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You are receiving this email because of your relationship with Washington Association of REALTORS. March 18, 2014 Stay Connected!

1 You are receiving this because of your relationship with Washington Association of REALTORS. March 18, 2014 Stay Connected! Legal Hotline Hotline Attorney writes the Legal Hotline Question and Answer of the Week. Please submit questions to or call (800) Please have your NRDS number ready when you call or the Hotline with your question. The Legal Hotline lawyer does not represent Washington Association of REALTORS members or their clients and customers. Research this topic and thousands of others online. Question: Is it lawful for sellers to "spy" on buyers and over-hear buyers' private conversations via a nanny cam? Answer: 1 of 9 3/18/14, 2:53 PM

2 Probably not. While nothing in Washington law or federal law appears to prohibit the filming of buyers' physical movements within seller's home, seller is prohibited, by Washington law, from intercepting buyers' conversation through an audio recording without first obtaining buyers' consent. RCW says: "... it shall be unlawful for any individual... to intercept, or record any... Private conversation, by any device electronic or otherwise designed to record or transmit such conversation... without first obtaining the consent of all the persons engaged in the conversation." While the Hotline lawyer is not aware of any case law directly addressing this issue, it does not appear that there are any exceptions allowing the nanny cam, audio recording, absent buyers' consent. Moreover, buyers' consent must be given orally, as part of the actual recording. It is not enough for seller to post a sign in the home announcing that audio visual recording equipment is operating within the home. Print this week's Legal Hotline - Click here Career Help We have scanned and selected interesting tips & tricks articles from a variety of industry publications so you don't have to. Always check with your broker/owner to see if these practices fit within your company policies. After the Craigslist Crackdown (Eight11.com) Craigslist insists that you play by its rules. That means no more fancy listings for you. Here's what you need to know about posting to Craigslist now. In November, 2013, Craigslist told every real estate agent that used fancy listing ads to take a hike. Just in case you missed the news, the classified ads site said that it would no longer accept HTML tags or fancy HTML posts from services like Postlets, Listings to Leads, Realbird or vflyer... 2 of 9 3/18/14, 2:53 PM

3 Tactics for Overcoming Facebook's New Algorithm (RIS Media) One of the greatest tools in a real estate pro's marketing arsenal these days is their Facebook page, whether they rely on their personal

3 3 Tactics for Overcoming Facebook's New Algorithm (RIS Media) One of the greatest tools in a real estate pro's marketing arsenal these days is their Facebook page, whether they rely on their personal account or a creative business page. Even if you thought your Facebook page was doing well in the past, you may have noticed some changes in Top Stories We have our first winner... And there's still two more chances to win! We've asked Washington REALTOR members to take a quick, 10-minute online survey so we can determine: Where we need to get better! What services we can provide you to make your business more profitable? What do you currently value from your Association? And what you don't? How do you feel about the role of advocacy? Everyone who completes the survey (and checks the "enter me into the drawing" box) will have a chance to win one of several $50.00 cash prizes. We will draw a name from the complete list of entries on March 24th and March 29th. Survey closes on March 28th. If you did not receive the with the survey link, click Take the Survey below. You must be a member with the Washington REALTORS to participate... 3 of 9 3/18/14, 2:53 PM

4 4 Million Renters Say They're Eager to Buy (REALTORMag) Ten percent of U.S. renters say they want to buy a home in the next year, according to a new survey of renters in the 20 largest housing markets by Zillow. That means if all the renters buy a home in the next year that would amount to about 4.2 million first-time home buyer sales - double the number of first-time buyers in 2013, CNBC reports. Agents Target Unlisted Foreclosures with More Success (InmanNext) More than 8 in 10 real estate owned (REO) properties - 500,000-plus homes that could ease today's sharp inventory shortage - are unlisted, according to an estimate provided to Inman News by data aggregator RealtyTrac. And more than 9 in 10 of the estimated 844,000 homes that are in the foreclosure process but not yet repossessed are also sitting on the sidelines, according to RealtyTrac. Mortgage 4 of 9 3/18/14, 2:53 PM

National Averages 30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM Average Rates 4.37% 3.38% 3.09% 2.48% Change (from prior week) +0.09% +0.06% +0.06% -0.04% Fees & Points 0.6 0.6 0.4 0.4 Margin N/A N/A 2.

5 National Averages 30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM Average Rates 4.37% 3.38% 3.09% 2.48% Change (from prior week) +0.09% +0.06% +0.06% -0.04% Fees & Points Margin N/A N/A Regional Averages (West) 30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM Average Rates 4.32% 3.32% 2.83% 2.18% Change (from prior week) +0.09% +0.06% +0.02% -----% Fees & Points Margin N/A N/A Source: Freddie Mac - Weekly mortgage rates released every Thursday. Freddie Mac's Primary Mortgage Market Survey Government Affairs Impact of the New Flood Bill In this short video, NAR Senior Policy Representative Austin Perez explains how the bill will impact the flood insurance rates paid by homeowners. He also answers the pressing question: "What should I tell a buyer if they ask about insurance rate increases?" 5 of 9 3/18/14, 2:53 PM

6 Education For your convenience, Washington REALTORS Education offers both online education and live classes, including webinars! To participate in a webinar, all you need is internet access and a phone. For more information, or to sign up for classes, visit Upcoming Live Classes: Date Course Title CE Hours Instructor Location Registration Options 3/21/2014 Statewide Forms 7.5 Lower Columbia AOR (360) /24-25/2014 Certified Negotiation Expert (CNE) 15.0 Pili Meyer Tacoma 8:30 am - 4:30 pm 3/27/2014 CORE 3.0 Olympia/Webinar (800) or 4/9/2014 Statewide Forms (Full day) 7.5 TPCAR (Tacoma REALTOR Office) 8:30am-5:00pm 4/10/2014 CORE 4.0 Michael Alvarez TriCities Association 1:00pm-5:00pm (509) /10/2014 Statewide Forms - 1/2 Day 4.0 4/10/2014 Attorney Survivor! 3.0 Skagit Casino (360) Skagit Casino (360) /11/2014 Introduction to Social Media Marketing for REALTORS 3.5 Terry Eccles- Pettet Olympia/Webinar 8:30-12pm 4/16/2014 NAR Code of Ethics 3.0 4/16/2014 CORE 3.5 4/17/2014 CORE 3.5 Jan Ellingson Jan Ellingson Michael Alvarez Pullman (509) Pullman (509) Wenatchee (509) of 9 3/18/14, 2:53 PM

4/23/2014 Statewide Forms (Full day) 7.5 Yakima (509) 457-8191 4/30/2014 The Principles & Punch of Ad Writing 3.

7 4/23/2014 Statewide Forms (Full day) 7.5 Yakima (509) /30/2014 The Principles & Punch of Ad Writing 3.5 Pili Meyer Olympia/Webinar 9:00am-12:30pm 5/7/2014 Effective Negotiation for Real Estate Professionals 7.5 Pili Meyer Tacoma 8:30am-4:30pm 5/7/2014 CORE 3.5 5/7/2014 Best of the Legal Hotline 4.0 Longview (360) Longview (360) /8/2014 List to Sell 7.5 Pili Meyer Tri City 8:30am-5pm (509) /8/2014 One Size Doesn't Fit All 7.5 Doug Tingvall Yakima (509) /28-29/2014 Seniors Real Estate Specialist (SRES) 13.0 Pili Meyer Tacoma 8:30am-4:30pm Visit Washington REALTORS Education for a complete list of classes, how to register, and more... Thank You, Sponsors! 7 of 9 3/18/14, 2:53 PM

Get the Facts Best of the Legal Hotline Q & A Question Is it

for "X" percent? (The "X" is an actual number in the advertising.

Hotline Attorney writes the Legal Hotline Question and Answer of

Association of REALTORS members or their clients and customers.

8 Get the Facts Best of the Legal Hotline Q & A Question Is it lawful for a broker to advertise that the broker lists property for "X" percent? (The "X" is an actual number in the advertising.) Click here for the ANSWER! Hotline Attorney writes the Legal Hotline Question and Answer of the Week. Please submit questions to legalhotline@warealtor.org or call (800) Please have your NRDS number ready when you call or the Hotline with your question. The Legal Hotline lawyer does not represent Washington Association of REALTORS members or their clients and customers. Research this topic and thousands of others online. Member Resource Quick Links Please have your NRDS number and password ready when you access some of these links. Stay Connected! 8 of 9 3/18/14, 2:53 PM

9 Washington REALTORS PO Box 719, Olympia, WA Copyright All Rights Reserved. Forward this This was sent to by Update Profile/ Address Instant removal with SafeUnsubscribe Privacy Policy. Washington REALTORS PO Box 719 Olympia WA of 9 3/18/14, 2:53 PM

You are receiving this because of your relationship with Washington Association of REALTORS. May 27, 2014 Stay Connected!

You are receiving this because of your relationship with Washington Association of REALTORS. May 27, 2014 Stay Connected! You are receiving this email because of your relationship with Washington Association of REALTORS. May 27, 2014 Stay Connected! Hotline Attorney Annie Fitzsimmons writes the Legal Hotline Question and