TOWNSHIP OF LAWRENCE AFFORDABLE HOUSING P.O. BOX 6006 LAWRENCEVILLE, NJ (609)

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1 TOWNSHIP OF LAWRENCE AFFORDABLE HOUSING (609) RE: Affordable Housing Rental Application Dear Applicant: Pursuant to your request, enclosed is the Affordable Housing Rental Application and related verification forms. Kindly complete the application in its entirety. Return the application and documents noted. Please send the Verification of Employment and Verification of Deposit forms to your appropriate employer(s) and financial institutions. Also enclosed is an Affordable Housing Rental Question and Answer handout. A section of this handout lists the most current qualifying income guidelines. When we receive your application and obtain the requested information on employment, assets, income, child support, social security, etc., we will determine if you are eligible. If you are, we will place you on the referral list. For your information, rental units are units, which were previously rented by eligible low and moderateincome families. In order to rent these units, the rental complex must go through our office because these units are set aside for low and moderate-income families. Naturally, we have no way of knowing when a unit will be available and, therefore, no way of predicting how long the wait will be for a unit. Should you have any questions, please contact this office at (609) Sincerely, TOWNSHIP OF LAWRENCE J. Andrew Link Senior Planner Last revised 2/20/03 h:\danielle\rental application.doc

2 What is Affordable Housing? TOWNSHIP of LAWRENCE AFFORDABLE HOUSING QUESTIONS AND ANSWERS The Township of Lawrence adopted an Ordinance in 1984 to meet the housing needs of low and moderate-income people. As required by this Ordinance, new developments must include low and moderate income units. These units are sold according to the income ceiling for low and moderateincome buyers. Therefore, a qualifying buyer will be able to own a new home that has mortgage payments that are adjusted to income. In order to continue the benefits of home ownership to low and moderate income families, any lowincome unit bought under this program must be sold to another low-income buyer and any moderate unit bought under this program must be sold to a moderate-income buyer. What is Low and Moderate Income? Low Income ends at 50% of the median income for a particular region. Moderate Income is below 80% of the median income for a particular region. The median income changes periodically; therefore, the low and moderate-income rates are adjusted respectively. The tables below reflect the rates as adjusted for Family Size Maximum Income (Low) Maximum Income (Moderate) 1 $24,801 $39,682 2 $28,344 $45,350 3 $31,887 $51,019 4 $35,430 $56,688 5 $38,265 $61,223 6 $41,099 $65,758 7 $43,933 $70,293 8 $46,768 $74,828 Do I have to meet any other qualifications? If your gross annual household income meets the requirements for affordable housing, then you are qualified to participate in the Affordable Housing Program. However, this does not guarantee that a unit will be available when you apply. How and where do I apply? The Lawrence Township Affordable Housing Department accepts applications for those interested in renting a unit. The Township will pre-qualify an applicant to the extent that the income is within our guidelines. The availability of these units is dependent upon the rate of turnover. A referral list is kept current of all qualified renters. As rental units become available we supply names and phone numbers to the complex. They will contact you, complete their application and gather other appropriate information (such as current income, credit history, past rental history, etc.). THE RENTAL COMPLEX WILL MAKE A DETERMINATION IF YOU MEET THEIR GUIDELINES. If you are interested in applying, you may obtain an application at the Affordable Housing Office, Lawrence Township Municipal Building, 2207 Lawrenceville Rd.

3 Are there any fees or charges? You will be required to place a security payment on the unit you rent. Can I select any type of home and then apply for Affordable Housing? No. Strict guidelines govern the intentions to rent an Affordable Housing Unit and failure to comply with this can result in legal action being implemented. What type of monthly payments can I expect? Rents are calculated according to low or moderate-income and number of bedrooms. We hope that your questions are answered through this handout. If you still have questions concerning this program, please do not hesitate to get in touch with the Affordable Housing Office at (609)

4 TOWNSHIP OF LAWRENCE (609) AFFORDABLE HOUSING RENTAL APPLICATION 1. In order to process your application completely, all the information requested must be provided. Failure to return all documents requested will only delay the process. 2. The information in this application, and any other information required, will be kept in strictest confidence. It is your responsibility to make certain your application is complete and the information provided is true and accurate. NO PART OF THIS APPLICATION OR OUR APPLICATION FILE WILL BE GIVEN TO ANY PERSON, ENTITY OR BUSINESS NOT RELATED TO THE HOUSING AGENCY OF THE TOWNSHIP OF LAWRENCE WITHOUT YOUR WRITTEN REQUEST OR CONSENT. 3. "FAMILY includes all persons intending to live in one of the affordable housing units as a single nonprofit housekeeping unit, whether or not they are related by blood, marriage or otherwise. The information requested requires information about all persons intending to reside in the unit. ONLY ONE APPLICATION PER FAMILY PLEASE PRINT OR TYPE CLEARLY Applicant s Name: Present Address: (include city, state & zip code) Phone (Res.): (Work): Age: List all individuals who are expected to live with the applicant: Social Security Number: Social Security Relation to Present Name Age Number Applicant Address How many bedrooms do you currently have? How many bedrooms do you need? List the names of the persons who will actually be signing the lease.

5 Income Information List the full name, age, occupation, and total annual income for all sources for all persons 18 years of age or older, who are going to live in the housing unit. All persons intending to live in the housing unit must be listed. Income from full-time matriculated students shall not be included. A. Employment Status: 1. Head of Household/Name: Employer s Name: Telephone Number: Address: Length of Employment: Approximate Yearly Income: 2. Other Members of Household/Name: Employer s Name: Telephone Number: Address: Length of Employment: Approximate Yearly Income: Occupation: Occupation: (If additional household members are employed, please attach another sheet and provide same employment information.) B. Benefits or other Financial Support (i.e.: Social Security, Disability, Veteran s Benefits, Welfare, Pensions, Unemployment, Child Support, etc.): Type of Monthly Name of Claim Name & Address Benefit Amount Recipient Number of Agency C. Stocks/Bonds: Certificate Approximate Annual Name & Address of Agent Number Value Income D. Interest Bearing Accounts: Type of Account Name of Account Number Bank Address of Bank

6 Other Information A. Do you own your own home? What is the balance of your mortgage on your home? What is the fair market value of your home? Do you own any other property? If yes, explain: If you own a residence, explain what you will do if offered an affordable unit? B. If you rent, give name and address of Landlord: City: State: Zip Code: How much do you pay for rent? Does your rent include utilities? If you pay utilities, what is the monthly amount (exclude telephone)? C. Attach the following documents for all persons listed in household above whom is 18 years of age or older: 1. Copies of signed Federal Income and State Income Tax Returns for the previous year. 2. Copies of pay stubs for all employment covering the three previous consecutive pay periods. D. Give the following documents, which are enclosed with this application, to employers or savings institution(s). (If necessary, reproduce extra copies.) 1. Originals of verification of employment executed by the employers for each family member who is employed. 2. Originals of verification of savings executed by each of the institutions in which are placed for each member of the family. E. Have any of the persons listed above transferred title or given as a gift of any cash or property in excess of $2, to any persons within the last year? If so, describe the transaction on a separate sheet. F. If you are not currently employed, indicate when you were last employed and by whom. G. Do you own any pets? Yes No If so, how many? Kind Weight Color Pet Lic # Gender Name H. Describe any special needs: (handicapped, 1 st floor, wheelchair accessible, hearing impaired, blind, etc.)

7 Statistical Data (Optional) A. Race/Ethnicity is: White Black Hispanic American Indian/Alaskan Native Asian/Pacific Islander Other (Please Specify) B. Are any members of the household disabled/handicapped? If so, please list: I certify that I intend to personally occupy the affordable housing unit with which I am applying during the entire period except reasonable periods for vacations and illness. I WILL NOT RENT OR SUBLEASE THE UNIT AT ANY TIME. I HEREBY ACKNOWLEDGE THAT LEGAL ACTION COULD BE BROUGHT AGAINST ME IF I VIOLATE THIS PROVISION. By submitting this application, I understand that my name shall be placed on a waiting list until affordable housing is available, at which time my position on the list may determine my eligibility for any particular unit, ASSUMING I MEET THE QUALIFYING REQUIREMENTS OF THE RENTAL COMPLEX. I also understand that I will be required to place a rent security on the affordable housing unit in order to rent the said unit. I hereby certify that the information provided by me on this application is accurate and complete to the best of my knowledge. Applicant s Signature Co-Applicant s Signature Date RETURN APPLICATION AND DOCUMENTS TO: AFFORDABLE HOUSING TOWNSHIP OF LAWRENCE

8 REQUEST FOR VERIFICATION OF DEPOSIT Instructions: APPLICANT: Complete Items 1 through 8 and forward directly to Bank named in Item 1. BANK: Please complete Items 9 through 12 and return to person named in Item 2. PART I REQUEST 1. TO (Name & Address of BANK) 2. FROM TOWNSHIP OF LAWRENCE AFFORDABLE HOUSING OFFICE 3. SIGNATURE 4. TITLE 5. DATE J. Andrew Link TYPE OF ACCOUNT Senior Planner 6. INFORMATION TO BE VERIFIED ACCOUNT IN NAME OF ACCOUNT NUMBER BALANCE TO BANK: I have applied for a Mt. Laurel home and stated in my financial statement that the balance on the deposit with you is as shown above. You are authorized to verify this information and to supply the person identified above with the information requested on items 9 through 11. Your response is solely a matter of courtesy for which no responsibility is attached to your institution or any of your officers. 7. NAME OF APPLICANT (S) 8. SIGNATURE OF APPLICANT (S) 9. DEPOSIT ACCOUNTS OF APPLICANT (S) TYPE OF ACCOUNT TO BE COMPLETED BY BANK PART II VERIFICATION OF BANK ACCOUNT NUMBER CURRENT BALANCE AVERAGE BALANCE FOR PREVIOUS TWO MONTHS DATE OPEN 10. SIGNATURE OF BANK 11. TITLE 12. DATE The confidentially of the information you have furnished will be preserved accept where disclosure of this information is required by applicable law.

9 REQUEST FOR VERIFICATION OF EMPLOYMENT Instructions: Complete Items 1, 6 and 7. Forward directly to employer named in Item 1. EMPLOYER: Please complete Part II and return to person named in Item 2. PART I REQUEST 1. TO (Name & Address of Employer) 2. FROM TOWNSHIP OF LAWRENCE AFFORDABLE HOUSING OFFICE 3. SIGNATURE 4. TITLE 5. DATE J. Andrew Link 6. NAME & ADDRESS OF APPLICANT (include employee or badge number) Senior Planner 7. SIGNATURE OF APPLICANT EMPLOYMENT DATA 8. Applicant s Date of Employment 9. Present Position 10. Probability of Continued Employment 12. If Overtime or Bonus is Applicable, is its Continuance Likely? Overtime Yes No Bonus Yes No PART II VERIFICATION OF EMPLOYMENT 11A. Current Base Pay (enter amount of check period) $. Annual Monthly Weekly Hourly 11B. Earnings Type To Date Past Year Base Pay Overtime Commission PAY DATA 11C. For Military Personnel Only Pay Grade Type Monthly Amount Base Pay Rations Flight/Hazard Clothing Quarters Pro Pat Overseas/ Combat Variable Housing Allow Bonus 13. Remarks (If paid hourly, please indicate average hours worked each week during current and past years) GROSS EARNINGS PREVIOUS YEAR $ AVERAGE HOURS WORKED PER WEEK GROSS EARNINGS THIS YEAR $ TO DATE THROUGH INDICATE FUTURE RAISES DUE : DATE (Indicate per IF THIS EMPLOYEE WAS OFF FOR ANY LENGTH OF TIME PLEASE INDICATE DATES: FROM year, month, REASON: week, hour) 18. SIGNATURE OF EMPLOYER 19. TITLE 20. DATE The confidentially of the information you have furnished will be preserved except where disclosure of this information is required by applicable law. The form is to be transmitted directly to the municipality and is not be transmitted through the applicant or another party.