WE NOTICE OUR BUYERS And Affiliated Business Arrangement Disclosure Statement

Transcription

1 WE NOTICE OUR BUYERS And Affiliated Business Arrangement Disclosure Statement RECOMMENDATION FOR INSPECTIONS Attached is Long Realty s disclosure booklet entitled, We Notice Our Buyers, as a special service to you. Long Realty urges you to read all the information contained in this booklet and to conduct all property inspections during your property inspection period that you believe are necessary to make an informed decision to buy. While this is not meant to serve as a comprehensive list, Long Realty urges you to conduct such inspections as the following: Polybutylene Plumbing in homes built between 1978 and Mold or conditions leading to mold. Your personal eligibility and that of the property to obtain a home owner s insurance policy. Environmental factors like radon, asbestos, lead based paint or pet odors. Soil conditions that may lead to foundation cracks or settlement. Crime statistics or sex offenders residing in the area. Property lines, encroachments, building permits and applicable easements. Square footage of the home and the condition of a pool or spa. Roof condition and evidence of water penetration into the property. Long Realty Company and its sales associates do not have expertise as environmental or home inspectors and cannot give you advice on these items. Failure to conduct important inspections prior to the close of escrow may prove costly to you if you discover problems with the home after you purchase it. Please read material and act to get the facts you need in order to make a sound purchase. WHAT TO LOOK FOR INSIDE: PUT 80 YEARS OF EXPERIENCE TO WORK FOR YOU LongRealty.com Affiliated Business Arrangement Disclosure Statement Please return signed receipt to your agent. Information to Look For -- Recommendations for Inspections Property Inspection Companies Environmental and Ecological Assessment FEMA Flood Zone Map Modernization and Designations Fair Housing Disclosure HOA Resale Checklist for Buyers Pool Safety Notice Structural Cracking & Termite Inspection Builder/Broker Code of Mutual Understanding You and Your Environment Vacant Land/Lot Notice Military & Public Airport Area Maps Superfund Map Metro-Tucson Program Sites Common Ways to Take Title in AZ Good Funds Law in Arizona Helpful Telephone Numbers BUYER S RECEIPT FOR WE NOTICE OUR BUYERS / / BUYER(S) DATE Long Realty Company 2008 LONG REALTY COPY

2 LONG REALTY COMPANY AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT NOTICE: Roy H. Long Realty Company, Inc. doing business under the name Long Companies/Long Realty Company can arrange to refer you to title insurance, mortgage services, homeowner's warranty services and property/casualty insurance incidental to the purchase of real estate. These services may be provided through its affiliates: Long Title Agency, Long Mortgage, Long Insurance and American Home Shield. This is to give you notice that Roy H. Long Realty Company, Inc. is an Arizona Corporation which is wholly owned by HomeServices of America, Inc. Long Title Agency is an Arizona Limited Liability Company which is jointly owned by Long Realty Company and Title Data, L.L.C. Long Mortgage is the dba for HomeServices Lending, LLC., a Minnesota Limited Liability Company which is jointly owned by HomeServices of America, Inc. and Wells Fargo Bank, N.A. and Long Insurance is a dba for HomeServices Insurance, Inc., a Nebraska corporation. Long Realty has a contractual relationship with American Home Shield Corporation. Because of these relationships, this referral may provide Long Realty Company with a financial or other benefit. Sales associates do not participate in such benefits. Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the sale of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT-SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES; YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. Title Insurance (Lender s Coverage) Title Insurance (Owner) Title Settlement or Closing Fee Mortgage Processing and Closing Fee Mortgage Loan Origination Fee Mortgage Loan Discount Fee Endorsement Fee... Wire Transfer Fee.. Appraisal Fee.. Courier/Express Delivery Fees. Homeowners Insurance Premium (1st Year) Home Warranty. Varies by the amount of your mortgage. Contact Long Title Agency or your Loan Officer for pricing. Varies by the amount of your purchase price. Contact Long Title Agency or your Loan Officer for pricing. $250 to $1,000 Contact your Escrow Company $ 789 $0 up to 1.0% of the loan amount Contact Your Lender $0 up to 5.0% of the loan amount Contact Your Lender $50 to $200 $20 to $50 $300 to $500 $50 to $100 An estimate of the annual premium may be computed by multiplying the purchase price by $2.50 to $3.50 per one thousand dollars. $ 350 to $1,230 Contact your Home Protection Company While we recommend obtaining these services from Long Title Agency, Long Mortgage, Long Insurance and American Home Shield, you are NOT required to use these companies as a condition for the financing or purchase of the subject property. ACKNOWLEDGMENT: I/we have read this disclosure form, and understand that Long Realty is referring me/us to purchase the above-described settlement services from Long Title Agency, Long Mortgage, Long Insurance and American Home Shield and may receive a financial or other benefit as the result of this referral. Name (Date) Name (Date) LONG REALTY COMPANY 2008

3 PUT 80 YEARS OF EXPERIENCE TO WORK FOR YOU LongRealty.com WE NOTICE OUR BUYERS And Affiliated Business Arrangement Disclosure Statement RECOMMENDATION FOR INSPECTIONS Attached is Long Realty s disclosure booklet entitled, We Notice Our Buyers, as a special service to you. Long Realty urges you to read all the information contained in this booklet and to conduct all property inspections during your property inspection period that you believe are necessary to make an informed decision to buy. While this is not meant to serve as a comprehensive list, Long Realty urges you to conduct such inspections as the following: Polybutylene Plumbing in homes built between 1978 and Mold or conditions leading to mold. Your personal eligibility and that of the property to obtain a home owner s insurance policy. Environmental factors like radon, asbestos, lead based paint or pet odors. Soil conditions that may lead to foundation cracks or settlement. Crime statistics or sex offenders residing in the area. Property lines, encroachments, building permits and applicable easements. Square footage of the home and the condition of a pool or spa. Roof condition and evidence of water penetration into the property. Long Realty Company and its sales associates do not have expertise as environmental or home inspectors and cannot give you advice on these items. Failure to conduct important inspections prior to the close of escrow may prove costly to you if you discover problems with the home after you purchase it. Please read material and act to get the facts you need in order to make a sound purchase. WHAT TO LOOK FOR INSIDE: Affiliated Business Arrangement Disclosure Statement Please return signed receipt to your agent. Information to Look For -- Recommendations for Inspections Property Inspection Companies Environmental and Ecological Assessment FEMA Flood Zone Map Modernization and Designations Fair Housing Disclosure HOA Resale Checklist for Buyers Pool Safety Notice Structural Cracking & Termite Inspection Builder/Broker Code of Mutual Understanding You and Your Environment Vacant Land/Lot Notice Military & Public Airport Area Maps Superfund Map Metro-Tucson Program Sites Common Ways to Take Title in AZ Good Funds Law in Arizona Helpful Telephone Numbers Long Realty Company 2008

4 LONG REALTY COMPANY AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT NOTICE: Roy H. Long Realty Company, Inc. doing business under the name Long Companies/Long Realty Company can arrange to refer you to title insurance, mortgage services, homeowner's warranty services and property/casualty insurance incidental to the purchase of real estate. These services may be provided through its affiliates: Long Title Agency, Long Mortgage, Long Insurance and American Home Shield. This is to give you notice that Roy H. Long Realty Company, Inc. is an Arizona Corporation which is wholly owned by HomeServices of America, Inc. Long Title Agency is an Arizona Limited Liability Company which is jointly owned by Long Realty Company and Title Data, L.L.C. Long Mortgage is the dba for HomeServices Lending, LLC., a Minnesota Limited Liability Company which is jointly owned by HomeServices of America, Inc. and Wells Fargo Bank, N.A. and Long Insurance is a dba for HomeServices Insurance, Inc., a Nebraska corporation. Long Realty has a contractual relationship with American Home Shield Corporation. Because of these relationships, this referral may provide Long Realty Company with a financial or other benefit. Sales associates do not participate in such benefits. Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the sale of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT-SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES; YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. Title Insurance (Lender s Coverage) Title Insurance (Owner) Title Settlement or Closing Fee Mortgage Processing and Closing Fee Mortgage Loan Origination Fee Mortgage Loan Discount Fee Endorsement Fee... Wire Transfer Fee.. Appraisal Fee.. Courier/Express Delivery Fees. Homeowners Insurance Premium (1st Year) Home Warranty. Varies by the amount of your mortgage. Contact Long Title Agency or your Loan Officer for pricing. Varies by the amount of your purchase price. Contact Long Title Agency or your Loan Officer for pricing. $250 to $1,000 Contact your Escrow Company $ 789 $0 up to 1.0% of the loan amount Contact Your Lender $0 up to 5.0% of the loan amount Contact Your Lender $50 to $200 $20 to $50 $300 to $500 $50 to $100 An estimate of the annual premium may be computed by multiplying the purchase price by $2.50 to $3.50 per one thousand dollars. $ 350 to $1,230 Contact your Home Protection Company While we recommend obtaining these services from Long Title Agency, Long Mortgage, Long Insurance and American Home Shield, you are NOT required to use these companies as a condition for the financing or purchase of the subject property. ACKNOWLEDGMENT: I/we have read this disclosure form, and understand that Long Realty is referring me/us to purchase the above-described settlement services from Long Title Agency, Long Mortgage, Long Insurance and American Home Shield and may receive a financial or other benefit as the result of this referral. LONG REALTY COMPANY 2008

5 WE NOTICE OUR BUYERS INFORMATION TO LOOK FOR RECOMMENDATIONS FOR INSPECTIONS When buying a residence or a parcel of land, there will be other documents besides those which are provided in this packet that you will receive from other sources. Here is a partial list of documents or disclosures that you can expect to receive prior to the close of escrow: 1. GOVERNING DOCUMENTS: These include Covenants, Conditions & Restrictions (CC&R s), Articles of Incorporation and By-Laws of the Homeowners Association which may be provided by your title company. 2. HOMEOWNERS ASSOCIATION RESALE STATEMENT: By law, this is a statement provided by a seller or by the HOA to the buyer of a townhouse, condo, or a property governed by a homeowners association which will provide important information on the unit itself and the subdivision in which it is located. A listing of the disclosure items which must be provided to the buyer is enclosed and is entitled: Association Checklist Upon Receipt of Notice of Unit Resale. 3. AIRPORT DISCLOSURES: By law, a map must be provided to a buyer who purchases property located within the designated territory in the vicinity of a military airport and a public airport(s), if applicable. A copy of the Davis-Monthan Air Force Base Airport Vicinity Map, Tucson International Airport and Ryan Airfield are enclosed in this pamphlet. Please review these maps during your inspection period. 4. LEAD-BASED PAINT HAZARDS: By law, a seller must provide a disclosure of information on lead-based paint or lead paint hazards on properties constructed before January 1, You will also be provided with a 10 day opportunity to conduct a risk assessment or inspection. A buyer must also be provided with a copy of the EPA approved pamphlet entitled Protect Your Family From Lead-Based Paint in Your Home. 5. PRELIMINARY TITLE COMMITMENT: This is a report issued by your title company pertaining to the property being purchased which includes: copies of recorded liens, easements, claims, notices, mineral rights, and any other recorded documents. This commitment will also include any conditions, limitations or requirements that must be met in order to insure the title to your property. 6. SELLER S PROPERTY DISCLOSURE STATEMENT (SPDS): Unless otherwise agreed, a seller will provide the buyer with a signed disclosure questionnaire in which the seller itemizes all past, present and future KNOWN material facts and conditions of the property. The SPDS is a standard form prepared by the Arizona Association of REALTORS for Residential, Commercial and Vacant Land/Lot unimproved properties. Read the SPDS over carefully and ask your agent questions regarding anything you do not understand. You are urged to conduct inspections for any items you deem material to your purchase. 7. MEGAN S LAW : By Arizona law, a seller is not required to disclose whether a registered sex offender has been the subject of a neighborhood flyer notification program by local authorities. Information regarding registered sex offenders (from June 1996 to present) may be found at the offices of the Tucson Police Department or the Sheriff s Department. You may also visit the Sex Offender Information Center at Long Realty urges you to take the time during your inspection period to investigate this issue or any other neighborhood issues of interest to you. 8. RESALE DISCLOSURE AFFIDAVIT: By law, a seller of five or fewer parcels of unsubdivided land in an unincorporated area of a county must furnish a notarized affidavit of disclosure to the buyer at least seven days before the transfer of the property. This requirement applies to parcels even if they have a residence or other improvements on them. A standard form approved by the Arizona Legislature will be used to make the required written disclosure. Long Realty recommends that buyers consult with a legal advisor regarding the Affidavit if you have any questions or concerns. Page 1 of 3 Long Realty Company 2008

6 WE NOTICE OUR BUYERS 9. CLUE REPORT: This report indicates whether sellers have made insurance claims against their homeowner s hazard insurance policy in the last five years, which may affect the future insurability of the property. A buyer may request a copy of a CLUE report or its equivalent when making an offer to purchase. Buyers are further urged to consult with their own homeowner s insurance company during the inspection period to determine the insurability of the subject property. 10. GOOD FUNDS LAW: Arizona law states that an escrow agent shall not disburse money from an escrow account until funds related to the transaction have been deposited and are made good in the escrow depository bank account. The escrow agent cannot provide proceeds to a seller or record a transfer of title until money is available. Buyers should note that this law may affect the time needed for recordation, possession or the disbursement of real estate funds. A copy of Good Funds criteria is included in this pamphlet. Buyers should consult with their escrow officer for further details. 11. SUPERFUND MAP METRO-TUCSON PROGRAM SITES: The Arizona Department of Environmental Quality has published its Superfund Map, a copy of which is included in this disclosure pamphlet. It depicts the locations and site boundaries of federal Superfund, WQARF and DoD sites. For further information for metro-tucson or for other sites throughout the state, please visit the ADEQ website at MOLD: Most varieties of mold thrive on moisture. Testing and remediation may be necessary in the event there is evidence of past or present moisture penetration from the roof or windows, flooding or standing water, plumbing leaks or from other water intrusions. In the event one or more of these events is discovered or disclosed, Buyers should hire an environmental expert to conduct specific tests or suggest appropriate remediation. For a list of resources, Buyers may consult the Yellow Pages of the telephone book under, Mold Inspection & Removal. 13. POLYBUTYLENE PLUMBING: Polybutylene pipe was used by some builders in homes built between 1978 and With time, PB pipes may break down under chlorine and heat and begin to leak around fittings. PB pipe is usually gray with fittings of gray or white plastic or copper. If there is a leak, homeowners may be eligible for funds for repair or replacement through the Consumer Plumbing Recovery Center. The CPRC may be reached by phone at or online at Long Realty urges Buyers to purchase a home protection warranty, which along with standard homeowner s hazard insurance policy, may cover some of the cost of repairs in the event of a leak. Long Realty also urges buyers to use a licensed plumber to determine the status of plumbing in the home they wish to purchase. 14. FEMA: The Federal Emergency Management Agency has embarked on a nationwide program to modernize and update its current flood hazard maps, which may affect certain areas or communities in Southern Arizona. Please review the full FEMA Disclosure elsewhere in this booklet. 15. RADON: Radon is a natural hazard that may be found in soil and underlying rock formations in sites around the Arizona. A Homeowners Guide to Geologic Hazards disclosure by the Arizona Geological Survey may be found at or by calling the Tucson office of AZGS at If this matter is of material interest, Buyers should arrange for Radon testing during their inspection period. 16. ARIZONA DEPARTMENT OF REAL ESTATE BUYER ADVISORY: In conjunction with the Arizona Association of Realtors, the Arizona Department of Real Estate has published a directory of informational resources entitled the Buyer Advisory. The Buyer Advisory contains a wide range of helpful facts and linkages to related websites. Buyers may access the Buyer Advisory via or Click at left in the category of Buying. In making a real estate purchase, Buyers must exercise their own DUE DILIGENCE. Long Realty Company strongly recommends that a buyer hire qualified inspectors to determine the condition of the property or improvements and to verify all information contained in the Seller s Property Disclosure Statement (SPDS). Page 2 of 3 Long Realty Company 2008

7 WE NOTICE OUR BUYERS LONG REALTY S RECOMMENDATIONS FOR INSPECTIONS The Seller s Property Disclosure Statement (SPDS) is an important guide to use in completing the purchase of your new property. As a buyer, it is your responsibility to investigate all material facts of interest to you, to thoroughly examine the condition of the property and to conduct all desired inspections. Long Realty strongly urges you to consult with experts to get the facts you need before you decide to buy. Sellers and real estate agents are obligated to disclose all material facts about the property to the best of their ability. It is possible that the seller will not know all the facts about the property. The real estate agents may not know all the facts about the property either. Items that all buyers should check out before the purchase of any property include, but are not limited to: Carefully read all contract documents, addenda, counter-offers and disclosure statements. In the SPDS, check out blank spaces, unclear answers and any other information important to you. Always use a licensed, professional home inspector for an initial property inspection. Use a roof inspector to examine the roof structure and check for conditions conducive to water penetration. Consider using a certified mold inspector to conduct a mold inspection. Check for any lead based paint hazards on homes build prior to Check with the Structural Pest Control Commission for a history of termite treatments on the property. Use a licensed pest inspector to check for termites, conditions conducive to termite infestation and for rodents or other unwelcomed insects in crawl spaces, attics or elsewhere on the property. Use a licensed plumber to check for leaks and polybutylene plumbing. Use a structural engineer to check for foundation cracks and soil conditions conducive to settlement. Use a pool expert to inspect a pool or spa and to determine if pool or spa complies with barrier laws. Check for building permits for any room additions, enclosures, outbuildings or structural changes. For new custom construction, verify whether the builder is a licensed Arizona contractor. Use a land surveyor to verify property lines, boundaries and possible encroachments. Verify square footage measurements of the home, garage and/or lot, its zoning and permitted uses, CCR's, flood zone status, access to utilities and sewer, and other land/lot issues important to you. Check the rules, transfer requirements and assessments in a homeowners association if applicable. Verify whether the property is on sewer or septic, and certify the septic system if applicable. Check for commercial or military airplane flight patterns and noise levels near the property. Check for nearby superfund sites or waste dumps. Check for crime statistics and registered sex offenders residing in the area. Check out environmental or neighborhood conditions that may affect your enjoyment of the property. Confirm the insurability of the property with your homeowner s insurance agent during the inspection period. Always conduct a final walk-through inspection of the property prior to the close of escrow. Verify that your lender will deliver the necessary funds by the scheduled closing date. Failure to conduct inspections for such items as mold, polybutylene plumbing, asbestos, foundation cracks, square footage, property lines, roof conditions and pool and spa systems prior to the close of escrow may prove costly to remediate if discovered after escrow closes. Long Realty Company and its sales associates do not have expertise as a termite inspector, plumber, roofer, pool contractor, soils or structural engineer, land surveyor, property appraiser, insurance agent or mold investigator. Long Realty and its sales associates do not conduct a property inspection for you. For further information, please consult the Buyer Advisory prepared by the Arizona Association of REALTORS and the Arizona Department of Real Estate at or Page 3 of 3. Long Realty Company 2008

8 PROPERTY INSPECTION COMPANIES As a courtesy below, is a partial listing of property inspection companies to assist you in choosing a professional inspector for your real estate purchase. Long Realty and its sales associates do not conduct property inspections. We make no representations concerning the condition or feasibility of any property or the competency of any property inspector. We recommend that you always examine the qualifications of the inspector you select. You may examine a property inspector s standing with the Arizona Board of Technical Registration by calling or via ABODE INSPECTION SERVICES ACCURATE INSPECTION SERVICES A CLOSER LOOK HOME INSPECTIONS AFFORDABLE HOME INSPECTION ALL AMERICAN HOME INSPECTION AMERISPEC HOME INSPECTION ARROW SERVICES HOME INSPECTIONS BEST-WAY INSPECTIONS BRICK BY BRYCK--GUIBOR INSPECTIONS CERTIFIED INSPECTION SERVICE COTTAGES TO CASTLES PROPERTY INSPECTIONS DAL-TECH HOME INSPECTORS DESERT FOX HOME INSPECTION EXCEL HOME INSPECTIONS --- TUCSON AND GREEN VALLEY HAYS HOME INSPECTION HOME ONE INSPECTIONS HOUSEMASTER HOME INSPECTIONS --- TUCSON AND GREEN VALLEY INSIDE OUT HOME INSPECTIONS INSPECTION SPECIALISTS MICHAEL WILLIAMS HOME INSPECTIONS NATIONAL PROPERTY INSPECTIONS PILLAR TO POST HOME INSPECTION R. A. RINGWALT INSPECTION SERVICES SEAL OF APPROVAL SIERRA HOME INSPECTIONS SHANNON HOME INSPECTIONS SUN-KING HOME INSPECTIONS --- TUCSON, GREEN VALLEY, RIO RICO SWIER & ASSOCIATE HOME INSPECTION SERVICE TLC PROFESSIONAL INSPECTIONS THUNDER INSPECTION TEAM TUCSON HOME INSPECTIONS VIP PROPERTY INSPECTIONS /20 REAL ESTATE REVIEW GREEN VALLEY/ SAHUARITA COMPANIES ACU SPECT HOME INSPECTIONS BILL S HOME INSPECTIONS INTEGRI-SPECT HOME INSPECTIONS ENVIRONMENTAL AND ECOLOGICAL ASSESSMENT Environmental testing is sometimes required to assess issues like phased site evaluations, soils conditions, water quality, endangered species or the presence of mold, radon, lead, or asbestos. Buyers are urged to hire environmental experts to conduct such tests. The Yellow Pages of the telephone directory contain a selection of environmental experts under the heading, Environmental & Ecological Services and for air quality, aero-allergens, mold or mildew under, Mold Inspection & Removal. To review a list of seized drug laboratory sites, sites where drug manufacturing chemicals were seized or a list of firms offering drug lab site cleanup services, access the Arizona Board of Technical Registration website at or call for any questions. Please request sufficient time in your purchase contract to obtain desired repairs or seek other remedies. Long Realty Company 2008

9 FEMA DISCLOSURE TO BUYERS AND SELLERS: FLOOD ZONE MAP MODERNIZATION AND DESIGNATIONS The Federal Emergency Management Association (FEMA) has embarked on a nationwide program to modernize and update its current flood hazard maps. The program will also focus on areas within southern Arizona, especially parts of Cochise County, Santa Cruz County and Pima County, particularly areas affecting the Town of Marana. Although FEMA has not made new flood hazard maps for the Town of Marana effective yet, in October 2007 it announced that areas of Marana would be added into floodplain designations, which are associated with a higher risk of flooding and require those residents to purchase flood insurance for their homes and businesses. Areas within Marana under consideration by FEMA include land between the Union Pacific Railroad and the Santa Cruz River and from the county line to Ina Road. Land that also may be included in the FEMA mapping is everything between the Central Arizona Project Canal and the railroad north of Tangerine Road. This area reportedly totals about 10 square miles. To obtain answers to specific questions or to view mapping of these areas, interested parties may contact the Town of Marana at Area maps also may be viewed online at The Town of Marana reports that it is working with others to produce a large-scale drainage study to demonstrate to FEMA that much of the newly designated areas are not actually in the floodplain, a process that began in late FEMA has reportedly granted Marana sufficient time to finish the report for its restudy, before it issues preliminary flood maps for public review. In the interim, concerned Sellers or Buyers in Marana and elsewhere are urged to contact their insurance providers to learn more about insurance obligations in the event FEMA makes its new flood hazard maps effective in the areas referenced above. The information contained in this Disclosure is deemed to be accurate, but should be verified. FAIR HOUSING DISCLOSURE Long Realty Company, its employees and sales associates support the right to Fair Housing for all. We shall not discriminate on the basis of race, color, sex, religion, handicap, familial status, national origin or sexual preference in the selling of residential, lot, land or commercial properties. To report housing discrimination, please contact the Designated Broker for Long Realty Company at or the Arizona Attorney General s Office. LONG REALTY COMPANY DECEMBER 2007

10 HOMEOWNERS ASSOCIATION DISCLOSURE UPON NOTICE OF UNIT RESALE The Buyer of a unit within a planned community or condominium with 50 or more units must receive in writing from the Association the following disclosure items: or, in projects of 49 or less units, the Seller must provide in writing copies of the following disclosure items: 1. The Bylaws of the Association. 2. The Rules of the Association. 3. The Declaration (including CC&Rs). 4. A copy of the most recent financial report of the Association, including a copy of the most recent reserve study, if any. 5. A copy of the current operating budget of the Association. The Association must also provide a dated statement that contains the following information: 1. The telephone number and address of a principal contact for the Association. This can be an association manager or officer, management company, or any other person designated by the board of directors. 2. The amount of common regular assessment, unpaid common regular assessment, special assessment or other assessment, a fee or a charge currently due and payable from the selling number. 3. A statement as to whether a portion of the unit is covered by an insurance policy maintained by the Association. 4. A statement as to whether the Association has knowledge of any alterations or improvements made to the unit within the past six years that violate any provision of the declaration. 5. Case names and case numbers for pending litigation with respect to the unit which has been filed by the Association against the seller of the unit or filed by the seller of the unit against the Association. The Buyer is allowed five (5) days after receipt of the information above to provide written notice to Seller of any items reasonably disapproved. The Association may charge the selling member a reasonable fee to compensate the Association for the costs incurred in the preparation of this resale statement. The Association shall make available to any interested party the amount of this fee. Any person damaged by the failure of the Association to disclose the information required by law may pursue any and all remedies at law or in equity against the Association. noticebuy\chklst 2003

11 AN IMPORTANT NOTICE ABOUT POOL SAFETY* Drowning is a serious threat to young children in Arizona. Young children also suffer from a high number of near drownings that may lead to permanent, severe disability. Most of these incidents occur in the child's own backyard swimming pool. These tragedies must be stopped. To that end, the Arizona Legislature has passed a law requiring that new occupants of dwellings with pools, and persons having a pool installed, receive this safety message about steps to prevent drownings and the legal responsibilities of pool ownership. State of Arizona law requires a barrier between the house and pool.** This law applies to homes with both a child under 6 years of age and a pool built after June 1, This law aims to impede children's access to their own pools. Likewise, all pools must have a barrier to keep out uninvited neighborhood children. Unless a local code provides otherwise***, the barrier must: * Entirely enclose the pool area. * Be at least 5 feet high, measured on the outside of the barrier. * Not have openings, handholds or footholds that can be used to climb the barrier. Wire mesh or chain link fences shall have a maximum mesh size of 1 3/4 inches measured horizontally. * Have no openings through which a sphere 4 inches in diameter can pass. Horizontal components of any barrier shall be spaced not less than 45 inches apart measured vertically, or shall be placed on the pool side of the barrier which shall have no opening greater than one and three-quarter inches measured horizontally. * Be at least 20 inches from the water's edge. * Prevent direct access from the house to the pool. Gates must be self-closing and self-latching with the latch located at least 54 inches above the ground or on the pool side with a release mechanism at least 5 inches below the top of the gate and no opening greater than 1/2 inch within 24 inches of the release mechanism, or be secured by a padlock or similar device which requires a key, electronic opener or integral combination which can have the latch at any height. Gates must open outward from the pool. If a wall of the home forms part of the barrier, one of the following must be used: * A barrier at least 4 feet high between the home and the pool which otherwise meets all of the requirements for a barrier set forth above. * A motorized, safety pool cover which does not require manual operation other than the use of a key switch which meets the American Society of Testing and Materials (ASTM) emergency standard (now ASTM #F ). * Self-latching devices on all doors with direct access to the pool. Such latches shall meet the requirements for latches on self-closing gates set forth above. * Emergency escape or rescue windows from sleeping rooms with access to the pool shall be equipped with a latching device not less than 54 inches above the floor. All other openable dwelling unit or guest room windows with similar access shall be equipped with a screwed in place wire mesh screen, or a keyed lock that prevents opening the window more than 4 inches, or a latching device located not less than 54 inches above the floor. An above-ground swimming pool shall have non-climbable exterior sides which are a minimum height of 4 feet. Any access ladder or steps shall be removable without tools and secured in an inaccessible position with a latching device not less than 54 inches above the ground when the pool is not in use. * Approved pursuant to Arizona Revised Statutes and A.A.C. R ** "Pool" means an in-ground or above-ground swimming pool or other contained body of water 18 or more inches in depth, wider than 8 feet and intended for swimming. *** Phoenix, Peoria, Tucson, and some other cities, and unincorporated areas of Maricopa, Pima, and Pinal counties have different pool barrier requirements. Check with your city and county governments to see if they have adopted different pool barrier requirements. 11

12 Supervision is the key to prevent drownings. Never leave children unsupervised in the pool or inside the pool area - not even for a second! Inform guests to your home of the importance of closely watching children around water. At parties, make sure someone is always watching the children around the pool. Don't count on barriers to keep children from reaching the pool. No barrier is foolproof, Barriers only slow a child's access to the pool. In case of an emergency: act immediately Shout for help. 2 - Pull the child out of the water. 3 - Take the child to the phone and dial 911 (or the local emergency number) for help. 4 - Check airway and breathing. If needed, start CPR immediately. CPR can save lives and prevent serious injury. DON'T: DO: Other smart tips to protect children around water: Don't keep toys, tricycles or other playthings in the pool area. Also, remove items that a child could use to climb over the barrier. Don't be distracted by phone calls, doorbells, or chores while children are in the pool. Your full attention should be on the children. Don't rely on swimming lessons or 'floaties" to protect your children. Don't prop gates open. Attend a CPR class. All family members and baby-sitters should know CPP, For the nearest class, contact your local fire department. Post 911 (or the local emergency number) on all phones. Learn water rescue. Keep lifesaving equipment mounted near the pool, especially if you can't swim. Lock passageways (such as pet doors) leading to the pool. Inspect latches and gates regularly; keep them in working order. Set a good example. Insist on safety around the pool. BUYER: SELLER: DATE: DATE: 12

13 ENCLOSURE AND BARRIER REQUIREMENTS FOR TUCSON AND PIMA COUNTY The city of Tucson and Pima County adopted new barrier and enclosure requirements for residential swimming pools and spas in This outlines some of the changes within the code concerning barriers and enclosures. All pools and spas are to be protected by a BARRIER and an ENCLOSURE. An enclosure, per the code definition, is an object or a structure that surrounds the pool or spa. A barrier separates the pool or spa from a building. Your pool and spa must be protected from surrounding property with an enclosure - in addition to the enclosure, the code requires a "barrier' between the house and pool or spa. The barrier must be installed as described below. In some cases an enclosure can serve also as the barrier. If a fence or wall is used, it must be at least four feet (48") in height and not provide an opportunity for climbing. If wrought iron is selected, it shall not have hand holds or foot holds (such as scrolls), the pickets shall be no farther apart than four inches (4") and must be four feet (48") high (48" from top of top rail to top of bottom rail). The gates in the barrier must swing away from the pool or spa, and be self-latching and self-closing. In addition, the latch release mechanism, if placed on the outside, must be at least fifty-four inches (54") above grade and fifty inches (50") above a foot hold. (See on the reverse side.) An electric automatic pool cover is another barrier option legal in both the City of Tucson and Pima County. Only Pima County will allow a third barrier option, the wall of the house may be used as a barrier if the windows are equipped with latches forty-two inches above grade, and the doors leading to the pool are self-latching, and self-closing, with the latch release mechanisms forty-two inches (42") above grade. Hardware is available to self-close and latch all types of hinged doors. Sliding glass doors require a special device, made by Glidstar. The City of Tucson does not allow for this provision in their code for new pools and spas, only for retrofits in annex situations. On spas, or small pools with a water surface area of less than 150 sq. ft., a hard cover can be used for the enclosure and barrier if it can support a static load of one hundred pounds, and has keyed hardware limiting its removal. If you have any questions concerning the enclosure or barrier provisions, please contact City/County Development Services Center at City Effective Date: Projects permitted 4/l/90 and later County Effective Date: Projects permitted 7/2/90 and later

14 STRUCTURAL CRACKING AND SOIL TESTS Long Realty Company always highly recommends that Buyers obtain a building inspection from a certified home inspector as a part of any purchase of a home or other property. After the written inspection report is issued, Buyers should review it carefully with their home inspector. On occasion, home inspectors may note cracking to walls, stucco, footings or slabs foundation of a building. The home inspector may suggest follow-up inspections by other experts. While minor cracks in a floor slab, footing, stucco or wall of a home may not constitute a structurally hazardous condition, Long Realty highly recommends that Buyers, if concerned, take the additional step to obtain a soils engineer inspection from a licensed geotechnical engineer. Long Realty recommends this step for concerned Buyers because a visual inspection cannot always detect structural defects. Long Realty or its sales associates cannot determine if a building is structurally adequate. We make no representations concerning the structural adequacy of any residence or building. Concerned Buyers may find listings of qualified inspectors in the Yellow Pages of the phone book, under the heading: ENGINEERS GEOTECHNICAL SOILS. WOOD INFESTATION INFORMATION Termites or other wood destroying insects Long Realty always strongly recommends that Buyers arrange for a wood infestation inspection to be conducted early in their home inspection period to determine whether the home, building, guest house, fences or other structures show signs of active infestation by wood destroying insects. The inspection should also look for signs of an earlier infestation, conditions conducive to termites or prior treatment and repair. Within the Buyers inspection period, Buyers should also request a copy of the inspection report prepared by the inspection company and contact the company to discuss any questions or concerns. After an extended closing period of more than 30 days, Buyers should consider obtaining a second or updated wood infestation inspection report, at the Buyers expense, for review prior to the final walk through of the property. Buyers may also call the Arizona Structural Pest Control Commission Hotline to obtain information from 1988 to present about any prior wood infestation inspection, the date of any treatment and the name of the company that performed it. Buyers should also review the Seller s Property Disclosure Statement (SPDS) to determine if there is a wood infestation history with the property, as disclosed by the Seller. If a current termite insurance contract is in force it may be transferable to new owners. If so, Buyers should make arrangements for it to be transferred into the Buyer s name prior to the close of escrow. A fee may be necessary to transfer an existing termite insurance contract from Sellers to Buyers. For termite treatment history, contact the Structural Pest Control Commission via its Hotline number at Additional information may be found online at LONG REALTY COMPANY 2008

15 YOU AND THE BUILDER/BROKER CODE OF MUTUAL UNDERSTANDING The Tucson Association of REALTORS and the Southern Arizona Home Builders Association have established a cooperative arrangement, expressed in writing that welcomes all REALTORS to introduce their buyers to the many new home subdivisions now available throughout the Tucson area. Here is what this means to YOU: Buyers enjoy the benefit of having their own REALTOR represent them in the preview and purchase of a new home. This also means that REALTORS may negotiate with or on behalf of their buyers and receive compensation from the Home Builder after the close of escrow. Home Builders require REALTORS to accompany their buyers and register them on the first visit to a new home subdivision. This registration will be honored for 30 days by the Home Builder, with an extension of an additional 30 days at the written request of the sales agent. This means that buyers later may revisit the site without their REALTOR, knowing that their relationship with their own real estate agent will be honored and respected. Long Realty Company suggests that Buyers take advantage of the expertise and experience of its trained sales associates. It is to your benefit to have your own sales associate accompany you on your FIRST visit to any new home subdivision to guarantee your REALTOR S assistance in the selection, construction and closing procedures for your new home! YOU AND YOUR ENVIRONMENT The Arizona Department of Environmental Quality s mission is to protect and enhance public health, welfare and the environment in the state. ADEQ administers a variety of programs to improve the health and welfare of all citizens and ensure that the quality of Arizona s air, land and water resources meets healthful, regulatory standards. ADEQ provides Buyers and Sellers an important resource to understand such environmental issues as: Air Quality Waste Water Underground Tank Compliance Asbestos Electric and Magnetic Fields Radon Lead PCB, Pesticides, Formaldehyde and other hazardous substances Environmental Site Assessment, WQARF and Superfund (CERCLA) For further information please access or check out the AAR Buyer Advisory at or at LONG REALTY COMPANY 2008

16 VACANT LAND/LOT NOTICE Buyers should understand that unique conditions surround the purchase of vacant land. Before the close of escrow, buyers must exercise a sufficient degree of due diligence to satisfy themselves as to the land, what goes with it and what surrounds it. Buyers should also investigate the right of recession which is guaranteed by law for any land purchase (ARS D-E) Long Realty Company always recommends that vacant land buyers arrange for a survey of the property during an inspection period set forth in a purchase agreement. If the Seller has a recent survey, Buyers should examine it to determine if it adequately describes the boundaries, total acreage, and access to the property they wish to buy. Buyers should always consider the purchase of an extended ALTA policy to cover title risks that might apply to the land. Buyers should request a Vacant Land Seller s Property Disclosure Statement and examine it carefully. Also Buyers should investigate the distance to all utility hook-ups from the land s boundary or lot line. This may require that Buyers consult with the proper utility provider. Utilities may include gas, water, electricity, telephone, sewer, and cable. Buyers should conduct percolation tests for a septic system if a sewer is not available. Buyers should also consider a soils test to check for compaction. Buyers should satisfy themselves as to the status of easements, and physical access to the property. They should clarify the nature of road maintenance agreements, well agreements, private use paths, property boundaries, fences or walls, and encroachments. For example, is the legal access where the Buyer expects it to be and the same as the physical access? Buyers should also verify the zoning provisions, comprehensive plans for the area, total acreage, permitted uses or limitations, CC&R's, water quality and water tables, public reports if available, environmental issues, history, archaeological features, and future development plans for adjacent properties which are often contained in a master plan. Buyers should determine flood plain or flood way conditions that might apply to the land and the effect of slope ordinances, if any. For a parcel of land in an unsubdivided and unincorporated area of a county, the Seller must provide the buyer with a signed and notarized Affidavit of Disclosure, as defined by ARS , at least seven days before the transfer of title to the property. The Buyer must acknowledge receipt of the document, and it must be recorded at the time of sale. This requirement applies even if the parcel of land has a residence or other improvements on it. Finally, Buyers should request sufficient time to utilize experts to assist them in their investigations. Buyers should consider the use of an attorney during their inspection period to review any issues that might affect their intended use of the land. In real estate, Buyer due diligence equals Buyer satisfaction. LONG REALTY COMPANY 2008

17 IMPORTANT LAND/ LOT INFORMATION SOURCES Many answers concerning a property can be found at the city and county offices at the Public Works Building at 201 N. Stone Avenue, downtown, and at the Pima County Assessor, Treasurer, and Recorder offices at the Old Courthouse at 115 N. Church Avenue, downtown. Information also may be found online at and Some of the other agencies or resources a Buyer should check: Pima County Flood Control Unit County Floodplain Status Development Services Department (Fee for written status report) City Floodplain search city floodplain maps online Pima County Development Services To learn whether the zoning is proper for the intended use. City Planning Development Services Pima County Transportation To learn about street and road dedications or plans. Tucson Water To learn if a utility serves a property. Pima County Environmental Quality Regulation of private well associations. Arizona Corporation Commission Utilities Division for water regulation at Arizona Department of Water Resources Determine adequacy of water search online at Many other resources may be found in the Yellow Pages of the telephone phone book, such as land and aerial surveyors; plumbers for percolation tests, septic system services, and location of gas and water lines; customer service numbers for gas, water, electric, telephone, and cable utilities. For areas outside Pima County, buyers will need to check with the local city or county offices and a local phone directory for similar information and resources. LONG REALTY COMPANY 2008

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22 A COMPARISON to taking title in Arizona COMMUNITY PROPERTY JOINT TENANCY TENANCY IN COMMON TENANCY IN PARTNERSHIP TITLE HOLDING TRUST PARTIES Only husband & wife. PARTIES Any number of persons (can be husband & wife). PARTIES Any number of persons (can be husband & wife). PARTIES Only partners (any number). PARTIES Individuals, groups of person, partnerships or corporations, a living trust. DIVISION Ownership & managerial interests are equal except control of business is solely with managing spouse. TITLE Title is in the community. Each interest is separate but management is unified. POSSESSION Both co-owners have equal management and control. CONVEYANCE Personal property (except necessaries ) may be conveyed for valuable consideration without consent of other spouse; real property requires written consent of other spouse, & separate interest cannot be conveyed except upon death. PURCHASER S STATUS Purchaser can only acquire whole title of community; cannot acquire a part of it. DIVISION Ownership interests must be equal. TITLE Sale by joint tenant severs joint tenancy. POSSESSION Equal right of possession. CONVEYANCE Conveyance by one co-owner without the others breaks the joint tenancy. PURCHASER S STATUS Purchase will become a tenant in common with the other co-owners in the property. DIVISION Ownership can be divided into any number of interests equal or unequal. TITLE Each co-owner has a separate legal title to his/her undivided interest. POSSESSION Equal right of possession. CONVEYANCE Each co-owner s interest may be conveyed separately by its owner. PURCHASER S STATUS Purchaser will become a tenant in common with the other co-owners in the property. DIVISION Ownership interest is in relation to interest in partnership. TITLE Title is in the partnership. POSSESSION Equal right of possession, but only for partnership purposes. CONVEYANCE Any authorizes partner may convey whole partnership property for partnership purposes. PURCHASER S STATUS Purchaser can only acquire the whole title. DIVISION Ownership is a personal property interest & can be divided into any number of interests. TITLE Legal and equitable title is held by the trustee. POSSESSION Right of possession as specified in the trust provisions. CONVEYANCE Designated parties within the trust agreement authorize the trustee to convey property. Also, a beneficiary s interest in the trust may be transferred. PURCHASER S STATUS A purchaser may obtain a beneficiaries interest by assignment or may obtain legal & equitable trust from the trust. DEATH On co-owner s death, ½ belong to survivor in severalty. ½ goes by will to descendants devisee or b y succession to survivor. SUCESSOR S STATUS If passing by will, tenancy in common between devisee & survivor results. DEATH On co-owner s death his/her interest ends & cannot be disposed of by will. Survivor owns the property by survivorship. SUCESSOR S STATUS Last survivor owns property. DEATH On co-owner s death his/her interest passes by will to devisee or heirs. No survivorship rights. SUCESSOR S STATUS Devisee or heirs become tenants in common. DEATH On partner s death his/her interest passes to the surviving partner pending liquidation of the partnership. Share of deceased partner then goes to his/her estate. SUCESSOR S STATUS Heirs or devisee have rights in partnership interest but not specific property. DEATH Successor beneficiaries may be named in the trust agreement, eliminating the need for probate. SUCESSOR S STATUS Defined by the trust agreement, generally the successor becomes the beneficiary & the trust continues. CREDITOR S RIGHTS Creditor may seek an order for execution sale of the beneficial interest or may seek an order that the trust estate be liquidated & the proceeds distributed. CREDITOR S RIGHTS If passing by will, tenancy in common between devisee & survivor results. PRESUMPTION Strong presumption that property acquired by husband & wife is community. CREDITOR S RIGHTS Co-owner s interest may be sold on executive sale to satisfy creditor. Joint tenancy is broken. Creditor becomes a tenant in common. PRESUMPTION Must be expressly stated. CREDITOR S RIGHTS Co-owner s interest may be sold on executive sale to satisfy his/her creditor. Creditor becomes a tenant in common. PRESUMPTION Favored in doubtful cases except husband & wife case. CREDITOR S RIGHTS Partner s interest cannot be seized or sold separately by his/her personal creditor but his/her share of profits may be obtained by a personal creditor. Whole property may be sold on execution sale to satisfy partnership creditor. PRESUMPTION Arise only by virtue of partnership status in property placed in partnership. PRESUMPTION A trust is expressly created by an executed trust agreement. PUT 80 YEARS OF EXPERIENCE TO WORK FOR YOU LongTitle.com

23 COMMMON WAYS to take title in Arizona ARIZONA IS A COMMUNITY PROPERTY STATE. THERE IS A STATUTORY PRESUMPTION THAT ALL PROPERTY ACQUIRED BY HUSBAND AND WIFE IS COMMUNITY PROPERTY. COMMUNITY PROPERTY: Community property is a method of co-ownership for married persons only. Upon the death of one of the spouses, the deceased spouse s interest will pass by either a will or intestate succession. COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP: A community property with right of survivorship estate can be held by a husband and wife when created by express language in the vesting document. Upon the death of a spouse, the estate is vested in the surviving spouse and an Affidavit Terminating Right of Survivorship, together with a certified copy of the death certificate is recorded. CORPORATION: Title may be taken in the name of a corporation provided that the corporation is duly formed and in good standing in the state of its incorporation. GENERAL PARTNERSHIP: Title may be taken in the name of a corporation provided that the corporation is duly formed and in good standing in the state of its incorporation. JOINT TENANCY WITH RIGHT OF SURVIVORSHIP: Joint tenancy is a method of co-ownership that gives title to the real property to the last survivor. Title to real property can be acquired by two or more individuals. If a married couple acquires title as joint tenants with right of survivorship, they must specifically accept the joint tenancy to avoid the presumption of community property. LIMITED LIABILITY COMPANY: A limited company formed by two or more persons under the law of Arizona or another state. A limited liability company operates similar to a partnership with protection which is similar to a corporation. An Arizona limited liability company must be filed with the State of Arizona. LIMITED PARTNERSHIP: A partnership formed by two or more persons under the laws of Arizona or another state and having one or more limited partners. A certificate of limited partnership must be filed in the office of the Secretary of State. SOLE AND SEPARATE: Real property owned by a spouse before marriage or any acquired after marriage by gift, devise, descent, or specific intent. If a married person acquires title as sole and separate property, his or her spouse must execute a disclaimer deed. TENANCY IN COMMON: A method of co-ownership when parties do not have survivorship rights and each owns a specific undivided interest in the entire title. Each co-owner has a separate title to his/her interest, and can transfer his/her interest without the other co-owners. This document is intended for information purposes only. Each particular method of taking title has certain legal and tax consequences, thus you are encouraged to obtain advice from your Attorney and/or Certified Public Accountant to determine which way is best for you. PUT 80 YEARS OF EXPERIENCE TO WORK FOR YOU LongTitle.com

24 EFFECTIVE SEPTEMBER 18, 2003 In compliance with A.R.S. Section 6-843, Good Funds Law The law requires that an escrow agent not disburse money from an escrow account until funds related to the transaction have been deposited and are made available through the escrow depository account. This means that the escrow agent is restricted from disbursing on certain types of deposits until such time as the statutory waiting period has expired or escrow receives notice from its depository bank that the item has cleared and the funds are available in the escrow account. Please be advised that in order to prevent delays in the recordation and disbursement of all real estate transactions, the following criteria applies for each respective deposit item: Type or deposit Electronic bank wire or transfer; Cashier s, Certified and Teller s Checks Postal Money Orders U.S. Treasury Checks State and Local Government Checks Local Checks** first two digits of routing numbers: 12 or 32 Non Local Checks On-us Checks*** When funds become available to fund/disburse Available same day as the bank deposit Funds will become available on the first business day after we deposit your check into our bank account Funds will become available no later than the second business day after the day we deposit your check into our bank account Funds will become available after they have been sent for collection through our bank Funds will become available on the first business day after we deposit your check into our bank account Timeline for recording and disbursing funds. (Example: Deposits made on Monday) Monday (Same Business Day)* Tuesday (First Business Day)* Wednesday (Second Business Day)* Following Monday (Fifth Business Day from deposit) Tuesday (First Business Day)* *Business Day: Funds are potentially available on the *Business Day indicated above. A business day is defined as a calendar day other than Saturday or Sunday, and is excluding major holidays. If January 1, July 4, November 11 or December 25 fall on a Sunday, the next Monday is excluded from the definition of a business day. Note that individual banks may require additional hold periods longer than shown above. **Local Checks: A check is considered local when it is drawn against a bank located in the same processing region as our depository bank. In Arizona, any ABA number beginning with 12 (i.e. 1210, 1211, etc.) or 32 (i.e., 3221, 3222, etc.) is in our processing region. ***On-us Checks (Title Security Agency): Next day availability is dependent on the check being drawn against the same bank or branch as our depository bank and in the same check-processing region, meaning the ABA numbers must begin with 12 or 32. Same Day Disbursement availability will be dependent upon county and escrow administration or legal department discretion. Cash: For security reasons Title Security Agency does not accept cash at any location. Foreign Checks: Title Security Agency does not accept foreign checks. Thank you for doing business with Title Security Agency. Please feel free to call a Title Security Agency escrow officer or sales representative if you have any questions. Main office telephone no

25 PUT 80 YEARS OF EXPERIENCE TO WORK FOR YOU LongRealty.com Quick Guide to Helpful Telephone Numbers (the Area Code for Southern Arizona is 520) CABLE TV/INTERNET Cox Communication Comcast Digital Cable CITY/TOWN OF... MAIN # Marana Oro Valley Sahuarita South Tucson Tucson DRIVER S LICENSES/REGISTRATION Tucson Area Green Valley ELECTRIC Tucson Electric Power TRICO Cooperative FIRE DEPARTMENTS (NON-URGENT) Avra Valley City of Tucson Corona De Tucson Drexel Heights Golder Ranch Green Valley Northwest Oracle Volunteer Picture Rocks Rural Metro S. Tucson Merlin Mail Del Sol (GV) GAS Southwest Gas NEWSPAPERS Arizona Daily Star Green Valley News Tucson Citizen PIMA COUNTY All Departments Sheriff POLICE DEPARTMENTS (NON-URGENT) Green Valley Marana Oro Valley Sahuarita South Tucson Tucson Highway Patrol POST OFFICE Main Number PUBLIC TRANSPORT Sun Tran Buses Van Tran SANITATION/GARBAGE City Solid Waste Pima County Sewer Saguaro Environmental Waste Mgmt. Tucson SCHOOL DISTRICTS Amphitheater Catalina Foothills Continental (GV) Flowing Wells Marana Sahuarita Sunnyside Tanque Verde TUSD Vail TELEPHONE Qwest Cox Communications TAX ASSESSOR Pima County WATER-TUCSON AREA Avra Water Co-op City of Tucson Flowing Wells Irrig Largo Del Oro WATER-TUCSON AREA (continued...) Las Quintas Serenas Lazy C Water Service Marana, Town of Marana Water Service Metropolitan Mt. Lemmon Co-op Oro Valley Water Co Ray Water Company Rincon Ranch Est Sandario Water Co Vail Water Winterhaven WATER-GREEN VALLEY N of Continental N of Duval Mine S of Continental E of I-19, S of Cont ZONING City County Marana Oro Valley OTHER FREQUENTLY CALLED # S Better Business Bureau Chambers of Commerce: Green Valley Marana Tucson Metro Convention & Visitors Bureau or Parks & Recreation: Tucson Pima County YMCA - Central YMCA - East YMCA - North Pima Comm. College Tucson Library Tucson Convention Ctr University of Arizona

26 Buyer Benefits Without an AHS Home Warranty, we would have paid so much more! Buying a new home is an exciting experience. It is also probably the largest investment you ll ever make. That is why you protect it with homeowner s insurance. But what about the items not covered by insurance? A home warranty is a renewable service contract that covers the repair or replacement of many major systems and appliances in your home. Statistics show that within the first year of living in your home, there is a 68% chance that a major system or appliance will break down. 1 An unexpected breakdown can be financially devastating to your budget. With the protection of an AHS Home Warranty, you can enjoy the comfort of your new home without the hassles of home repair. Ask your Real Estate Professional to include an AHS Home Warranty at closing. Homeowner Karen Ferreira of San Diego says about AHS, Although we had an inspection, I feel the home warranty offers an extra level of comfort. You never know if something is going to break after inspection; and as it turns out, it did. We began having problems with our water heater. We called AHS and our problem was resolved. Can you afford not to have an AHS Home Warranty? + Air Conditioning $2,461 - $4,400 Plumbing ++ $726 - $990 Water Heater $456 - $520 Electrical ++ $811 - $1,255 Pool/Spa ++ $1,361 - $1,900 Heating $1,751 - $4,075 Range $531 - $915 Refrigerator $691 - $975 Dishwasher $471 - $689 Contact AHS for a complete list of covered items. + This chart shows retail replacement costs for equipment considered average quality, as determined by Marshall and Swift, L.P., 2005, and was reprinted with their written permission. Figures presented may be higher or lower in your area. Further reproduction is expressly prohibited. Please read your contract for specific coverages, exclusions and limitations. ++ Numbers refer to estimated costs of the following: Plumbing - toilet; Electrical amp service panel; Pool/Spa (optional coverage) - pool heater 1 Home Repair and Remodel Marshall & Swift L.P., 2004 The right choice in home warranties.

27 PROVIDING the Services You Need (520) LongMortgage.com Long Mortgage is one of the top lenders in Southern Arizona and has a goal of providing exceptional service throughout the entire home buying experience. Long Mortgage is part of HomeServices Lending, a partnership between HomeServices of America and Wells Fargo Home Mortgage. Based in Minneapolis, Minn., HomeServices of America is the second largest fullservice residential real estate brokerage firm and the largest brokerage-owned Core Services provider in the United States. 1Our affiliation with Wells Fargo Home Mortgage, the nation s number one mortgage origination company plus our full range of investor relationships means we can provide hundreds of innovative loan products and a solid and responsible mortgage solution that you can be confident in! Long Mortgage even offers on-time closing 2 and a closing costs guarantee 3. (520) LongTitle.com Long Companies is committed to becoming Southern Arizona s single-source for all services and products needed to fulfill the dream of homeownership. Since the title examination process and acquisition of title insurance is an integral part of buying or selling a home, establishing an in-house title agency was a natural step in fulfilling that commitment, thus Long Title Agency was established in August Long Title Agency is dedicated to providing all Long Realty customers with as seamless a transaction as possible. We offer two national underwriters: Old Republic Title Insurance Group has been the highest rated Title Insurance Company in the nation for 16 straight years and has been in existence for 101 years with a rating of A+ by Standard and Poor and Fitch. First American Title Insurance Company is a fortune-500 company, whose history dates back to 1889, with a rating of A- by Standard and Poor and Fitch. We are available to serve you at all points of your homeownership lifecycle, whether you are buying, selling, or re-financing your property. (520) LongInsuranceGroup.com Long Insurance Group is an Insurance Agency designed with you in mind. Specializing in Home and Auto insurance packages, our Insurance Agents listen to your concerns and put together Insurance packages that meet your specific needs. We represent leading national insurance carriers including Travelers Insurance, Met Life Auto & Home, SafeCo Insurance, Progressive and CHUBB Personal Insurance. Whether it s a policy protecting your dream home or automobiles, Long Insurance Group is here to help make sure you get the right coverage at the right price. Dedicated to providing prompt and courteous service, Long Insurance continuously offers the professionalism and one-on-one attention that you deserve. Take the guesswork out of shopping for insurance and let us take care of you! Real Trends 500. All first mortgage products are offered and provided by HomeServices Lending, LLC Series A dba Long Mortgage Company. Long Mortgage Company may not be available in your area Long Mortgage Company. All rights reserved. An Equal Housing Lender. 2 If your loan from Long Mortgage does not close on your new home by initial close date stated in your purchase contract due solely to Long Mortgage or Long Title delay, we will reimburse you one monthly principal and interest payment. 3 Should your actual closing costs be OVER the amount quoted in the final Good Faith Estimate, we will credit you the difference at closing. PUT 80 YEARS OF EXPERIENCE TO WORK FOR YOU LongRealty.com