By Emerson Homes. Kevin J. Maher Emerson Homes 1B Swanson Road Auburn, MA 01501

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1 Kevin J. Maher Emerson Homes 1B Swanson Road Auburn, MA Cell: Fax: By Emerson Homes

2 At Oak Ridge Estates Oak Ridge Estates is Leicester s finest Adult Community. Set on thirty picturesque acres in the rolling hills of central Massachusetts, Oak Ridge Estates has been carefully designed in harmony with the natural beauty of its surroundings. The neighborhood quality at Oak Ridge Estates has been carefully developed with open space and nature trails giving the entire community the look and feel of a small New England Village. In keeping with this New England theme, our four architecturally designed models have each been given the name of a prominent citizen from the town s early history. At Oak Ridge Estates, each home has been designed with the active adult lifestyle in mind. Every home enjoys a balance of gracious, yet convenient living. From the first floor master bedroom suite, designed with a master bath and concealed laundry, to the elegant living and dining areas. Each home offers standard features such as: cathedral ceilings, an open floor plan, central air conditioning, and a broad selection of custom features that can be added to match your new home to your specific tastes and needs. Outside, every home has been designed with an easy care exterior, covered entryway, professional landscaping, and underground utilities. Convenience extends from your home s careful design to its rural setting. It is located just minutes from the Massachusetts Turnpike, Routes 9 and 20, Interstates 290 and 395, and less than one hour from downtown Boston. Oak Ridge Estates provides privacy, yet offers easy access to a broad range of exciting social and cultural resources.

3 Site Plan

4 The Winslow First Floor: 1,265 Sq. Ft. Total: 1,623 Sq. Ft. Loft: 358 Sq. Ft. Warm and Inviting 1st Floor Master Bedroom Double Vanity Master Bath plus Half Bath Kitchen with Island and Pantry 18' Living Room opens to Dining Area Two Car Garage

5 The Winslow

6 The Wesley First Floor: 1,378 Sq. Ft. Total: 1,690 Sq. Ft. Loft: 312 Sq. Ft. Two Warm and Inviting 1st Floor Bedrooms Double Vanity Master Bath plus 2nd Full Bath Kitchen with Island and Pantry 18' Living Room opens to Dining Area One Car Garage

7 The Wesley

8 The Sargeant First Floor: 1,368 Sq. Ft. Total: 1,368 Sq. Ft. Loft: n/a Spacious Privately Designed Master Suite Double Vanity Master Bath plus 3/4 Bath Generous 2nd Bedroom Entertainment Sized Dining Room U-Shaped Galley Kitchen Two Car Garage

9 The Sargeant

10 The Murdock First Floor: 1,587 Sq. Ft. Loft: 393 Sq. Ft. Total: 1,980 Sq. Ft. Spacious Privately Designed Master Suite Double Vanity Master Bath Generous 2nd Bedroom Entertainment Sized Dining Room U-Shaped Galley Kitchen Two Car Garage

11 The Murdock

12 Kevin J. Maher Emerson Homes 1B Swanson Road Auburn, MA Cell: Fax: By Emerson Homes

13 The Brewster 1,401 Square Feet All plans are for general representation purposes only. Ceiling height and design are per standards general specifications. House locations are subject to engineering and construction review prior to signing of the of the construction contract. Please contact an Emerson Homes Representative if you have any questions.

14 The Falmouth 1,427 Square Feet All plans are for general representation purposes only. Ceiling height and design are per standards general specifications. House locations are subject to engineering and construction review prior to signing of the of the construction contract. Please contact an Emerson Homes Representative if you have any questions.

15 The Orleans 1,431 Square Feet All plans are for general representation purposes only. Ceiling height and design are per standards general specifications. House locations are subject to engineering and construction review prior to signing of the of the construction contract. Please contact an Emerson Homes Representative if you have any questions.

16 EXTERIOR GROUNDS 1. Asphalt driveway single base coat. 2. Landscaped disturbed areas or 30 around house. Rake and seed 3. Private water by well certified per bank & town requirements 4. Public sewer EXTERIOR HOUSES 1. Poured 10" concrete foundations with 4" thick floor. 2. 2" x 6" exterior walls year asphalt roof architectural shingles. 4. Vinyl siding on OSB sheathing with Tyvek wrapping. 5. Steel insulated front door painted white. 6. Steel insulated rear door painted. 7. Anderson vinyl clad exterior thermo pane tilt out windows with screens. 8. One water spigot. 9. Decks with pressure treated materials per plan. 10. Front steps and porch per plan completed with pressure treated materials. INTERIOR HOUSE 1. Painted interior including window trim. 2. Mass Energy Code Compliant. 3. Blue board walls with skim coated plaster. 4. Heating is force hot air by oil with central air conditioning. 5. Freestanding hot water tank oil fired. 6. Washer & dryer hook-up per plan amp electrical service. 8. Stainless steel sink in kitchen. 9. Interior doors six panel colonist painted. 10. Wiring for 3 phone jacks and 3 cable jacks 11. Flooring allowances quoted per square yard for carpet & vinyl 12. Cabinet, vanities & counter top allowance quoted per plan by builder 13. Light fixtures allowance per contract 14. All interior walls painted one color 15. All interior wood work & trim painted one color 16. Front exterior doors painted one color. 17. Flooring 3/4" Advantec 18. Interior garage walls are unfinished accept where firewalls are required by code.

17 General Lighting $ 1,000 Flooring (Carpet) $ per square yard Flooring In-lay Areas $ 5.90 per square foot Deck (8 x 8) $ 1,400 Asphalt Driveway Per Builders Specification Included Kitchen Cabinets, Counter Tops & Vanities Per Plan In Pricing Propane Gas Fireplace Unit Included Exterior Lighting Included 4 Recessed Can Lights Included Appliance Package - Black or White Finish Included Automatic Garage Door Opener w/key Pad Included Garbage Disposal Unit Included Waterline To Refrigerator Included

18 Sunroom 12 X 12 w/rear Step, Carpet, Electrical, and Insulated Base $ 17,500 Additional Deck Flooring Area per Square Foot (No Additional Concrete Tubes) $ 24 psf Hardwood Flooring 2 ¾ Inch Red Oak Installed-Sanded-Stain On Site $ 9.00 Ceramic Tile Flooring $ 9.00 Second Sink $ 675 Standard Appliances are White/Black Finish. Stainless Steel Upgraded $ 1,500 Room Color Charge $ 150 Ceramic Tile Shower Stall $ 875 Propane Gas Heating Quoted Per Plan Remove Lolly Columns-Replace with Steel Beams or LVL s Quoted Per Plan Interior Window Grills Quoted Per Plan Granite - Custom Counter Tops Quoted Per Plan

19 1. Exterior colors, roof shingles and lighting match existing units on site 2. All farmer s porches area optional even if on plan it marketing kits 3. All lower level walkouts include two full size windows and single steel insulated door 4. All vinyl flooring and ceramic tile allowances includes costs of underlayment 5. Emerson Homes will not carry Work Order Change Requests in excess of $2, Emerson will begin construction only upon receipt of the following items: Signed Purchase & Sales Agreement with Deposit Formal Bank Commitment 7. All fee income is only paid on base price included in contracts per Offer to Purchase 8. Trey, cathedral and vaulted ceilings are optional and available at additional cost Marketing Prints are for Display Purposes Only. Hip Roof Lines are Excluded

20 COMMUNITY FEATURES: Mature Natural Settings Scenic Roads Lighted Sidewalk Areas Professionally Landscaped ARCHITECTURAL DESIGN: 4 Elegant Designs Wide Door Openings for Easy Access Covered Front Entry First Floor Master Suite Master Suite Laundry Hookups Eat-in Kitchen Formal Dining Room Multiple Bathrooms 1 or 2 Car Garages Loft Options Available Full Basement Optional MAScheck Energy Designed Home HOME EXTERIOR & STRUCTURE: Stick Built Frame - 2x6 Construction 30 Year Architectural Shingles Maintenance Free Vinyl Siding Tilt in, Energy Efficient Windows Insulated Fiberglass Oval Glass Front Door Private Deck off Living Room Sunroom Option Available Recessed Lighting HOME INTERIOR FEATURES: One Level Living Plastered Walls - Smooth Finish Plastered Ceilings & Closets - Textured Finish Six Panel Colonist Doors Colonial Window, Door & Baseboard Trim Gas Log Fireplace Oak Cabinets Applianced Kitchen-Black or White Appliances Double Bowl Vanity in Master Bath Garage Door Opener w/remote UTILITIES & MECHANICAL: High Efficiency Oil Heating Central Air Conditioning 200 AMP Electrical Service Electrical GFI Outlets - Front & Rear Non Freeze Faucets - Inside Garage & Rear Private Water Public Sewer Roads to be Maintained by Town Once Project is Complete

21 KITCHEN APPLIANCES: Stainless Steel Appliance Upgrade $1,000 GRANITE COUNTER TOPS: Winslow $ 2,675 Wesley $ 3,475 Sargeant $ 3,100 Murdock $ 3,350 LOFT FINISHED PER PLAN: Unit With Bathroom Without Winslow $18,300 $12,700 Wesley $16,500 $10,000 Murdock $19,400 $13,900 LOWER LEVEL FINISH: Unit Area Price Winslow 1,170sf $29,000 Wesley 1,008sf $29,000 Sargeant 730sf $24,500 Murdock 870sf $28,400 LOWER LEVEL OPTIONS: 2 full size windows & 6 foot slider $ 4,500 Additional 1 foot basement height $ 2,500 FLOORING OPTIONS: Custom hardwood floors or ceramic tile pricing by unit and location: Location The Winslow Unit The Wesley Unit The Sargeant Unit The Murdock Kitchen & Dining $2,650 $2,650 $2,875 $1,700 Living Room $1,975 $1,975 $1,950 $3,128 Foyer $1,360 $ 650 $ 825 $ 695 Master Bathroom $ 725 $ 535 $ 595 $ 725 Main Bathroom $ 525 $ 450 $ 515 $ 450 SUN ROOMS:

22 Oak Ridge Estates Lighting Custom lighting is included in base price. All pricing includes fixtures and installation. To view the standard lighting for Oak Ridge Estates, visit: Benoit s Lighting 16 Pleasant Street Leicester, MA Contact: Standard Matching Exterior (Included Required) Front Door Seagull Design Rear Deck Seagull Design Walkout Basement Seagull Design Double Head Spot Interior Lighting Package ($1,000 Allowance) Dining Room Kitchen Island Hallway Master Closet Main Bath Hall To Garage Foyer Kitchen Center Master Bedroom 2 nd Bedroom Master Bath Double Liv. Rm. Paddle Fan w/light

23 Emerson Homes Project List: EMERSON HOMES - LAND DEVELOPMENT: Curtis Meadows Estates Auburn 21 Lot Sub-Division Completed Lowes Brook Estates Oxford 18 Lot Sub-Division Completed Prospect Hill Estates Phase I Auburn 11 Lot Sub-Division Completed Jacobs Way Estates/South St. Auburn 9 Lot Sub-Division Completed Cedar Street Auburn 3 Lot Sub-Division Completed School Street Auburn 4 Lot Sub-Division Completed Harrison Avenue Auburn 4 Lot Sub-Division Completed Prospect Hill Estates II/III Auburn 31 Lot Sub-Division 95% Complete Spot Lot Development Auburn 11 Lots (Various) Completed MARKETING/CONSULTING/PARTICIPATION: Maywood Circle Auburn 4 Lot Sub-Division Completed Prospect Estates (Fenwick) Auburn 18 Lot Sub-Division Completed Potter Farm Estates Auburn 81 Lot Sub-Division Completed Crowl Hill Estates Auburn 4 Lot Sub-Division Completed Updated May 2010 Member FDIC / Member SIF Your deposits are insured in full Development and Construction financing provided by Hometown Bank of Oxford. Purchase mortgages available at great rates and terms. Hometown Bank will waive all application and processing s fees on mortgages for all Oak Ridge Estate purchases. For purchase financing please contact: Michael P. Mahlert Vice President Senior Lending Officer Hometown Bank A Cooperative Bank 31 Sutton Ave Oxford, Ma Office: (508) Cell: 508) Fax: (508) mmahlert@hometowncoop.com At Hometown Bank we Pride ourselves on providing Superior Customer Service. If you are pleased with the service you receive at Hometown Bank, please refer a Friend. Thank you

24 Emerson Homes is a residential custom home construction company based in Auburn, Massachusetts. We have a significant track record of successful performance in the local real estate market. Emerson Homes has been involved in many phases of real estate development and residential home construction in the community for the past 25 years. As builders of high-end custom and entry level homes, we can complete any phase of residential construction services. We pride ourselves on maintaining a solid reputation by offering a quality product in a timely fashion. We have an excellent reputation for offering a quality product with superior service! Emerson Homes is owned and run by Kevin J. Maher and John E. Stelmok who are well known as experts in the real estate and development industry in the Worcester Area. With a combined 50 years of experience in the real estate industry, they are a knowledgeable, stable force in the community. Emerson is an established multitasking company with expertise in all phases of residential development, construction and marketing.

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26 Directions: From I-90 (Massachusetts Turnpike) Take exit 10 Follow to Rte 12 South to Rte 20 South towards Oxford Right onto Rte 56 Right onto Stafford Street Right onto Henshaw Street Left onto Virginia Drive From I- 395 and I-290 Take exit 6 (Rt. 20) West towards Oxford Right onto Rte 56 Right onto Stafford Street Right onto Henshaw Street Left onto Virginia Drive From Route 9 Follow Route 9 to Leicester (Main Street) Turn onto Auburn Street Right onto Stafford Street Right onto Henshaw Street Left onto Virginia Drive Kevin J. Maher Emerson Homes 1B Swanson Road Auburn, MA Cell: Fax: kjmaher@emersonhomes.net