1 bedroom apartment for only 25,000 EUR*

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1 bedroom apartment for only 25,000 EUR*

2 SeaView Residence - Phase 24 apartments in luxury garden complex first line by the sea 80% OUT Within its fully owned and private beautiful garden At only 20 meters distance to the natural beach of Costinesti marina by the resort s harbour. Every apartment has large, private terraces of squared meters receptions, a large swimming pool and playing area, and allocated parking spaces Access is fully controlled, with 24/7/365 on-site security monitoring Full management and rental services Sea View Residence Tower 2 - will be launched in early 2009 and will bring many exciting facilities: restaurant, market/shopping, office space, kids area, sports area etc.

3 Access road First sea line Marina Costinesti

4 Promenade & beach Holiday villas North Beach

5 Sea View Residence - Costinesti Architect s s impressions of sides views East South West North

6 Sea View Residence - 2 Towers project South East West Sea View Completion 2009 Sea View 2 - Completion 20 North

7 Sea View - Plan of the ground floor 3,5m² 7 m²

8 Sea View Typical upper floor plan 5 m² 5,50 m² 3,5 m²

9 Studio - Type Terace Kitchen Living area m²,58 m² 9,8 m² Room 8,88 m² Bath 3,6 m² 5 m²

10 Studio - Type 2 Living area 48.7 sqm

11 Bedroom - Type Living area 5 m² 5,50 m² 3,5 m²

12 Living area sqm Bedroom - Type 2

13 2 Bedrooms -Type Living area 85.8 sqm

14 Sea View Residence - Costinesti Technical specifications All apartments are build with the most efficient building techniques and materials available in today s industry Efficient outside thermal building insulation layer applied on Porothem brick walls All electrical connexions and installations fully fitted across the full building All rooms have the required mains sockets The building is endowed with its own heating system for permanent service of cold and hot water It has also its own sewage system fully connected to the public network All internal walls finished and decorated to a high standard with washable paints in the main rooms Telephone points and sockets installed in the whole building All bathrooms are fully fitted and fully equipped All communal areas will be fully decorated and finalised (paving, walls, gardens, swimming pool, external lights).

15 Sea View Residence - Costinesti RomDeals interiors design service RomDeals Interiors can offer a bespoke service to furnish all apartments to a high standard. From simple and functional, Mediterranean style to contemporary, designer schemes we can cater for any style. We offer internal decorations, mixtures and fittings to complement all tastes. In addition we also offer the popular, standard rental package which includes the essential furniture and equipment needed to make the apartment highly lettable.

16 SeaView Residence Costinesti Full management of the entire complex Cleaning, washing and ventilation of the apartments and the communal areas Maintenance and repairs (whenever needed) Rental services Advertising and communication with all clients Others services required in keeping the apartments in best condition

17 Sea View Tower - Price list Apartament Code Floor No. of Rooms Share of land allocated sqms Built surface sqms Ron Price* Euro Availability SV 02 GF ,800 99,950 Available SV 03 GF ,000* 27,500* Available SV 04 GF ,000 74,500 SV 05 GF ,800 29,950 Available SV ,000* 25,000* Available SV SV SV SV SV ,800 74,950 REZERVAT SV SV SV SV

18 Price list Apartament Code Floor No. of rooms Share of land allocated Build surface Price* Availability sqm sqm Ron Euro SV ,800* 29,950* Available SV SV SV SV SV SV SV SV SV Prices do not include VAT at 9%. RON prices are firm, EURO prices are for illustration. Each parking space cost 39,950 RON + VAT. Completion 30 th September *Cost is for 3 equal payments every year ( ) until balance is settled in full. Buyer can use, let, sell the apartment from day. Mortgage finance available for all types of clients.

19 Scenario of rental revenue for apartment SV Month Season Nr. of days Tariff/day (EUR) occupancy 60% occupancy 75% occupancy 90% May June July August September TOTAL Yield Low High High High Low %

20 200% profit in 5 years through mortgage leverages

21 Apartment type One bedroom apartment SV SEA VIEW RESIDENCE Flexible Finance Option * Total price (RON) Advance (RON) Remaining balance (RON) Total repayable sum in 24 months (4%APR/year) (RON) Monthly instalment (RON) for first 24 months Remaining sum for bank loan Valuation at 30% capital appreciation after 2 years Maximum Loan to Value (LTV) 80% Profit december % Property prices in Romania are predicted to increase by 44% to 204. Source: Channel 4, Price Waterhouse Coopers *This scenario is available for any apartment purchased.

22 Apartment type SEA VIEW RESIDENCE Flexible Finance Option 2* Total price (RON) Advance 25% (RON) Remaining balance (RON) Advance 2 30% in 3 months (RON) Valuation at 25% capital appreciation at completion Mortgage Maximum Loan to Value (LTV) 80% Remaining money for investments (RON) Profit december 2009 One bedroom apartment SV % Property prices in Romania are predicted to increase by 44% to 204. Source: Channel 4, Price Waterhouse Coopers *This scenario is available for minimum 2 apartments purchased.

23 RomDeals Property newspapers apparition Sea View Residence, the best position on the Black Sea Coast Adevarul newspaper 9 september 2008 First Condominium on Costinesti Bursa newspaper 0 July 2008

24 RomDeals offers best value in Romanian real estate market Capital newspaper 2 July 2008 Summer time is best for beach property investments Capital newspaper 25 June 2008

25 English buy beach apartments in Costinesti Finance Daily 5 March 2007 RomDeals to invest 2 mil. in North Bucharest DailyBusiness 8 April 2008

26 Mortgages for non-romanian citizens How to get a mortgage in Romania RomDeals Property will help you throughout the mortgage application. Mortgages can be only obtained on built properties. Until completion we can offer a bridge loan. st Step Prepare the following documents Passport and Driving License National Insurance Number P60 or P45 Marriage Certificate (if married) Official Letter from your employer stating that you Mrs/Ms X has been working with them since XXX, as XXX (position held) for the duration of XXX (contract details) and state your Net monthly Salary 6 months of salary slips in order to date 6 months of bank account statements (to correspond with salary entering account) 2 nd Step Open a bank account Will be requested to go to the local bank in Romania with your passport to open a bank account. 3rd Step Pre-offer The bank will provide you with a pre-offer stating the mortgage amount that you can get.

27 Criteria for Mortgages APR Duration From 6.8% Up to years Minimum deposit 25% of the property price Administration fee Early repayment fee 495 euros 4 % from the settled amount Criteria of eligibility Age < 65 years proof of income

28 Finance scheme SEA VIEW RESIDENCE - Costinesti. 30% deposit and stage payments at 0% interest to completion 2. 30% deposit and nothing to pay until completion at 0% interest pa 3. 50% deposit and stage payments with a choice of: % discount or FREE furniture packs + air conditioning 4. 50% deposit and nothing to pay until completion with 7% interest 5. 90% outright payment and 0% at completion for a 3% discount 6. Full payment at contract stage for a 5% discount Mortgage finance is available in any scheme. The key word is flexibility, we can accommodate any request. As the season soon starts will be a lot of interest from both Romanian and foreign clients. All clients will be well advised to buy now to get a chance of the off-plan differential!

29 Consultants,Investments Developers & Builders Sea View Residence - Costinesti UK hotline REAL ESTATE DEVELOPER ELENA HOAGHEA Property Consultant Tel: elena.hoaghea@romdeals.com CAMELIA AGACHI Property Consultant Tel: camelia.agachi@romaniandeals.com RAZVAN SATNOIANU MANAGER GENERAL Tel: office@romaniandeals.com MARCELA STEFAN Property Consultant Tel: marcela.stefan@romdeals.com

30 DISCLAIMER and LEGAL NOTICE Full due diligence is carried out on all prospective and selected projects in whichever way is deemed appropriate. This may include extensive research and analysis, market comparisons and on site inspections, and ensures all projects presented to investors have undergone a robust selection process. Property values can fall as well as rise. Information provided in this document is provided without warranty of any kind The material contained within this document has been prepared for information purposes only. Figures relating to prices, capital appreciations, rents and yields are projections only and not guarantees. Information contained herein is believed to be correct, but cannot be guaranteed. In case of queries or doubt you should consult an independent investment adviser. No personal recommendation is being made to you and the past is not necessarily a guide to the future. For all legal matters Romanian law applies.

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