THE PROCESS OF PURCHASE OF A PROPERTY IN SPAIN
|
|
- Charity Walters
- 6 years ago
- Views:
Transcription
1 PRACTICAL GUIDE JANUARY 2014 THE PROCESS OF PURCHASE OF A PROPERTY IN SPAIN The acquisitin f prperties in Spain implies a number f legal bligatins. If yu decide t purchase a prperty in Spain, which is the legal prcessing t be fllwed? 1.- PRIOR QUESTIONS TO THE PURCHASE: OBTAINING A N.I.E. NUMBER (tax identificatin number fr freigners) The N.I.E. is an identificatin number fr freigners fr fiscal purpses, necessary t carry ut any ecnmic activity in Spain. It has t be handed ver t the Ntary and is necessary fr any tax payment. The N.I.E. number has t be requested in the Natinal Plice with a cpy f yur passprt, legalized by a Ntary and is issued tw r three weeks later. GRANTING OF A POWER OF ATTORNEY If yu want t simplify the legal prcessing f purchase, r yu may nt be present t sign all the dcuments related t purchase yurself, it is recmmendable t grant a pwer f attrney t yur legal representative, cntaining a list f capabilities, which s/he is enabled t carry ut frm the beginning f the purchase/sale. Yu can grant the pwer f attrney in frnt f a public ntary in Spain, in frnt f a ntary in yur cuntry f rigin, r in the Spanish Cnsulate (it is necessary t fix an appintment). If the pwer is granted in frnt f a Ntary in the cuntry f rigin, it has t be translated int Spanish and the signature f the ntary has t be legalized with the Apstil f the Hague. If it is granted by a Spanish Cnsul, neither translatin, nr legalizatin is necessary.
2 EXAMINATION OF THE LEGAL STATE OF THE PROPERTY: Once yu have chsen the prperty yu wish t purchase, ILLESLEX carries ut a due diligence cntaining the main details f the prperty and especially a study abut its legality. Cnsidering that the purchase f a prperty n rural plts in many cases pses the prblem f husings built withut municipal license, a study f the legality and if the legalizatin is pssible is carried ut. In additin we carry ut a study f the dcumentatin t be required frm the vendr fr the cmpletin f the purchase granting the public deed f purchase. As well we study the existence f liens r encumbrances that may burden n the prperty. We advise ur custmers t cmmissin this survey t Illeslex Abgads befre the signature f any private cntract and especially befre the handver f any amunt, because the cnclusin may be, that the purchase is nt advisable. 2.- PRIVATE CONTRACT: T acquire the wnership f a prperty in Spain it is nt necessary t sign a public deed (ntary frmalizatin), althugh it is necessary fr its registratin in the Prperty Registry. As we will explain later the registratin in the Registry is very imprtant, althugh ptinal. Once the vendr and the buyer have agreed the price, cnditins f payment and ther agreements they cnsider apprpriate an ptin cntract r a private purchase cntract with deferred payment is signed. In case bth parties are in agreement and the buyer is already in pssessin f the necessary financing f the purchase, the public deed can be directly granted in frnt f a Ntary, chsen by the buyer. Nevertheless in the majrity f cases an ptin cntract t purchase is signed and in rarer cases a private purchase cntract with deferred payment f the price. 2
3 Optin cntract f purchase: The ptin cntract is a private cntract and binding fr the vendr. In cnsequence he bliges himself with it t sell the prperty t the purchaser. Usually with signature f this cntract is paid a 10% f the purchase price as ptin rate, althugh the percentage r amunt f the ptin rate may be freely agreed between the parties, based n the temprary reservatin established in the cntract. This ptin rate can be paid either directly t the vendr r depsited in the bank accunt f a third party, which usually is the lawyer invlved in the purchase, r f the estate agent, wh carried ut the peratin. T the buyer is granted a time limit between ne and three mnths t exercise the ptin. Exercising the ptin means in practice, that the purchaser ntifies t the vendr that he wishes t buy and grant the public deed f purchase, cmmunicating a day and time f appintment at the ntary t sign the public deed f purchase. In the ptin cntract are agreed the cnsequences f failure t fulfill the cntract, in case the vendr r the buyer finally d nt appear t grant the public deed f purchase in the ntary. In case the purchaser fails t appear nrmally the parties agree that the ptin rate will be withhld by the vendr and the cntract is cancelled. If it is the vendr wh fails, the buyer is enabled t chse between requiring frm the vendr t grant the public deed f purchase, r that he refunds the received and depsited ptin rate plus anther amunt f the same quantity. This purchase ptin cntract des nt assign the prperty in terms f a purchase, it nly grants a right t purchase and fr the vendr an bligatin t sell. Private Purchase Cntract The private purchase cntract, less cmmn, is signed, when the buyer wants t purchase the prperty frm the mment f signature f this private cntract. In this type f cntract is agreed the deferred price, the frm f payment, the date f the granting f the public deed and the circumstances f default and cancellatin f the cntract. 3
4 3.- PUBLIC DEED OF SALE: The granting f the public deed f sale is indispensable fr the registratin f the acquired prperty in the name f the buyer in the Prperty Registry. Once registered n liens f debts n behalf f the vendr, registratin f charges n the prperty, r the sale f the prperty can be implemented, because the prperty des n lnger appear in the name f the vendr in the Prperty Registry. The public deed is granted in frnt f a ntary, including the legally required dcumentatin, such as prfs f carried ut payments and the last receipt f the Municipal Prperty Tax (IBI). In additin, the vendr is required t hand ver the certificate f ccupancy, the energy efficiency certificate and in case f rural, urban r pint wnership varius ther dcuments. Befre the granting f the public deed a detailed estimate f csts fr all cncepts until the registry f the title deed f sale in the Prperty Registry will be sent t the clients, rates which are different fr the vendr and the purchaser. These csts cnsist in: Ntary, Prperty Registry, lawyer fees and purchase taxes. 4.- COSTS ASSOCIATED WITH THE PURCHASE: NOTARY AND PROPERTY REGISTRY FEES After the granting f the public deed have t be paid the fees f the ntary, whereby the riginal f the deed is prvided fr its registratin in the Prperty Registry. Befre this the taxes related t the peratin and the municipal tax has t be paid. It is recmmended t change the bearer f all the bank direct debits regarding the supplies related t the prperty, in rder t avid default f payments and the related trubles. Due t this, the vendr has t prvide the last bills f the utility cmpanies (water, gas, electricity, telephne, etc.) t the purchaser. Our ffice prvides this service f change f wner. 4
5 TAXES Once frmalized the deed f sale in frnt f the Ntary, the fllwing taxes must be paid: 1.- LOCAL TAXES: MUNICIPAL TAX Tax f increase f value n urban prperties. As result f the transfer f wnership f a prperty, r the prvisin, r transfer f prperty rights, the tax f increase f value n urban land has t be paid. In the case f sale f a prperty the payment f the tax crrespnds t the persn, cmpany r entity, wh sells, due t the increase f value the plt has experienced during the wnership. If the vendr is a nn-resident natural persn, cmpany r entity in Spain, the purchaser is in charge f the payment f the municipal tax as substitute n behalf f the vendr, wh is the persn bliged t pay this tax. Therefre, the vendr must hand ver the amunt f the tax t the buyer. Terms: The payment must be cmpleted within 30 wrking days t cunt frm the date the transfer has been frmalized (public deed). Lcatin: In the crrespndent twn hall, prviding a cpy f the deed. Qute: The amunt varies depending n the cadastral value (listed n the receipt f grund tax - IBI) and the number f years the prperty has been in the assets f the vendr, meaning between the purchase and the sale. *Since January 2013 it is mandatry t prvide the prf f payment f the municipal tax as cnditin t register the purchase in the Prperty Registry. Hwever, if fr any reasn the payment cannt be prved, the Registry is enabled t carry ut the registratin f the prperty, always if it gets an authrizatin t cmmunicate the legal act t the twn hall, s that it is infrmed abut the peratin. 5
6 2.- GOVERNMENTAL TAXES: REAL ESTATE TRANSFER TAX. This tax is levied n the sale f secnd-hand prperties r successive transmissins. Taxpayer: It has t be paid by the purchaser. Term: The deadline fr the settlement and payment f taxes is ne mnth frm the date f the act r cntract, that means, the date f the granting f the public deed r the private cntract. The tax rate varies accrding t the Autnmic Cmmunity and the base f calculatin is the purchase price that appears in the deed. On the Balearic Islands the payable amunt is btained by applying n the taxable base (value f the prperty fixed in the deed) the rate resulting frm the fllwing schedule: Frm January 1 st, 2013 Base f the tax Applicable rate 0,00 a ,00 8% ,01 a ,00 9% ,01 and mre 10% *Garage places nt attached t the husing, maximum tw per prperty are taxed with 8% n a value f and 9% exceeding that amunt. 6
7 VALUE ADDED TAX (VAT): The VAT is levied n the first transfer f real estate bjects, meaning the tax nly is applied n prperties f new cnstructin and first transmissin. The current applicable rate is 10% n the purchase price. Fr the rest f transfers f real estate bjects subject t VAT (lcals, warehuses, garages, which are nt transferred tgether with the dwelling, plts, etc..) is charged the general VAT f 21%. The buyer must pay it t the vendr at the time f the transmissin f the prperty. STAMP DUTY TAX In the mment f the transmissin f a prperty, subject t VAT by public deed, the buyer is bliged t pay as well the STAMP DUTY TAX t the Balearic Tax Agency, which since January 2013 in general is a qute f 1.2 % f the purchase price f the prperty. This tax must be paid within ne mnth t cunt frm the date f the signature f the public deed f sale. PERSONAL INCOME TAX The resident vendr must declare the transmissin f a prperty in his persnal incme declaratin f capital gains befre June 30 th f the fllwing year f the transfer. Gains r lsses are calculated n the difference between the purchase price (cmpsed by the real price the prperty had been acquired, plus the amunt f expenses and taxes inherent t the acquisitin, exclusive interests and adjusted by applying the annually cefficients published in the Law f General Public Estimates) and the value f the transfer (which is the real amunt, fr which the transmissin has been prsecuted, less the amunt f expenses and inherent taxes f the transmissin charged t the vendr). 7
8 The valid rate is 21% n the gains up t Eurs, 25% n gains between and Eurs and 27% frm Eurs. As new in 2013 has t be cnsidered that the patrimnial gains btained by transmissins f assets f resident natural persns in less than ne year, frm January 1st, 2013 have t be declared in the general part f the incme declaratin with rates up t 52 %, instead f being taxed as savings incme f 21 t 27 %. INCOME TAX FOR NON-RESIDENTS In case the vendr is a nn-resident, in the transmissin f a prperty, he as well has t pay the persnal incme tax regarding the capital gains. The tax rate is 21 % n the capital gain ut f the sale f the prperty. Being the vendr a nn-resident, the buyer (whether r nt resident) is required t withhld and pay t the Public Treasury 3% f the agreed price in a time limit f ne mnth frm the date f sale. This retentin has fr the vendr the character f a payment n accunt f the taxes regarding the gains derived ut f the transmissin. Therefre, the buyer has t hand ver t the nn-resident vendr the tax frm 211 (with this frm the retentin has been paid), s that the vendr may subtract the amunt f the retentin frm the rate which results frm the prfit statement. If the withhld amunt exceeds the amunt t be paid, a refund f the exceeded amunt can be requested. In the case this retentin is nt paid, the prperty will be burdened with the payment f the amunt, which results the minr ne between the retentin and the crrespnding tax. The vendr is bliged t present the tax frm 210 within a time limit f three mnths, t cunt frm the end f the term f payment f the purchaser (ne mnth). 8
9 5.- TAXES ASSOCIATED WITH THE POSSESSION OF A PROPERTY: PROPERTY TAX (IBI): All prperty wners in Spain (residents and nn-residents) are bliged t pay the annual prperty tax t the Twn Hall crrespnding t the lcatin f the prperty. The amunt f prperty tax is calculated by each municipality in base f the cadastral value f the prperty, applying a tax rate prvided by the same Twn Hall. In the receipt appears the cadastral reference f the prperty, which is necessary t check the registratin status f the prperty in the Cadastre and the cadastre value f the prperty, which is the base f calculatin f ther taxes n the prperty. The deadline f payment varies depending f the municipality, althugh usually it is in September, Octber r Nvember every year. WEALTH TAX: The wealth tax has temprarily been reestablished fr the years 2011, 2012, 2013 and 2014, accruing n December 31st f each f these years. A reductin f the taxable base regarding the exempt minimum f Eurs has been adapted fr residents and nn-residents residents. Therefre, all persns are required t declare, whse declaratin results in a payment f the taxes and in any case, thse whse prperties and rights, which are valued in mre than Eurs, althugh the qute results negative. Only natural persns are taxed. The tax rate ranges frm 0.2% t 2.5%, depending n the scale f the tax. 9
10 INCOME TAX FOR NON-RESIDENTS If the prperty is purchased directly by a nn-resident, an annual tax declaratin has t be presented, accruing n December 31 st every year. The incme t declare depends n the destinatin given t the prperty: 1º.- Imputed rents n urban real estate bjects f prper use. If the prperty is f prper use, the rate t be declared is the amunt applying a 2% n the cadastral value f the prperty (in general) r 1.1 % (fr prperties with a cadastral value revised after January, 1 st 1994). On tp f this rate a 24.75% is charged (accrual years ) and the deadline fr settlement will be the cmplete year fllwing the date f accrual. 2º.- Incme frm leased prperties. If the prperty is rented, the rate t be declared is the full amunt btained frm the tenant, withut deductin f any expenses. Hwever, if the taxpayer is resident in anther cuntry f the Eurpean Unin, the csts freseen by the Law f Incme Tax f natural persns may be subtracted in the established cnditins. The incme is understd as received, when they can be required by the landlrd r n the day f the payment (if this is earlier). On tp f this amunt is charged a 24.75% (accrual years ). The deadline fr settlement depends n the result: - If the result is a payment: During the first twenty days f the mnths f April, July, Octber and January regarding the incme btained in the previus calendar quarter. - If the result is a qute zer: Frm 1 st t 20 th f January f the year, fllwing t the accrual f incme. - If the result is a return: As f February, 1 st f the year, fllwing t the accrual f incme. 10
11 This is a generic guide develped t prvide general infrmatin f the legal prcedures in the acquisitin f prperties in Spain by nn-residents, please take int accunt that every individual case is different, reasn why it is advisable t cntact a qualified prfessinal. In ILLESLEX lawyers we understand the cmplexities f any real estate transactin and therefre we are able t give supprt ur custmers thrughut the prcess, prviding an integral and persnalized service. Palma de Mallrca Carrer dels Oms, 50 Esc.A. 1º Palma de Mallrca- Illes Balears T F inf@illeslex.cm Pllença Vía Pllentia, 39 bjs Pllença-IllesBalears T F pllensa@illeslex.cm 11
The Bannister Team Prepared for: Compliments of:
Prepared fr: Cmpliments f: The Bannister Team 2338 N. Lp 1604 W. Suite 120 San Antni, TX 78248 The fllwing infrmatin will assist yu in understanding hw t purchase a gvernment-wned hme. Anyne can buy a
More informationChapter 6 Acquisition
Chapter 6 Acquisitin Intrductin The Unit f General Lcal Gvernment (UGLG) is required t cmply with the acquisitin and relcatin plicies and prcedures as set frth in the Unifrm Relcatin Assistance and Real
More informationBUYER HANDBOOK. my purpose. I provide high-end service for the Nashville area home buyer.
BUYER HANDBOOK W E N DY M O N DAY R E A LT O R my purpse I prvide high-end service fr the Nashville area hme buyer. High-end desn t mean the mst expensive. It means delivering the best pssible service
More informationLEGAL BRIEF FORECLOSURE ON RENTAL PROPERTY JANUARY 2016
LEGAL BRIEF FORECLOSURE ON RENTAL PROPERTY JANUARY 2016 PREPARED BY NELLIS LAW CENTER, 4428 England Ave (Bldg 18), Nellis AFB, Nevada 89191-6505 702-652-5407, Appt. Line 702-652-7531 If yu rent prperty
More informationATEL Investor Services
ATEL Investr Services APPLICATION FOR TRANSFER Nn Qualified Fr use with Individual, JTWROS, Tenants in Cmmn, trust, and crprate accunts. Trust accunts must include trust dcuments. Crprate accunts must
More informationTITLE CHANGE REQUEST CHECKLIST AND INSTRUCTIONS
TITLE CHANGE REQUEST CHECKLIST AND INSTRUCTIONS Thank yu fr allwing Interval Servicing t assist yu with yur title change request. We want yur transactin t be prcessed smthly and efficiently. Please be
More informationAPPLICATION DEADLINE PINNACLE AWARDS CELEBRATION THURSDAY JANUARY 17, 2019, 5:00 PM THURSDAY. MARCH 21, 2019 Carlos Hellenic Center Ballroom
Rules fr the 2018 Prductin Year APPLICATION DEADLINE THURSDAY JANUARY 17, 2019, 5:00 PM PINNACLE AWARDS CELEBRATION THURSDAY MARCH 21, 2019 Carls Hellenic Center Ballrm DeKalb Assciatin f REALTORS 1. ELIGIBILITY
More informationMiFID II FAQs. For Advisers, Discretionary Portfolio Managers and Product Providers. Praemium Administration Limited
MiFID II FAQs Fr Advisers, Discretinary Prtfli Managers and Prduct Prviders Praemium Administratin Limited Praemium Administratin Ltd is authrised and regulated by the Financial Cnduct Authrity under reference
More informationNassau County Department of Planning & Economic Opportunity Nassau Place Yulee, Florida 32097
Nassau Cunty Department f Planning & Ecnmic Opprtunity 96161 Nassau Place Yulee, Flrida 32097 Tac E. Ppe, AICP Directr APPLICATION AND INSTRUCTIONS FOR FUTURE LAND USE AMENDMENT LESS THAN TEN (10) ACRES
More informationPinnacle Award Rules. [Type the document subtitle] 2018 Event. Pinnacle Award Rules. DeKalb Association of REALTORS
[Type the dcument subtitle] 2018 Event Pinnacle Award Rules DeKalb Assciatin f REALTORS 1. ELIGIBILITY Any emplyee r independent cntractr (fficer r therwise) f any real estate brker (individual r firm)
More informationLegal Wing - Federation of Karnataka Chambers of Commerce and Industry (FKCCI), Bengaluru 15 th September, 2016 Article 99
Legal Wing - Federatin f Karnataka Chambers f Cmmerce and Industry (FKCCI), Bengaluru 15 th September, 2016 Article 99 Dr. Gubbi, Cunselr & Advcate: Imprtant Views & Curt Decisins fr Members Attentin Dear
More informationTENANCY APPLICATION GUIDE TO COMPLETION
TENANCY APPLICATION GUIDE TO COMPLETION RAY WHITE REAL ESTATE WELCOMES YOUR APPLICATION AND ANY QUERIES YOU MAY HAVE. THE FOLLOWING INFORMATION AND CHECKLIST WILL ASSIST YOU TO COMPLETE THE TENANCY APPLICATION
More informationATEL Investor Services
ATEL Investr Services APPLICATION FOR TRANSFER Qualified Fr use with IRA, Rth IRA, SEP, Simple IRA, Pensin plans, qualified benefit plans and custdial accunts. Transfers due t death must include certified
More informationCity of Surrey ADDITIONAL PLANNING COMMENTS File:
City f Surrey ADDITIONAL PLANNING COMMENTS File: 7910-0151-00 PROPOSAL: Planning Reprt Date: April 18, 2011 Subdivisin within ALR under Sectin 946 f the Lcal Gvernment Act in rder t allw subdivisin f 4.16
More informationIslington & Shoreditch Housing Association (ISHA) Relationship Breakdown Policy
Islingtn & Shreditch Husing Assciatin (ISHA) Relatinship Breakdwn Plicy 1. Plicy Statement This plicy utlines Islingtn & Shreditch Husing Assciatin s (ISHA) apprach t dealing with relatinship breakdwn
More informationResidence Hall Room Lease & Board Contract,
Clby-Sawyer Cllege Residence Hall Rm Lease & Bard Cntract, 2018-19 1. Clby-Sawyer Cllege agrees t assign and lease t the student space fr living in a residence hall r ther cllege husing fr the academic
More informationLEVEL 6 UNIT 17 - CONVEYANCING SUGGESTED ANSWERS JUNE 2011
LEVEL 6 UNIT 17 - CONVEYANCING SUGGESTED ANSWERS JUNE 2011 Nte t Candidates and Tutrs: The purpse f the suggested answers is t prvide students and tutrs with guidance as t the key pints students shuld
More informationWorkshop Session Stress-Free Securitisation
Wrkshp Sessin Stress-Free Securitisatin CHC s Resurces Cnference 2014-10 th July 2014 Metrple Htel, Llandrindd Wells, Pwys Presented by Sharn Kirkham Partner and Head f Securitisatin THE DEVONSHIRES SECURITISATION
More informationGRADUATE HOUSING CONTRACTS
2018-2019 GRADUATE HOUSING CONTRACTS IMPORTANT DATES & PROCESSES February 28 March 28, 2018 ONLINE GRADUATE HOUSING INTENTION (GINT) Between February 28 and March 28, 2018, ALL Graduate and Family Husing
More informationHomeowners Guide To Assignment of Mortgage Payments Sales
Hmewners Guide T Assignment f Mrtgage Payments Sales America s leading netwrk f nn-traditinal real estate authrities! Prvided By: Sellers that NEED TO SELL a prperty, but CANNOT AFFORD TO, because f the
More informationReclaimed Land A guide for developers applying for an interest in reclaimed land under the Marine and Coastal Area Act 2011
Reclaimed Land A guide fr develpers applying fr an interest in reclaimed land under the Marine and Castal Area Act 2011 February 2014 1 Intrductin This guide explains hw yu as a develper - can apply fr
More informationGuide For Renters
Guide Fr Renters www.ezprperty.sg September 2012 Intrductin This is an unbiased step-by-step guide fr tenants n renting a prperty in Singapre. We have n cmmercial interest invlved with any f the recmmendatins
More informationProcedure for an Permit Application For a Park Model Home or Mobile Home
Prcedure fr an Permit Applicatin Fr a Park Mdel Hme r Mbile Hme The fllwing items are required and frm part f a cmplete applicatin: 1. Letter f permissin frm the Park Owner. 2. If yu are ding any new cnstructin
More informationRoom Selection FAQ s
2018 2019 Rm Selectin FAQ s What are the imprtant dates t knw? Residency Requirement: As a fur year residential liberal arts cllege, all students are required t live n campus. The release prcess t live
More informationTO LET. Town Centre Offices Flexible Terms. First & Second Floor Offices, Manchester Chambers, Oldham OL1 1LF.
TO LET Twn Centre Offices Flexible Terms First & Secnd Flr Offices, Manchester Chambers, Oldham OL1 1LF Twn Centre lcatin Offices available n tw flr levels Available either as a whle r in part Clse t the
More informationPlenary three: How to calculate and apportion service charges effectively
Leasehlder and Tenant Service Charges Cnference Plenary three: Hw t calculate and apprtin service charges effectively Speaker: Chair: David Hunter Partner, Beevers and Struthers Steve Michaux Grup Directr
More informationRegistrar of Real Property (RoRP) Client Handbook
Registrar f Real Prperty (RRP) Client Handbk Prperty Services 2015 1 Legal Disclaimer 3 The Registrar f Real Prperty (RORP) 3 Registry Services 3 General Guidelines 4 Freehld Transfer (Sales and Purchase
More informationVENDOR REGISTRATION AND DISCLOSURE STATEMENT AND SMALL, WOMEN-, AND MINORITY-OWNED BUSINESS CERTIFICATION APPLICATION
WV-1 New Update REV. 09/26/18 STATE OF WEST VIRGINIA - PURCHASING DIVISION VENDOR REGISTRATION AND DISCLOSURE STATEMENT AND SMALL, WOMEN-, AND MINORITY-OWNED BUSINESS CERTIFICATION APPLICATION EXHIBIT
More informationMid-state association of realtors, inc. The Association with the Personal Connection 73 East Main St. Plainville, CT 06062
MEMBERSHIP APPLICATION - REALTOR AGENT GENERAL INFORMATION Name (as it appears n yur license): Name (as yu wish it t appear n rster): Firm Name: Firm Address: (Street) (City) (State) (Zip Cde) Firm Phne
More informationTown of Bargersville Application Kit Encroachment Request
Twn f Bargersville Applicatin Kit Encrachment Request APPLICATION A cmplete applicatin and all required attachments and frms are t be submitted by the date shwn n the Strm Water Bard Meeting Schedule.
More informationW yoming M ultiple L isting S ervice
W yming M ultiple L isting S ervice 951 Werner Ct., Suite 290 Casper, WY 82601 Phne (307) 237-1670 Fax (307) 235-0018 Email: cmls@tribcsp.cm www.wymingmls.cm Subscriber Membership Applicatin Packet f the
More informationTO LET. Town Centre Retail Premises. Shop Unit 10, Manchester Chambers, Oldham OL1 1LF.
TO LET Twn Centre Retail Premises Shp Unit 10, Manchester Chambers, Oldham OL1 1LF Lcated in a Twn Centre psitin Adjacent t Spindles Shpping Centre Cvered arcade walk way t frnt Clse t the Central Bus
More informationAbstract Our project analyzes the water use of apartment complexes in the City of Davis. We
Apartment Cmplexes and Water Cnservatin in the City f Davis By Nicle Dunkley, Sam Mffitt, Janna Ortiz, and William Wang Abstract Our prject analyzes the water use f apartment cmplexes in the City f Davis.
More informationOhio Department of Transportation Testimony to the Judiciary Committee of the Ohio House on House Bill 5 (Eminent Domain)
Testimny t the Judiciary Cmmittee f the Ohi Huse n Huse Bill 5 (Eminent Dmain) April 19, 2007 DIRECTOR JAMES G. BEASLEY Chairman Blessing, ranking member Harwd and ther members f the Judiciary, my name
More informationSubdivisions Made Easy. Subd ivisions. Checklist. By Dyrnphna Boholt
Subdivisins Made Easy Subd ivisins Checklist By Dyrnphna Bhlt Subdivisins Made Easy WHA T TO LOOK FOR? Research Cnduct nline searches t determine yur areas f interest Obtain maps and zning infrmatin frm
More informationVideo Course Evaluation Form. Atty ID number for Pennsylvania: Name of Course You Just Watched
Garden State CLE 21 Winthrp Rad Lawrenceville, New Jersey 08648 (609) 895-0046 fax- 609-895-1899 Atty2starz@al.cm Vide Curse Evaluatin Frm Attrney Name Atty ID number fr Pennsylvania: Name f Curse Yu Just
More informationThe Corporation of the City of Stratford
The Crpratin f the City f Stratfrd Plicy Manual P.3 Municipal Prperty Dept: Crprate Services Cmmittee: Finance and Labur Relatins Sale and Other Dispsitin f Land Adpted: December 17, 2007 Amended: August
More informationINSPECTION SERVICE AGREEMENT WITH RESPECT TO A CHIEFLY RESIDENTIAL IMMOVABLE SAMPLE
1. PARTIES Page 1 f 4 ISA-1.6 INSPECTION SERVICE AGREEMENT WITH RESPECT TO A CHIEFLY RESIDENTIAL IMMOVABLE BETWEEN: Represented by: (Hereinafter referred t as THE INSPECTOR) Member N. Fr the exclusive
More informationAPPLICATION. Fee Simple Subdivision Bare Land Strata Conversion of Existing Building into Strata Units
385 Birch Avenue P.O. Bx 340 100 Mile Huse British Clumbia Canada V0K 2E0 T: 250.395.2434 F: 250.395.3625 E: district@dist100milehuse.bc.ca APPLICATION Fee Simple Subdivisin Bare Land Strata Cnversin f
More informationHINDU AMERICAN RELIGIOUS INSTITUTE 301 Steigerwalt Hollow Road, New Cumberland PA (717)
HINDU AMERICAN RELIGIOUS INSTITUTE 301 Steigerwalt Hllw Rad, New Cumberland PA 17070 (717) 774-7750 www.haritemple.rg haritemple@gmail.cm TEMPLE LOWER LEVEL HALL USE AGREEMENT Please cmplete the frm belw
More informationOpportunity Description: Assistant Property Manager Location: Office in Menlo Park, CA
KILROY REALTY CORPORATION 12200 West Olympic Blvd., Suite 200 Ls Angeles, CA 90064 Opprtunity Descriptin: Assistant Prperty Manager Lcatin: Office in Menl Park, CA Abut Kilry Realty Crpratin Kilry Realty
More informationStudio $3875 $3875 $7, bedroom single $4125 $4125 $ bedroom double $3200 $3200 $6400
What is Haymarket Landing? Haymarket Landing is a unique pprtunity fr UWEC students t be part f the dynamic revitalizatin f dwntwn Eau Claire. This six stry brand new building will ffer first flr retail
More informationGOLDEN ISLES ASSOCIATION OF REALTORS 2019 CIRCLE OF EXCELLENCE APPLICATION FORM
LAST NAME FIRST GOLDEN ISLES ASSOCIATION OF REALTORS 2019 CIRCLE OF EXCELLENCE APPLICATION FORM TO: ADMISSION COMMITTEE-CIRCLE OF EXCELLENCE I hereby make applicatin fr membership t the Circle f Excellence
More informationBarnes Walker, Chartered 3119 Manatee Avenue West, Bradenton, Florida Ph: (941) ; F: (941) SORTING OUT SHORT SALES:
Barnes Walker, Chartered 3119 Manatee Avenue West, Bradentn, Flrida 34205 Ph: (941) 741-8224; F: (941) 708-3225 SORTING OUT SHORT SALES: USING PRELIMINARY TITLE SEARCHES TO DECIDE WHEN TO TAKE LISTINGS
More informationMarch 17, 2015 RICHLAND COUNTY RIGHT OF WAY POLICY
March 17, 2015 RICHLAND COUNTY RIGHT OF WAY POLICY Dates f Adptin and Amendment Actins RICHLAND COUNTY RIGHT OF WAY POLICY Page 1 f 24 Adpted by Richland Cunty Cuncil March 17, 2015 Page 2 f 24 INTRODUCTION
More informationPurpose. ARDI Registration Process
Purpse This dcument is a step-by-step guide t help yu thrugh the ARDI Team Registratin Prcess. This year s team registratin prcess is ALL electrnic! ARDI will cntinue t use a web-based team registratin
More informationHousing Guide
Husing Guide 2016-2017 A guide fr students mving int private rented sectr accmmdatin Please nte: This bklet has been prduced by Bltn Students Unin. All infrmatin in this bklet was crrect at the time f
More informationCertified International Property Specialist (CIPS) DESIGNATION APPLICATION
Certified Internatinal Prperty Specialist (CIPS) (NRDS ID is required fr U.S. members. Please cntact yur lcal bard/assciatin if yu d nt knw yur ID number) Please type r print legibly TITLE: COMPANY NAME:
More informationImplementing the New Lease Accounting Standard
The public entity 1 adptin deadline fr the new guidance in Accunting Standards Update (ASU) 2016-02, Leases (Tpic 842) is drawing clser. Implementatin and dcumentatin theref will be a significant undertaking
More informationHOW TO SUCCEED AT YOUR MANAGEMENT AND OCCUPANCY REVIEW (MOR)
www.nhcinc.rg 1 HOW TO SUCCEED AT YOUR MANAGEMENT AND OCCUPANCY REVIEW (MOR) Raising The Bar In Cmpliance Presented By: Rse Dubin Natinal Husing Cmpliance MAHMA Reginal Affrdable Husing Cnference 2014
More informationMANUFACTURED HOUSING. TIB is excited to announce that we are now accepting CONVENTIONAL CONFORMING MANUFACTURED HOUSING Loans
TIB The Independent BankersBank, N.A. www.tib.bank January 4, 2019 MANUFACTURED HOUSING TIB is excited t annunce that we are nw accepting CONVENTIONAL CONFORMING MANUFACTURED HOUSING Lans Please see attached
More informationProperty Management Owners Handbook
Prperty Management Owners Handbk This handbk is designed t help familiarize yu with ur cmpany's administrative prcesses. It is ur sincere belief we can better serve yu if yu have all the infrmatin yu need
More information1 EQUITABLE INTERESTS ARISING BY OPERATION OF LAW Includes resulting trusts, constructive trusts and estoppel
TOPIC OVERVIEW 1 EQUITABLE INTERESTS ARISING BY OPERATION OF LAW Includes resulting trusts, cnstructive trusts and estppel 2 MORTGAGES The main fcus is n the remedies available t registered Trrens System
More informationScreening of Residential Land: Questions and Answers
Screening f Residential Land: Questins and Answers Wh des the plicy apply t? 1. Wh des the plicy apply t? The plicy applies t all verseas persns, with sme exceptins. Specifically: New Zealand citizens
More informationMOTION NO. M Beacon Hill Station TOD Property Final Transaction Agreements PROPOSED ACTION
MOTION NO. M2018-170 Beacn Hill Statin TOD Prperty Final Transactin Agreements MEETING: DATE: TYPE OF ACTION: STAFF CONTACT: Bard 12/20/2018 Final Actin Dn Billen, Executive Directr, PEPD Brke Belman,
More informationSAMPLE SELLER PROPERTY QUESTIONNAIRE ADDENDUM
SELLER PROPERTY QUESTIONNAIRE ADDENDUM This frm was created by the Greater San Dieg Assciatin f REALTORS and is intended fr use primarily in the San Dieg Cunty area. This frm is nt cvered by the C.A.R.
More informationRESIDENTIAL BUILDING PERMIT REQUIREMENTS
CITY OF BLANCHARD 122 N. MAIN BLANCHARD, OKLAHOMA 73010 (405) 485-9392 RESIDENTIAL BUILDING PERMIT REQUIREMENTS Building permits are required fr all prperty imprvements including additins t existing structures.
More informationHabitat for Humanity Greater San Francisco Application Meeting: 1009 Mission Street, San Francisco
Habitat fr Humanity Greater San Francisc Applicatin Meeting: 1009 Missin Street, San Francisc MISSION STATEMENT At Habitat fr Humanity Greater San Francisc ur missin is t prvide lcal families with a springbard
More informationSite Modification Process for Alcova Reservoir and Pathfinder Reservoir, Natrona County, Wyoming Leaseholders Revised October 6, 2016
Site Mdificatin Prcess fr Alcva Reservir and Pathfinder Reservir, Natrna Cunty, Wyming Leasehlders Revised Octber 6, 2016 PRIOR t any cnstructin r grund disturbance n a leased lt at Alcva Reservir r Pathfinder
More informationLessor Presentation & Disclosure Requirements
Lessr Presentatin & Disclsure Requirements The public entity 1 adptin deadline fr the new guidance in Accunting Standards Update (ASU) 2016-02, Leases (Tpic 842), is drawing clser. This is the first majr
More informationGreenlane Staff Residence Information o
Greenlane Staff Residence Infrmatin Accmmdatin is ffered t Auckland District Health Bard staff. Cnsists f single rms with shared cmmunal areas/facilities. Lcated at Maungakiekie Campus, 214 Green Lane
More informationAPB Mission Statement:
APB Missin Statement: T frever preserve the beautiful farmland and prductive sils f Lancaster Cunty and its rich agricultural heritage; and t create a healthy envirnment fr the lng-term sustainability
More informationBOUNDARY LINE ADJUSTMENT
BOUNDARY LINE ADJUSTMENT FORM Yakima Cunty Public Services 128 Nrth Secnd Street Furth Flr Curthuse Yakima, Washingtn 98901 (509) 574-2300 1-800 572-7354 FAX (509) 574-2301 www.c.yakima.wa.us Revised 01/06/2016
More informationTERMINATION OF TENANCIES FOR TENANT DEFAULT RESULTS OF FORFEITURE OF LEASES QUESTIONNAIRE
TERMINATION OF TENANCIES FOR TENANT DEFAULT RESULTS OF FORFEITURE OF LEASES QUESTIONNAIRE Overview In January 2004 the Law Cmmissin undertk a cnsultatin n the pssible refrm f a landlrd s means f terminating
More informationRental Assistance Demonstration Closing Overview & Checklist: Project Based Voucher (PBV) Conversions
In the fllwing fur sectins, this dcument prvides an verview f the RAD clsing prcess and instructins n the dcument submissin requirements fr PBV cnversins: 1) General verview f the clsing prcess; 2) Quick
More informationRepresentative Alissa Keny-Guyer, Chair House Committee on Human Services and Housing Oregon State Legislature 900 Court Street Salem, OR 97301
PO Bx 28454 Prtland, OR 97228 PHONE: (503) 626-8197 apa@regnapa.rg http://www.regnapa.rg Mnday, March 13, 2017 Representative Alissa Keny-Guyer, Chair Huse Cmmittee n Human Services and Husing Oregn State
More informationFACT SHEET Residential, Business, and Wind & Solar Resource Leasing on Indian Land Final Rule
FACT SHEET Residential, Business, and Wind & Slar Resurce Leasing n Indian Land Final Rule The Bureau f Indian Affairs (BIA) has finalized revisins t 25 CFR 162, Leases and Permits, t replace the nn-agricultural
More information1. Lowe s Home Centers, Inc. v. Washington Cty. Bd. of Revision, 2016-Ohio-372 (February 4, 2016)
Abbreviatins: P/O = Prperty Owner BOE = Bard f Educatin BOR = Bard f Revisin BTA = Bard f Tax Appeals CAV = Cmplaint Against Valuatin TY = Tax Year 1. Lwe s Hme Centers, Inc. v. Washingtn Cty. Bd. f Revisin,
More informationMembership Fees 2018 Broker
Membership Fees 2018 Brker Annual membership dues Includes Lcal, Flrida Realtrs, Natinal Assciatin f Realtrs (Annual dues are pr-rated n a mnthly basis. This applicatin is t be used by NEW Members f this
More informationHISTORIC PRESERVATION FINANCIAL INCENTIVES
HISTORIC PRESERVATION FINANCIAL INCENTIVES Financial incentives fall int fur majr categries: federal rehabilitatin tax credits, lcal incentives, lw-interest lans, and grants. Of these categries, grants
More informationSingle Drawer Accountability (SDA) (NON POS) R2 and R4 Hour Offices Conversion Guide Instructions
Single Drawer Accuntability (SDA) (NON POS) R2 and R4 Hur Offices Cnversin Guide Instructins The USPS POStPlan requires Administrative Pst Offices with Remtely Managed Pst Offices (RMPO) pen 2 and 4 hurs
More informationAssured Shorthold Tenancy Agreement
Assured Shrthld Tenancy Agreement Fr letting a residential dwelling Ntes fr Landlrds and Tenants This Tenancy Agreement is fr letting furnished r unfurnished residential accmmdatin n an assured shrthld
More informationCLEAR CREEK RENTALS LTD. Rental Policies
CLEAR CREEK RENTALS LTD. Rental Plicies The Lease Clear Creek Rentals LTD will cmplete all f the necessary leasing paper wrk between the tenant and Clear Creek Rentals LTD. A tenant must cmplete a rental
More informationStrategic Planning for RAD Conversions. Thursday, April 6, 2017
Strategic Planning fr RAD Cnversins Thursday, April 6, 2017 Presenters Tm Davis, Directr f the Office f Recapitalizatin, Office f Multifamily Husing Prgrams, U.S. Department f Husing and Urban Develpment
More informationBUILDING CONSENT INFORMATION
BUILDING CONSENT INFORMATION Infrmatin n Prject Infrmatin Memranda, Building Cnsent Applicatins, Inspectins and Cde Cmpliance Certificate 1. The Building Act: The Building Act 2004 prvides fr the regulatin
More informationDRAFT 1. GENERAL INFORMATION 2. APPLICATION INSTRUCTIONS
Department f Cnsumer and Regulatry Affairs Instructins and General Infrmatin Fr Certificate f Inclusinary Zning Cmpliance (CIZC) Applicatin and Penthuse Affrdable Husing Addendum (last revised, 5.20.16)
More informationSP62406 SP62406 '" ::- 81.e:. Annexure "A" 1. Definitions and Interpretation. ~ I '" o j"' ~ I. Definitions
Apprved Fnn 27 By-Laws nstrument setting ut the terms f by-laws t be created upn registratin f the strata plan. Please list the number and details f all by-laws intended t be created Annexure "A" 1. Definitins
More informationFACT SHEET # 32 EVICTION. Introduction
FACT SHEET Andrew M. Cum, Gvernr A PUBLICATION OF NEW YORK STATE DIVISION OF HOUSING AND COMMUNITY RENEWAL OFFICE OF RENT ADMINISTRATION # 32 EVICTION Intrductin In New Yrk State, an evictin f a tenant
More informationGeneral Instructions. Commercial Property Inspections. Ruth Johnson - Training
General Instructins Cmmercial Prperty Inspectins Ruth Jhnsn - Training 17 Cntents General Instructins Cvius Cmmercial Prperty Inspectins... 3 Intrductin:... 3 Inspectin Scheduling Prtcl:... 3 Overview
More informationKBKG Tax Insight: Retail/Restaurant Industry Safe Harbor Under Tangible Property Regulations
KBKG Tax Insight: Retail/Restaurant Industry Safe Harbr Under Tangible Prperty Regulatins Authr: Jhn Hanning, CCSP, MBA C Authr: Lester Ck, CCSP, ASA The IRS recently issued Revenue Prcedure 2015 56 prviding
More informationMacroHomes Design Competition - Call for Submissions. Prize: $10,000 & potential collaboration on a large scale multifamily project
Ww - MacrHmes Design Cmpetitin 1 f 6 Wh We Are: MacrHmes Design Cmpetitin - Call fr Submissins Prize: $10,000 & ptential cllabratin n a large scale multifamily prject Ww (www.ww.cm) wants t prvide affrdable
More informationCommonwealth of Massachusetts The Trial Court Probate and Family Court Department SEPARATION AGREEMENT (APPLICABLE TO ALL DIVORCES ) Party A.
Cmmnwealth f Massachusetts The Trial Curt Prbate and Family Curt epartment Wrcester ivisin, ss. cket N. -------- SEPARATION AGREEMENT (APPLICABLE TO ALL IVORCES ) Party A v. Party B (Name f Party A) (Street
More informationGeneral Information for Cooperative Housing Societies in Mumbai
General Infrmatin fr Cperative Husing Scieties in Mumbai A. Scieties can be classified as per categries fr resurce deplyment as mentined belw. Type N.1: Resident strength (n. f flats) 0 t 15 flats Security
More informationURBAN ARTS SPACE 50 W TOWN ST., SUITE 130, COLUMBUS, OH 43215
OSU Urban Arts Space Rental Summary: WEB uas.su.edu The rental guidelines in this dcument are plicies specific t the OSU Urban Arts Space (heren the Space ) laid ut fr the persn(s) r rganizatin (heren
More informationHow-to Implement a No-Smoking Policy for Existing Buildings in the Non-Profit Housing Sector
Hw-t Implement a N-Smking Plicy fr Existing Buildings in the Nn-Prfit Husing Sectr This sectin is tailred fr nn-prfit husing prviders wh want t implement r pilt a n-smking plicy in ne r mre f their multi-unit
More informationACEP-ALE Program TIP SHEET FOR MICHIGAN APPLICANTS
ACEP-ALE Prgram TIP SHEET FOR MICHIGAN APPLICANTS ACEP-ALE At a Glance Agricultural Cnservatin Easement Prgram Agricultural Land Easements: ACEP-ALE is a vluntary prgram f the United States Department
More informationDriving Transparency & Accountability with Real Estate Regulatory Act (RERA)
Driving Transparency & Accuntability with Real Estate Regulatry Act (RERA) CONTENT Understanding RERA 3 - Definitin & Objectives Features f RERA 4 - RERA Overview Hw des a builder make a prject RERA cmpliant?
More informationCity of Richmond Rent Control and Just Cause for Eviction. Fact Sheet
Page 1 City f Richmnd Rent Cntrl and Just Cause fr Evictin Fact Sheet As f: Octber 15, 2015 NOTE: On September 3, 2015, prpnents f a referendum n the Rent Cntrl and Just Cause fr Evictin rdinance timely
More informationPolicy date October 2015 Document version Version 3 National Operations Manager Review date October 2018
Plicy Dcument Gd Neighbur Plicy sectin: 1.0 Plicy: 1.2.14 Sectin name: Establishing and Maintaining Tenancies Dcument name Gd Neighbur Applicability Missin Australia Husing Authrisatin Senir Management
More informationCITY OF TAVARES COMMERCIAL BUILDING PERMIT APPLICATION CHECKLIST
' America's S0ap1an0 City- CITY OF TAVARES COMMERCIAL BUILDING PERMIT APPLICATION CHECKLIST Please read the fllwing requirements. Yur signature n this frm verifies that yu have cmpleted this applicatin
More informationUnderwriting Guidelines (USDA Loans)
OVERVIEW Purpse The fllwing dcument describes the respnsibilities and requirements f the Carringtn Mrtgage Services, LLC (CMS) USDA Certified Underwriter when reviewing and underwriting United States Department
More informationWelcome to Riverfront Residence Hall!
Welcme t Riverfrnt Residence Hall! Riverfrnt Residence Hall P: 810.239.1234 1 Riverfrnt Center W F: 810.244.3253 W: www.flintstudenthusing.cm Dear Resident, Welcme t the life f student husing! Frm the
More informationAnnexation, Zoning, and Development Manual Updated December 2018
Annexatin, Zning, and Develpment Manual Updated December 2018 NOTE: Infrmatin cntained within this dcument is intended t assist the public with the City s annexatin, zning, and develpment prcesses. The
More informationUnderwriting Guidelines (USDA Loans)
DOCUMENT OVERVIEW Purpse The fllwing dcument describes the respnsibilities and requirements f the Carringtn Mrtgage Services, LLC (CMS) USDA Certified Underwriter when reviewing and underwriting United
More informationBoard of Regents Meeting November 30-December 1, 2006 Agenda Item #32 Arizona State University EXECTIVE SUMMARY Page 1 of 8
EXECTIVE SUMMARY Page 1 f 8 ACTION ITEM: ISSUE: Pursuant f ABOR Plicy 7-204 and 7-207, seeks apprval in the alternative (i) t sell, (ii) t lease fr a lng term r (iii) t lease with a sale prvisin the apprximately
More informationDisclosures...What You Need to Know!
presents Disclsures...What Yu Need t Knw! Califrnia Department f Real Estate Disclaimer Statement: This curse is apprved fr Cntinuing Educatin credit by the Califrnia Department f Real Estate. Hwever,
More informationStaff Report. Andrea Ouse, Director of Community and Economic Development
7.a Staff Reprt Date: Nvember 13, 2018 T: Frm: Reviewed by: Prepared by: Subject: City Cuncil Valerie J. Barne, City Manager Andrea Ouse, Directr f Cmmunity and Ecnmic Develpment Abhishek Parikh, Transprtatin
More informationUniversity of Alberta: Don Hickey, Anastasia Lim (Chair), Emily Ball, Ben Louie, Pat Jansen, Doug Dawson
University f Alberta: Dn Hickey, Anastasia Lim (Chair), Emily Ball, Ben Luie, Pat Jansen, Dug Dawsn Cmmunity members: Frank Weichman (McKernan), Stephen Dbsn (Lendrum), Bernie Schwartz (Lansdwne), Paul
More informationI n v. e s t m e n t. i l d i n g. 3 - B u. Downtown Mixed-Use. o i. S a l. e P
3 - B u i l d i n g I n v e s t m e n t Dwntwn Mixed-Use S a l e P r t f l i Executive Summary CBRE, Inc., as exclusive advisr t the Seller, is pleased t ffer a cllectin f unique Prperties centered in
More informationSECURED TRANSACTIONS PROFESSOR COLIN MARKS ST. MARY'S UNIVERSITY SCHOOL OF LAW
SECURED TRANSACTIONS PROFESSOR COLIN MARKS ST. MARY'S UNIVERSITY SCHOOL OF LAW CHAPTER 1: DEFINITIONS AND CLASSIFIYING COLLATERAL A. Terms What des it mean t be secured? A secured transactin invlves a
More information