HAVEBURY HOUSING PARTNERSHIP
|
|
- Dora Lloyd
- 6 years ago
- Views:
Transcription
1 HS0025 HAVEBURY HOUSING PARTNERSHIP POLICY HOME PURCHASE POLICY Controlling Authority Director of Resources Policy Number HS025 Issue No. 3 Status Final Date November 2013 Review date November 2016 Equality & Diversity Impact Assessment carried out 4 th April 2011 Impact - Medium Page 1 of 15
2 THE HAVEBURY HOUSING PARTNERSHIP HOME PURCHASE POLICY 1. PURPOSE 1.1 The Havebury Housing Partnership (hereafter known as Havebury) has a statutory duty to allow tenants with the appropriate rights to purchase their homes and will meet its responsibilities in accordance with the framework laid out in the policy. 2. SCOPE 2.1 This policy relates to all properties owned by The Havebury Housing Partnership and includes The Preserved Right to Buy, The Right to Acquire and Shared Ownership. 2.2 The first part of the policy covers The Preserved Right to buy and The Right to Acquire and where the term "Application to Purchase is used it includes both the Right to Acquire and the Preserved Right to Buy. 2.3 The second part of the policy covers Shared Ownership. Shared Ownership will be used throughout this document to describe this form of shared equity ownership. 3. RESPONSIBILITIES 3.1 The Operations Committee, having formally adopted The Home Purchase Policy, accepts responsibility for the implementation and monitoring of its effectiveness. 3.2 Day to day responsibility remains with the Chief Executive and Management Team. The Head of Finance will be nominated controlling authority. 3.3 Issue control, management of duly authorised procedures or amendments will be the responsibility of the Director of Resources who will ensure that they are circulated to appropriate individuals and that they are kept updated with current versions. Page 2 of 15
3 PART ONE - PRESERVED RIGHT TO BUY AND RIGHT TO ACQUIRE 4. METHOD Legal and Regulatory Framework 4.1 The legislation governing the sale of public sector property developed out of government policy in the late 1970s and is contained in several acts of parliament as well as in various orders and regulations. The legislation includes: The Housing Act 1985 The Housing Act 1996 The Housing Act 2004 The Housing (Preservation of Right to Buy) Regulations The Home Purchase Policy will comply with the Homes and Communities Agency s Regulatory Code and Guidance and its Charter for Housing Association Applicants and Residents. 4.3 As the legislation is complex and subject to change, Havebury will engage legal advisors with appropriate experience to ensure it complies with the legislation and act on behalf of Havebury in the transfer of properties. Compliance With Legislation 4.4 Havebury will seek to implement the Preserved Right to Buy and the Right to Acquire in strict accordance with the rules, regulations and time limits set in the legislation. 4.5 The necessary information and assistance will be provided to ensure applicants understand the operation of the Preserved Right to Buy or the Right to Acquire. This will include issuing information to tenants about their rights to purchase and information to applicants on the current legislation, regulations and rules applicable. 4.6 Havebury will keep accurate records of all applications to purchase to ensure that it complies with the legislation and will review its policy, procedures, documentation and transfers regularly to ensure that it complies with current law and good practice. 4.7 Havebury will sell the freehold interest in its houses and bungalows and will sell long leasehold interests in its flats and in houses built over garages. Page 3 of 15
4 Eligibility Preserved Right to Buy 4.8 A tenant may be eligible for the Preserved Right to Buy if they satisfied the qualifying criteria on 24 June 2002 and have signed and completed a preserved rights tenancy agreement. 4.9 As the Preserved Right to Buy is a personal right that arises from the fulfilment of the criteria in 4.8 above, Havebury will deny all applications for the Preserved Right to Buy where these criteria are not met. Right to Acquire 4.10 Tenants who have been given an Assured Tenancy on and after 24 June 2002 may be eligible for the Right to Acquire The government has, through regulations, excluded some rural properties from the Right to Acquire. Havebury will deny the Right to Acquire for any property located in an area excluded by regulation The Right to Acquire only applies to Havebury stock acquired under the stock transfer or with grant assistance. The Right to Acquire will be denied where properties are provided through Havebury s own resources. Family Members 4.13 The legislation defines which members of a tenant s family can join the Application to Purchase. Havebury will only allow members of the family within the definitions to join the Application to Purchase. Schedule All applicants will be asked to make a declaration in respect of employment by, or relationship to a member of Havebury. This does not preclude their application but ensures that the application is treated without favour. Suitability For Elderly 4.15 Havebury will apply the criteria relating to denial on grounds of suitability for elderly persons to all property. Havebury will deny applications where the application meets the criteria for denial of the Application to Purchase. Page 4 of 15
5 Demoted Tenancies 4.16 Havebury will take all appropriate action against anti social behaviour including demotion orders. Where a demotion order is granted, the ability to purchase is lost for the duration of the order. Havebury will not sell property where a demotion order is in place The period of the demotion order is to be excluded from the calculation of qualifying periods and discount. Havebury will seek information from other landlords about demotion orders so as to correctly calculate these items Where a tenant has the Preserved Right to Buy and is made subject to a demotion order, the Preserved Right to Buy is lost permanently and cannot be regained. When the demoted assured shorthold tenancy ends and a fully assured tenancy is granted, the Right to Acquire is substituted for it thereafter. Havebury will deny applications for the Preserved Right to Buy where this situation arises. Time Limits on Applications 4.19 Havebury will seek to implement the time limits set out in the legislation Havebury will serve the first notice to complete three months after the offer of sale has been accepted by the tenant Valuations 4.21 Havebury will employ qualified valuers to prepare valuations in accordance with the requirements of the legislation. Planned Maintenance and Repairs 4.22 Havebury will remove all properties from its planned maintenance and improvement programmes when an application to purchase is made. If the purchase does not complete, the property will be returned to the planned maintenance and improvement programmes Havebury will only provide an emergency repair service to properties where the tenant has applied to buy their home. The work undertaken will be limited to those defined in the Tenants Handbook as emergency repairs Page 5 of 15
6 Repayment of Discount 4.24 The discount given on the purchase price must be repaid if there is a qualifying disposal within the relevant period Havebury will require the repayment of discount unless the transfer is an exempt disposal as defined in the legislation There is discretion to waive part or the entire discount repayable at the time of disposal in circumstances set out in Guidance Note Right to buy the use of discretionary powers on repayment of discount published by The Office of the Deputy Prime Minister in January In view of its duties under the Homes and Communities Agency Regulatory Code and as a registered charity, Havebury will only waive repayment of discount in exceptional circumstances. The decision to waive discount will be referred to Operations Committee/Board and will be assessed in line with the criteria set out in Guidance. Postponement of Charge 4.28 The requirement to repay discount is registered as a charge on the property. If the purchaser wishes to borrow additional monies they must seek Havebury s consent to do so. Postponement During Application to Purchase 4.29 In accordance with legislation, Havebury will issue consent to postponement if the purchaser seeks to borrow additional monies during the exercise of the Application to Purchase for allowable items of expenditure The legislation requires that postponement of charge must be given where the additional borrowing is for works of improvement to the property. The term improvement is not defined. Havebury will not postpone its charge for white goods unless they are fitted and installed as an integral part of the kitchen nor will it include soft furnishings such as carpets and curtains. Postponement After Purchase Completed 4.31 The legislation is silent on how requests for postponement of charge after the initial purchase has been completed are to be treated. Havebury will apply the criteria for postponement of charge as set out in paragraph 4.30 above. Page 6 of 15
7 4.32 In order to protect its interest in the property Havebury will not normally postpone its charge where the sum of the total borrowing against the property and the amount of discount to be paid exceeds 85 percent of the value of the property. The Director of Resources has discretion in the last six months of the discount repayment period to allow postponement where the 85 percent limit is exceeded, but to no more than the value of the property. Right of First Refusal 4.33 The Housing Act 2004 requires that a covenant is imposed obliging the purchaser to offer the property back to Havebury if it is sold within ten years of the purchase under the Application to Purchase. This requirement applies to freehold and leasehold disposals Havebury will consider requests to repurchase properties. Each opportunity to repurchase will be considered on its own merits and will include an assessment of housing need, affordability and the condition of the property. Havebury will not nominate another social landlord or housing authority to buy the property. CORE Returns 4.35 Havebury is required by the Homes & Communities Agency to submit information about the properties it sells and about the purchasers Havebury will send a questionnaire to each purchaser asking for the required information. Havebury will submit information about the property and the purchasers as required. Service Standards 4.37 Havebury will: Treat all applicants with courtesy and respect and provide as much assistance and information as possible. Send an information pack and application forms within one working day of their request Discuss applications in private at the Bury St Edmunds office during normal working hours and without the need for an appointment. Applicants will normally not be kept waiting for longer than 10 minutes. Page 7 of 15
8 On request of the applicant, visit applicants at home or another agreed location within working hours to discuss the application to purchase. Acknowledge applications to purchase within 1 week of receipt. Seek to serve the following notices within the prescribed timescales: RTB2 notice admitting or denying the application to purchase within four weeks (eight weeks where applicant was a tenant of another landlord) Offer of sale notice within 8 weeks of RTB2 notice for a house Offer of sale notice within 12 weeks of RTB2 notice for a flat 28 Day notice after 12 weeks after the offer of sale notice The first Notice to complete 12 weeks after the offer of sale is accepted. PART TWO - SHARED OWNERSHIP 5. METHOD Legal and Regulatory Framework 5.1 Legislation introducing shared ownership first appeared in the early 1980s. There is no specific legislation governing shared ownership and the Homes and Communities Agency Capital Funding Guide provides the framework in which Shared Ownership is to be operated 5.2 The following legislation affects the operation of Shared Ownership leases: Landlord and Tenant Acts 1985 and 1987 Leasehold Reform, Housing and Urban Development Act 1993 Property Misdescriptions Act 1991 Housing Act 1996 Rent and service charge 5.3 The Home Purchase Policy will comply with the Homes and Communities Agency s Regulatory Code and Guidance and its charter for housing association applicants and residents. Page 8 of 15
9 5.4 As Shared Ownership is complex and subject to change, Havebury will engage legal advisors with appropriate experience to ensure it complies with the legislation and act on behalf of Havebury in the transfer of properties. Compliance With Legislation 5.5 Havebury will seek to implement shared ownership in accordance with the rules and regulations and in accordance with best practice. General 5.6 Shared Ownership is aimed at helping people in housing need who cannot afford to purchase in the open market. In offering shared ownership homes, Havebury will seek to enable people to acquire a property that is appropriate to their needs. 5.7 A key element of shared ownership is affordability. Havebury will seek to provide homes that are viable and affordable. Household income will be a key consideration in assessing affordability. Rental levels on the unsold equity will reflect the need to cover Havebury s costs, affordability and the Homes and Communities Agency standards and regulations. 5.8 Havebury will meet its contractual and statutory repairing obligations toward shared ownership properties. When any defect periods have expired, Havebury will take responsibility of the exterior of the building for flats. For houses, the shared owner will have full repairing responsibility under the lease. Initial Share 5.9 The initial share available for purchase is established when the funding bid is made. Havebury will normally offer an initial purchase share of 50% but will adopt a flexible approach to the size of the initial purchase share. The Homes and Communities Agency recommends that shared ownership schemes should be based on an initial percentage purchase of between 25% and 75%. Havebury will keep the initial share within these guidelines. Staircasing 5.10 A Shared Ownership purchaser is able to buy a share of the property and pay rent on the remaining share. Further shares can be bought until, in most cases, the property is owned outright. All shared owners of flats will be leaseholders of Havebury, which will remain the freeholder of the property. Page 9 of 15
10 5.11 Havebury will allow staircasing up to the maximum amount in any individual scheme. This is normally 100% but can be less in rural schemes or schemes intended specifically for the elderly Havebury will adopt a flexible approach to the purchase of further shares. The minimum purchase tranche will be 10%. However, the share size for staircasing will be set for each individual scheme. The affordability criteria will be applied to all requests to increase the purchased portion. Flexible Tenure Policy 5.13 Flexible Tenure is a discretionary scheme designed to allow owners to remain in their homes where their financial circumstances are precarious and they are in danger of losing their home Havebury will consider requests for equity re-purchase on an individual basis where the ownership is less than 100%. It will be necessary for the shared owner seeking to reduce their holding to confirm that they have explored all other solutions to their current financial position and that they will be able to afford the reduced mortgage and rental payments. Evidence of their current difficulty to meet their mortgage and rental payments will be required and that all other options, such as relocation, land loan rescheduling, have been explored. Eligibility 5.15 All applicants for shared ownership will be required to register their interest with Orbit Help to Buy the zone agent for the Eastern Region. Orbit Help to Buy will assess all applications for compliance with the Shared Ownership scheme. Applications for Shared Ownership properties offered by Havebury will only be considered if they meet the criteria applied by Orbit Help to Buy Havebury will apply the following eligibility criteria to all applications referred from Orbit Help to Buy: Income - This must be sufficient to meet the costs of Shared Ownership but not to purchase outright. The cost of mortgage and rental payments must not exceed 30% of gross household income. Applicants must have sufficient resources to meet the costs of purchase. Page 10 of 15
11 Size of Household - the following will normally be applied. Applicants will not normally be offered accommodation which is more than one bedroom larger than their existing need. Applicant(s) with no children/dependants Applicant(s) with 1 child/dependant or pregnant Applicant(s) with 2 children/dependants Applicant(s) with 3 or more children/dependants 1 or 2 bedroom property 2 or 3 bedroom property 2 or 3 bedroom property 3 or 4 bedroom property Allocation of Shared Ownership Properties 5.17 Havebury will apply the eligibility and allocation criteria equally and fairly to all applications Havebury will apply any scheme specific criteria to all applicants before any other criteria, e.g. rural exception site residence requirements (which usually forms part of a Section 106 agreement which stipulates allocation of properties to those with specific local connections to the area),and Key Workers Havebury will allocate properties on the basis of the following priority basis: 1 Social housing tenants already living in the area (who then give up their rented tenancy) ensuring that a low rent property then becomes available to someone else in housing need. This helps to meet the needs of two households. 2 The priority band allocated to the applicant on the Cambridge Sub Regional Choice Based Lettings Register. These are: Band A - Urgent Need Band B - High Need Band C - Medium Need Band D - Adequately Housed 5.20 Applicants will be required to submit financial information to show the affordability of the proposed purchase including a copy of their mortgage offer for the property Where a number of applicants meet the eligibility criteria and share the same priority band, then date of application to Orbit will determine the allocation. Page 11 of 15
12 5.22 All applications will be considered by the Property Advisor and Head of Finance will allocate property for each scheme in accordance with the eligibility and allocation criteria set out above. Where necessary, Allocations and Neighbourhood Teams to also be consulted. Rent and Service Charge Setting 5.23 Rent is charged on the value of the unsold equity share at the time of initial purchase. The rent level must be the same as that stated at the grant confirmation stage The rent charged on the unsold equity will be calculated at the rate indicated in the capital funding guide relevant to each scheme approval Rent increases will be in line with the rate indicated in the capital funding guide (normally calculated with reference to the Retail Price Index) relevant to each scheme and will occur on 1 April Service Charges will be set in accordance with guidance and will reflect the costs incurred by Havebury. Rent Arrears 5.27 Havebury will monitor rental payments to ensure that Shared Ownership is sustainable. Rent arrears will be managed in accordance with the Rent Collection & Arrears Recovery policy. Havebury will seek to maintain shared ownership through the provision of advice and its financial inclusion activities. The Lease 5.28 Havebury will use a standard 99 year lease based on the Homes and Communities Agency model lease modified according to the scheme and our requirements. Valuations 5.29 Havebury will employ qualified valuers to prepare valuations in accordance with the requirements of the legislation. Improvements 5.30 Requests for improvements will be required in writing and permission will be granted by the Property Team in line with the criteria used for permissions given to tenants and owner occupiers. Page 12 of 15
13 5.31 Permission will not be required for the following works: Replacement floor coverings (except laminate flooring in flats) Redecoration Landscaping and general garden improvements General repairs and maintenance Further Advances and Remortgaging 5.32 Havebury will only approve further lending for works of improvement or, where no other source of funding is available, for works of essential maintenance where the loan is secured after its charge on the property Havebury will not give approval to further lending secured on the property where the loan is secured on the property before Havebury s charge on the property Havebury will not approve further lending where the applicant is seeking to consolidate unsecured personal loans and/or debt Havebury will approve applications for re-mortgage for more favourable lending terms provided that the new loan is at least equal or less than the current mortgage amount outstanding. Subletting 5.36 Havebury will consider on individual merit, applications in writing to sublet the property as exceptions to the prohibition required by the Homes and Communities Agency lease against subletting. Approval is likely to be given in the following circumstances: Requirement to work away from home on a temporary basis Education or training away from home for a temporary period Caring for a sick relative Financial or market conditions delaying or preventing the sale of a home. Selling On 5.37 Havebury will allow a shared owner to purchase a second shared ownership property from it in the following circumstances: Overcrowding or over-occupation Financial problems relating to existing housing costs Medical reasons Harassment Under occupation The need to be closer to work. Page 13 of 15
14 5.38 Where a shared owner wishes to sell, notice should first be served upon Havebury giving the opportunity to purchase the property. Havebury must then either accept the offer or decline. In most circumstances, Havebury declines the offer but must proceed to nominate a purchaser within 8 weeks. If Havebury fail to find a suitable buyer, the shared owner is then free to approach an estate agent to market, and Paragraph 5.39 would then apply Havebury will give its approval to the assignment of shared ownership property to a purchaser who meets the eligibility and allocation criteria established in this policy. It is preferable that a purchaser meets the eligibility criteria, but if it can be demonstrated that no suitable shared owner can be found, the property may be assigned to any purchaser. Service Standards 5.40 Havebury will: Treat all applicants with courtesy and respect and provide as much assistance and information as possible. Discuss applications in private at the Bury St Edmunds office during normal working hours and without the need for an appointment. Applicants will normally not be kept waiting for longer than 10 minutes. On request of the applicant, visit applicants at home or another agreed location within working hours to discuss the application to purchase. All information provided in support of applications to purchase will be kept strictly confidential. Information supplied for unsuccessful applications will be destroyed through our confidential shredding service. Monitoring 6.1 The Operations Committee will have responsibility for the review of the policy. 6.2 The Performance & Scrutiny Panel will have responsibility for monitoring progress: feedback about service delivery Page 14 of 15
15 details of any complaints about or against the system in operation 6.3 The Corporate Complaints Panel will have responsibilities for monitoring. Page 15 of 15
Leasehold Management Policy
Author(s): Simon McCracken and Liz Evans Leasehold Management Policy Approved by: The Board Date: 3 rd December 2015 Date Published: 1 st January 2016 Version: Live 3.0 Review Date: December 2019 Contents
More informationVoluntary Right to Buy and Portability Policy
Voluntary Right to Buy and Portability Policy 1. Policy statement Policy for customers who wish to purchase the home they rent from Bromford under the Voluntary Right to Buy scheme 2. Contents: Introduction
More informationThis Policy applies to eligible Knightstone tenants wishing to purchase their rented home using the Social HomeBuy scheme
Social HomeBuy Policy Policy ref: Social HomeBuy Policy Approved by: Director of Development & Home Ownership Policy author/policy holder: Head of Sales & Marketing Date approved: July 2017 Effective date:
More informationSome homes may not be eligible and in those cases we will try to find an alternative property that you can buy.
1. Introduction The Voluntary Right to Buy (VRTB) is an 18 month government-led pilot scheme which gives assured tenants of housing associations in the Midlands area the right to buy their home at a discounted
More informationReference: SO/SRR/DW Approved: 4/4/17. Shared Ownership Staircasing Reverse Staircasing, and Remortgaging. Author: Deborah White Approved by:
Shared Ownership Staircasing Policy Reference: SO/SRR/DW Approved: 4/4/17 Scope: Shared Ownership Staircasing Reverse Staircasing, and Remortgaging Related Policies: Shared Ownership Sales, Resales and
More informationORBIT VOLUNTARY RIGHT TO BUY POLICY
Document Title Version Final v1.0 Release Date August 2018 Review Date August 2020 Extension Reason(s) Extension date approved Approver details Document Type Sponsor Author Voluntary Right to Buy Policy
More informationLeasehold Management Policy
UNCONTROLLED WHEN PRINTED Policy Contents 1 Aims and Objectives 2 Definitions 3 Legal and regulatory framework 4 Key aspects of service delivery 5 Monitoring 6 Staff Training 7 Review 8 Equality Impact
More information1.4 The policy applies to all landlord organisations in the Group.
POLICY Voluntary Right to Buy Date Adopted July 2018 Date of Next Review March 2020 or sooner if required Version 1.0 Responsible Body Homes Board Responsible Officer Company Secretary &Head of Legal Services
More informationDecember 2017 Website. Lettings Policy (General Needs Housing)
December 2017 Website Lettings Policy (General Needs Housing) 1. Introduction CHS GROUP (CHS) is a charitable Housing Association which has a duty to ensure its homes are allocated to people in housing
More informationTENURE POLICY. 1.2 The Policy sets out the type of tenancy agreement we will offer when letting our properties for the following tenures.
Part of the Trust s Tenancy Management Framework Level 1 policy approval TENURE POLICY 1. Introduction 1.1 The Vale of Aylesbury Housing Trust (the Trust) is a Registered Provider of homes. In accordance
More informationSERVICE POLICY MUTUAL EXCHANGES AND SUCCESSIONS OF TENANCY
SERVICE POLICY MUTUAL EXCHANGES AND SUCCESSIONS OF TENANCY INTRODUCTION This policy was reviewed following the introduction of Choice Based Lettings for the North Yorkshire Sub-Regional area. In light
More informationVOLUNTARY RIGHT TO BUY POLICY
VOLUNTARY RIGHT TO BUY POLICY VOLUNTARY RIGHT TO BUY POLICY Version: 1 Ref: Tbc Lead Officer: Executive Support Manager Issue Date: July 2018 Approved by: The Pioneer Group Board Approval Date: July 2018
More informationVoluntary Right to Buy Policy. Dan Gray, Executive Director, Property
Policy title: Scope: Policy owner & job title: Approver: Voluntary Right to Buy Policy Aspire Housing Alice Newman, Land and Stock Intelligence Manager Dan Gray, Executive Director, Property Date: 07/2018
More informationRENT SETTING & SERVICE CHARGES
HS 003 HAVEBURY HOUSING PARTNERSHIP POLICY RENT SETTING & SERVICE CHARGES Controlling Authority Director of Resources Policy Number HS 003 Issue No. 5Status Final Date November 2013 Review Date November
More informationRight to Buy Policy SER-POL-18 Version 5.0 Date approved: February 2017 Approved by: Chief Executive
Date approved: February 2017 Approved by: Chief Executive 1. Introduction 1.1 The objective of this policy is to allow Southway Housing Trust (Manchester) Limited (Southway) to maximise the availability
More informationTenancy Policy Dale & Valley Homes Durham City Homes and East Durham Homes
Tenancy Policy Dale & Valley Homes Durham City Homes and East Durham Homes Version Author Date Review date Comments/amendments This policy outlines the way in which County Durham Housing Group and the
More informationInterested in buying your own home?
Interested in buying your own home? A legal guide to Right to Buy This leaflet can be translated into other languages, large print and Braille or recorded on to an audio CD. Please contact your local office
More informationInterested in buying your own home? A legal guide to Right to Buy
Interested in buying your own home? A legal guide to Right to Buy Further information Sanctuary Housing Customer Service Centre 0800 916 1444/0300 123 3516* contactus@sanctuary-housing.co.uk Please contact
More informationPOLICY: LETTINGS. 1.0 Introduction. 2.0 Background Legislation. 3.0 Definitions. 4.0 Objectives
POLICY: LETTINGS 1.0 Introduction 1.1 Thames Valley Housing (TVH) supports Local Authorities (LAs) with their strategic housing functions and their duties to meet identified local housing needs. 1.2 We
More informationTenancy Policy. 1 Introduction. 12 September Executive Management Team Approval Date: Review date: September 2018
Tenancy Policy Originator: Executive Management Team Approval Date: Policy and Strategy Team 12 September 2017 Review date: September 2018 1 Introduction 1.1 1.2 This Policy sets out how One Vision Housing
More informationParadigm Housing Group Tenure Policy
Paradigm Housing Group Tenure Policy April 2017 Policy Title Tenure Policy Policy statement Objective Background As a Private Registered Provider of homes, Paradigm is committed to letting our properties
More informationSupporting documents; Devon Home Choice policy and procedures, Rentplus lettings process and criteria
Section; Housing Policy name; Lettings Policy Executive responsible; Housing Manager Review by; Housing Manager Tenant review: Yes Type of review; Exception Authority to amend; Board Frequency of review;
More informationApproved by Management Committee 25/02/15
Date Issued February 2015 Department Title Objective Responsible Housing Shared Ownership To set out our policy in relation to the management, allocation and sale of Shared Ownership properties Director
More informationPolicy Statement. Aims. SMT/ET August 2016
SMT/ET August 2016 Policy Statement This policy outlines Housing Solutions approach to the sale and allocation of shared ownership homes. Shared Ownership provides a solution to the housing needs of those
More informationMutual Exchange Policy
Mutual Exchange Policy 1. Scope and Purpose 1.1. Clarion Housing wishes to support resident s who need to move to and to provide a level of choice about where they live. This policy sets out Clarion Housing
More informationEnd of fixed term tenancy policy
End of fixed term tenancy policy This policy replaces the related clauses of the Tenancy Policies of Circle 33 and Affinity Sutton Homes (AS) and the AS Fixed Term Tenancy Management Procedure. 1. Purpose
More informationPlaces for People and Derwent Living Voluntary Right to Buy (VRtB) Local Sales Policy
Places for People and Derwent Living Voluntary Right to Buy (VRtB) Local Sales Policy VRtB Local Sales Policy Page 1 of 16 Table of Contents Item Description Page Number 1.0 Scope of Policy. 3 2.0 Introduction
More informationSSHA Tenancy Policy. Page: 1 of 7
POLICY 1. Overall Policy Statement 1.1 South Staffordshire Housing Association (SSHA) will work with all customers to develop and maintain sustainable communities and sees a range of tenancy products and
More informationAPPENDIX A DRAFT. Under-occupation Policy
APPENDIX A DRAFT Under-occupation Policy Published: August 2013 1 1 EXECUTIVE SUMMARY 1.1 The introduction of the Welfare Reform Act 2012 has led to cuts in the amount of housing benefit people receive
More informationSupporting documents; DHC publications & HomeSwapper publications. Health & safety; Breach of this policy unlikely to have direct impact on H&S
Section; Housing Policy name; Lettings Policy Executive responsible; Housing Manager Review by; Housing Manager Tenant review: Not yet Type of review; Exception Authority to amend; Board Frequency of review;
More informationLEASEHOLD MANAGEMENT POLICY
LEASEHOLD MANAGEMENT POLICY 1. Introduction 1.1 On the 21 st January 2008, all leasehold properties sold by Monmouthshire County Council under the Right to Buy legislation, were transferred to MHA. 1.2
More informationRoyal Borough of Kensington and Chelsea Grenfell Rehousing Policy. Revision November 2017
Royal Borough of Kensington and Chelsea Grenfell Rehousing Policy Revision November 2017 1. Introduction This exceptional rehousing policy has been adopted pursuant to paragraph 1.11 of the Council s Housing
More informationRight to Buy Policy SER-POL-18 Version 2.0 Date approved: January 2015 Approved by: Chief Executive
Date approved: January 2015 Approved by: Chief Executive 1. Introduction 1.1 The objective of this policy is to allow Southway Housing Trust (Southway) to maximise the availability of affordable homes,
More informationMutual Exchange Policy
Mutual Exchange Policy Author I Jekyll Job Title Operations Director Approved by / Date Operations Committee October 2012 Approved by Challenge Group / Date October 2012 Review Date October 2016 Cross
More informationPreserved Right-To-Buy & Right-To-Acquire Policy
Preserved Right-To-Buy & Right-To-Acquire Policy Originator: Executive Management Team Approval Date: Review date: Policy and Strategy Team XXXXX XXXX2021 1 Introduction 1.1 1.2 1.3 1.4 One Vision Housing
More informationLodger and sub-letting policy
Lodger and sub-letting policy Date: Author: 1 st July 2015 Sue Wilson for you for your community not for profit TWO RIVERS HOUSING Lodger and Sub-letting Policy 1.0 Introduction 1.1 Two Rivers Housing
More informationVoluntary Right to Buy Policy (Midlands Pilot)
Voluntary Right to Buy Policy (Midlands Pilot) Version 1 Approved by: Board Approved date: 6 June 2018 1.0 Introduction 1.1 This Policy outlines our approach to the Voluntary Right to Buy (VRTB) scheme,
More informationAFFORDABLE HOME OWNERSHIP ALLOCATION POLICY
AFFORDABLE HOME OWNERSHIP ALLOCATION POLICY INTRODUCTION This document sets out Grand Union Housing Group s (GUHG) Affordable Home Ownership Policy, with the main focus being on Shared Ownership. Shared
More informationTenancy Policy Introduction Legal Framework Purpose Principles Policy Statement Tenancy Statement...
1 Tenancy Policy January 2014 Table of Contents Tenancy Policy... 1 Introduction... 2 Legal Framework... 2 Purpose... 3 Principles... 3 Policy Statement... 4 Tenancy Statement... 4 Tenancy Types... 5 Assured
More informationEXPLANATORY MEMORANDUM TO THE HOUSING (SERVICE CHARGE LOANS) (AMENDMENT) (WALES) REGULATIONS 2011 SI 2011 No.
EXPLANATORY MEMORANDUM TO THE HOUSING (SERVICE CHARGE LOANS) (AMENDMENT) (WALES) REGULATIONS 2011 SI 2011 No. AND THE HOUSING (PURCHASE OF EQUITABLE INTERESTS) (WALES) REGULATIONS 2011 SI 2011 No. This
More informationThe Community Housing Group. Voluntary Right to Buy Pilot Customer Guide
The Community Housing Group Voluntary Right to Buy Pilot Customer Guide Introduction The Voluntary Right to Buy (VRtB) is a pilot scheme giving eligible tenants of the Group, who do not qualify for the
More informationRoyal Borough of Kensington and Chelsea. Tenancy Policy
Royal Borough of Kensington and Chelsea Tenancy Policy 1. Purpose 1.1 The purpose of this policy is to detail how the Royal Borough of Kensington and Chelsea (the Council) will issue tenancies to the social
More informationNational Standards Compliance Tenancy Standard Summary Report Quarter /15
National s Compliance Tenancy 1.1.1 Registered providers shall let their homes in a fair, transparent and efficient way. They shall take into account the housing needs and aspirations of tenants and potential
More informationALLOCATIONS & TENANCY POLICY
HS 035 HAVEBURY HOUSING PARTNERSHIP POLICY ALLOCATIONS & TENANCY POLICY Controlling Authority Director of Operations Policy Number HS035 Status Approved Date July 2016 Review Date July 2019 Amended April
More informationPolicy for Managing Shared Ownership
Policy for Managing Shared Ownership October 2017 October 2020 www.horizonhousing.org This policy applies to Link Group Link Housing Link Living Link Property Horizon Larkfield West Highland Lintel Trust
More informationShared Ownership. Buyers Guide
Shared Ownership Buyers Guide Shared Ownership Shared Ownership provides an affordable way to buy a home. You purchase a share in a brand new home and pay a subsidised rent on the part you don t own. In
More informationVoluntary Right to Buy
Voluntary Right to Buy Frequently asked questions Home ownership plays a vital role in social mobility, and the Government is committed to helping people to own their own home. Social housing already provides
More informationHomeowners guide. A guide to choosing your new home.
Homeowners guide A guide to choosing your new home www.southwark.gov.uk/aylesbury Contents Introduction 3 Overview of the purchase process for homeowners 4 Buying back your property 5 Compensation 6 Compulsory
More informationShared Ownership Allocations Policy Islington & Shoreditch and Lien Viet Housing Associations
Shared Ownership Allocations Policy Islington & Shoreditch and Lien Viet Housing Associations 1. Policy statement This policy outlines Islington & Shoreditch Housing Association s (ISHA) and Lien Viet
More informationFortis Living and Waterloo Housing Group Voluntary Right to Buy Sales Policy
Fortis Living and Waterloo Housing Group Voluntary Right to Buy Sales Policy Scope of Policy This policy sets out the approach to be taken by Fortis Living and Waterloo Housing Group ( the Group ) in relation
More informationOverview Home Ownership Policy
Overview Home Ownership Policy Version 1 Approved by: Executive Team Approved date: 16 April 2018 Effective from: 1 May 2018 1.0 Introduction 1.1 The objective of this Policy is to set the general parameters
More informationDocument control. Supercedes (Version & Date) Version 2 February 2017
Tenancy Policy Document control Document Reference / Version Number Version 3 November 2017 Title of Document Authors Name(s) Angela Havens Authors Job Title(s) Head of Income & Customer Support Directorate(s)
More informationSHEPHERDS BUSH HOUSING ASSOCIATION LEASE EXTENSION POLICY
(UNCONTROLLED WHEN PRINTED) SHEPHERDS BUSH HOUSING ASSOCIATION 1. INTRODUCTION Shepherds Bush Housing Association (SBHA) recognises the desire of residential leaseholders to extend the term of their lease
More informationTenancy Policy March 2016
Tenancy Policy March 2016 0. DOCUMENT CONTROL 0.1 SUMMARY This policy provides a summary of the types of tenancy which Golden Gates Housing Trust may use, how changes to a tenancy may occur during the
More informationA step-by-step guide to... Help to Buy. Shared Ownership. hastoesales.com
A step-by-step guide to... Help to Buy Shared Ownership hastoesales.com Help to Buy Shared Ownership (part buy, part rent) 2 If you want to buy a home of your own, but don t quite have enough money to
More informationWandsworth Borough Council. Tenancy and Rent Strategy
APPENDIX 1 TO PAPER NO. 19-08 Wandsworth Borough Council Tenancy and Rent Strategy CONTENTS Page Introduction 2 Tenancies for applicants who were not already social housing tenants as at 1st April 2012
More informationYour guide to: Staircasing. How to buy further shares in your Shared Ownership home. Great homes, positive people, strong communities
Your guide to: Staircasing How to buy further shares in your Shared Ownership home Great homes, positive people, strong communities Contents What is staircasing? 1 What provisions are there for staircasing?
More informationQualification Snapshot CIH Level 3 Certificate in Housing Services (QCF)
Qualification Snapshot CIH Certificate in Housing Services (QCF) The Chartered Institute of Housing (CIH) is an awarding organisation for national qualifications at levels 2, 3 and 4. CIH is the leading
More informationCONTENTS. Page 2 INTRODUCTION
A GUIDE to Preserved RIght to BUy and right to acquire This leaflet will provide you with the information you need to help you make the decision about buying your current property. CONTENTS INTRODUCTION
More informationAllocations and lettings Policy
Allocations and lettings Policy Summary: This policy applies to the allocation and letting of social housing managed and owned by Genesis Housing Association. In addition, it covers the policy in relation
More informationAppendix A The Homes and Communities Agency Grant Funding Conditions under the Affordable Homes Programme
Appendix A The Homes and Communities Agency Grant Funding Conditions under the Affordable Homes Programme Funding Conditions Preamble These Funding Conditions apply to both committed programme schemes
More informationLEASEHOLD MAJOR WORKS POLICY Responsible Officer Director of Customer Services
LEASEHOLD MAJOR WORKS POLICY Responsible Officer Director of Customer Services Aim of the Policy Phoenix is committed to providing high quality management and maintenance services to leaseholders and meeting
More informationHousing Decisions Panel Policy 08/03/2017
Housing Decisions Panel Policy 08/03/2017 Housing Decisions Panel Policy Author: SDV Authorised by: ELT Owned by Housing Ops/Housing (Team/Dept): Demand Issue No: 2.0 Effective from: 8/3/17 Next Review
More informationProperty Notes. Self Invested Personal Pension
Self Invested Personal Pension Property Notes The Financial Conduct Authority is the independent financial services regulator. It requires us, AJ Bell Management Limited, to give you this important information
More informationA guide to buying your council or housing association home
A guide to buying your council or housing association home October 2016 Contents Part 1: Checklist to buy your council or housing association home Part 2: Right to Buy scheme guide Part 3 : Right to Acquire
More informationBoth circumstances can make it financially unfeasible for the practice to move premises.
FOCUS ON. PRACTICE PREMISES This guidance note has been produced by the General Practitioners Committee to help GPs and Local Medical Committees with the premises aspects of the new GMS contract, and is
More informationTenure and Tenancy management. Issue 07 Board approved: February Responsibility: Operations/C&SH Review Date: February 2019
Operational Manual Tenure and Tenancy management Corporate Policy Issue 07 Board approved: February 2017 Responsibility: Operations/C&SH Review Date: February 2019 1.0 Introduction 1.1 Hightown provides
More informationLEASEHOLD MANAGEMENT POLICY
LEASEHOLD MANAGEMENT POLICY 1. PURPOSE Black Country Housing Group provides services for leaseholders of flats and apartments sold under the Right to Buy (RTB) scheme and the purchasers of shared ownership
More informationMutual Exchanges Policy
Mutual Exchanges Policy December 2017 Website 1 1.0 Introduction 1.1 CHS Group is committed to offering mobility opportunities to its tenants who wish to move. Mutual exchanges provide them with an opportunity
More informationTenancy Changes Policy
Tenancy Changes Policy Version 3. February 2014 Registered address: LLP, Fleet House, 59-61 Clerkenwell Road, London, EC1M 5LA Responsible officer: Author: Approved by: Head of Operations Policy and Project
More informationPeabody Regency Portfolio Policy
Peabody Regency Portfolio Policy 1. Aims and Objectives 1.1 The Peabody Regency portfolio offers an affordable housing option for Key Workers that do not qualify for general needs or affordable rent and
More informationGreenSquare Tenancy Policy
Date Approved November 2012 Date of Next Review November 2014 Policy owner(s) Heads of Neighbourhoods 1. Scope This policy applies to customers of Oxford Citizens H A, Oxbode H A, GreenSquare Community
More informationTenancy Policy. Director of Operations. Homes and Neighbourhoods. 26 March Page 1 of 10
Tenancy Policy Lead Director Director of Operations EMT Review Pol Ref No POL 19 Committee Review Homes and Neighbourhoods Board Approval 26 March 2018 Review Date March 2021 Page 1 of 10 Page 2 of 10
More informationPROPERTY INVESTMENT NOTES
OPEN PENSION PROPERTY INVESTMENT NOTES Powered by the London & Colonial... www.londoncolonial.com Contents 1. Introduction... Page 2 2. The People... Page 2 3. The Process... Page 3 4. How do I apply to
More informationSuccession and Discretionary Tenancy Policy
Date approved: 22 November 2016 Approved by: Parent Board 1. Introduction and Aims 1.1 This Policy outlines Southway Housing Trust s (the Trust s) approach to succession. 1.2 It relates to the following
More informationTenancy Transfer, Succession and Mutual Exchanges Policy
Tenancy Transfer, Succession and Mutual Exchanges Policy Originator: Executive Management Team Approval Date: Policy and Strategy Team May 2018 Review date: May 2019 1 Introduction 1.1 1.2 One Vision Housing
More informationTenancy Policy. Document control
Tenancy Policy Document control 2018 2021 Policy approval April 2018 EDT Updating Tenancy Policy 2017-2018 Next review date April 2021 Author Neighbourhoods & Income Business Manager Responsible Executive/
More informationLeasehold Management
Leasehold Management Reference Purpose Owner Related documents Approved by HM23 This policy sets out Colne s approach to leasehold management. Operations Director Income Management policy Service Charge
More informationMutual Exchange Policy
Page 1 of 7 1.0 Introduction Mutual Exchange Policy 1.1 Coastline is committed to offering mobility opportunities to its customers who wish to move. Mutual exchanges provide them with an opportunity to
More informationClare County Council. Social Housing Allocation Scheme
Clare County Council Social Housing Allocation Scheme 2017 Clare County Council Comhairle Contae an Chlair Social Housing Allocation Scheme In accordance with section 22 of the Housing (Miscellaneous Provisions)
More informationALLOCATION SCHEME. Effective from the day of 24 th April In this Scheme, unless the context otherwise requires:-
COMHAIRLE CATHRACH CHORCAÍ CORK CITY COUNCIL ALLOCATION SCHEME In accordance with Section 22 of the Housing (Miscellaneous Provisions) Act 2009 and Social Housing Allocation Regulations 2011 (S.I. No.
More informationLeasehold management policy
Leasehold management policy Author: Richard Dowling, Housing Manager Version 2.0 June 2016 Glossary Section 20 A formal written notification sent to the leaseholder of proposed works or services affecting
More informationFLEXIBLE TENANCIES CONTENTS FLEXIBLE TENANCIES: BACKGROUND SCOPE OF THIS NOTE
7 FLEXIBLE TENANCIES This document is published by Practical Law and can be found at: uk.practicallaw.com/9-556-9006 Request a free trial and demonstration at: uk.practicallaw.com/about/freetrial A note
More information3.1.b Helping local authorities to meet their strategic housing goals. 3.1.d Providing clear information for customers about options / choices
Tenancy Policy 1 Introduction 1.1 This policy sets out a framework under which Notting Hill Housing Trust will let and manage homes following the introduction of the affordable rent product 2 Background
More informationAllocations and Lettings Policy
Date approved TBC Date of Next Review May 2016 Date of Last Review May 2015 Review Frequency Annually Type of document Policy Owner Name Jenny Spoor, Group Head of Neighbourhoods Job Title Approved by
More informationSHEPHERDS BUSH HOUSING ASSOCIATION UNDEROCCUPYING AND OVERCROWDING POLICY
(UNCONTROLLED WHEN PRINTED) SHEPHERDS BUSH HOUSING ASSOCIATION 1. INTRODUCTION Shepherds Bush Housing Association (SBHA) intend to avoid underoccupation of our properties and to minimise and avoid overcrowding
More information3.1 A Notice to Quit (NTQ) is a legal instrument to end a tenancy that can be provided by a tenant or a landlord to terminate the tenancy.
Tenancy Policy 1. Scope 1.1 This policy outlines our approach to issuing, reviewing and terminating tenancies and licences for all rented properties across the Peabody Group. This does not include agency
More informationLEASEHOLD MANAGEMENT POLICY Responsible Officer Director of Customer Services
LEASEHOLD MANAGEMENT POLICY Responsible Officer Director of Customer Services Aim of the Policy Phoenix is committed to providing high quality management and maintenance services to leaseholders and meeting
More informationAffinity Sutton Home Choice User Guide
1 Affinity Sutton Home Choice User Guide Contents 1. How the scheme works 2. Using Affinity Sutton Home Choice 3. Adverts 4. Registration 5. Verification 6. How to place a bid 7. The offer 8. Giving preference
More informationHOUSING ALLOCATIONS SCHEME (Scheme of Letting Priorities)
HOUSING ALLOCATIONS SCHEME (Scheme of Letting Priorities) Housing Allocations Scheme (Scheme of Letting Priorities) Section 1. Introduction 1.1 Introduction 1.2 Housing Areas 1.3 Transfer Applications
More informationHOUSING NEED SURVEY 2017
HOUSING NEED SURVEY 2017 For further information please contact Amy Gregory Clerk Selattyn and Gobowen Parish Council Hawthorn Cottage Porthywaen Oswestry Shropshire SY10 8LX 01691 829571 INTRODUCTION
More informationAllocations Policy. Purpose and scope
Allocations Policy Purpose and scope The purpose of this policy is to set out how we allocate our social and affordable rented homes. We offer homes to people who fall within our charitable aims and whose
More informationThe Right to Acquire. Contents. Contents Making an informed decision Can you buy your home? How to buy your home 7. 4.
The Right to Acquire Contents Contents 1 1. Making an informed decision 3 2. Can you buy your home? 7 3. How to buy your home 7 4. Discount 9 5. Repairs 10 6. Problems with the buying procedure 10 7. Who
More informationHousing Programme (Level 3) CIH L3 Housing Certificate NVQ L3 in Housing Functional Skills (L2 English and Maths) Information.
Information Housing Programme (Level 3) CIH L3 Housing Certificate NVQ L3 in Housing Functional Skills (L2 English and Maths) An Introduction Contents Housing Programme: Level 3... 4 Introduction... 4
More informationRent Setting Policy
Rent Setting Policy 2016-2017 Contents 1. Scope 2. Policy statement 3. Monitoring and evaluation 4. Conditions and exceptions to policy 5. Policy equality and diversity statement 6. Resident/Tenant involvement
More informationMove or Stay Policy. Our Allocations Policy is stated in the How West Kent decides who to give their homes to section.
Move or Stay Policy How to find the right answer to meet your housing need This policy brings together all the options available to you to meet your housing need and is meant to be read in conjunction
More information1.3 The grant of a new tenancy normally follows the allocation of a home by SCH through the Solihull Home Options ( SHO ) scheme.
Tenancy Policy 1.0 Purpose of the tenancy policy 1.1 This Policy sets out the types of tenancies, which will be granted to new tenants of Council owned homes from 7 th April 2014. It does not affect those
More informationShared Ownership, Sales & Management Policy
Shared Ownership, Sales & Management Policy Originator: Executive Management Team Approval Date: Policy and Strategy Team 12 September 2017 Review date: September 2019 1 Introduction 1.1 1.2 1.3 1.4 The
More informationsold Right to buy and right to acquire
sold Right to buy and right to acquire 2 The Westward Group is committed to treating all people with fairness and respect. We aim to actively help remove barriers and open doors for our customers and staff
More informationMinimum Energy Efficiency Standards Fact Sheet The Energy Efficiency (Private Rented Property) (England and Wales) Regulations 2015 introduce measures
Minimum Energy Efficiency Standards Fact Sheet The Energy Efficiency (Private Rented Property) (England and Wales) Regulations 2015 introduce measures to improve the energy efficiency of private rented
More information