdraw the property. 3. The Assignee be and are hereby at liberty to bid at the sale (without having to pay any deposit whatsoever). The Auctioneer shall have the right to withdraw the property for sale at any time before it has been actually knocked down and either after or without declaring the reserve price. In the event of the Assignee becoming the Purchaser, the Assignee is at liberty to set off the purchase price against the amount due and owing under the said Loan Agreement, Deed Of Assignment and Power Of Attorney all dated the 22 nd April 2004 on the date of sale, plus the costs and expenses of the sale and all other costs and expenses whatsoever in connection with this matter. 4. No bid shall be less in advance of the last previous bid than a sum to be fixed by the Auctioneer at the time of the sale and no bidding shall be retracted. Should there be any retraction from the bidder (s) before the fall of the hammer, the deposit of 10% of the reserve price shall be forfeited to the Assignee and the property shall at the option of the Assignee be put up for sale again or the Assignee may decide to adjourn the auction sale to another date. 5. All intending bidders (except the Assignee) are required to deposit with the Auctioneer 10% of the fixed reserve price for the said property by bank draft only in favour of AFFIN BANK BERHAD prior to the auction sale. Any intending bidder who intends to bid on behalf of another person, body corporate or firm is required to deposit with the Auctioneer an authority letter to state that he is acting on behalf of another person, body corporate or firm, prior to the auction. For Bumiputra lot, only Bumiputra are allowed to act for and on behalf of the bidder. 6. Immediately after the fall of the hammer, the Purchaser (except the Assignee) shall pay to the Assignee the difference between the deposit pursuant to Clause 5 above and the sum equivalent to 10% of the successful bid in either cash or bank draft which sum is inclusive of the sum earlier paid under Clause 5 hereof as payment of deposit and towards part payment of the purchase price and shall sign the Memorandum at the foot of these conditions. The sums paid by the Purchaser under Clause 5 and this Clause shall be held by the Assignee subject to the provisions of Clauses 7 and In the event that the Purchaser fails to pay a deposit equivalent to 10% of the successful bid or fails to sign the Memorandum, the deposit paid pursuant to Clause 5 or Clauses 5 & 6 herein shall be forfeited by the Assignee and the property shall forthwith be again put up for sale. The deficiency in price (if any) which may result from a re-sale or the purchase money if there is no re-sale as the case may be shall be recoverable from the defaulting Purchaser. 8. The balance of the purchase price shall be paid in full by the Purchaser to the Assignee or to the Solicitors within ninety (90) days from the date of the auction sale by bank draft drawn in favour of AFFIN BANK BERHAD. However, the period of ninety (90) days may be extended by the Assignee in its absolute discretion upon written request by the Purchaser before the expiry date provided that if any extension is granted, the Purchaser shall pay the Assignee an interest at a rate to be determined by the Assignee at its absolute discretion on the balance of the purchase price calculated on a daily basis until full payment of such amount on or before the extended expiry date. 9. In default of such payment of the balance of the purchase price within the time and in the manner as stipulated in Clause 8 above, the deposit paid pursuant to Clauses 5 & 6 above shall be forfeited by the Assignee and the property may be put up for sale by the Assignee at its sole discretion. The cost of such resale together with either the deficiency in price (if any) which may result from a resale or the balance of the purchase price if there is no resale shall be recoverable from the defaulting Purchaser as the case may be. 10. Upon full payment of the balance of the purchase price in accordance with Clause 8 above and the consent to transfer by the Purchaser from the Developer and/or any relevant authorities, the Assignee shall execute or cause to be executed at the Purchaser s cost and expenses (including legal fees, stamp duty and registration fees) an Assignment in favour of the Purchaser of all the rights and benefits under the Sale and Purchase Agreement entered into between the Developer of the property and the Assignor upon such terms and conditions stipulated by the Assignee in its absolute discretion. Thereafter and upon the Purchaser s payment of all such cost and expenses of the Assignment including the Solicitor s fees and disbursements in preparing the Deed of Assignment and any administrative or transfer costs or any other outgoings that may be due to or imposed by the Developer, the Assignee shall deliver to the Purchaser or his solicitor the duly executed Assignment, the original Sale and Purchase Agreement and certified true copy(ies) of the previous Assignment. For this purpose, the Purchaser hereby agrees that the Assignment to be executed shall be in the form duly approved by the Assignee. 11. As from the time of the auction sale, the property shall be at the sole risk of the Purchaser as regards to loss or damage by fire or other accident or otherwise. 12. The Purchaser shall admit the identity of the property purchased by him with that comprised in the muniments offered by the Assignee as the title of the property upon the evidence afforded by the comparison of the description in the particulars and muniments respectively.

4 13. Any arrears of quit rent, assessments, taxes and charges due and payable in respect of the property up to the date of sale shall be paid by the Bank upon receipt of full auction proceeds and any such sums due and payable after the date of sale shall be borne by the purchaser. The assignee / lender shall not be liable to make payment or to deduct from the proceeds of sale any outstanding utilities / bills relating to the property namely water, electricity, telephone, gas or sewerage charges, administration charges and other utilities. Thereafter the same shall be borne by the Purchaser. 14. The Developer Mah Sing Group Berhad is not agreeable towards direct transfer to the successful bidder. In regards to the double transfer, all fees, costs and charges relating to the second transfer of the property to the successful bidder shall be borne solely by the successful bidder. 15. The property is sold subject to all existing easements, leases, tenancies, occupiers, charges, caveats, previous Sale and Purchase, previous Assignment, covenants, liabilities subsisting thereon or thereover and the Purchaser shall be deemed to have full knowledge of the state and condition of the property. 16. The Assignee has no notice or knowledge of any encroachment or that the Government or other authority has any immediate intention of acquiring the whole or any part of the property for roads or any improvement schemes and if such encroachment shall be found to exist or if the Government or any local authority has any such intention, the same shall not annul any sale or shall any abatement or compensation be allowed in respect thereof. 17. The property is believed and shall be taken to be correctly described and is sold subject to all express conditions, restrictions-ininterest, easements, leases, tenancies, occupiers, charges, caveats, previous Sale and Purchase, previous Assignment, covenants, liabilities (including but not limited to liabilities to local authorities incurred but not ascertained and any rates made but not demanded), encumbrances and rights, (if any), subsisting thereon or thereover without any obligation arising to define the same respectively and the Purchaser shall be deemed to have full knowledge of the state and conditions of the property and no error, mis-statement, omission or mis-description shall annul the sale nor shall any compensation be allowed in respect thereof. 18. In the event of the sale being set aside for any reasons whatsoever by the Assignee or by an Order of Court or consent not being obtained from the Developer or any other relevant authorities (other than that due to any act of default and/or omission by the Purchaser) this sale shall become null and void and be of no further effect and the Assignee shall refund the deposit and other monies (if any, paid herein towards account of the purchase price by the Purchaser to the Assignee) to the Purchaser free of interest less costs and fees incurred by the Assignee in connection with or relating to the sale and the Purchaser shall not be entitled to any claim and demand whatsoever against the Assignee, the Solicitors, the Auctioneer or any other party on account thereof. A certificate by an officer of the Assignee verifying such expenses and/or fees shall be final and conclusive and shall be binding on the Purchaser. Upon payment by the Assignee in this clause, the Purchaser shall have no other or further claims, demands whatsoever in nature and howsoever caused against the Assignee, the Solicitors and the Auctioneer or their respective servants or agents. 19. The Purchaser shall within ninety (90) days from the date of auction sale apply to and obtain from the Developer and/or other relevant authorities (if any) for consent to transfer or for assignment of the property and the Purchaser has to comply with all the terms and conditions as imposed by the Developer or other relevant authorities as the case may be in granting the said consent to transfer or assigning to the Purchaser within the said period of ninety (90) days or within such period as may be specified by the Developer and/or the relevant authority, whichever is the earlier and to keep the Assignee and/or M/S Abdul Rahman & Partners informed at all times of developments. All fees, charges and expenses in connection with or incidental to the application shall be borne by the Purchaser. 20. In the event the consent from the Developer and/or other relevant authorities shall be granted subject to conditions which are not acceptable to the Assignee, then the Assignee shall be entitled to terminate the sale in its absolute discretion whereupon the sale shall be terminated and the Assignee shall refund all monies paid by the Purchaser towards account of the purchase price free of interest less all costs and fees incurred by the Assignee in connection with or in relation to the sale herein and the Purchaser shall not be entitled to any claims and demands whatsoever against the Assignee, the Solicitors, the Auctioneer or any party on account thereof. 21. The Purchaser after the payment of the balance of the purchase price in full shall at his own cost and expenses take possession of the property without obligation on the part of the Assignee or its agent to give vacant possession.\ 22. In the event that the sale is terminated for any reasons whatsoever, the Purchaser if vacant possession of the property is delivered, shall redeliver vacant possession of the property to the Assignee at the costs of the Purchaser immediately upon such termination. 23. For the purpose of these conditions the time allowed by the conditions for the payment of the balance of the purchase money (namely 90 days) shall be deemed to be the essence of the contract 24. The Property is sold on an as is where is basis. 25. The Assignee be and is hereby at liberty to postpone, call-off or adjourn the auction sale at any material time without having to provide any reasons or grounds whatsoever. 26. All statements made in the Proclamation of Sale and Conditions of Sale or otherwise relating to the property are made without responsibility on the part of the Assignee, the Solicitors and the Auctioneer or either of them. No such statement may be relied upon as a statement of representation of fact. All intending bidders must satisfy themselves by inspection or otherwise as to the correctness of any such statements and neither the Assignee, the Solicitors, the Auctioneer nor any person in their employment has any authority to make or give any representation or warranty whatever in relation to the property. 27. In the event of any discrepancy, omission, mis-statement, mis-description or error, appearing in the various translations of the particulars and conditions herein, the English version shall prevail.

5 CONTRACT MEMORANDUM:- At the sale by Public Auction this 22 nd May 2017 of the property comprised in the foregoing particulars that is to say the rights title interest and benefits to the said property pursuant to the Sale & Purchase Agreement dated the 10 th August 2003 and made between Mah Sing Properties Sdn Bhd (the Vendor) and Sulastri Bin Zainal Abidin (the Purchaser) and absolutely assigned to the Assignee pursuant to and under the Loan Agreement, Deed Of Assignment and Power Of Attorney all dated the 22 nd April 2004 entered into between Affin Bank Berhad and the Assignor in relation to the subject property Successful Purchaser : NRIC No. : Tel. : Address : the highest bidder for and declared the Purchaser of the said property for the sum of RM and a sum of RM has been paid to the Assignee by way of deposit and agrees to pay the balance of the purchase money and complete the purchase according to the conditions and the said Auctioneer hereby confirms the said purchase and the Assignee acknowledge the receipt of the said deposit..... Purchaser/Authorised Agent s Signature Purchase Money RM NAME : NRIC NO.: Deposit Paid RM Balance Due RM Licensed Auctioneer Solicitors Assignee Ali Akbar Bin Mohamad Tahir M/S Abdul Rahman & Partners

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